retirement actuary

<div>
 
 
 Job Title:
 
 Senior Actuarial Analyst
 
 
 
 Business Line:
 
 Health
 
 
 
 Location:
 
 Riyadh, Saudi Arabia
 
 
 
 
 
 
 About the Role:
 
 
 
 As a Senior Actuarial Analyst within Aon&rsquo;s Health Solutions team in our Riyadh office in the, you will leverage your actuarial expertise and industry experience to deliver advanced analytical support and strategic recommendations to our clients. In this role, you will proactively evaluate complex benefit plan data, refine cost projections, and contribute to client-focused solutions while working with diverse teams and stakeholders.
 
 
 
 
 
 
 Key Responsibilities:
 
 
 
 
 
 <ul>
 <li>
 Analyze claims data, plan demographics, and utilization to identify trends and drive actionable client insights.
 </li>
 <li>
 Develop and refine actuarial models for claim projection and rate setting.
 </li>
 <li>
 Provide market benchmarks for medical benefits schemes and assess the impact of product changes.
 </li>
 <li>
 Support client renewals by reviewing carrier quotes, underwriting assumptions, and summarizing cost drivers for client presentations.
 </li>
 <li>
 Contribute to strategic recommendations, such as plan design changes, cost containment strategies, and wellness initiatives.
 </li>
 <li>
 Prepare and present analytical findings to clients and internal stakeholders, translating complex data into actionable insights and recommendations.
 </li>
 <li>
 Collaborate with carriers to negotiate favorable terms and communicate actuarial advice.
 </li>
 <li>
 Monitor regulatory updates and industry trends impacting health insurance plans and rating methodologies.
 </li>
 </ul>
 
 
 
 
 
 Qualifications:
 
 
 
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree in actuarial science, Mathematics, Statistics, Finance, or a related field.
 </li>
 <li>
 2-3 years of actuarial experience, preferably within health insurance or employee benefits brokerage/consulting.
 </li>
 <li>
 Advanced proficiency in MS PowerPoint, Excel, and data analytics; experience with VBA, SQL, or Power BI is desirable.
 </li>
 <li>
 Strong communication skills with proven ability to explain technical data to non-actuarial audiences.
 </li>
 <li>
 Effective project management skills and ability to handle multiple client deliverables under tight deadlines.
 </li>
 <li>
 Experience working in the medical field.
 </li>
 </ul>
 
 
 
 
 
 KSA HR Notice:
 
 
 
 Aon is committed to fostering a work environment in compliance with the Kingdom of Saudi Arabia&rsquo;s local labor regulations and Saudization requirements. We encourage applications from qualified Saudi nationals. All hiring practices and employment terms will adhere to the Kingdom&rsquo;s labor policies. We ensure fair consideration and equal opportunity to all candidates, supporting a diverse and inclusive workplace.
 
 
 
 
 
 
 About Aon:
 
 
 
 Aon plc (NYSE: AON) exists to shape decisions for the better &mdash; to protect and enrich the lives of people around the world. Our colleagues provide customers in over 120 countries and sovereignties with expertise across risk, retirement, and health solutions. Aon is dedicated to fostering an inclusive culture, developing talent, and helping clients make better decisions that drive business success.
 
 
 
</div>

Senior Actuarial Analyst

HUB International

<div><div><div>Job Description</div></div><div><div><div><div><div><div><div><div><div>
ABOUT US
At HUB International, we are a team of entrepreneurs. We believe in protecting and supporting the aspirations of individuals, families, and businesses. We help our clients evaluate their risks and develop solutions tailored to their needs. We believe in empowering our employees to learn, grow, and make a difference. Our structure enables our teams to maintain their own unique, regional culture while leveraging support and resources from our corporate centers of excellence.
HUB is a global insurance and employee benefits broker, providing a boundaryless array of business insurance, employee benefits, risk services, personal insurance, retirement, and private wealth management products and services. With over $5 billion in revenue and almost 20,000 employees in 600 offices throughout North America, HUB has grown substantially, in part due to our industry leading success in mergers and acquisitions.</div></div></div></div></div></div></div></div></div>
ABOUT THE ROLE
The Actuarial Consultant will support our growing national actuarial practice, initially reporting to the National Director of Underwriting and Actuarial Services. This individual will support a portfolio of Employee Benefits (EB) clients varying in the role of lead actuary (for small to mid-market clients) and supporting actuary (for the large market clients).
The Actuarial Consultant will also provide mentorship to junior team members and may offer support to regional consulting teams. This role requires a hands-on approach to both routine and ad hoc analyses, leveraging data from our warehouse and other systems to meet client needs and support strategic national initiatives.
In this collaborative role, the Actuarial Consultant will work closely with specialty practices such as Clinical and Pharmacy teams, as well as development teams, to drive success across the organization. They will act as a valuable resource for regional financial consulting teams, helping ensure exceptional service and expert guidance.
In This Role, You&rsquo;ll Get To
The essential duties contained in this job description reflect general details as necessary to describe the principal functions of this job, the level of knowledge and skill typically required and the scope of responsibility. It should not be considered an all-inclusive listing of work requirements. Individuals may perform other duties as assigned, including work in other functional areas to cover absences, equalize peak work periods or otherwise to balance the workload.<ul><li>
Act as client lead for small and mid-market clients; provide support to large clients</li><li>
Coordinate with internal teams to ensure high-quality, timely deliverables for clients</li><li>
Support the National Director and Senior Actuary to offer actuarial direction and strategic guidance, supporting the financial reporting needs enterprise-wide, including the development of financial templates, calculators, and models</li><li>
Execute projects, including: experience reports, budget projections, and reserve setting</li><li>
Work on ad hoc projects requiring data analysis within Excel and HUB&rsquo;s data warehouse</li><li>
Update, build, and review tools and templates</li><li>
Collaborate with Clinical, Pharmacy, and Health &amp; Performance teams on various cost containment analyses and strategies</li><li>
Analyze benefits plans, funding mechanisms and/or vendor partners to help achieve clients&rsquo; goals</li><li>
Act as a strategic advisor/SME to clients and/or internal stakeholders as it relates to actuarial and financial consulting needs</li><li>
May represent HUB to prospective and current clients</li><li>
Work on special projects and continue to build technical skills</li><li>
Support junior colleague development through peer review and mentorship</li></ul>
Role Requirements<ul><li>
Bachelor&rsquo;s degree.</li><li>
Active Associate of the Society of Actuaries (ASA) certification</li><li>
Able to sign actuarial certifications with necessary Associate of the Society of Actuaries and Member of the American Academy of Actuaries credentials</li><li>
5+ years of employee benefits consulting experience. Experience with clients ranging from mid-market, upper mid-market, and jumbo preferred</li><li>
Knowledge of various markets across the US preferred</li><li>
Exposure to various industries, including education, healthcare and public-sector preferred</li><li>
Proficiency with Excel, VBA, Power Query, Power BI, SQL, and/or other technical experience</li><li>
Experience with self-funded clients and comfortable projecting budgets, setting reserves, and negotiating renewals</li><li>
Strong critical thinking skills and ability to manipulate and analyze data</li><li>
Passion for leading and developing others</li><li>
Ability to communicate clearly with clients and internal stakeholders</li><li>
Experience leading client teams/projects and delivering client presentations</li><li>
Comfortable in data warehouse, running standard and ad hoc reports</li><li>
Obtain Life &amp; Health Insurance license within first 3 months of employment with HUB</li></ul>
JOIN OUR TEAM
Do you believe in the power of innovation, collaboration, and transformation? Do you thrive in a supportive and client focused work environment? Are you looking for an opportunity to help build and drive change in a rapidly growing and evolving organization? When you join HUB International, you will be part of a community of learners and doers focused on our Core Values: entrepreneurship, teamwork, integrity, accountability, and service.
Disclosure required under applicable law in California, Colorado, Illinois, Maryland, Minnesota, New York, New Jersey, and Washington states: The expected salary range for this position is $ 110,000 to $120,000 and will be impacted by factors such as the successful candidate&rsquo;s skills, experience and working location, as well as the specific position&rsquo;s business line, scope and level. If you believe that your qualifications and experience surpass the minimum requirements for this role, we encourage you to submit your application. By doing so, we will be able to keep your application on file for consideration for potential future positions within our organization. HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits such as vacation, sick, and personal days, and eligible bonuses, equity and commissions for some positions.
Department Account Management &amp; Service
Required Experience: 5-7 years of relevant experience
Required Travel: Negligible
Required Education: Bachelor's degree (4-year degree)
HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.
E-Verify Program
We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the recruiting team HUBRecruiting@hubinternational.com. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications.</div>

Actuarial Consultant

Nationwide Mutual Insurance Company

<div>As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide&reg;, &ldquo;on your side&rdquo; goes beyond just words. Our customers are at the center of everything we do and we&rsquo;re looking for associates who are passionate about delivering extraordinary care.
Actuary - Personal Lines Pricing
About the Role:
Join our dynamic team as an Actuary specializing in Personal Lines Auto &amp; Home Pricing. This pivotal role involves leading &amp; owning state level pricing decisions and collaborating closely with business partners. This is a key member of our leadership team, driving a partnership-driven approach.
Key Responsibilities:<ul><li>
Lead pricing decisions &amp; ensure alignment with business objectives.</li><li>
Serve as a mentor and coach to support the career development of the team&rsquo;s junior actuaries.</li><li>
Serve as a thought leader on actuarial methodologies, conducting &amp; leading comprehensive analyses &amp; work plans to ensure quality and accuracy.</li><li>
Engage with business partners to assess and enhance pricing capabilities in the market.</li></ul>
Qualifications:<ul><li>
ACAS is required; candidates with FCAS are preferred.</li><li>
Generally, seven or more years of actuarial experience.</li><li>
Strong background in pricing and product knowledge, proficiency in SQL and Python are preferred.</li><li>
Demonstrated ability to adapt to a fast-paced environment and manage changing priorities effectively.</li></ul>
Cultural Fit:<ul><li>
We seek candidates who are adaptable, proactive, and eager to support a development focused team culture.</li><li>
The ideal candidate will be a curious consumer of diverse actuarial work products and an effective business partner.</li></ul>
Why Join Us?<ul><li>
Be part of a forward-thinking team that values innovation and collaboration.</li><li>
Enjoy the flexibility of a remote or hybrid work environment while contributing to impactful projects.</li></ul>
Apply Now:
If you are a results-driven actuarial professional with a passion for pricing and leadership, we invite you to apply for this exciting opportunity. Join us in shaping the future of personal lines pricing. This role can be staffed fully remote.
#LI-remote
#LI-SM1
Job Description Summary
Our Property and Casualty (P&amp;C) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! 
As an Actuary, you&rsquo;ll show a mastery of business operations, systems, and actuarial methodologies. You will provide leadership, direction and oversight for the performance of complex actuarial techniques and procedures and risk analysis. In addition, you&rsquo;ll develop a strategic vision for the team to ensure efficient, consistent and integrated data and analysis. We&rsquo;ll count on you to provide business recommendations that are crucial to the success of Nationwide and the protection we provide our customers. You&rsquo;ll need to work independently and may lead others (directly and/or indirectly).
Job Description
Key Responsibilities:<ul><li>
Acts as strategic technical expert of actuarial methodologies allowing the ability to source and manipulate data within standard requirements.</li><li>
Conducts complex analyses, adhering to actuarial standards, by selecting appropriate data sources, making assumptions, recognizing consideration, and developing recommendations. Accountable for resolving unreasonable results/non-optimal solutions using experience and professional judgment. Analysis conducted will be used to influence broad strategic vison.</li><li>
Accurately documents assumptions, methods, sources and considerations in an organized fashion.</li><li>
Prepares and presents actuarial findings and documents suitable for technical and non-technical audiences at the OCFO leadership level. May professionally represent company's position with regulators, auditors and external vendors. May negotiate within defined parameters.</li><li>
Develops cross functional work plans and ensures accurate work product is delivered. Identifies any additional business partners needed for work plan success.</li><li>
Develops and implements new techniques used in peer reviews. Participates in peer reviews to provide expert guidance, collaboration, ensure quality work and drive innovation.</li><li>
Builds strategic business relationships at all levels of the organization to drive solution delivery.</li><li>
Identifies gaps in training for new associates and develops solutions.</li><li>
Uses data mining techniques to identify new relationships in data and make recommendations based on findings. Has foundational knowledge of modeling software and the ability to use/teach others. Expert use of predictive modeling. Serves as lead on recommending new software packages that impact long term success of PC actuarial.</li><li>
Operates as corporate leader to advance and influence the strategic direction within Nationwide.</li><li>
Consults and provides expert advice on new or enhanced product development opportunities, including discussions on data needed for analysis, coding implication, and opinions on the viability and profitability of the proposals.</li></ul>
May perform other responsibilities as assigned.
Reporting Relationships: Reports to Actuarial leader
Typical Skills and Experiences:
Education: Undergraduate degree in actuarial science, mathematics, statistics, data science or similar background requiring modeling, programming or quantitative analysis preferred.
License/Certification/Designation: Actuarial designation required, generally as an FCAS. PLEASE REFER TO THE NATIONWIDE PC INSURANCE COMPANY ACTUARIAL STUDENT PROGRAM FOR ADDITIONAL INFORMATION
Experience: Generally, seven or more years of actuarial experience.
Knowledge, Abilities and Skills: Expert knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases. Mastery of Microsoft Office products, analytical software and programming languages. Basic level of organizational agility and conflict management. Proficient level of command skills, strategic agility, delegation, motivating others, business perspective and accounting. Mastery level of perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning.
Other criteria, including leadership skills, competencies and experiences may take precedence.
Staffing exceptions to the above must be approved by the hiring manager&rsquo;s leader and HR Business Partner.
Values: Regularly and consistently demonstrates the Nationwide Values.
Job Conditions:
Overtime Eligibility: Exempt (Not Eligible)
Working Conditions: Normal office environment.
ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
We currently anticipate accepting applications until 05/12/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline.
Benefits
We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.
This position could be filled within any of the lower 48 U.S. states.
Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247. 

For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf
NOTE TO EMPLOYMENT AGENCIES:
We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means.
Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.
The national salary range for Actuary PC : $138,000.00-$243,000.00
The expected starting salary range for Actuary PC : $138,000.00 - $206,000.00</div>
 <ul><li>Job Category Actuarial
</li><li>Position Type Full Time
</li><li>Posted 2026-04-13T14:10:01.654664+00:00
</li><li>Location(s)
<ul><li>Ohio - Columbus, One Nationwide Plaza</li><li>
United States - Remote</li><li>
Iowa - Des Moines, 1100 Walnut Street</li></ul>
</li><li>Line of Business
</li><li>Entity
</li><li>Recruiter
</li><li>Hiring Manager
</li><li>Experience Level
</li><li>Req ID 097488</li></ul>

Actuary - Personal Lines State Pricing - REMOTE

Kuvare Holdings LLC

<div>About Kuvare<div> 
Kuvare is on a mission to serve hardworking consumers overwhelmed by the complexities of retirement and is built from the ground up to do so. Our unified financial hub protects the retirement of everyday Americans and the distributors, carriers and investors that serve them. We create life insurance and annuity products that protect consumers&rsquo; retirements, and are simplified for distributor partners and financial professionals to sell and service. 
 
Kuvare family of companies: 
 
Retail Annuity and Life Insurance Solutions: 
<ul><li>United Life Insurance Company</li><li>Guaranty Income Life Insurance Company</li><li>Lincoln Benefit Life</li></ul> 
Institutional Insurance: 
<ul><li>Kuvare Life Re</li></ul> 
Bespoke Insurance Solutions: 
<ul><li>Ignite Partners</li></ul></div> 
About the role
This position is part of the Actuarial Development Program for Kuvare Corporate Management (KCM). The Program offers students an array of experiences including Life and Annuity Valuation, Modeling and Forecasting, Product Management, Asset Liability Management, and Enterprise Risk Management. The Program is designed with the objective to develop Fellows in the Society of Actuaries.
What you'll do
As an employee in the Actuarial Development Program, your day-to-day activities will be dependent on the function you are supporting and are expected to change throughout your employment. 
Duties and responsibilities include, but are not limited to 
Valuation tasks<ul><li> Prepare and help monitor reserve trends monthly on GAAP, statutory, and tax accounting bases</li><li> Assist in preparation of Statutory Annual and Quarterly Statements</li><li> Update Valuation models and organize results for management.</li><li> Assist in gathering information and analysis for external auditor inspections</li></ul> 
Pricing &amp; Product Development<ul><li> Support rate setting and other non-guaranteed elements (NGE) process; perform analysis to support business decisions, coordinate signoff, and monitor implementation.</li><li> Manage projects and stakeholders to promote timely and effective progress on key initiatives</li><li> Assist Pricing Actuaries in designing new products</li><li> Leading cross-functional teams in education, objectives, and project decisions relevant to the product</li><li> Managing and communicating pricing risks, profitability, scenario analysis</li><li> Ensure products are built appropriately in administration system and validating test cases</li></ul> 
Product Management tasks<ul><li> Produce and improve monthly business monitoring reporting</li><li> Produce monthly crediting rate package and process</li><li> Coordinate with ALM and System on data and result analysis</li><li> Assist in the development and analyze annual Illustration Actuary testing models</li><li> Assist on special policy illustration requests</li><li> Assist on Product related projects and requests</li></ul> 
Modeling and Forecasting tasks<ul><li> Build and review model inputs to support financial projection capability</li><li> Execute and monitor model projections including troubleshooting model calculations</li><li> Analyze model output ensuring accuracy with intended model purpose</li></ul> 
Risk and Investments tasks<ul><li> Update quarterly stress testing results and compare versus risk appetite and limit</li><li> Build quarter end asset model staging for production, for multiple lines of business</li><li> Research and implement modeling of complex asset types (structured securities, hybrid securities), investment/reinvestment strategies, cash flow behaviors, and regulations in Moody&rsquo;s AXIS</li><li> Monitor asset and liability duration, report mismatches outside of tolerance</li></ul> 
Ancillary Responsibilities:<ul><li> Build efficiencies through programming solutions in all aspects of model input and output data manipulation</li><li> Assist in the development and production of the Own Risk and Solvency Assessment</li><li> Assess the impacts of an alternate investment or reinvestment strategy</li><li> Assist in the development of optimization macros to improve hedging and ALM efficiency</li></ul> 
Upon request, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Qualifications 
Analyst<ul><li> BS in Actuarial Science, Mathematics, Finance, Statistics, or related area</li><li> Proven ability to pass actuarial exams; preferably 1 exam pass achieved</li><li> 0-2 years of full-time insurance actuarial experience (including prior internships). Little prior significant experience expected, although a plus.</li><li> Understanding of Actuarial software, a plus (e.g., AXIS, MG-ALFA, ARCVal)</li></ul> 
Skills/Competencies<ul><li>
Strong organizational skills with elevated level of attention to detail</li><li>
Demonstrated persistency and ability to deliver results under pressure</li><li>
Excellent interpersonal, verbal communication and proofreading skills</li><li>
Proficient with Microsoft Office, etc.</li><li>
Must be a flexible self-starter who can prioritize tasks, follow through and meet deadlines</li><li>
Ability to work independently with minimal supervision</li><li>
Proven track record of actuarial exam success</li></ul> 
Physical Demands<ul><li>
Normal office working environment, full time with some flexibility</li><li>
Occasional evening and weekend hours to meet deadlines</li><li>
Occasional travel is required</li><li>
Ability to type / perform data entry</li><li>
Ability to read from a computer screen and paper reports</li><li>
Express ideas and otherwise communicate with the spoken word</li></ul></div>

Actuary Analyst

Westfield Insurance

<div>Duties and Responsibilities:
<ul><li>Directly handle, manage and/or oversee commercial and financial lines Public and Private D&amp;O, Financial Institutions E&amp;O, EPL, Fiduciary and Crime/Fidelity claims.
</li><li>Handle claims in accordance with Claim Handling Best Practices in all phases of the claim including through initial contact, investigation of the claim, evaluation the claim for coverage and reserving for exposure, and in the resolution and documentation of claims.
</li><li>Provide top-notch customer service through all interactions and communications including with internal and external customers and business partners.
</li><li>Review and evaluation of policies to determine coverage.
</li><li>Resolve coverage-related matters working collaboratively with outside counsel when necessary.
</li><li>Complete written reports and present claims to management, underwriting, actuary and reinsurers on claim developments as needed.
</li><li>Adhere to all statutory regulations and Unfair Claims Practices Acts.
</li><li>Consistently communicate claim developments, exposure analyses and requests for authority to claims management.
</li><li>Participate in mediations, settlement conferences and otherwise see claims through to resolution.
</li><li>Work closely with underwriting and other business partners to review, analyze, and communicate claim trends and help develop policy language.
</li><li>Along with underwriting, attend current and prospective meetings with insureds and brokers.
</li><li>Work with and manage outside vendors, including outside attorneys to manage budgets and oversee litigation. 
</li></ul>Qualifications:
<ul><li>Minimum of 1 to 3 years&rsquo; experience at either a specialty insurance carrier and/or law firm.
</li><li>Entry level experience in public/private D&amp;O, E&amp;O or EPL.
</li><li>Bachelor&rsquo;s degree and Juris Doctor from an accredited law school required.
</li><li>Candidates will be required to obtain and maintain insurance adjuster licenses.
</li><li>Excellent written communication skills.
</li><li>Excellent verbal and interpersonal communication skills, resulting in the ability to interact with all levels of management and employee population.
</li><li>Strong analytic, investigative, listening and negotiation skills.
</li><li>Experience multi-tasking, prioritizing work and working effectively in a team environment, while maintaining attention to detail.
</li><li>Experience working in a fast-paced environment, completing work with limited supervision.
</li><li>Experience with Microsoft Windows, Outlook, and Excel or transferable software packages.
</li><li>Ability and willingness to travel as needed. 
</li></ul>This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.</div>

Claims Specialist, Financial Lines

<div>About Kuvare<div> 
Kuvare is on a mission to serve hardworking consumers overwhelmed by the complexities of retirement and is built from the ground up to do so. Our unified financial hub protects the retirement of everyday Americans and the distributors, carriers and investors that serve them. We create life insurance and annuity products that protect consumers&rsquo; retirements, and are simplified for distributor partners and financial professionals to sell and service. 
 
Kuvare family of companies: 
 
Retail Annuity and Life Insurance Solutions: 
<ul><li>United Life Insurance Company</li><li>Guaranty Income Life Insurance Company</li><li>Lincoln Benefit Life</li></ul> 
Institutional Insurance: 
<ul><li>Kuvare Life Re</li></ul> 
Bespoke Insurance Solutions: 
<ul><li>Ignite Partners</li></ul></div> 
About the role
This position is part of the Actuarial Development Program for Kuvare Corporate Management (KCM). The Program offers students an array of experiences including Life and Annuity Valuation, Modeling and Forecasting, Product Management, Asset Liability Management, and Enterprise Risk Management. The Program is designed with the objective to develop Fellows in the Society of Actuaries.
What you'll do
As an employee in the Actuarial Development Program, your day-to-day activities will be dependent on the function you are supporting and are expected to change throughout your employment. 
Duties and responsibilities include, but are not limited to 
Valuation tasks<ul><li> Prepare and help monitor reserve trends monthly on GAAP, statutory, and tax accounting bases</li><li> Develop management reporting for existing business</li><li> Assist in preparation of Statutory Annual and Quarterly Statements</li><li> Update Valuation models and organize results for management.</li><li> Assist in gathering information and analysis for external auditor inspections</li></ul> 
Pricing &amp; Product Development<ul><li> Support rate setting and other non-guaranteed elements (NGE) process; perform analysis to support business decisions, coordinate signoff, and monitor implementation.</li><li> Monitor emerging product experience, manage actuarial assumptions and identifying any new risks</li><li> Coordinate and assist with cross-functional initiatives related to product development and reporting</li><li> Oversee Life and/or Annuity product illustrations; provide support to Customer Service on exemptions and escalated requests</li><li> Develop relationships with internal and external distribution (sales) stakeholders</li><li> Manage projects and stakeholders to promote timely and effective progress on key initiatives</li><li> Assist Pricing Actuaries in designing new products</li><li> Leading cross-functional teams in education, objectives, and project decisions relevant to the product</li><li> Managing and communicating pricing risks, profitability, scenario analysis</li><li> Key contributor in implementation of product across downstream teams</li><li> Reinsurance: developing RFP for risk sharing, analysis of existing and potential treaties, developing relationships with counterparts at reinsurers</li><li> Support development and review of contract language and other filing requirements</li><li> Ensure products are built appropriately in administration system and validating test cases</li></ul> 
Product Management tasks<ul><li> Produce, present, and improve monthly business monitoring reporting</li><li> Provide insight and analysis to enforce experience trends</li><li> Produce monthly crediting rate package and process</li><li> Coordinate with ALM and System on data and result analysis</li><li> Assist in the development and analyze annual Illustration Actuary testing models</li><li> Assist on special policy illustration requests</li><li> Assist on Product related projects and requests</li></ul> 
Modeling and Forecasting tasks<ul><li> Build and review model inputs to support financial projection capability</li><li> Execute and monitor model projections including troubleshooting model calculations</li><li> Analyze model output ensuring accuracy with intended model purpose</li><li></li></ul>
Risk and Investments tasks<ul><li> Update quarterly stress testing results and compare versus risk appetite and limit</li><li> Research and implement modeling of complex asset types (structured securities, hybrid securities), investment/reinvestment strategies, cash flow behaviors, and regulations in Moody&rsquo;s AXIS</li><li> Monitor asset and liability duration, report mismatches outside of tolerance</li><li> Prepare weekly hedging file, monitor hedge position and results</li><li> Assist with competitive analysis and manager performance benchmarking</li></ul> 
Ancillary Responsibilities:<ul><li> Assess reasonableness of reserves as new blocks of business are acquired</li><li> Assess product features and determine product management strategies as new blocks of business are acquired</li><li> Build efficiencies through programming solutions in all aspects of model input and output data manipulation</li><li> Assist in the development and production of the Own Risk and Solvency Assessment</li><li> Assess the impacts of an alternate investment or reinvestment strategy</li><li> Serve as SME to actuarial data warehouse development, operations, IT, customer support and other functions</li><li> Assist in the development of optimization macros to improve hedging and ALM efficiency</li></ul> 
Upon request, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Qualifications
Experience<ul><li> BS in Actuarial Science, Mathematics, Finance, Statistics, or related area</li><li> ASA designation</li><li> 2-5 years of full-time insurance actuarial experience. Modeling, analyzing, reporting experiences preferred.</li><li> Demonstrated ability with Actuarial software (e.g., AXIS, MG-ALFA, ARCVal)</li><li> Experience managing project(s) and/or significantly contributing to the completion of team-oriented tasks.</li></ul> 
Skills/Competencies<ul><li>
Strong organizational skills with elevated level of attention to detail</li><li>
Demonstrated persistency and ability to deliver results under pressure</li><li>
Excellent interpersonal, verbal communication and proofreading skills</li><li>
Proficient with Microsoft Office, etc.</li><li>
Must be a flexible self-starter who can prioritize tasks, follow through and meet deadlines</li><li>
Ability to work independently with minimal supervision</li><li>
Proven track record of actuarial exam success</li></ul> 
Physical Demands<ul><li>
Normal office working environment, full time with some flexibility</li><li>
Occasional evening and weekend hours to meet deadlines</li><li>
Occasional travel is required</li><li>
Ability to type / perform data entry</li><li>
Ability to read from a computer screen and paper reports</li><li>
Express ideas and otherwise communicate with the spoken word</li></ul></div>

Actuary Assistant

Munich Re

<div><div>Location Dubai, United Arab Emirates Job type Full-Time Work mode Hybrid Job level Professional Job ID 12905 Company Munich Re Employment type Regular Area of expertise Actuarial &amp; Risk Management</div></div>
 <div><div>We are looking for an Actuary to support Primary Insurance and Reinsurance (PI/RI) clients in the MEA region by acting as a health insurance actuarial consultant, providing high-quality pricing services as well as developing actuarial pricing parameters for health products within pre-defined MR guidelines to evaluate, quantify and mitigate their risks appropriately.
This role will support the Head of GEB &amp; Individual Health in defining the targets &amp; objectives of the department and in handling specific projects and assignments.
Job role:<ul><li>
Develop, maintain and enhance actuarial models which support required business plans of MRUA, including review of clients&rsquo; own models to analyze, estimate and project future primary insurance and reinsurance Key Performance Indicators.</li><li>
Maintain excellent understanding of key parameters and drivers of change in results in order to make proper assessments.</li><li>
Maintain a forward-looking view of potential impacts on results e.g., future medical cost trends and products to ensure accurate modelling and forecasting.</li><li>
Provide high-quality actuarial consulting services to support clients in the achievement of their risk management needs.</li><li>
Apply expert actuarial knowledge of analysis and give precise recommendations to client requests as they arise in order to support them regarding, e.g., product development, new market entry, solvency and adapting to regulatory requirements.</li><li>
Price primary insurance products of PI/RI clients to evaluate and calculate risk factors (with a focus on non-standard products).</li></ul><ul><li>
Conduct and record regular premium reviews to ensure appropriate future pricing of products, and share outcomes within the actuarial team.</li><li>
Closely monitor primary health insurance pricing, products and reserving in order to evaluate and manage risk appropriately and contain healthcare costs.</li><li>
Support clients to ensure adequacy and appropriateness of reserves.</li><li>
Maintain sound knowledge of pricing and reserving models to ensure proper application as per defined requirements.</li><li>
Maintain sound knowledge of regulatory requirements in order to ensure compliance.</li><li>
Being instrumental in providing reserving calculations for our reinsured business administered by various platforms; high alignment with our Data Analytics team is required.</li><li>
Conduct high-quality new business and renewal underwriting of specific and selected large and/or complicated policies which require deviation pricing to ensure proper risk evaluation.</li><li>
Accountable for providing an actuarial technical note for specific large policies.</li><li>
Complete high-level peer reviews on actuarial work and provide constructive feedback within MRUA, as needed, to ensure high quality results and alignment with MR guidelines.</li><li>
Conduct internal, local training of client managers as well as other actuaries regarding actuarial analyses and methodologies to create a common understanding and ensure a mutual approach.</li><li>
Effectively communicate and coordinate information, technical/actuarial issues, and activities between actuarial departments and other relevant departments, as well as with internal and external constituents to establish efficient communication and working relationships.</li></ul>
Your profile:<ul><li>
Bachelor&rsquo;s degree in Mathematics, Actuarial Science or Economics, or a comparable degree with a sound mathematical background.</li></ul><ul><li>
Fellowship in the national Society of Actuaries (e.g. DAV, FSA, FIA).</li><li>
Several years of insurance and/or reinsurance and/or actuarial experience, with at least three (3 to 5) years of reinsurance experience, particularly in health insurance.</li><li>
Strong actuarial expertise in health insurance pricing, reserving, and forecasting, with the ability to apply sound actuarial judgement to complex portfolios and non‑standard cases</li><li>
Advanced analytical skills, with practical proficiency in Excel and actuarial tools, and working knowledge of R and/or Python for data analysis and model development</li><li>
Solid understanding of health insurance products, claims dynamics, and medical cost drivers, with the ability to translate technical results into business implications</li><li>
Good health insurance market knowledge across the MEA region, including competitive landscape, regulatory and reimbursement dynamics, and key distribution and provider‑network considerations</li><li>
Demonstrated capability in developing, maintaining, and enhancing existing pricing parameters (assumptions, rating factors, loadings, and calibration approaches), including documentation and governance in line with internal guidelines</li></ul>
At Munich Re, we embrace, and value, the interaction of diverse backgrounds, experiences, perspectives and thought. This interaction is our foundation. Of our open culture and spirit of partnership. Of how our teams are built and cultivated. Of how we are supported and developed. And at the centre of this interaction is each of us.</div></div>
 <div><div><div><h2 class="jobSectionHeader">Your Benefits</h2>
With us, you get more than just an exciting job. Enjoy a wide range of employee benefits tailored to your wellbeing and development. Please note that regional differences may apply.
</div><div><div>Competitive Salary
We provide fair and competitive compensation that reflects your performance and commitment.
</div><div>Company performance-based Incentives
In addition to your salary, our variable compensation approach allows you to share in Munich Re's success.
</div><div>Recognition and Special Rewards
We recognise outstanding individual contributions through a variety of targeted rewards and incentives.
</div><div>Retirement Planning
We support your long-term financial wellbeing with retirement solutions aligned with local regulations.
</div><div>Inclusive Workplace Culture
We foster a respectful, inclusive, and values-driven environment.
</div><div>Learning &amp; Development
We offer tailored learning opportunities with a strong focus on core skills and business-critical knowledge.
</div><div>Work-Life-Balance
Supporting your ability to balance family, leisure, and your career.
</div><div>Health &amp; Wellbeing
We support your physical and mental health through a range of programs and activities in each location.</div></div></div></div>

Actuary

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