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junior / financial analyst Jobs in Karachi

junior / financial analyst

risk analyst

Standard Chartered

<div>
 <strong>
  Risk Graduate Programme - 2026
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  <br/>
 </strong>
 When you join our Risk team, you&rsquo;ll collaborate across teams to solve problems, spot opportunities, and deliver sustainable outcomes - for clients and for the Bank. With our unique global footprint, your work will have reach and relevance
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 We work with teams across the Bank to take a constructive approach to providing oversight, challenge, and make clear decisions in a timely manner. We&rsquo;re nurturing a diverse and inclusive working environment where colleagues are accountable, open to challenge and feel safe using their judgment to make considered decisions. You can be part of our map to future success, breaking down silos and building out our diversity to drive better insights and decision making.
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 <strong>
  About The Programme
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  <br/>
 </strong>
 You will be supported and launched into a banking career on a global scale through our graduate programme. During our induction, you&rsquo;ll meet peers and senior executives from across the Bank, creating networks that will support your career growth.
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 Our training programme will enable you to develop your technical, business, and interpersonal skills. You&rsquo;ll get real-world simulations and case studies that will make our training come alive. Future skill development is a key priority across the programme and your career development, as we're committed to changing the way banking works for the better.
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 <strong>
  Your career progression
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 </strong>
 <strong>
  Role
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 </strong>
 At the end of the graduate programme, you&rsquo;ll deploy into a full-time contributor role within the Risk Function. This could be in the following areas:
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 <ul>
  <li>
   Credit Risk
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   Treasury Risk
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   Traded Risk
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   Model Risk
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  <li>
   Environmental, Social and Governance and Reputational Risk
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  </li>
 </ul>
 <strong>
  Bring the skills and we&rsquo;ll help you build your career
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 </strong>
 <strong>
  Skills
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 We believe that diverse skills drive innovation, which is why we welcome students from all degree disciplines and encourage applicants from diverse backgrounds. You&rsquo;ll be:
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 <ul>
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   A final-year student, graduating by July 2026
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   Legally eligible to work full-time in the country you&rsquo;re applying to
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  <li>
   A team player with strong academic performance and extracurricular achievements
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  <li>
   Analytical, numerate, and detail-oriented
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  <li>
   Adaptable and resilient in fast-paced environments
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  </li>
 </ul>
 Curious about global markets and driven to make an impact.
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 <strong>
  Key date
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  <br/>
 </strong>
 Start date: July 2026.
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 <br/>
 <strong>
  About Standard Chartered
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  <br/>
 </strong>
 We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
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 Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
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 <strong>
  Together We
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 </strong>
 <ul>
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   Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
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   Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
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   Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
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   <br/>
  </li>
 </ul>
 <strong>
  What We Offer
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  <br/>
 </strong>
 <strong>
  In line with our Fair Pay Charter,
 </strong>
 we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
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 <ul>
  <li>
   Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
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   Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
  </li>
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   Flexible working options based around home and office locations, with flexible working patterns.
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   Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
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   A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
  </li>
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   Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
  </li>
 </ul>
</div>


2026 - Graduate Associate - Risk, Pakistan

Hope Global School

<div><h3 class="jobSectionHeader"><b>Job Description</b></h3>
<div>Internal Software Audit Analyst evaluates software systems, processes, and controls to ensure compliance, security, and quality standards. The role focuses on identifying risks, auditing applications, validating controls, and supporting governance, risk, and compliance objectives across enterprise software environments.</div>
<h3 class="jobSectionHeader"><b>Key Responsibilities</b></h3>
<ul><li>Conduct internal audits of enterprise software systems</li>
<li>Evaluate application controls, risks, and compliance requirements</li>
<li>Review SDLC processes for policy adherence</li>
<li>Identify security gaps and recommend corrective actions</li>
<li>Prepare audit reports with actionable findings</li>
<li>Coordinate with IT teams during audit cycles</li>
<li>Support regulatory and internal compliance initiatives</li>
<li>Monitor remediation progress and control effectiveness.</li>
</ul><h3 class="jobSectionHeader"><b>Skill &amp; Experience</b></h3>
<ul><li>Software audit, IT governance, and compliance knowledge</li>
<li>Understanding of SDLC, DevOps, and controls</li>
<li>Risk assessment and internal audit methodologies</li>
<li>Information security standards and best practices</li>
<li>Strong analytical, documentation, and reporting skills</li>
<li>Communication skills for cross-functional collaboration.</li>
</ul>
<p><b>Note:</b> Salary depends on experience and skills and is paid in local currency.</p></div>
<br><div></div><div><ul><li><div><div>Date Posted</div>
<div>January 29, 2026</div>
</div></li><div></div><li><div><div>Location</div>
<div><div>Karachi, Pakistan
</div></div></div></li><div></div><li><div><div>Offered Salary:</div>
 <div>7428000 - 9680000 / year</div>
</div></li><div></div><li><div><div>Expiration date</div>
<div>September 27, 2027
</div></div></li><div></div><li><div><div>Experience</div>
<div>1 Year
</div></div></li><div></div><li><div><div>Gender</div>
<div>Both
</div></div></li><div></div><li><div><div>Qualification</div>
<div>Bachelor Degree</div></div></li></ul></div>

Internal Audit Analyst

Mashreq

<div>
 Job Purpose
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 - Assist in the financial analysis, credit risk assessment, risk rating and structuring of facilities for assigned corporate relationships, by working with the Relationship Managers (RMs), meeting the customers, preparing Credit Proposals (CPs) (new, annual renewals and amendments etc.) and liaising with Credit Risk Management (CRM) and the Compliance Unit to resolve all queries related to risk and compliance issues, respectively.
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 Key Result Areas
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 - Review with the CIBG Relationship Teams/WRM, deals, facility structures, credit products / services, and provide business solutions which meet business and customer requirements within credit and operational risk guidelines and policies.
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 - Quick and timely turnaround of CPs while maintaining quality of analysis.
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 - Ensure terms laid out in the proposal are in line with client expectations to avoid significant deviations in the approved terms. Exposures to be monitored along with RAROC and overall profitability
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 - Monitoring mechanisms laid out in Lending Guideline and Credit Policy to be followed up with Credit Control Unit for strict adherence
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 - Ensure review of all Early Alert instances and promptly bring to the attention of Direct Supervisor
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 - Analytical thinking, up to date on Macro Economic trends influencing the Industry
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 - Thorough understanding of Mashreqbank&rsquo;s policies and procedures in addition to regulatory, operational and compliance requirements.
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 - Clear understanding of business transactions and relationship requirements with close coordination with the relationship team and WRM, without losing focus on risk, regulations and control issues.
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 - Regulatory, operational, compliance and AML requirements would require thorough understanding of local banking practices.
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 Knowledge, Skills and Experience
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 - Minimum 5-7 years of experience of credit / financial analysis at similar level in banking and / or related field.
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 - Degree in business / economics. A post graduate diploma / Chartered Accountancy or a similar qualification will be considered as an asset.
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 - Local market knowledge and sufficient knowledge of the bank&rsquo;s products and operating systems.
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 - Excellent command over verbal and written English. Arabic language skill will be an added advantage.
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 - Conversant with banking laws and local regulations.
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 - Good inter-personal skills. Should be a team player and participation experience in variety of banking initiatives and solutions.
</div>


Credit Relationship Manager.COE Pak - CIBG - TC Portfolio Management & Monitoring.Corporate & Investment Banking Group-PAKCOE

Terminal One Limited

<p>We are seeking a detail-oriented and proactive <b>Due Diligence &amp; Management Executive</b> to join our team. The ideal candidate will be responsible for conducting comprehensive analyses, checks and risk assessments, deliver presentations to support our business efficiency, compliance and risk management processes.</p><p><b>Key Deliverables:</b></p><p>- Perform thorough due diligence on clients, vendors, and business partners in accordance with policies and regulatory requirements.</p><p>- Collect, analyse, and verify relevant documents and information related to background checks.</p><p>- Identify and flag potential risks through data analysis and research.</p><p>- Prepare and present detailed reports on due diligence findings to management and maintain accurate records of all activities and ensure confidentiality.</p><p>- Stay updated on relevant laws, compliance matters, regulations, and industry best practices.</p><p>- Collaborate with compliance and legal departments, to ensure comprehensive risk assessment.</p><p>- Serve as liaison with staff, executives&rsquo; team and MD regarding company climate, well-being, project updates, proposals, and planning.</p><p>- Coordinate with functional teams and ensure updates of key deliverables</p><p>- Prepare comprehensive management related presentations and reports outlining required details and key performance indicators</p><p><b>Job Specification:</b></p><p>- Graduate in finance or business-related field (Graduate from IBA / LUMS / KSBL/IOBM only).</p><p>- Fresh or 1 year of experience in due diligence, compliance, risk management, or a related area.</p><p>- Strong analytical and research skills.</p><p>- Excellent attention to detail and organizational skills.</p><p>- Good communication skills, both written and verbal.</p><p>- Ability to handle sensitive information with confidentiality.</p><p>- Proficiency in MS Office and familiarity with relevant other relevant tools.</p><p>- Location: Karachi</p><p>Job Type: Full-time</p><p>Work Location: In person</p>

Due Diligence & Management Executive

ICIL

<p>Job Description</p><ul><li>Conduct thorough quality checks of Business Information Reports (Local and Foreign), Income Estimation Reports, and Corporate Check Reports to ensure accuracy, completeness, and adherence to internal standards.</li><li>Prepare Business Information Reports (Local and Foreign), Income Estimation Reports, and Corporate Check Reports when required.</li><li>Address and resolve queries related to reports and collaborate with various departments to ensure timely and accurate deliverables.</li><li>Ensure all reports are delivered within the defined Turnaround Time (TAT). Assist the manager with day-to-day tasks and departmental operations.</li></ul><p><b>Skills</b></p><ul><li>Financial analysis</li><li>Risk Assessment</li><li>Finance</li><li>Financial Reporting</li><li>Team Management</li></ul><p>Job Type: Full-time</p><p>Pay: Rs40,000.00 - Rs50,000.00 per month</p><p>Education:</p><ul><li>Bachelor's (Preferred)</li></ul><p>Work Location: In person</p>

Credit Analyst

Gil Systems Smc Pvt Ltd

<p><b>Job Purpose</b></p><p>The <b>Senior Investment Analyst (PSX Portfolio)</b> is the cornerstone of our local investment strategy. This role exists to transform raw market data into high conviction investment theses that drive alpha generation within the Pakistan Stock Exchange (PSX). As a bridge between market volatility and strategic stability, you will be responsible for uncovering intrinsic value where others see noise. This is a high impact position designed for a sharp analytical mind capable of influencing multi million dollar capital allocations and shaping the firm&rsquo;s long term footprint in the Pakistani capital markets.</p><p><b>Key Responsibilities</b></p><ul><li><b>Fundamental Research:</b> Execute deep dive bottom up fundamental analysis on PSX listed equities, focusing on competitive moats, management quality, and cash flow sustainability.</li><li><b>Financial Modeling:</b> Build, maintain, and stress test complex three statement financial models and valuation frameworks (DCF, Sum of the Parts, and Relative Valuation).</li><li><b>Investment Thesis Generation:</b> Formulate and present clear, data backed &quot;Buy/Hold/Sell&quot; recommendations to the Investment Committee and CIO.</li><li><b>Sector Coverage:</b> Maintain expert level coverage of key PSX sectors (e.g., Banking, E&amp;P, Fertilizers, and Technology), identifying secular trends and cyclical inflection points.</li><li><b>Portfolio Construction:</b> Assist the CIO in constructing and rebalancing portfolios to optimize the risk return profile in alignment with the firm's mandate.</li><li><b>Active Monitoring:</b> Track quarterly earnings, regulatory shifts, and macro economic indicators (CPI, Interest Rates, CAD) to assess their real time impact on portfolio holdings.</li><li><b>Corporate Access:</b> Lead engagements with C suite executives of listed companies and participate in analyst briefings to gain proprietary qualitative insights.</li><li><b>Risk Management:</b> Conduct rigorous sensitivity analysis and tail risk assessments to protect capital during periods of heightened market volatility.</li><li><b>Alternative Instruments:</b> Evaluate PSX listed Mutual Funds, ETFs, and fixed income instruments for strategic tactical allocation.</li><li><b>Reporting:</b> Prepare high quality quarterly investment memos and performance attribution reports for both local leadership and the Japanese headquarters.</li></ul><p>Job Type: Full-time</p><p>Pay: Rs100,000.00 - Rs150,000.00 per month</p><p>Work Location: In person</p>

Senior Investment Analyst (PSX Portfolio)

Asaantrading.com

<p><b>Job Title:</b></p><p><b>Trading Mentor / Market Analyst (SMC &ndash; ICT &ndash; CRT)</b></p><p><b>Location:</b></p><p>Karachi / Hybrid / On-site (as per academy requirement)</p><p><b>Job Type:</b></p><p>Full-time / Part-time / Contract (Flexible)</p><p><b>About Us:</b></p><p>We are a professional trading academy focused on <b>institutional trading concepts</b> and <b>real market education</b>, not signals or shortcuts. Our mission is to train traders using <b>Smart Money Concepts (SMC), ICT methodologies, and CRT (Candle Range Theory)</b> with strong emphasis on discipline, risk management, and real-world execution.</p><p><b>Job Description:</b></p><p>We are looking for an experienced and passionate <b>Trading Mentor</b> who has deep practical knowledge of <b>SMC, ICT, and CRT</b> and can confidently mentor students from beginner to advanced levels.</p><p>The ideal candidate should be able to <b>analyze live markets</b>, explain institutional logic behind price movement, and guide students in developing a professional trading mindset.</p><p><b>Key Responsibilities:</b></p><ul><li>Mentor students on <b>Smart Money Concepts (SMC)</b>, <b>ICT models</b>, and <b>CRT</b></li><li>Conduct <b>live market analysis sessions</b> (Forex, Indices, Commodities, or Crypto)</li><li>Teach concepts such as:</li><li>Market structure (BOS, CHoCH)</li><li>Liquidity concepts &amp; inducement</li><li>Order blocks, fair value gaps (FVG)</li><li>Premium &amp; discount zones</li><li>Time-based trading models (London / New York sessions)</li><li>Risk management &amp; trade execution</li><li>Review student trades and provide structured feedback</li><li>Assist in curriculum development and strategy refinement</li><li>Maintain professionalism and ethical trading education standards</li></ul><p><b>Required Skills &amp; Qualifications:</b></p><ul><li>Strong hands-on trading experience using <b>SMC / ICT / CRT</b></li><li>Proven consistency or documented trading results (preferred)</li><li>Ability to explain complex concepts in <b>simple, structured language</b></li><li>Experience mentoring, teaching, or coaching traders (online or on-site)</li><li>Strong communication and presentation skills</li><li>Disciplined approach to <b>risk management</b></li></ul><p><b>Preferred Qualifications (Plus Points):</b></p><ul><li>Experience trading funded accounts</li><li>Familiarity with MT4 / MT5 / TradingView</li><li>Knowledge of multiple markets (Forex, Gold, Indices)</li><li>Prior experience with trading academies or prop firms</li><li>Content creation experience (optional)</li></ul><p><b>What We Offer:</b></p><ul><li>Competitive compensation (fixed + performance-based)</li><li>Long-term growth opportunity within the academy</li><li>Professional trading environment</li><li>Access to serious, motivated students</li><li>Brand building and recognition as a mentor</li></ul><p><b>How to Apply:</b></p><p>Interested candidates should apply with:</p><ul><li>A brief introduction</li><li>Trading experience summary</li><li>Proof of concept knowledge (SMC / ICT / CRT)</li><li>Any relevant results, accounts, or teaching experience</li></ul><p>Job Type: Full-time</p><p>Pay: Rs50,000.00 - Rs75,000.00 per month</p><p>Work Location: In person</p>

Mentor/Trader

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