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in-business risk senior analyst, assistant vice president Jobs in New York

in-business risk senior analyst, assistant vice president

risk analyst

Citi

<div>An In-Business Risk (IBR) Officer plays a critical role in managing the bank's diverse risks to ensure financial stability and sustained growth. This involves the identification and management of Markets-level and cross-cutting risks (e.g., Valuation, Regulatory and Reputational Risk). This integral role within the bank ensures operations are within a defined risk appetite and contribute to the overall objectives of the bank. Individuals responsible for In-business Risk Management oversee risk identification, assessment, measurement, monitoring and reporting. They design and implement risk mitigation actions and focus on managing one or more risks in support of business activities.
Professionals in the IBR - Valuation Risk Team (VRT) are entrusted with providing a comprehensive view of risk management which enables the bank to anticipate, assess, and mitigate potential risks, crucial for the bank's success.
Responsibilities:<ul><li>
Risk Monitoring &amp; Control: Act as the MCA Monitoring analyst, providing quarterly attestations and approvals promptly aligning with existing standards including but not limited to:
</li><li>Preparing and coordinating Vendor Pricing hierarchy review used for Collateral valuation consistency</li><li>
Conducting logic changes and implementation requests to EPT.</li><li>
Analyzing Model VA files containing valuation adjustments related to Known Model Limitation, Approximately Loaded Trades or Risk Modified Trades from the Valuation Control Group to identify any new items which may need to be part of client valuation for mid-market purposes</li><li>
Coordinating and reviewing metrics across the team.</li><li>
Authoring and presenting at key forums, including the Valuation Risk Council and PCRC regional deck, to stakeholders in Asia and LATAM.
</li><li>Contributing to the implementation and oversight of the Control Framework, including various policies and the Control Inventory.</li><li>
Qualifications:<ul><li>
2-4 years of experience</li><li>
Thorough understanding of risk and control assessments.</li><li>
Comprehensive knowledge of operational and compliance risks.</li><li>
Proven track record in evaluating business changes and managing risk exposures.</li><li>
Experience in monitoring control breaches and leveraging lessons learned for process improvements.</li><li>
Demonstrated experience in governance and control reporting.</li><li>
Working proficiency in using software for risk assessments, data analysis, and reporting.</li><li>
Skills in leveraging statistical tools for analyzing risk-related data and drawing useful insights.</li><li>
Ability to create clear, concise, and comprehensive documents, reports, and procedural manuals related to risk management.</li><li>
Proficiency in Excel for sorting, filtering, and analyzing risk management data.</li></ul>
Education:
Bachelor's/University degree or equivalent experience</li></ul>
-
Job Family Group:
Risk Management
-
Job Family:
In-Business Risk
-
Time Type:
Full time
-
Primary Location:
New York New York United States
-
Primary Location Full Time Salary Range:
$109,120.00 - $163,680.00 
In addition to salary, Citi&rsquo;s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental &amp; vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
-
Most Relevant Skills
Analytical Thinking, Business Acumen, Constructive Debate, Escalation Management, Issue Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Stakeholder Management.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Anticipated Posting Close Date:
Jan 05, 2026
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

In-Business Risk Senior Analyst, Assistant Vice President

Crédit Agricole CIB

<div>
 
 
 Team and position
 
 
 
 
 
 
 Credit Agricole is among world top 10 banking groups. Our NY based Leveraged Finance team is directly responsible for origination and execution of LBOs with leading Private Equity Funds in North America, as well as financings for leveraged (non-investment grade) corporates, across loans and HY bonds.
 
 
 
 
 
 In addition, the team is also in charge of event driven financings (M&amp;A and IPO related) for Investment Grade clients, and of leveraged / structured financing transactions in the TMT sector, including the current wave of infrastructure flavoured deals (towercos, data centers, fibercos, GPU Financings) with Infrastructure Funds, across North America and Latam. It is referred to internally as the &ldquo;LATFG&rdquo; team (Leveraged, Acquisition &amp; TMT Finance). Building on its recent successes, the team is expanding to support its strong growth ambitions. In order to address the increasing volumes of credit and reporting management work generated by our expanding loan portfolio, we are setting up a portfolio management (PFM) team.
 
 
 
 
 
 We are opening a Portfolio Management analyst position. The analyst will report to the Director in charge of Portfolio Management, with regular interaction with the origination part of LATFG team.
 
 
 
 
 
 
 Key Responsibilities
 
 
 
 1) Credit monitoring of our loan portfolio:
 
 <ul>
 <li>
 Contribute to the ongoing credit monitoring work for part of the leveraged finance and TMT loan portfolio (current volume of about 70 deals): write up of annual reviews, credit papers in relation to waivers and amendments, quarterly write ups for loans under watch. In close coordination with respective deal/client teams.
 </li>
 <li>
 Proactively flag to LATFG manager and Portfolio Management Director and respective LATFG client teams any early warning signals of credit deterioration, concerns, or ideas for commercial opportunities
 </li>
 <li>
 Ensure timely propagation of internal rating decisions within the internal IT systems.
 </li>
 <li>
 Occasionally represent the team in the various credit committees (NY credit committee, CLF credit committee, CRC) and monitoring committees (Quarterly committees for underperforming loans or loans under watch &ldquo;SARs&rdquo; and &ldquo;SACs&rdquo;), underperforming or under watch loans
 </li>
 <li>
 Coordinate with CLF Losa team to monitor evolution of the portfolio (increases or reductions via amortization, prepayments, secondary trades etc)
 </li>
 <li>
 Coordinate with CLF Losa and respective deal/client teams to ensure authorizations recorded in internal systems are accurate and up to date.
 </li>
 <li>
 Maintain close coordination on all of the above tasks with respective LATFG client teams. Interact with clients whenever necessary to clarify credit related questions, in coordination with the LATFG client team.
 </li>
 <li>
 Review quarterly or annual information provided by client, connect to lender or investor calls organized by clients and relay summaries of meaningful information to LATFG team manager and respective LATFG client team.
 </li>
 <li>
 Depending on deal flow, there will also be occasional opportunities to get involved in live, new deals as part of the origination deal team.
 </li>
 </ul>
 
 
 
 
 2) Contribute to internal and regulatory Reporting:
 
 <ul>
 <li>
 Collect data and under PFM Director, assist with the regular requests for reporting from our internal stakeholders (HO business line, COO teams, RPC): monthly anomaly reports, monthly LevFin excel pipeline, quarterly portfolio review files, &ldquo;deals world&rdquo; database for LBOs, etc
 </li>
 <li>
 Contribute to recurring, ad hoc, and annual audits (NY annual and quarterly CUSO Loan Review, ad hoc NY portfolio reviews, Internal Audit &ldquo;Inspection Generale&rdquo;, add hoc CUSO reviews)
 </li>
 <li>
 Assist team manager and respective deal teams in ensuring that the CLF pipeline tool (&ldquo;Diamond&rdquo;) is up to date.
 </li>
 <li>
 Contribute to occasional ad hoc information requests when and as required
 </li>
 <li>
 Assist LATFG manager with periodic estimate of landing vs budget and other planning tasks
 </li>
 </ul>
 
 
 
 
 
 Candidate background / experience
 
 
 <ul>
 <li>
 Ideally 1-2 year experience in either a leveraged finance environment (portfolio management or origination and execution), or a credit risk / credit underwriting and monitoring function.
 </li>
 <li>
 Relevant academic background (BA/BS degree with economics/finance major coursework, ideally Master's degree &ndash; Msc Finance or MBA).
 </li>
 </ul>
 
 
 
 
 
 Skills
 
 
 <ul>
 <li>
 strong quantitative and qualitative analytical skills
 </li>
 <li>
 prior experience in financial analysis, cash flow modeling experience will be a plus
 </li>
 <li>
 reliability, attention to detail and quality outputs,
 </li>
 <li>
 good organizational skills: ability to keep track of deadlines, to organize its own work
 </li>
 <li>
 good communication and interpersonal skills (ability to communicate seamlessly with LATFG deal teams, and capacity to interact convincingly and forcefully with internal partners, in particular with RPC &amp; senior representatives from Bus Line or coverage)
 </li>
 <li>
 MS Office suite proficiency
 </li>
 <li>
 Fluency in a second language (in particular French, Portuguese, Spanish) is a strong positive
 </li>
 </ul>
</div>

Leveraged, Acquisition & TMT Finance Americas – Portfolio Management - Analyst

Toll International LLC

<div>
 
 
 Position Title:&nbsp;
 
 
 Project Risk Manager
 
 &nbsp;
 
 
 
 
 
 
 Work Schedule:&nbsp;
 
 Hybrid (on-site and remote as required by project needs)&nbsp;
 
 
 
 
 
 
 Location:&nbsp;
 
 New York City, NY&nbsp;&nbsp;
 
 
 
 
 
 
 Company Overview
 
 &nbsp;
 
 
 
 
 
 Toll International is a premier consulting firm based in New York City,&nbsp;specialized&nbsp;in comprehensive construction project management and technology-enabled solutions. Renowned for our dedication to delivering high-quality, cost-effective, and innovative results tailored to the unique needs of our clients, we lead infrastructure and digital transformation projects across New York State and beyond.&nbsp;
 
 
 
 
 
 We are proud to partner with the Port Authority of New York &amp; New Jersey (PANYNJ) on high-impact infrastructure and technology initiatives. We are currently seeking talented professionals to collaborate with subject matter experts, project managers, and process owners to deliver critical projects.&nbsp;
 
 
 
 
 
 
 Position Overview
 
 &nbsp;
 
 
 
 
 
 Toll International is seeking an experienced&nbsp;
 
 Project Risk Management Consultant
 
 &nbsp;to support the Port Authority of New York &amp; New Jersey on active capital and non-capital infrastructure projects. This role&nbsp;is responsible for&nbsp;leading end-to-end project risk management efforts, including risk identification, quantitative analysis, modeling, mitigation planning, and reporting.&nbsp;
 
 
 
 
 
 The consultant will work closely with Port Authority stakeholders, project teams, and subject matter experts to ensure project risks related to cost, schedule, and scope are properly&nbsp;identified, analyzed, and mitigated. This position plays a critical role in supporting project authorization decisions and strengthening enterprise risk management practices across complex infrastructure programs.&nbsp;
 
 
 
 
 
 &nbsp;
 
 
 
 
 
 
 Key Responsibilities
 
 &nbsp;
 
 
 
 
 <ul>
 <li>
 Lead and manage comprehensive project risk assessments for capital and non-capital projects&nbsp;
 </li>
 <li>
 Plan, organize, and&nbsp;facilitate&nbsp;project risk assessment and risk mitigation workshops&nbsp;
 </li>
 <li>
 Identify, document, score, and analyze project risks using Authority-provided templates and standards&nbsp;
 </li>
 <li>
 Perform quantitative cost and schedule risk analysis using Monte Carlo simulation techniques&nbsp;
 </li>
 <li>
 Develop and&nbsp;maintain&nbsp;project risk registers and risk assessment models&nbsp;
 </li>
 <li>
 Review and&nbsp;validate&nbsp;engineering documentation, construction cost estimates, and project schedules&nbsp;
 </li>
 <li>
 Develop Primavera P6 schedules when&nbsp;required&nbsp;to support schedule risk modeling&nbsp;
 </li>
 <li>
 Prepare draft and final Project Risk Assessment Reports and Lessons Learned Reports&nbsp;
 </li>
 <li>
 Present risk analysis findings and recommendations to stakeholders and leadership&nbsp;
 </li>
 <li>
 Support continuous improvement of the Authority&rsquo;s risk management processes&nbsp;
 </li>
 <li>
 Provide risk management training, mentoring, and briefings as&nbsp;required&nbsp;
 </li>
 </ul>
 
 &nbsp;
 
 
 
 
 
 
 Required Qualifications
 
 &nbsp;
 
 
 
 
 <ul>
 <li>
 Bachelor of Science degree in engineering, accounting, economics, or business administration&nbsp;
 
 OR
 
 &nbsp;a Project Management Professional (PMP) certification with a technical degree&nbsp;
 </li>
 <li>
 Minimum&nbsp;
 
 three (3) years of direct experience
 
 &nbsp;performing project risk assessments on capital or infrastructure projects&nbsp;
 </li>
 <li>
 Proven experience conducting risk assessment workshops and preparing formal risk assessment reports&nbsp;
 </li>
 <li>
 Strong, in-depth knowledge of project risk management and project management principles&nbsp;
 </li>
 <li>
 Hands-on experience with&nbsp;
 
 risk modeling and analysis tools
 
 , including:&nbsp;
 </li>
 <li>
 Lumivero&nbsp;/ Palisade&nbsp;
 
 @Risk
 
 &nbsp;(Excel add-in)&nbsp;
 </li>
 <li>
 
 Oracle Primavera Risk Analysis
 
 &nbsp;
 </li>
 <li>
 Demonstrated experience using&nbsp;
 
 Oracle Primavera P6 (Version 21)
 
 &nbsp;for schedule development and analysis&nbsp;
 </li>
 <li>
 Proficiency&nbsp;in Microsoft Office Suite, particularly Excel for quantitative analysis&nbsp;
 </li>
 <li>
 Excellent communication, facilitation, and stakeholder engagement skills&nbsp;
 </li>
 <li>
 Proven ability to manage multiple projects simultaneously and work independently&nbsp;
 </li>
 <li>
 Ability to obtain a&nbsp;
 
 SWAC ID and&nbsp;required&nbsp;security clearances&nbsp;immediately&nbsp;upon hire
 
 &nbsp;
 </li>
 <li>
 Availability for&nbsp;
 
 immediate assignment
 
 &nbsp;
 </li>
 </ul>
 
 &nbsp;
 
 
 
 
 
 
 Preferred Qualifications
 
 &nbsp;
 
 
 
 
 <ul>
 <li>
 
 PMI Risk Management Professional (PMI-RMP)
 
 &nbsp;certification&nbsp;
 </li>
 <li>
 Prior experience working with public-sector agencies or large infrastructure owners&nbsp;
 </li>
 <li>
 Experience supporting transportation, aviation, or large-scale infrastructure programs&nbsp;
 </li>
 </ul>
 
 &nbsp;
 
 
 
 
 
 
 What We Offer
 
 &nbsp;
 
 
 
 
 <ul>
 <li>
 Competitive salary with an extensive benefits package&nbsp;
 </li>
 <li>
 Engagement in high-profile, long-term projects&nbsp;
 </li>
 <li>
 A dynamic and supportive work environment&nbsp;
 </li>
 <li>
 Opportunities for professional growth and advancement&nbsp;
 </li>
 </ul>
 
 &nbsp;
 
 
 
 
 
 
 Ready to Apply?
 
 &nbsp;
 
 
 
 
 
 Qualified candidates should&nbsp;submit&nbsp;a resume highlighting experience. Indicate the role(s) of interest. Complete the employment application on our website:&nbsp;
 
 Toll International Careers Page
 
 &nbsp;at&nbsp;https://www.tollintl.com/careers&nbsp;&ndash;&nbsp;
 
 Include your resume
 
 .&nbsp;
 
 
 
 
 
 
 Note:
 
 &nbsp;Candidates who&nbsp;don&rsquo;t&nbsp;complete the employment application will not be considered.&nbsp;
 
</div>

Project Risk Management Consultant

City National Bank

OPERATIONAL RISK FRAUD OVERSIGHT MANAGER II WHAT IS THE OPPORTUNITY? Operational Risk Management (ORM) is responsible for providing independent and objective oversight of the management of risks arising from City National Bank's business processes, people, systems or external events. Working with the Enterprise Risk Manager for Fraud and Payment Systems, the Fraud Manager II will contribute to the ongoing review and monitoring of operational risk programs executed by assigned 1LOD business or corporate unit(s), including Risk and Control Assessments, Control Management Activities, Key Risk Indicators, Operational Risk Events, Issue Management, Scenario Analysis, Risk Appetite, Products and aggregating and reporting of operational risk information to the Management Risk Committee, Risk Committee of the Board and RBC. The Fraud Manager II is responsible for providing advisory and oversight for Fraud within ORM, with a particular focus on strengthening operational risk management efforts to support decision-making. This position provides an excellent opportunity to strengthen the operational risk management framework, which includes risk identification and assessment; risk measurement; risk controls; and risk monitoring and reporting to improve operational resilience. WHAT WILL YOU DO? All responsibilities are related to Fraud: <ul><li>Work collaboratively with assigned business or corporate unit(s) to embed an understanding of the risk profile and risk appetite of the bank.</li><li>Review and challenge operational risk practices against CNB operational risk framework and policies, including but not limited to 1LOD output of risk identification assessments and scenario analysis, Risk and Control Self Assessments (RCSA's), Key Risk Indicators (KRI's), material existing and emerging exposures, Operational Risk Events (ORE) reporting, and issue resolution.</li><li>Understand material existing and emerging risks which align with assigned business or corporate unit(s) to ensure operation within risk appetite and fair representation of the operational risk profile</li><li>Review, challenge and monitor 1LOD risk appetite and key indicators, and their performance to risk appetite levels</li><li>Review and challenge whether 1LOD strategic priorities sufficiently consider the full spectrum of risks, and whether all risks have been adequately assessed across all strategic priorities</li><li>Provide advisory, oversight, and challenge to 1LOD development and implementation of business processes, procedures, and controls to adhere to operational risk governance requirements</li><li>Review and challenge 1LOD risk acceptances and new business initiatives</li><li>Credibly challenge 1LOD risk monitoring and reporting and related protocols, in conjunction with risk type teams, including metric trigger explanations and associated action plans</li><li>Review and challenge 1LOD annual testing and monitoring plans, the adequacy of control management activities and assessment results, and risk mitigation strategies to address gaps in control design or operating effectiveness</li><li>Review and challenge regulatory remediation activities in assigned coverage areas to ensure operational risk exposures associated with known control deficiencies are addressed. This includes providing oversight and challenge throughout the Issue Management Lifecycle, which may include issue details; root cause analysis; action plan; material issue changes; management's completion of the required and/or committed corrective actions with supporting evidence; control management activities; and sustainability.</li><li>Review and challenge self-identified issues and escalation in assigned coverage areas, including challenge of issue ratings, corrective action plans, due date extensions, and thematic issues in accordance with the CNB Issue Management Policy</li><li>Influence and monitor progress of action plans to improve the risk and control environment arising from risk assessments, risk monitoring, internal and external events, and regulatory exams</li><li>Exhibit high attention to details in identifying, aggregating, and communicating issues and control gaps to appropriate stakeholders</li><li>Lead with the preparation of status reports, key metrics and other ORM reporting information as requested by management, the Risk Committee or RBC.</li><li>Contribute to ad-hoc assignments/special projects</li><li>Maintain awareness of current regulatory/industry trends impacting the Bank's operational risk management program or practices.</li><li>Maintain familiarity of, and technical expertise with, business unit(s) organizational structure, personnel, activities and products, new product development, financial performance, and risk and problem areas</li><li>Act as an internal advisor to business and corporate units regarding the ORM framework, policies and procedures.</li><li>Support and facilitate audit and regulatory exam activities</li><li>Build effective relationships, alliances, and strategic partnerships across CNB and RBC to help deliver results and to ensure opportunities are identified, analyzed, and managed appropriately. Understand interdependencies to achieve success.</li><li>Build and grow risk talent through mentoring, coaching, and training</li></ul> WHAT DO YOU NEED TO SUCCEED? Required Qualifications <ul><li>Bachelor's Degree or equivalent</li><li>Minimum 10 years of experience in the financial services industry</li><li>Minimum 7 years of experience in risk management, operational risk management, compliance, or audit</li><li>Minimum 5 years of control assessment and validation experience</li></ul> Additional Qualifications<ul><li>Bachelor's degree or higher and other professional qualifications such as CPA, CIA, etc.</li><li>Knowledge of OCC rules and regulations (i.e. heightened standards for Large Financial Institutions)</li><li>Strong understanding of three lines of defense risk management structure and requirements</li><li>Strong understanding of Risk Management/Operational Risk Management</li><li>Strong knowledge of internal control management practices and testing methodology with proven experience in controls management design and/or execution</li><li>Strong knowledge of issue management practices with proven experience in issue resolution</li><li>Ability to handle complexity and ambiguity</li><li>Ability to deal effectively with conflict</li><li>Well-developed influencing skills</li><li>Strong interpersonal, verbal, and written communication skills</li><li>Demonstrated ability to think critically and facilitate change through collaborative effort.</li><li>Self-motivation, discipline, task focus, the ability to structure and present work and a proven record of delivering high quality results within strict deadlines.</li><li>Ability to multitask and prioritize several concurrent initiatives</li><li>Ability to work in a matrix environment</li></ul> WHAT'S IN IT FOR YOU? Compensation Starting base salary: $99,000 - $176,000 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:<ul><li>Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date</li><li>Generous 401(k) company matching contribution</li><li>Career Development through Tuition Reimbursement and other internal upskilling and training resources</li><li>Valued Time Away benefits including vacation, sick and volunteer time</li><li>Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs</li><li>Career Mobility support from a dedicated recruitment team</li><li>Colleague Resource Groups to support networking and community engagement</li></ul> Get a more detailed look at our Benefits and Perks. ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. accepts applications on an ongoing basis, until filled. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Operational Risk Fraud Oversight Manager II

Santander Holdings USA Inc

Structured/Project Finance - Underwriting & Portfolio Management AssociateCountry: United States of AmericaYour Journey Starts Here:Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!The Difference You Make: The Associate, Underwriting & Portfolio Management will be responsible for managing the Underwriting & Portfolio Management of a defined portfolio of Structured Finance transactions. The Portfolio is comprised of Project Finance and Fund Finance loans.This position will work closely with the 1LoD product teams to present and defend business opportunities to the 2nd Line of Defense. The candidate will manage the business relationship with risk and ensure all required portfolio management tasks are completed.Responsibilities: Communicates portfolio trends, risks and mitigants to senior leadership. Develops and manages portfolio information needed to accommodate sound risk management, economic and regulatory reporting requirements. Leads underwriting, structuring and closing of amendments, upsizes and extensions, as needed, including annual reviews and credit approval memos. Develop credit recommendations which include clear views of credit structures and borrower's risks. Lead the financial modelling of complex structured corporates, including the impacts of complex transactions including mergers, acquisitions and divestitures. Supports junior development through building strong relationships with the team as a mentor as needed. Collaborates with product team members prior to loan closing on approval memos, legal documentation, collateral review and funding approvals. Manages and controls risks throughout the post-closing credit process to ensure strong borrower performance. Monitors and enforces terms of loan agreement / documents. Identifies and establishes best practices policies and procedures. Manages other Portfolio Management functions, including collaborating with new business team on up-front and ongoing client due diligence, etc. Leads and/or provides valuable input for broader business initiatives, projects and goals.What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.Education:Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. (Required)CFA Charter and/or MBA (Preferred)Work Experience:Financial analysis, structuring, underwriting and portfolio management. Experience with infrastructure companies, and/or project finance loans (preferably renewable energy - wind, solar, etc) Skills and Abilities: Proficient communicator (orally and in writing) with clients, peers and fellow associates Proficient with Microsoft Office applications Ability to work and interact with various departments Ability to work in a fast-paced, sometimes stressful, environment with many critical deadlines Thorough knowledge and understanding of Structured Finance loan products and servicesCertifications:<ul><li>Other: Completion of bank-certified course in Credit Training - Preferred.</li></ul>It Would Be Nice For You To Have:<ul><li>Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>Experience in Microsoft Office products.</li></ul> What Else You Need To Know :The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $78,750.00 USD Maximum: $122,500.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide () Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions : Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required . Employer Rights:This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next :If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs. Primary Location: New York, NY, Madison Ave Corp Other Locations: New York-New York Organization: Banco Santander S.A.

Structured/Project Finance - Underwriting & Portfolio Management Associate

Square

<div>
 Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn&rsquo;t work together.
 
 
 So we expanded into software and started building integrated, omnichannel solutions &ndash; to help sellers sell online, manage inventory, offer buy now, pay later functionality, book appointments, engage loyal buyers, and hire and pay staff. Across it all, we&rsquo;ve embedded financial services tools at the point of sale, so merchants can access a business loan and manage their cash flow in one place. Afterpay furthers our goal to provide omnichannel tools that unlock meaningful value and growth, enabling sellers to capture the next generation shopper, increase order sizes, and compete at a larger scale.
 
 
 Today, we are a partner to sellers of all sizes &ndash; large, enterprise-scale businesses with complex operations, sellers just starting, as well as merchants who began selling with Square and have grown larger over time. As our sellers grow, so do our solutions. There is a massive opportunity in front of us. We&rsquo;re building a significant, meaningful, and lasting business, and we are helping sellers worldwide do the same.
 
 
 
 The Role
 
 
 
 Block's Chargeback Risk Machine Learning team members build machine learning models and systems to precisely detect, intervene on, and reduce fraudulent activity across Block's Cash App and Square ecosystems. As part of our team, you and your work will safeguard the Cash App and Square ecosystems from financial loss and provide trustworthy and seamless financial experiences for millions of customers and sellers.
 
 
 
 You Will
 
 
 
 <ul>
 <li>
 Partner with product, engineering, data science, policy, and operations to design and productionize ML-driven solutions to fight fraud at scale
 </li>
 <li>
 Become a risk domain expert and expert to lead strategy and planning on your workstreams.
 </li>
 <li>
 Develop tooling and processes to improve the effectiveness and speed of the ML development lifecycle
 </li>
 <li>
 Investigate and use state-of-the-art modeling algorithms and third-party data sources to boost model performance
 </li>
 <li>
 Contribute positively to our team culture as a collaborative, empathetic, and reliable teammate.
 
 
 </li>
 </ul>
 
 You Have
 
 
 
 <ul>
 <li>
 3+ years of machine learning experience
 </li>
 <li>
 A degree (preferably graduate level) in Computer Science, Engineering, Statistics, Physics, Applied Math or a related technical field
 </li>
 <li>
 Hands-on experience independently designing, deploying, and troubleshooting ML solutions using methods such as tree-based models, deep learning, transfer learning, or reinforcement learning.
 </li>
 <li>
 Proficiency in modern ML stacks such as: PySpark, PyTorch, MLflow, GCP Vertex AI, Workflow orchestration tools (i.e. Airflow, Prefect)
 </li>
 <li>
 Proficiency with containerization, cloud platforms (AWS, GCP), and CI/CD practices.
 </li>
 <li>
 Experience collaborating with cross-functional teams to prioritize, scope, and deploy ML/AI solutions at scale
 </li>
 <li>
 Experience helping your teammates grow through mentorship and providing constructive feedback.
 </li>
 <li>
 A natural sense of curiosity, and experience with Block's mission of economic empowerment.
 
 
 </li>
 </ul>
 Block takes a market-based approach to pay, and pay may vary depending on your location. U.S. locations are categorized into one of four zones based on a cost of labor index for that geographic area. The successful candidate&rsquo;s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. These ranges may be modified in the future.
 
 
 To find a location&rsquo;s zone designation, please refer to this resource. If a location of interest is not listed, please speak with a recruiter for additional information.
 
 
 
 Zone A
 
 
 
 $189,000&mdash;$283,600 USD
 
 
 
 Zone B
 
 
 
 $179,600&mdash;$269,400 USD
 
 
 
 Zone C
 
 
 
 $170,100&mdash;$255,100 USD
 
 
 
 Zone D
 
 
 
 $160,700&mdash;$241,100 USD
 
 
 
 Use of AI in Our Hiring Process
 
 
 
 We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws.
 
 
 Contact us here with hiring practice or data usage questions.
 
 
 
 Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering.
 
 
 Check out our other benefits at Block.
 
 
 
 
 Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people.
 
 Square
 
 makes commerce and financial services accessible to sellers.
 
 Cash App
 
 is the easy way to spend, send, and store money.
 
 Afterpay
 
 is transforming the way customers manage their spending over time.
 
 TIDAL
 
 is a music platform that empowers artists to thrive as entrepreneurs.
 
 Bitkey
 
 is a simple self-custody wallet built for bitcoin.
 
 Proto
 
 is a suite of bitcoin mining products and services. Together, we&rsquo;re helping build a financial system that is open to everyone.
 
 
 
 Privacy Policy
</div>

Machine Learning Engineer (Modeling), Risk

First Citizens Bank

<div>
 
 Overview
 
 
 
 FCB Capital Markets works alongside FCB&rsquo;s Commercial Finance, Middle Market Banking, and Innovation Bank divisions to provide financing solutions for its clients. FCB Capital Markets is hiring a 2026 Analyst I to support the Commercial Finance and Middle Market Baanking businesses. FCB Commercial Finance serves clients through teams specialized by industry (including Aerospace and Defense, Energy, Healthcare, and TMT, amongst others), product (including Asset-Based Lending, Equipment Finance, and Real Estate). FCB Middle Market Banking operates a national geographic-based coverage model serving middle market and corporate clients.
 
 
 
 About The Analyst Development Program
 
 
 
 As an Analyst you will participate in the Commercial Bank Analyst Development Program which is designed to build a broad and deep technical skillset through formal classes, online coursework, and on the job training.
 
 
 
 About
 
 
 
 The program begins July 8, 2026 on-site at our New York City Office with an 8-week intensive curriculum where participants learn about:
 
 
 <ul>
 <li>
 Underwriting fundamentals
 </li>
 <li>
 Financial Analysis and Excel Modeling
 </li>
 <li>
 First Citizens Bank Core Values
 </li>
 <li>
 Application-specific training on systems
 </li>
 <li>
 Business unit overviews with team leaders
 </li>
 <li>
 Strategic priorities of the Bank
 </li>
 <li>
 Credit Policies and Procedures
 
 
 </li>
 </ul>
 Following the 8 weeks, Analysts join their local teams and stay connected with colleagues through training and professional development sessions. We provide a superior foundation and launchpad for continued success for our Analysts as they begin their careers.
 
 
 
 Responsibilities
 
 
 
 <ul>
 <li>
 FCB&rsquo;s Capital Markets team is responsible for structuring, pricing, and distributing all lead financings originated by FCB&rsquo;s various lending business units
 </li>
 <li>
 Analysts in the Capital Markets group are responsible for supporting the Capital Markets team in all elements of deal execution:
 </li>
 <li>
 Work alongside industry teams to pitch new business
 </li>
 <li>
 Construct comparable company trading, M&amp;A, and debt analyses to assist in the pricing and structuring of transactions
 </li>
 <li>
 Prepare transaction materials (lender presentations, confidential information memoranda, and models) to support the syndication of FCB-led financings
 </li>
 <li>
 Actively participate in the investor outreach and diligence
 </li>
 <li>
 Capital Markets Analysts are also responsible for various market related tasks:
 </li>
 <li>
 Prepare and distribute FCB&rsquo;s Leveraged Loan Market Update
 </li>
 <li>
 Maintain debt comparables for FCB&rsquo;s various business units
 </li>
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 Prepare market update presentations for pitches, conferences, and internal meetings
 </li>
 <li>
 Role provides opportunity for long-term career growth within FCB Capital Markets and the broader First Citizens Bank organization
 
 
 </li>
 </ul>
 
 Qualifications
 
 
 
 
 Basic Qualifications:
 
 
 
 <ul>
 <li>
 Bachelor's Degree and 0 years of experience in Coursework or internship in credit analysis, financial statement spreading, Underwriting or Risk Management OR High School Diploma or GED and 4 years of experience in Coursework or internship in credit analysis, financial statement spreading, Underwriting or Risk Management
 
 
 </li>
 </ul>
 
 Preferred Qualifications
 
 
 
 <ul>
 <li>
 Bachelor's Degree preferred with degree in Business Administration, Finance or its equivalent
 </li>
 <li>
 One year experience or recent college graduate
 </li>
 <li>
 GPA of 3.5 or higher
 </li>
 <li>
 Internship or extracurricular experience in financial services (with preference for credit, investment banking, or private equity)
 </li>
 <li>
 Strong quantitative skills including financial statement analysis
 </li>
 <li>
 Strong writing and communication skills
 </li>
 <li>
 Ability to multi-task and meet tight deadlines
 </li>
 <li>
 Strong interest in financial products and markets
 
 
 </li>
 </ul>
 If hired in NY, the base pay for this position is generally between $42.37 - $48.08/hr. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.
 
 
 Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.
</div>

Syndications Capital Markets Analyst I (Analyst Development Program)

Explore 94+ Risk analyst in New York this January. Find roles across top companies and apply now to boost your career.