risk and insurance manager

Exness

Overview You will be the Head of Risk Management for Exness MENA, a local UAE entity licensed by the UAE Securities and Commodities Authority (SCA) as a Trading Broker of OTC Derivatives and Currencies in the Spot Market. This role includes managing Exness MENA risk management outsourcing arrangements with the Exness Group. You will specify and evaluate potential risks for Exness MENA, decide on handling them, observe and report on them, work to avoid them, and review and update the risk management guide according to the financial activity, purposes, and risks of Exness MENA. You will report to the Exness MENA CEO and the Board of Directors. Responsibilities <ul> <li>Set up and maintain the local Risk Management Department in line with the group's strategic objectives and liaise with group functions and companies to achieve them.</li> <li>Develop the Risk Management guide in line with local regulatory requirements, present it to the Board of Directors, and update it from time to time as required.</li> <li>Register with SCA and act as the main point of contact with them in relation to Risk Management matters.</li> <li>Maintain accreditation with the SCA as Head of Risk Management by fulfilling all duties imposed by the local regulation including, but not limited to, attending trainings required for the Continuous Professional Development (CPD).</li> <li>Work closely with the Operations Manager to ensure that all required reports are filed with the competent authorities in a timely manner.</li> <li>Ensure that the daily risk management operations of the company run smoothly and in accordance with the relevant laws and directives.</li> <li>Liaise with the local CEO, Board of Directors, Operations Manager and Head of Compliance to prevent, mitigate, manage, address and report the following risks: <ul> <li>Credit Risk</li> <li>Market Risk</li> <li>Operational Risk</li> <li>Settlement Risk</li> <li>Counterparty Risk</li> <li>Commodity Risk</li> <li>Liquidity Risk</li> <li>Displaced Commercial Risk</li> <li>Cybersecurity Risk</li> </ul> </li> <li>Draft and review risk management reports to the Board of Directors and to group companies, including the implementation of the decisions taken during those meetings.</li> <li>Ensure timely reporting, escalation and closure of risk incidents raised by various internal departments.</li> <li>Ensure timely closure of findings raised by internal audit, external audit and any regulatory authority in relation to risk management.</li> <li>Identify misalignments with company objectives, take relevant remedial actions, and notify relevant stakeholders in the Exness Group.</li> </ul> What makes you a great fit <ul> <li>University degree in Risk Management or related field</li> <li>Minimum of 5 years' working experience in the CFD / FX industry or a relevant field</li> <li>Fluent in English, both verbal and written. Arabic is a plus but not a must.</li> <li>CISI exams are compulsory (1. UAE Financial Rules and Regulations and 2. Risk in Financial Services)</li> <li>Excellent numerical and analytical skills</li> <li>Ability to work under pressure</li> <li>Ability to work in a fast-paced environment</li> <li>Good communication and interpersonal skills</li> <li>Genuine interest in financial markets</li> <li>Ability to travel overseas</li> </ul> What we offer along the way <ul> <li>Competitive and attractive compensation</li> <li>Extensive learning opportunities, such as professional training and certifications, soft skills development, free English courses, and trading workshops</li> <li>Health and life insurance for employees, spouses, and children, including mental health care, and coverage for vision and dental care</li> <li>Generous time off, including 21 days of annual leave and paid sick leave</li> <li>Education allowance for your children's school and kindergarten fees</li> <li>Sports reimbursement</li> <li>Outstanding team-building experiences and Exness community gatherings</li> </ul> Your journey after applying <ul> <li>TA Interview (30 minutes)</li> <li>English capacity quiz</li> <li>Final Interview (1 hour)</li> </ul> Sounds like you? Apply. Please note : Exness may amend or withdraw job postings at any time, including prior to the advertised closing date. Before applying, please read our data protection policy. Our data policy describes the processing of your personal data and informs you that your data may be transferred to Exness / Exness Group companies worldwide. Exness Group and its approved recruitment consultants will never ask you for a fee to process or consider your application. Anyone who demands such a fee is not an authorized Exness representative and you are strongly advised to refuse any such demand. At Exness, we are an equal opportunity employer where every individual is valued. No matter your race, color, religion, sex, national origin, sexual orientation, gender identity or disability, we welcome you. As an international fintech company, we celebrate diversity and promote gender equality for all genders in our workforce. J-18808-Ljbffr

Head of Risk Management

Churchill Group

Remote with occasional travel to London or Luton£35,000 - £45,000 per annum (dependent on experience) We're on the lookout for an experienced and proactive Road Risk Manager to join our growing QHSE division. This is a fantastic opportunity for someone with a strong background in fleet compliance or transport safety who's ready to take the next step in their career.In this pivotal role, you'll work closely with our Fleet team to shape and deliver our road risk management strategy-ensuring our policies and procedures align with industry best practices and drive continuous improvement.As a Road Risk Manager, you will: <ul><li>Take full ownership of our road risk compliance strategy, policies, and procedures.</li><li>Lead initiatives to reduce the frequency and severity of vehicle related incidents.</li><li>Conduct thorough investigations into all road traffic incidents, identifying root causes and recommending preventative actions.</li><li>Analyse incident trends and risk areas, implementing effective mitigation measures.</li><li>Provide expert guidance and leadership across the business on risk reduction strategies.</li><li>Deliver clear, director-level reporting on road risk performance, highlighting trends, successes, and areas requiring support.</li></ul>As Road Risk Manager, you'll have:<ul><li>Proven experience in transport management, QHSE, compliance, or an insurance-related role.</li><li>NEBOSH certificate (or equivalent) is desirable but not essential.</li><li>A confident, investigative mindset with strong analytical skills.</li><li>Excellent communication and interpersonal abilities, with the confidence to influence at all levels.</li><li>A solid understanding of safety regulations and the ability to interpret and apply legislation effectively.</li></ul>What we offer youThe opportunity to be part of one of the fastest growing specialist FM providers in the UK. This means that as our teams continue to grow, so can you.The good stuff<ul><li>We are employee-owned, making you a beneficiary of our future success</li><li>33 days leave including bank holidays</li><li>Enhanced maternity, paternity, and sick pay</li><li>24hr online GP access as well as mental health, wellness, financial and legal support</li><li>Two paid volunteering days annually - from beach cleans to supporting your local community. You choose </li><li>More than 250 perks and hundreds of exclusive deals and discounts</li><li>Lots of training, development and apprenticeships opportunities programmes to grow and progress your career</li><li>Our Mosaic committee and Mental Health First Aiders leading the change on all things Wellbeing, Diversity & Inclusion at Churchill</li><li>All year-round recognition and annual awards programme to thank our shining stars</li></ul>Our commitment to Diversity, Equity and InclusionChurchill is an inclusive, equal opportunity employer and seeks to attract, develop and retain the best people from the widest network. We're committed to ensuring that all candidates are treated fairly, and with respect and dignity.Reasonable adjustmentsPlease let us know if there are any adjustments we can make to support you during our recruitment process. We're happy to help Please note: A basic DBS check is required for this role

Road Risk Manager

Ageas Insurance Limited

Job Title: Risk & Governance UnderwriterTarget Start Date: ASAPContract Type: Permanent, Part Time, Full Time, Job Share option availableSalary Range: £35,000 - £40,000 Dependant on experienceLocation: Eastleigh - Hybrid, FlexibleClosing Date for applications: Friday 7th November Risk & Governance Underwriter: Ageas Insurance has an exciting opportunity available for a Risk & Governance Underwriter. As a Risk & Governance Underwriter, you will be heavily involved in the creation and completion of robust and well evidenced fair value assessments at all stages of a product's lifecycle, which will encompass new product approval, significant change approval, and in-life review. The Risk & Governance Underwriter will contribute to the robust oversight of Ageas' products, and the value they offer to our customers. This oversight will cover how Ageas' products are designed, how they operate and are utilised, and how they are distributed to customers. Main Responsibilities as Risk & Governance Underwriter: <ul> <li>You will also be involved in governing how Ageas' products are distributed to customers, and how distributors and co-manufacturers meet their own regulatory requirements, and the risk appetite of Ageas (including, but not limited to, remuneration).</li><li>Contributing to overall reporting, ensuring your areas of focus are added to, and compliment, a holistic view of products and distribution. Concerns should be called out at all stages.</li><li>Involvement in recommending appropriate actions to address concerns and improve customer outcomes. Actions may be internal, external, or a combination of the two, and can be investigative, corrective, or preventative in nature.</li><li>Supporting the completion of other regular and ad-hoc regulatory tasks, including, but not limited to, MID compliance.</li><li>Supporting and leading on the management of Risk Events and UW operational risks, as appropriate.</li></ul> Skills and experience you need as Risk & Governance Underwriter: <ul> <li>A good degree of numeracy, alongside analytical skills, and the ability to interpret and present data for a wide audience.</li><li>Ability to interpret detailed information and explain it in a clear and logical way.</li><li>Proactive, self-motivated, and able to work with minimal supervision, with a desire to learn.</li><li>An understanding of the regulatory environment of the insurance market (especially Consumer Duty and PROD) and what may impact Ageas' ability to meet its requirements.</li><li>An understanding of insurance products and their distribution, including how products designed, sold, and administered, and the relationship between a distributor and manufacturer.</li></ul> At Ageas we offer a wide range of benefits to support you and your family inside and outside of work, which helped us achieve, Top Employer status in the UK.Here are some of the benefits you can enjoy at Ageas: Flexible Working- Smart gives employees flexibility around location (as long as it's within the UK) and, for many of our roles, flexibility within the working day to manage other commitments, such as school drop offs etc. We also offer all our vacancies part-time/job-shares. We also offer a minimum of 35 days holiday (inc. bank holidays) and you can buy and sell days. Supporting your Health- Dental Insurance Health Cash Plan, Health Screening, Will Writing, Voluntary Critical Illness, Mental Health First Aiders, Well Being Activities - Mindfulness. Supporting your Wealth- Annual Bonus Schemes, Annual Salary Reviews, Competitive Pension, Employee Savings, Employee Loans. Supporting you at Work- Well-being activities, mindfulness sessions, Sports and Social Club events and more. Supporting you and your Family-Maternity/pregnant parent/primary adopter entitlement of 16 weeks at full pay and paternity/non-pregnant parent/co-adopter at 8 weeks' full pay. Benefits for Them- Partner Life Assurance and Critical Illness cover. Get some Tech- Deals on various gadgets including Wearables, Tablets and Laptops. Getting around- Car Salary Exchange, Cycle Scheme, Vehicle Breakdown Cover. Supporting you back to work- Return to work programme after maternity leave. About Ageas:We are one of the largest car and home insurers in the UK.Our Peoplehelp Ageas to be a thriving, creative and innovative place to work. We show this in the service we provide to over four million customers.As an inclusive employer, we encourage anyone to apply. We're a signatory of the Race at Work Charter and Women in Finance Charter, member of iCAN and GAIN. As a Disability Confident Leader, we are committed to ensuring our recruitment processes are fully inclusive. That means if you are applying for a job with us, you will have fair access to support and adjustments throughout your recruitment experience. If the list does not cover the support you need, please contact our Recruitment Team to discuss how they can help. We also guarantee an interview for applicants with a disability who meet the minimum criteria for the role. For more information, please see Ageas Everyone.We have a zero-tolerance approach towards any form of harassment during the recruitment process, ensuring that everyone is treated with respect and professionalism.Our aim is to have great people everywhere in our business and we're always looking for outstanding people to join us. Most roles across Ageas a

Risk & Governance Underwriter

Sindh Rural Support Organization SRSO

<div><div><div><div>Posted date</div> <div>5th November, 2025</div> <div>Last date to apply</div> <div>13th November, 2025</div>
</div> 
<div><div>Country</div> <div>Pakistan</div> <div>Locations</div> <div>Sukkur</div>
</div> 
<div><div>Category</div> <div>Management and Executive
</div></div> 
<div><div>Position</div> <div>1</div></div></div></div><div></div>
 <div>CAREER OPPORTUNITY

Sindh Rural Support Organization (SRSO) is a not-for-profit organization registered under Section 42 of the Companies Act 2017. SRSO invites applications from energetic, well-qualified, and experienced individuals for the position below:

Assistant Manager &ndash; Risk Management &amp; Compliance

Qualification: 
Postgraduate Master&rsquo;s degree in Risk Management, Finance &amp; Accounts, Audit, Islamic Finance or equivalent from an HEC-recognized university/institute.

Experience: 
Minimum 3 years relevant experience in risk management, compliance, audit, or finance, preferably within financial institutions or development sector organizations.

Duty Station: SRSO Head Office, Sukkur 
Gender: Both

Technical &amp; Soft Skills Required
<ul>
<li>Proficiency in Risk Management, Financial Analysis, and Compliance Monitoring
</li>
<li>Strong understanding of SECP regulatory framework for development sector and NBFCs
</li>
<li>Knowledge of AML/CFT risk-based approaches
</li>
<li>Excellent report-writing, data analysis, and presentation skills
</li>
<li>Strong communication, coordination, and problem-solving skills
</li>
<li>Integrity, discretion, and attention to detail
</li>
<li>Proficiency in MS Office and analytical tools
</li>
</ul>Core Responsibilities

Risk Management
<ul>
<li>Support Senior Manager in executing risk management framework, policies, and procedures
</li>
<li>Identify, assess, and document operational, financial, and compliance risks
</li>
<li>Maintain and update Risk Registers and monitor Key Risk Indicators
</li>
<li>Facilitate risk workshops with regional and functional teams
</li>
<li>Draft risk reports and analytical dashboards
</li>
<li>Review project proposals/MoUs for risk implications
</li>
<li>Support internal capacity-building on risk tools and processes
</li>
</ul>Regulatory Compliance
<ul>
<li>Monitor compliance with SECP, SBP, NBFC Rules, AML/CFT Act, and other regulations
</li>
<li>Maintain Compliance Register and track regulatory requirements
</li>
<li>Prepare compliance reports for regulatory authorities
</li>
<li>Support AML/CFT &amp; Shariah compliance programs
</li>
<li>Conduct reviews of suspicious activity alerts
</li>
<li>Coordinate compliance and AML/CFT trainings
</li>
<li>Liaise with departments/regions for regulatory data requests
</li>
<li>Track implementation of audit &amp; compliance recommendations
</li>
</ul>SRSO is an equal opportunity employer. Only shortlisted candidates will be contacted. No TA/DA is admissible. Incorrect/false information or influence may lead to cancellation.

Candidates must declare they have never been involved in Sexual Exploitation, Abuse, or criminal activity.

How to Apply

Apply online by November 13, 2025 
SRSO Job Portal: https://www.srso.org.pk/career_jobs.html

Manager &ndash; Human Resource Department 
SRSO Complex, Near Taj Petrol Pump, Shikarpur Road, Sukkur, Sindh</div>
 <div>Apply By:

 How to Apply
Apply online by November 13, 2025 
SRSO Job Portal: https://www.srso.org.pk/career_jobs.html</div>

Assistant Manager – Risk Management & Compliance

Fiba Group

<div>
 
 As Fiba Group, we have continued our journey, which began in the banking sector, with prudent and innovative investments in various fields such as finance, energy, retail, tourism, and real estate. We strive to create more value for the world, society, and humanity by continuing to grow on a global scale.
 
 
 
 
 
 Fiba Holding&rsquo;s
 
 Risk Management Department
 
 is now seeking a highly motivated and dynamic
 
 Risk Management Assistant Manager
 
 who is ready to contribute to the continuous development of our risk management framework, drive risk awareness across the organization, and play a key role in managing risks that shape the future of our Group.
 
 
 
 
 
 
 Qualifications
 
 
 <ul>
 <li>
 Bachelor&rsquo;s or Master&rsquo;s degree in Economics, Business Administration, Engineering, Statistics or a related field
 </li>
 <li>
 7 years in risk management, audit, financial analysis, or related areas, preferably within a holding or group structure
 </li>
 <li>
 Solid knowledge and hands-on experience in corporate risk management processes, methodologies, and reporting
 </li>
 <li>
 Proficiency in MS Office applications; knowledge of risk modeling and GRC tools (@Risk, Python, RSA Archer, SAP GRC, Bwise, etc.) is a strong asset
 </li>
 <li>
 Excellent verbal and written communication skills in English
 </li>
 <li>
 Strong interpersonal skills with a collaborative, team-oriented mindset
 </li>
 <li>
 Strong analytical and reporting skills, with proven ability in project management and stakeholder communication
 </li>
 </ul>
 
 
 
 
 
 Job Description
 
 
 <ul>
 <li>
 Contribute to the development of corporate risk management policies, strategies, and risk assessment criteria for Fiba Holding and Group companies
 </li>
 <li>
 Define and update key risk indicators, risk appetite, and limits to ensure the effectiveness of the overall risk management framework
 </li>
 <li>
 Conduct solo and consolidated risk analyses (strategic, financial, operational, compliance) for the Holding, identify high and critical risks, and support the development and follow-up of action plans
 </li>
 <li>
 Support Group companies in risk management processes, carry out risk assessments, and ensure regular reporting in line with corporate requirements
 </li>
 <li>
 Monitor global, national, and sector-specific risks to implement a proactive risk management approach
 </li>
 <li>
 Enhance risk awareness and foster a strong risk culture across Fiba Group by organizing training programs, workshops, and awareness activities
 </li>
 <li>
 Take part in Holding- and Group-wide projects authorized by the Executive Committee and report project outcomes
 </li>
 </ul>
 
 
 
 
 
 What Awaits You at Fiba Group?
 
 
 
 🌏 A strong Turkish holding growing on a global scale
 
 
 🤝 An inclusive environment with a high ratio of women employees and leaders
 
 
 🚀 A dynamic work environment that prioritizes teamwork and collaboration
 
 
 💡 A culture open to innovation, encouraging creative ideas and forward-thinking
 
 
 💻Hybrid working opportunities.
 
 
 👨 👩 👧 👦 Health and life insurance covering families
 
 
 💖 Contribution to society through volunteering projects
 
 
 💼 Company-supported individual retirement plans
 
 
 📈 Opportunities for career growth through training, mentorship, and diverse development paths
 
 
 📱 Seamless communication support with a company-sponsored phone line
 
 
 😎 Hobby clubs and events
 
 
 🏷️ Group discounts
 
 
 🧩 Flexible Benefits Program "Fi&rsquo;bana G&ouml;re" for customizable rights
 
 
 
 
 
 
 Our Approach to the Recruitment Process
 
 
 
 &bull; We actively support equal opportunities at every stage of recruitment and warmly welcome candidates from all backgrounds, identities, and experiences.
 
 
 &bull; We ensure transparency, equality, and fairness in decision-making processes, guaranteeing that all applicants are evaluated solely based on their qualifications and potential, without bias.
 
 
 &bull; Applicants' personal information is used only for job-related assessments and communication, and we do not share personal data with third parties.
 
 
 
 
 
 Aligned with our employer brand,
 
 "Fiba Fark&inodot;nda"
 
 , we collaborate with our colleagues, candidates, and all internal/external stakeholders. We are proud to have proven our success in this field internationally by winning the Gold Award in the Brandon Hall Group Excellence Awards.
 
 
 
 #FibaFark&inodot;nda
 
 
 
 
 
 
 
 By applying for this position, your personal data will be processed by
 
 
 
 Fiba Holding Anonim &Scedil;irketi (&ldquo;Fiba Holding&rdquo;)
 
 
 
 , as the data controller, in accordance with the Law on the Protection of Personal Data No. 6698 (&ldquo;KVKK&rdquo;). For further details, please review Privacy Notice.
 
 
</div>

Risk Management Assistant Manager

Tap Payments

<div>About Tap
Tap Payments is revolutionizing online payments across the MENA region by connecting businesses with simple, unified payment experiences. We need exceptional talent to help us on this journey. 
The GRC Team
The Governance, Risk, and Compliance (GRC) Team is a dedicated group of professionals who diligently navigate the complex world of financial regulations. They ensure our unwavering commitment to regulatory compliance and the highest industry standards, designing robust risk management strategies, and cultivating a culture of transparency and accountability. In an ever-evolving landscape, the GRC Team safeguards our company and clients from potential risks, making every payment a testament to our dedication to ethical conduct and responsible financial practices. 
As a Tapster you will:<ul>
<li>
Have a strong background in risk management and a proven ability to lead and execute these responsibilities effectively.</li>
<li>Develop and maintain documentation for risk management policies and procedures, ensuring compliance with regulatory requirements and industry best practices.</li>
<li>Lead risk identification and assessment processes for all departments, products and third parties ensuring comprehensive coverage of potential risks.</li>
<li>Develop and implement a strategic plan to prevent, eliminate, and mitigate risks, in alignment with the Company&rsquo;s goals and objectives.</li>
<li>Develop and update Risk Appetite statements and Risk Tolerances for potential risks faced by the Company.</li>
<li>Develop and monitor key risk and control indicators to enhance risk management practices.</li>
<li>Establish and maintain a risk register for all departments, monitoring risk profiles and targets to ensure effective risk management.</li>
<li>Investigate root causes of incidents and risks, and collaborate with stakeholders to develop and implement mitigation strategies.</li>
<li>Analyze operational risk losses across the organization, identifying trends and opportunities for improvement.</li>
<li>Build and maintain strong relationships with key stakeholders and business partners, addressing concerns and issues in a timely manner.</li>
<li>Drive the development of risk management capability, competency, and capacity across operational levels through facilitation, training, and knowledge sharing.</li>
<li>Enable the first and second lines of defense to effectively manage risk by providing advice, tools, training, and independent challenges.</li>
<li>Facilitate the implementation of systems to accurately define, monitor, and analyze risk profiles, control strategies, and effectiveness.</li>
<li>Conduct business impact analysis and stress testing exercises to assess the Company&rsquo;s resilience to various risk scenarios.</li>
<li>Perform data analysis and build the required risk and fraud models.</li>
<li>Prepare and present Risk Management reports to the Senior Management and board level Committees Qualifications.</li></ul> 
 What you will bring to the party:<ul>
<li>
 Bachelor&rsquo;s degree in IT, Finance or any other area related to Risk Management. Experience: Minimum of 5 to 7 years of experience in Risk Management preferably from Payment Services, Banks or other Financial Institutions (Banks, Insurance Companies etc.)</li>
<li>Strong background in risk management, including identification, assessment, and mitigation.</li>
<li>Proficiency in developing and implementing strategic risk management plans.</li>
<li>Expertise in regulatory compliance and industry best practices for risk management.</li>
<li>Ability to develop and monitor key risk and control indicators. Strong analytical skills for root cause analysis and operational risk loss identification.</li>
<li>Excellent relationship management and negotiation skills for engaging with stakeholders and business partners.</li>
<li>Familiarity with systems for defining, monitoring, and analyzing risk profiles and control strategies.</li>
<li>Experience in conducting business impact analysis and stress testing.</li>
<li>Proficiency in data analysis and building risk and fraud models.</li>
<li>Excellent communication and presentation abilities. Bilingual (Arabic and English) is a plus.</li>
<li>A Saudi national is a mandatory requirement for this role.</li></ul> 
 
Are you ready to shape the future of payments in MENA?</div>

Head, Risk Management

The Cigna Group

<div><h3 class="jobSectionHeader">The Cigna Group is a global health company committed to improving health and vitality. We relentlessly challenge ourselves to partner and innovate solutions for better health. Our global workforce of more than 70,000 colleagues works through Cigna Healthcare and Evernorth Health Services to fulfil our mission to improve the health and vitality of the more than 190 million customer relationships we serve in more than 30 countries and jurisdictions. Cigna Healthcare International is dedicated to serving the needs of both 
domestic and globally mobile employees and individuals across the globe. As part of Cigna Healthcare International, Cigna Middle East and Africa offers health solutions to employers, governments and individuals and is on an exciting growth journey. Cigna KSA is our newest branch in MEA region, is the first foreign company to over receive an insurance license through the IA in the kingdom of Saudi Arabia.</h3>
Role overview :
<h3 class="jobSectionHeader">To lead the risk management activities in the Saudi Arabia Branch. The Head of Risk will be reporting to KSA CEO and functionally will be reporting to the regional CRO to provide adequate assurance and ensure alignment with regional risk management activities. The role will cover both retained and outsourced activities. 
The role entails implementing a comprehensive system of risk management that includes operational risk management, business resilience and internal controls. This will require working with key stakeholders, all relevant business units, to assist them in developing their risk management ecosystems, including policies and procedures, training, risk identification and reporting, etc., as well as empowering them to manage their own risks within preagreed 
parameters. 
The role requires promoting a positive risk management environment, understanding of all relevant regulatory requirements, especially the IA and all other applicable regulators, entails being the key risk management point of contact for KSA 
across the Cigna Group and independent of other control functions (Compliance, Actuarial and Internal Audit).</h3>
Responsibilities :<ul><li>
Facilitate risk identification through<ul><li>
(i) regular risk forums with participation by all relevant business units and</li><li>
(ii) Establish and maintain risk registers for KSA as required.</li></ul></li><li>
Undertake ad hoc risk reports as and when required by the business. This includes identifying and recommending to the business the need for risk reports as and when the need arises.</li><li>
Monitor key risk exposures, thresholds and limits, escalating to the appropriate level within Cigna as required.</li><li>
Risk Data Collection &amp; Analysis: Gather, validate, and analyse risk-related data for reporting and decision-making.</li><li>
Policy Development &amp; Implementation: Support policy-related tasks and assist in the rollout of risk policies and procedures.</li><li>
Risk Reporting: Ensure adherence to regulatory and regional requirements by preparing accurate and timely reports.</li><li>
Solutions &amp; Gap Analysis: Perform risk assessments and required and, assess compliance with established standards, identify gaps, and recommend improvements.</li><li>
Internal Communication: Effectively use internal platforms to access, consolidate, and share risk-related information.</li></ul>
General:<ul><li>
Act in accordance with all applicable regulatory requirements.</li><li>
Ongoing compliance with all fitness and propriety obligations as well as applicable certification regimes.</li><li>
Ensure areas for which this role has responsibility are adequately monitored and controlled.</li><li>
Ensure that where responsibilities are delegated, the following safeguards are in place:<ul><li>
Delegates are capable of taking on delegated activities;</li><li>
Delegates are informed of the extent and limits of delegated responsibilities, ensuring this has been appropriately documented;</li><li>
Supervise and monitor delegates, maintaining a suitable level of understanding of the activity delegated.</li></ul></li><li>
Be open and transparent with all relevant governance committees, ensuring they are adequately apprised of all significant matters about which they should be made aware.</li><li>
Accountable for the management of risks inherent in the functional area of responsibility and for implementing risk management systems and controls that provide a suitable operational environment to support the delivery of strategic objectives.</li><li>
To ensure the principle of Treating Customers Fairly and related customer outcomes are embedded within the business and adhered to by those in their own functional area of responsibility.</li></ul>
Business Continuity Management and Resilience<ul><li>
In coordination with the international BCM function and regional CRO, develop and implement a BCM strategy and implement an effective BCM system for KSA.</li><li>
Support and assist with Business Continuity Plans and Disaster Recovery Plans as required by the business.</li><li>
Contribute to the crisis management efforts if an unexpected event significantly affects operations or financial results.</li></ul>
Fraud Risk Management<ul><li>
In coordination with the Regional Compliance Function. Implement fraud risk indicators and monitor suspicious activities.</li><li>
Identify, advise and report fraud risks across operations and evaluate external fraud threats.</li></ul>
Qualifications and Skills:<ul><li>
Strong and proven business background with a good understanding of operational processes.</li><li>
At least 5 years of experience in Risk Management, with a minimum of 2 years of experience in insurance.</li><li>
Certifications in Risk Management are required.</li><li>
Knowledge of KSA&rsquo;s Insurance Authority regulatory and reporting requirements</li><li>
English speaker with high proficiency in both written/ verbal English.</li><li>
Proven ability to drive projects</li><li>
Strong business acumen and presentation skills</li></ul>
What we offer :
<ul><li><ul><li>Hybrid mode</li><li>International exposure</li><li>working in a great place ( recently Cigna KSA recognized as a great place to work )</li></ul></li><li>
Flexibly in working hours</li></ul>
About The Cigna Group
Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we&rsquo;re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives.
Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
If you require reasonable accommodation in completing the online application process, please email: SeeYourselfEMEA@cigna.com for support. Do not email SeeYourselfEMEA@cigna.com for an update on your application or to provide your resume as you will not receive a response.</div>

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