risk modeler

Intuit

<div><h2 class="jobSectionHeader">Overview</h2>
Intuit is the global financial technology platform that powers prosperity for the people and communities we serve. With approximately 100 million customers worldwide using products such as TurboTax, Credit Karma, QuickBooks, and Mailchimp, we believe that everyone should have the opportunity to prosper. We never stop working to find new, innovative ways to make that possible.
Intuit&rsquo;s Consumer Group, including TurboTax and Credit Karma, empowers millions of individuals to take control of their finances. TurboTax simplifies tax preparation and enables our customers to file with confidence. By harnessing the power of data and artificial intelligence (AI), we continuously innovate and evolve our consumer offerings to deliver even greater value.<div>
As we expand into Consumer Lending within the Consumer Group, Intuit Credit Karma is looking for an innovative, experienced, and hands-on Staff AI Scientist to join our Consumer Risk AI Science team. In this role, you&rsquo;ll develop cutting-edge credit risk AI/ML models for new lending products. Join a collaborative and inventive team of AI scientists and machine learning engineers where your work will have a direct impact on hundreds of thousands of customers.</div> 
Responsibilities<h3 class="jobSectionHeader">
What you&rsquo;ll do:</h3><ul><li>
Contribute to the credit risk AI science initiatives for the new and evolving Money product offerings focusing on the lending domain, including complete hands-on ownership of the model lifecycle, sharing ownership of success and key results at the program-level, and driving the data strategy across all involved teams.<ul><li>
Design, build, deploy, evaluate, defend, and monitor machine learning models to predict credit risk for various short-term lending products (e.g., tax refund advances, BNPL, installment loans, single payment loans, and early wage access)</li><li>
Collaborate with credit policy, product and fraud risk teams to ensure models align with business goals and product offering to drive actionable lending decisions</li><li>
Build efficient and reusable data pipelines for feature generation, model development, scoring, and reporting using Python, SQL, and both commercially available and proprietary Machine Learning and AI infrastructures</li><li>
Deploy models in a production environment in collaboration with other AI scientists and machine learning enginers</li><li>
Ensure model fairness, interpretability, and compliance with FCRA, ECOA, and other relevant regulatory frameworks</li></ul></li><li>
Contribute to the evolution of our data and machine learning infrastructure within the Intuit ecosystem to improve efficiency and effectiveness of AI science solutions.</li><li>
Research and implement practical and creative machine learning and statistical approaches suitable for our fast-paced, growing environment.</li></ul><h3 class="jobSectionHeader">
What&rsquo;s great about the role:</h3><ul><li>
Solve hard, meaningful problems giving customers access to their hard-earned money alongside fun, smart people.</li><li>
Experience professional growth and encourage growth throughout the team.</li><li>
Work cross functionally (with executives, engineering, policy &amp; rules, product, analytics, operations and other AI science teams) to ensure efficient and effective use of data science in ways that make an immediate, substantial, and sustainable impact</li></ul> 
Qualifications<h3 class="jobSectionHeader">
Minimum Qualifications:</h3><ul><li>
Advanced Degree (Ph.D. / MS) in Computer Science, Data Science, AI, Mathematics, Statistics, Physics or a related quantitative discipline</li><li>
7-10 years of work experience in AI Science / Machine Learning and related areas</li><li>
Authoritative knowledge of Python and SQL</li><li>
Relevant work experience in fintech credit risk, with deep understanding of payment systems, money movement products, banking, and lending</li></ul><ul><li>
Experience leveraging credit bureau, tax and cash flow data in credit risk model development</li><li>
Experience with and deep understanding of developing, deploying, monitoring and maintaining a variety of machine learning techniques, including but not limited to, deep learning, tree-based models, reinforcement learning, clustering, time series, causal analysis, and natural language processing.</li><li>
Deep understanding of credit risk modeling concepts, including PD calibration, reject inference, adverse action logic, and risk segmentation</li><li>
Ability to quickly develop a deep statistical understanding of large, complex datasets</li><li>
Expertise in designing and building efficient and reusable data pipelines and framework for machine learning models</li><li>
Strong business problem solving, communication and collaboration skills</li><li>
Ambitious, results oriented, hardworking, team player, innovator and creative thinker</li><li>
Proven experience defining and driving end-to-end modeling frameworks, methodologies, or best practices across multiple product teams or domains.</li><li>
Demonstrated ability to evaluate and integrate emerging AI/ML technologies, contributing to the company&rsquo;s external technical visibility and innovation agenda.</li></ul><h3 class="jobSectionHeader">
Preferred Qualifications:</h3><ul><li>
Proficiency in deep learning ML frameworks such as TensorFlow, PyTorch, etc.</li><li>
Work experience with public cloud platforms (especially GCP or AWS) and workflow orchestration tools like Apache Airflow</li><li>
Strong background in MLOps infrastructure and tooling, particularly Vertex AI or AWS SageMaker, including pipelines, automated retraining, monitoring, and version control</li><li>
Experience with experimentation design and analysis, including A/B testing and statistical analysis.</li></ul> 
Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position will be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit&reg;: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender. The expected base pay range for this position is:<div> 
Bay Area: $205,500 - $278,000</div><div>
Southern California: $191,500.00 - $259,000.00</div><div>
New York: $201,500.00 - $273,000.00.</div></div>

Staff Credit Risk AI Scientist - Fintech Consumer Risk

Wells Fargo

<div>About this role: 
 
Wells Fargo is seeking a Senior risk analytics consultant. 
 
The Consumer Credit team is responsible for leading, developing and implementing strategic initiatives and processes to drive the company credit culture, appetite, and business performance. The team is seeking a highly motivated and talented individual to be part of the Consumer Lending Credit Risk team. 
 
Primary role is to apply strong business knowledge and advanced analytical skills to solve business questions, think out-side-of-the-box and develop innovative yet practical risk management strategies impacting the bottom line of the business. An individual who is results driven, goal oriented, and enjoys a fast-paced working environment will find this opportunity both challenging and exciting. 
 
In this role, you will:<ul><li>
Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics</li><li>
Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models</li><li>
Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance</li><li>
Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements</li><li>
Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals</li><li>
Lead projects, teams, and mentor less experienced staff</li><li>
Partner with cross enterprise risk analysts in development of common modeling strategies</li></ul>
Required Qualifications:<ul><li>
4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education</li></ul>
Desired Qualifications:<ul><li>
4+ years of progressive experience in credit and risk analytics</li><li>
Hands on Experience in at least one area in credit risk analytics - credit strategy / modeling techniques / Forecasting techniques / data architecture &amp; management</li><li>
Detailed understanding of risk domain; Strong Risk analytics skills and understanding of P&amp;L, drivers</li><li>
Expertise in few programming and statistical packages - SAS, SQL, VBA, Macros, R, Python, E-miner, Tableau, SAS VA</li><li>
Knowledge of advanced statistical tools such as Segmentation Tools, Decision Trees, Clustering, Regression, and other statistical modeling and/or Machine Learning techniques</li><li>
Ability to lead project teams and coordinate with multiple stakeholders.</li><li>
Strong analytical skills with ability to turn findings into executable plans to meet business objectives</li><li>
Ability to identify and evaluate trends, isolate root cause, and provide swift/thorough resolution
</li><li>Advanced degree in statistics/finance /engineering/economics/other quantitative disciplines</li><li>
Knowledge and understanding of (consumer and small business loan) credit card lending practices, policies, procedures, and key drivers impacting credit offerings</li><li>
Ability to contribute to strategic decisions and coordinate with multiple stakeholders. Develop consensus and gain buy-in for strategic priorities</li><li>
Strong project management skills with ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment</li><li>
Strong ability to develop partnerships and collaborate with other business and functional area</li></ul>
Job Expectations:<ul><li>
The incumbent would functionally contribute as a SR. Consultant to the Personal Lending Credit Risk team and execute relatively large and complex projects with moderate to high risk for the line of business.</li><li>
Lead and deliver on significant initiatives and processes, and partners with line of business management to drive the company credit culture, appetite, and business performance with inputs from senior leadership. Acts as a subject matter expert for senior leaders.</li><li>
Assesses and predicts risk and performance through business analysis and/or modeling. Establishes effective policies, processes, and tools to identify and manage risks. Uses predictive sciences for developing future ready solutions.</li><li>
Develop Loss forecasting framework &amp; execute the same to generate key credit loss metrics for medium term. Participate in discussions with key stakeholders from business &amp; risk functions to explain the forecasted numbers &amp; finetune the projection basis high level feedback.</li><li>
Develop comprehensive monitoring frameworks and dashboards and provide statistically sound diagnostic evaluation of any emerging or unexpected risk areas to enhance intelligence and facilitate faster decision making.</li><li>
Reports on asset quality, portfolio trends, credit policy exceptions across various credit, vintage, product, offer, channel, industry segments using visualization tools such as Excel VBA, Tableau and/or SAS Visual Analytics.</li><li>
Builds risk rating methodologies using advanced analytics approaches including statistical modeling and machine learning techniques, not limited to Random Forest, Decision Trees, Segmentation, and/or Time-series modeling.</li><li>
Develop complex programming models to extract data and/or manipulate databases such as ORACLE, Teradata.</li><li>
To be effective in this position, you will need to have a good understanding of credit, practice in the test and learn discipline and exploratory analysis, and be fluent in both the key technical tools of credit risk decisioning and sound credit judgment.</li></ul>
Posting End Date:
 
29 Oct 2025 
*Job posting may come down early due to volume of applicants.
 
 
We Value Equal Opportunity 
 
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. 
 
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. 
 
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. 
 
Applicants with Disabilities 
 
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . 
 
Drug and Alcohol Policy 
 
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. 
 
Wells Fargo Recruitment and Hiring Requirements: 
 
a. Third-Party recordings are prohibited unless authorized by Wells Fargo. 
 
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.</div>

Senior Risk Analytics Consultant

PayPal

<div>The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers. 
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do &ndash; and they push us to ensure we take care of ourselves, each other, and our communities.
Job Description Summary: We are seeking a Risk Data Scientist to join our second line enterprise stress testing governance function. In this role you will support the design, coordination, and execution of firm-wide stress testing programs, support the administration of the Stress Testing Working Group (STWG), and contribute to scenario and assumption development. The ideal candidate demonstrates a foundation in financial risk management with strong analytical and quantitative analysis skills and ability to operate within a cross-functional and matrixed organization to meet management and regulatory needs This job will develop and implement data science models and algorithms to support business needs. You will work with stakeholders to understand data requirements and deliver solutions. Your role involves ensuring data quality, optimizing data processes, and collaborating with cross-functional teams.
Job Description:
Essential Responsibilities:<ul><li>
Develop and implement data science models and algorithms.</li><li>
Analyze and interpret complex data sets.</li><li>
Ensure data quality and integrity.</li><li>
Collaborate with stakeholders to understand data requirements.</li><li>
Optimize data processes for efficiency and performance.</li><li>
Perform advanced statistical analysis and reporting.</li></ul> 
Expected Qualifications:<ul><li>
1+ years relevant experience and a Bachelor&rsquo;s degree OR Any equivalent combination of education and experience.</li></ul>
Additional_Responsibilities_And_Preferred_Qualifications:
Your way to impact
As a Risk Data Scientist for Capital and Liquidity Stress Testing, you&rsquo;ll help strengthen PayPal&rsquo;s financial resilience by supporting the execution and continuous improvement of enterprise stress testing. You&rsquo;ll apply analytical and data science methods to translate complex financial risk and economic concepts into actionable insights. Your work will inform decision-making, align with regulatory expectations, and help the company proactively manage its risk profile under a variety of stress conditions.
Your day-to-day
Stress Scenario Design &amp; Assumption Alignment:<ul><li>
Support the development and maintenance of a comprehensive scenario library, incorporating macroeconomic, idiosyncratic and market shocks.</li><li>
Apply data science techniques (including human-in-the-loop validation and model-assisted analysis) to support scenario development and stress impact quantification.</li><li>
Translate theoretical risk management and modeling concepts into practical applications for real-world business and regulatory contexts.</li><li>
Lead periodic scenario challenge sessions to ensure relevance, severity, and internal</li><li>
Develop documentation of scenario design logic, result aggregation, transmission channels, and impact evaluation.</li><li>
Collaborate with cross-functional stakeholders to align analytical outputs with business context and regulatory requirements.</li></ul>
Stress Testing Governance:<ul><li>
Support the continuous improvement of the stress testing governance framework, aligning with internal policies and regulatory standards.</li><li>
Assist in coordinating the Stress Testing Working Group (STWG) meetings, preparing agendas, tracking deliverables, managing documentation, and monitoring action items.</li><li>
Participate in the end-to-end stress testing cycle: scenario ideation, impact analysis, assumption validation, result interpretation, and reporting.</li><li>
Collaborate with Finance, Treasury, Risk, and Business teams to ensure robust and timely execution of regulatory and internal stress testing exercises.</li></ul>
What do you need to bring<ul><li>
1+ years experience in financial services and a Bachelor&rsquo;s degree OR Any equivalent combination of education and experience.</li><li>
Strong quantitative and analytical skills, with proficiency in Python, R, or SQL for data analysis and modeling.</li><li>
Ability to translate academic or theoretical frameworks (e.g., econometrics, probability theory, statistical modeling) into practical applications.</li><li>
Experience with regulatory frameworks such as Basel, ICAAP, or CCAR preferred.</li><li>
Excellent communication and problem-solving skills, with the ability to synthesize complex analyses into clear insights.</li><li>
High attention to detail and commitment to analytical rigor and transparency.</li><li>
Independence and self-motivation to take initiative, drive progress, and deliver results with minimal supervision</li><li>
Action-orientation with urgency to prioritize effectively and execute with a sense of ownership</li><li>
Comfort with ambiguity, adaptability in evolving environments, and ability to make progress amid uncertainty</li><li>
Curiosity and growth mindset that continuously seeks to learn new analytical techniques and enhance existing processes</li></ul>
PayPal is committed to fair and equitable compensation practices.
 
 
Actual Compensation is based on various factors including but not limited to work location, and relevant skills and experience. 
 
The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit https://www.paypalbenefits.com. 
 
The U.S. national annual pay range for this role is $100,500 to $173,250

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. 
Our Benefits:
At PayPal, we&rsquo;re committed to building an equitable and inclusive global economy. And we can&rsquo;t do this without our most important asset-you. That&rsquo;s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.
We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com 
 
Who We Are:
To learn more about our culture and community visit https://about.pypl.com/who-we-are/default.aspx 
 
Commitment to Diversity and Inclusion
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.
Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal. 
Any general requests for consideration of your skills, please Join our Talent Community. 
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don&rsquo;t hesitate to apply.</div>

Capital Risk & Stress Test

BlizzUp Technologies

<div>
 *Apply for Data related open positions at Punjab IT Board (Lahore) using below links*
 
 
 
 *Data Architect*
 
 https://jobs.punjab.gov.pk//new_recruit/job_detail/data-architect
 
 
 *Data Modeler*
 
 https://jobs.punjab.gov.pk//new_recruit/job_detail/data-modeler-2
 
 
 *Senior Data Engineer*
 
 https://jobs.punjab.gov.pk//new_recruit/job_detail/senior-data-engineer-10
 
 
 *Data Scientist*
 
 https://jobs.punjab.gov.pk//new_recruit/job_detail/data-scientist-14
 
 
 *DevOps Engineer*
 
 https://jobs.punjab.gov.pk//new_recruit/job_detail/dev-ops-engineer-18
 
 
 
 *Deadline: 02-Nov-2025*
</div>

Data Warehouse Architect

Fahim Nanji & DeSouza (FND)

BIM Modeler (Electrical)FND (Pvt.) Ltd. Consulting Engineers. is seeking a motivated BIM Modeler (Electrical) to join our growing team. This role is ideal for BIM professionals with strong multi-disciplinary coordination expertise, who can independently manage complex models, ensure compliance with BIM standards, and drive seamless digital project delivery.Key Responsibilities:<ul><li>Develop, modify, and maintain 3D BIM models for multi-disciplinary projects.</li><li>Coordinate BIM data and workflows across structural, MEP, and architectural teams.</li><li>Manage and review clash detection, model accuracy, and design consistency.</li><li>Support project teams with drawing production, BOQs, and schedules.</li><li>Ensure project deliverables comply with BIM standards, guidelines, and client requirements.</li><li>Use Autodesk Construction Cloud (ACC) and related tools for model management and collaboration.</li></ul>Requirements:<ul><li>Education: Bachelor&rsquo;s (B.Sc/B.Tech) in Electrical, or a related field</li><li>Experience: Minimum 4+ years of proven experience in BIM modelling and coordination.</li><li>Proficiency in Revit, Navisworks, and Autodesk Construction Cloud (ACC).</li><li>Strong knowledge of multi-disciplinary coordination processes.</li></ul>Only Karachi-based candidates who meet the above requirements will be considered.Please share your CV at hr@fnd.com.pk, mentioning in the subject line is necessary:BIM-Modeler- [Your Name]Job Type: Full-timeWork Location: In person

BIM Modeler (Electrical)

BIMAGE CONSULTING INDIA PVT LTD

Location: Lucknow , UPExperience: 3 &ndash; 4 YearsIndustry: Architecture | Engineering | Construction (AEC)Are you passionate about creating detailed BIM models and contributing to cutting-edge projects?We are looking for a talented BIM Modeler to join our growing team and work on exciting architectural, structural, and MEP projects.&#9989; Requirements:<ul><li>Diploma or Bachelor&rsquo;s in Architecture, Civil, Mechanical, or related field.</li><li>3&ndash;4 years of experience as a BIM Modeler in the AEC industry.</li><li>Strong proficiency in Revit, AutoCAD, and familiarity with Navisworks.</li></ul>If you are interested send your CVEmail : sameera.p@bimageconsulting.inJob Types: Full-time, PermanentPay: Up to &#8377;35,000.00 per month

BIM Modeler

GamiZone

Role DescriptionThis is a full-time on-site role for a 3D Modeler in Lahore. We are seeking a talented 3D Designer/Modeler with at least 2 years of experience and expertise in Autodesk 3ds Max, Blender, and Photoshop.Qualifications<ul><li>Must have 2 years of experience.</li><li>Blender, Lighting, and Texturing skills</li><li>Rigging and 3D Modeling abilities</li><li>Experience in creating 3D assets and environments</li><li>Strong portfolio showcasing 3D art skills</li><li>Understanding of design principles and aesthetics</li><li>Ability to collaborate with a team and take creative direction</li><li>Knowledge of animation principles is a plus</li></ul>Location: Behria Town, LahoreJob Type: Full-timePay: Up to Rs70,000.00 per monthWork Location: In person

3D Modeler

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