risk underwriter

Skyward Specialty Insurance

<div><p>The Senior Underwriter OR AVP is responsible for underwriting new and renewal medical stop-loss accounts at a profitable level. This role involves managing relationships with producers and customers to ensure alignment with overall company stop-loss goals. The Senior Underwriting position works closely with the other team members in the region and with the sales team to identify business and producers that most closely meet our underwriting acumen.
</p><p></p><p><b>Key Responsibilities:
</b></p><ul><li>Evaluate risk for in-force business and new business prospects. Make decisions to quote or decline to quote and develop premium rates in accordance with underwriting guidelines and authority limits.
</li><li>Develop and communicate new business or renewal rate recommendations and decisions in line with underwriting authority limits.
</li><li>Prepare and generate correspondence, proposals, and other reports as needed.
</li><li>Provide detailed explanations to Skyward A&amp;H clients regarding conditions and requirements of quotes, rating decisions, and other information to support the sale of new and renewal business.
</li><li>Coordinate medical reviews with the clinical risk management team and make recommendations regarding the level of acceptable risk.
</li><li>Negotiate rates, terms, and conditions for new and existing business.
</li><li>Manage the new business and renewal book to balance profitability and growth.
</li><li>Process sold accounts and confirmed renewals following established procedures.
</li><li>Develop and maintain relationships with clients, producers, and sales representatives to support the company&rsquo;s production goals and persistency.
</li><li>Support Skyward A&amp;H growth initiatives related to reference-based pricing, captive, and small group programs.
</li><li>Review plan design and calculate rates for requested or recommended plan changes.
</li><li>Provide competitive feedback on rates, products, pricing, and marketing strategies.
</li><li>Make presentations to peers, producers, and leadership as necessary.
</li><li>Utilize departmental tools, experience, and judgment during the underwriting process to set pricing, review risk, negotiate, and accomplish goals.
</li><li>Assist associate underwriters with training and peer review.
</li><li>Perform other duties as assigned.
</li><li>Some travel may be required for trainings and/or meetings (less than 10%).
</li></ul><p></p><p><b>Continuous Learning and Development:
</b></p><ul><li>Stay current with industry trends, regulatory changes, and competitive landscape to ensure the company remains at the forefront of underwriting practices.
</li><li>Participate in training sessions and professional development opportunities.
</li></ul><p></p><p><b>Education &amp; Experience:
</b></p><ul><li>Bachelor&rsquo;s Degree preferred.
</li><li>5+ years of experience underwriting medical stop-loss required.
</li><li>Preferred experience underwriting reference-based pricing, captives, and/or small group programs.
</li><li>Professional certifications (HIAA, CEBS, FMLI, etc.) beneficial.
</li></ul><p></p><p><b>Skills:
</b></p><ul><li>In-depth knowledge of underwriting principles, risk assessment, and regulatory requirements.
</li><li>Proven track record of developing and implementing successful underwriting strategies and policies.
</li><li>Strong analytical and decision-making skills, with the ability to evaluate complex transactions.
</li><li>Ability to prioritize and balance a dynamic workload.
</li><li>Strong communication and interpersonal skills, with the ability to build relationships with internal and external stakeholders.
</li><li>Proficiency in underwriting software (Connexure/ESL preferred) and other relevant technology.
</li></ul><p></p><p><b>Compensation &amp; Benefits
</b></p><p></p><p>The applicable base salary for this opportunity is $100,000 - $170,000. The base pay offered will be determined by factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. In addition to the base salary, this opportunity may be eligible for performance-based incentives. We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition and professional certification assistance, 401k savings, elective participation in the Employee Stock Purchase Program, paid time off, paid holidays, and child bonding leave, as well as other employee assistance.
</p><p></p><p>#LI-Remote</p></div>

Sr. Underwriter OR AVP, A&H Captives Underwriting

Paychex, Inc.

<div><p>The Underwriter II plays a crucial role in evaluating and assessing insurance applications to determine coverage eligibility and risk levels. This position involves detailed analysis of client information and making informed decisions that align with company policies while supporting business growth and maintaining regulatory compliance.</p>
<p><b>
Responsibilities</b></p>
<ul>
<li>Analyze insurance applications and supporting documents for underwriting decisions</li>
<li>Reviews for any missing info pertinent to the review/decision making of eligibility</li>
<li>Completes Loss/Claims info on snapshot</li>
<li>Creates/Drafts proposal for Underwriter III Review</li>
<li>Creates UMB submission packet to send to carriers</li>
<li>Complete Bind Prep</li>
<li>Adds subjectivities to Net Operating Loss file</li>
<li>Completes renewal snap&amp;rate, then proposal after FP from underwriter III is advised</li>
<li>Assess risk factors and determine appropriate coverage and premiums</li>
<li>Collaborate with agents and brokers to clarify application information</li>
<li>Ensure compliance with company policies and regulatory requirements</li>
<li>Review and update underwriting guidelines as needed</li>
<li>Maintain accurate records of underwriting decisions and actions</li>
<li>Support senior underwriters in complex case evaluations</li>
<li>Communicate underwriting outcomes clearly to stakeholders</li>
</ul>
<p><b>Qualifications</b></p>
<ul>
<li>Bachelor's degree or equivalent in experience (Ideally 2-4 years)</li>
<li>Must have experience with <b>Commercial Property, GL &amp; Auto</b>
</li><li>Previous experience reviewing and analyzing risk on applications, renewals and change requests.</li>
</ul>
<p>EOE</p></div>

Underwriter II

Burns & Wilcox

<div>:<div></div><div><br>
When someone needs coverage for the unique, the unusual, or the unconventional, they come to Burns &amp; Wilcox. Burns &amp; Wilcox offers unparalleled resources and exposure for those looking to grow their career in the specialty insurance industry. We are looking for candidates with an entrepreneurial spirit, drive for career advancement and desire to develop relationships to join our team as an Associate Underwriter. Our Associate Underwriters underwrite and supervise a portion of an Underwriter&rsquo;s book of business, support renewal and new business development, and have the opportunity to achieve full underwriting authority.</div><br>
<div></div>
Responsibilities:
<ul><li>Service a book of business under the direct supervision of an underwriter</li><li>
Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing to prepare quotes</li><li>
Log applications, prepare binders, and process policies and endorsements</li><li>
Bind risk, post the invoice, and process technical data</li><li>
Screen renewal applications and send out renewal letters; perform some of the underwriting and prepare quotes for underwriter approval</li><li>
Assist with new business development</li><li>
Order and follow up on inspections, plus handle endorsement requests and referrals for the underwriter</li><li>
Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file</li></ul>
Qualifications:
<ul><li>Bachelor&rsquo;s degree or equivalent combination of education and experience</li><li>
2+ years of Underwriting support or industry experience with excess and surplus lines is preferred</li><li>
Demonstrated proficiency and previous experience in sales and marketing is preferred</li><li>
Proven organization skills and ability with a strong attention to detail</li><li>
Interest in continued education and professional development to obtain full underwriting authority</li><li>
Technologically savvy and data driven</li></ul><div><b>
Benefits:</b></div><ul><li>
Competitive base compensation</li><li>
Employer paid continuing education courses and designations via access to Kaufman Institute</li><li>
Health and welfare benefits including medical, vision and dental</li><li>
401K with employer match</li><li>
Paid vacation, sick time, and holidays</li><li>
Access to Kaufman Wellness Program</li><li>
Flexible and hybrid work options</li></ul>
About Our Company:
<div>
Burns &amp; Wilcox, the flagship organization of H.W. Kaufman Group, is North America&rsquo;s leading wholesale insurance broker and underwriting manager. Burns &amp; Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns &amp; Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector.</div><div></div><div><b><br>
Equal Opportunity Employer</b></div><div>
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.</div><div></div><div><br>
In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.</div><div></div><div><br>
#LI-BM1</div></div>

Associate Underwriter

Liberty Mutual Insurance

<div><b>Description</b><p><br>
</p><p>The selected candidate will underwrite construction-related insurance risks within assigned authority, applying independent, analytical, data-driven judgment to evaluate and price accounts. Works with limited guidance from leadership to accept, modify or decline business, focusing on construction contractors, subcontractors, developers, and related project risks.</p><p></p><p><b><br>
To be considered for this role, candidates must reside within the specified geographic location. This position requires regular in-person visits with local brokers and agents, so remote hires outside the designated territory cannot be accommodated.</b></p><p><b>
Responsibilities:</b></p><ul><li>
Underwrite construction accounts (contractors, subcontractors, developers, OCIPs/CCIPs, builder&rsquo;s risk) within delegated authority, making data-driven accept/decline and pricing decisions.</li><li>
Manage and grow a portfolio of brokers/agents and clients; build and maintain strong market relationships to source profitable business.</li><li>
Assess project and contractor exposures (contracts, safety programs, loss history, finances, delivery method) and negotiate terms, limits, endorsements, and facultative referrals as needed.</li><li>
Collaborate with Claims, Actuarial, Risk Control, Legal, and Directors of Underwriting to set pricing, manage complex placements, and resolve coverage issues.</li><li>
Contribute to product development and process/tool improvements for construction lines; identify emerging exposure trends and suggest guideline or pricing changes.</li><li>
Mentor junior underwriters and new hires on construction-specific underwriting practices and contract risk assessment.</li></ul><p></p><b><br>
Qualifications</b><div><ul><li>
Degree in Business or equivalent typically required</li><li>
A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience</li><li>
CPCU or professional insurance designation preferred</li><li>
Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques</li><li>
Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues</li><li>
Proven track record of developing and underwriting profitable business</li></ul></div><b>
About Us</b><p><b>
Pay Philosophy:</b> The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.<br>
<br>
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.<br>
<br>
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits<br>
<br>
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.<br>
<br>
<b>Fair Chance Notices</b></p><ul><li>
California</li><li>
Los Angeles Incorporated</li><li>
Los Angeles Unincorporated</li><li>
Philadelphia</li><li>
San Francisco</li></ul></div>

Senior Underwriter, Construction

<div><b>Description
</b><div><p>The selected candidate will underwrite construction-related insurance risks within assigned authority, applying independent, analytical, data-driven judgment to evaluate and price accounts. Works with limited guidance from leadership to accept, modify or decline business, focusing on construction contractors, subcontractors, developers, and related project risks.</p><p></p><p><b><br>
To be considered for this role, candidates must reside within the specified geographic location. This position requires regular in-person visits with local brokers and agents, so remote hires outside the designated territory cannot be accommodated.</b></p><b><br>
Responsibilities</b><br>
<ul><li>
Underwrite construction accounts (contractors, subcontractors, developers, OCIPs/CCIPs, builder&rsquo;s risk) within delegated authority, making data-driven accept/decline and pricing decisions.</li><li>
Manage and grow a portfolio of brokers/agents and clients; build and maintain strong market relationships to source profitable business.</li><li>
Assess project and contractor exposures (contracts, safety programs, loss history, finances, delivery method) and negotiate terms, limits, endorsements, and facultative referrals as needed.</li><li>
Collaborate with Claims, Actuarial, Risk Control, Legal, and Directors of Underwriting to set pricing, manage complex placements, and resolve coverage issues.</li><li>
Contribute to product development and process/tool improvements for construction lines; identify emerging exposure trends and suggest guideline or pricing changes.</li><li>
Mentor junior underwriters and new hires on construction-specific underwriting practices and contract risk assessment.</li></ul></div><b>
Qualifications</b><div><ul><li>
Degree in Business or equivalent typically required</li><li>
A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience</li><li>
CPCU or professional insurance designation preferred</li><li>
Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques</li><li>
Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues</li><li>
Proven track record of developing and underwriting profitable business</li></ul></div><b>
About Us</b><p><b>
Pay Philosophy:</b> The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.<br>
<br>
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.<br>
<br>
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits<br>
<br>
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.<br>
<br>
<b>Fair Chance Notices</b></p><ul><li>
California</li><li>
Los Angeles Incorporated</li><li>
Los Angeles Unincorporated</li><li>
Philadelphia</li><li>
San Francisco</li></ul></div>

<div><b>Description
</b><p>The selected candidate will underwrite construction-related insurance risks within assigned authority, applying independent, analytical, data-driven judgment to evaluate and price accounts. Works with limited guidance from leadership to accept, modify or decline business, focusing on construction contractors, subcontractors, developers, and related project risks.</p><p></p><p><b><br>
To be considered for this role, candidates must reside within the specified geographic location. This position requires regular in-person visits with local brokers and agents, so remote hires outside the designated territory cannot be accommodated.</b></p><p><b>
Responsibilities:</b></p><ul><li>
Underwrite construction accounts (contractors, subcontractors, developers, OCIPs/CCIPs, builder&rsquo;s risk) within delegated authority, making data-driven accept/decline and pricing decisions.</li><li>
Manage and grow a portfolio of brokers/agents and clients; build and maintain strong market relationships to source profitable business.</li><li>
Assess project and contractor exposures (contracts, safety programs, loss history, finances, delivery method) and negotiate terms, limits, endorsements, and facultative referrals as needed.</li><li>
Collaborate with Claims, Actuarial, Risk Control, Legal, and Directors of Underwriting to set pricing, manage complex placements, and resolve coverage issues.</li><li>
Contribute to product development and process/tool improvements for construction lines; identify emerging exposure trends and suggest guideline or pricing changes.</li><li>
Mentor junior underwriters and new hires on construction-specific underwriting practices and contract risk assessment.</li></ul><p></p><b><br>
Qualifications</b><div><ul><li>
Degree in Business or equivalent typically required</li><li>
A minimum of 2.5 years, typically 3 or more years, of progressive underwriting experience and/or other related experience</li><li>
CPCU or professional insurance designation preferred</li><li>
Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques</li><li>
Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues</li><li>
Proven track record of developing and underwriting profitable business</li></ul></div><b>
About Us</b><p><b>
Pay Philosophy:</b> The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.<br>
<br>
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.<br>
<br>
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/Benefits<br>
<br>
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.<br>
<br>
<b>Fair Chance Notices</b></p><ul><li>
California</li><li>
Los Angeles Incorporated</li><li>
Los Angeles Unincorporated</li><li>
Philadelphia</li><li>
San Francisco</li></ul></div>

AmWINS Group, Inc

<div><p><b>Underwriter Assistant Development Program</b></p>
<p>
Business Risk Partners | Windsor, CT</p>
<h1 class="jobSectionHeader"><b>
Launch Your Underwriting Career with Business Risk Partners</b></h1>
<p>
Are you a recent college graduate &ndash; or graduating in May 2026 - looking to put your academic knowledge to work? Business Risk Partners (BRP) is a Windsor-based Specialty Lines Managing General Agency offering a structured development role designed to grow your underwriting skills in a supportive, team-focused environment. In your role as an Underwriter Assistant Trainee, you will participate in a comprehensive program that provides hands-on learning. <b>This is a full-time position</b> &ndash; not a temporary training program - with a <b>start date of September 7, 2026</b>.</p>
<h1 class="jobSectionHeader"><b>
Why Join Business Risk Partners?</b></h1>
<ul><li>Work alongside experienced underwriting professionals and company leadership</li>
<li>Gain exposure to multiple lines of business and insurance products</li>
<li>Be part of a collaborative, entrepreneurial team</li>
<li>Join a workplace where core values &mdash; Innovation, Integrity, and Accountability &mdash; are top of mind</li>
<li>While a small company, BRP is part of the world's largest Wholesaler, Amwins, a privately held firm with deep resources and plentiful opportunities</li>
</ul><h1 class="jobSectionHeader"><b>What You'll Do</b></h1>
<ul><li>Participate in structured underwriting training led by seasoned professionals</li>
<li>Support multiple underwriters and product lines simultaneously</li>
<li>Enter submissions into BRP's submission tracking systems</li>
<li>Maintain service standards through timely broker responses and administrative support</li>
<li>Upon completing the training period, transition into day-to-day work on one of our three teams: <b>Management Liability</b>, <b>Professional Liability</b>, or <b>Operations</b></li>
<li>Assist with special projects as assigned</li>
</ul><h1 class="jobSectionHeader"><b>What We're Looking For</b></h1>
<ul><li>Bachelor's degree in Business, Finance, Insurance, Risk Management, or a related field</li>
<li>Energetic, committed self-starter who aligns with our core values</li>
<li>Strong written and verbal communication skills</li>
<li>Ability to work in a fast-paced environment and meet aggressive goals</li>
<li>Proficiency in Microsoft Outlook, Word, Excel, and PowerPoint</li>
<li>Collaborative mindset with professionalism and attention to detail</li>
</ul><h1 class="jobSectionHeader"><b>Recruiting Timeline</b></h1>
<p>
Recruiting for this position is a process, and it will <b>begin September 7, 2026</b>. If you're graduating in May, consider enjoying the summer before you start your career on the fast track.</p>
<h1 class="jobSectionHeader"><b>
Compensation &amp; Benefits</b></h1>
<p>
Salary Range: <b>$47,000 &ndash; $50,000</b> annually (commensurate with experience)</p>
<ul>
<li>Health, Dental, and Vision Insurance</li>
<li>401(k) with company match</li>
<li>Health Savings &amp; Flexible Spending Accounts</li>
<li>Life Insurance</li>
<li>Paid Time Off</li>
<li>Bonus potential and referral program</li>
</ul><h1 class="jobSectionHeader"><b>Work Schedule &amp; Location</b></h1>
<p>
Full-time, Monday through Friday</p>
<p>
In-person during 6-month training period; hybrid work arrangement available thereafter</p></div>

Underwriter Assistant Trainee

Search 9838+ Risk underwriter jobs near you this March. New roles added regularly across leading industries. Apply today.

9838 risk underwriter jobs Near Me

Sr. Underwriter OR AVP, A&H Captives Underwriting

Underwriter II

Associate Underwriter

Senior Underwriter, Construction

Senior Underwriter, Construction

Senior Underwriter, Construction

Underwriter Assistant Trainee