sales and service officer

Mobilink Bank

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Relationship Manager Islamic Banking
 
 
 
 Job Grade:
 
 OG-III
 
 
 
 Total Positions:
 
 01
 
 
 
 Location:
 
 Karachi Saddar Islamic Branch
 
 
 
 
 
 
 What is a Relationship Officer Islamic Banking - MMBL?
 
 
 
 
 
 
 The Relationship Officer &ndash; Islamic Banking is responsible for driving business growth through product marketing, sales, client servicing, financing booking, and document processing in full accordance with Shariah-compliant principles. The role ensures prompt delivery and repayment of financings, maintains portfolio quality, and upholds high service standards in line with regulatory frameworks on Fair Treatment of Customers and Shariah compliance.
 
 
 
 
 
 
 What a Relationship Officer Islamic Banking - MMBL Does?
 
 
 
 
 
 
 
 Business Growth:
 
 
 <ul>
 <li>
 Implement approved sales and service plans to achieve business growth objectives by coordinating with Branch Managers/Regional Managers.
 </li>
 <li>
 Achieve sales targets through quality financing generation while ensuring adherence to Shariah-compliant practices.
 </li>
 <li>
 Develop and maintain strong customer relationships following MMBL&rsquo;s SOPs, ethical standards, and moral business practices.
 </li>
 </ul>
 
 
 Cross-Selling:
 
 
 <ul>
 <li>
 Execute assigned sales and service plans using effective cross-selling techniques to meet branch and individual business targets.
 </li>
 </ul>
 
 
 Portfolio Management:
 
 
 <ul>
 <li>
 Proactively implement bank collection and default management strategies aligned with Shariah principles.
 </li>
 <li>
 Ensure adherence to bank policies for recovery and collection in current, NPL, and charged-off categories.
 </li>
 <li>
 Ensure recoveries and deposits are made through authorized cash counters as per bank guidelines.
 </li>
 </ul>
 
 
 Compliance:
 
 
 <ul>
 <li>
 Conduct financing booking and processing strictly in accordance with bank policies, procedures, and Shariah standards.
 </li>
 <li>
 Perform due diligence and physical verification of prospective clients to ensure accuracy and compliance.
 </li>
 <li>
 Handle customer legal documents with utmost care to prevent misuse.
 </li>
 <li>
 Instruct customers to make repayments directly at bank counters only.
 </li>
 <li>
 Avoid direct cash handling while performing Relationship Officer functions; ensure strict adherence to collection manuals and Shariah guidelines when handling field collections.
 </li>
 </ul>
 
 
 Service Quality:
 
 
 <ul>
 <li>
 Meet internal service standards, ensuring no customer complaints through adherence to the Fair Treatment of Customers policy.
 </li>
 <li>
 Build and sustain long-term, trust-based relationships with clients aligned with Islamic banking principles.
 </li>
 </ul>
 
 
 Other Responsibilities:
 
 
 <ul>
 <li>
 Perform any additional tasks assigned by the bank in line with business objectives.
 </li>
 </ul>
 
 
 
 
 
 What We Are Looking For and What It Requires to Be a Relationship Officer Islamic Banking at MMBL?
 
 
 
 
 
 
 
 Job Requirements:
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree from a reputable institution; a Master&rsquo;s or Bachelor&rsquo;s in Islamic Finance, Management Sciences, Commerce, Accounting &amp; Finance, Economics, or Agriculture will be preferred.
 </li>
 <li>
 Minimum of 1 year of relevant work experience, preferably in Islamic banking.
 </li>
 </ul>
 
 
 Essential Skills:
 
 
 <ul>
 <li>
 Strong customer service orientation.
 </li>
 <li>
 Excellent convincing, selling, and negotiation skills.
 </li>
 <li>
 Proficiency in MS Office applications.
 </li>
 <li>
 Effective communication and interpersonal skills.
 </li>
 <li>
 Experience in collection and portfolio management.
 </li>
 <li>
 Fluency in the local language.
 </li>
 <li>
 Ability to work effectively under pressure.
 </li>
 </ul>
 
 
 Desirable Skills:
 
 
 <ul>
 <li>
 Skilled in business planning, retail banking, and customer relationship management within Islamic banking.
 </li>
 <li>
 Thorough understanding of compliance and regulatory requirements for Islamic banks, including Shariah Board approvals and SBP Islamic banking regulations.
 </li>
 <li>
 Certification in Islamic Banking will be considered an added advantage.
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B &amp; B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.
 
 
 
</div>

Relationship Officer Asset Sales - Islamic

VANGUARD PEST CONTROL COMPANY WLL

Outdoor Sales Officer RequiredA reputable service company is looking for a motivated and experienced Outdoor Salesman.Requirements:<ul><li>Strong knowledge of the local market</li><li>&#8288;Minimum 3 years of Proven experience in outdoor sales in Kuwait</li><li>Valid Kuwaiti driving license and car</li><li>Excellent communication and persuasion skills</li><li>Transferable residence (Article 18)</li><li>Immediate availability preferred</li><li>Local candidates only</li></ul>We are looking for a serious and ambitious person to join the sales team.Recruitment is immediateJob Type: Full-timeApplication Question(s):<ul><li>Do you speak English?</li><li>What is your Nationality</li></ul>Experience:<ul><li>outdoor sales: 3 years (Required)</li></ul>License/Certification:<ul><li>Driving license (Required)</li></ul>

Outdoor Sales Officer

<div>
 
 
 Department:
 
 Business Banking
 
 
 
 Reports To:
 
 Relationship Manager Islamic Banking
 
 
 
 Job Grade:
 
 OG-III
 
 
 
 Total Positions:
 
 01
 
 
 
 Location:
 
 Peshawar Islamic Branch
 
 
 
 
 
 
 What is a Relationship Officer Islamic Banking - MMBL?
 
 
 
 
 
 
 The Relationship Officer &ndash; Islamic Banking is responsible for driving business growth through product marketing, sales, client servicing, financing booking, and document processing in full accordance with Shariah-compliant principles. The role ensures prompt delivery and repayment of financings, maintains portfolio quality, and upholds high service standards in line with regulatory frameworks on Fair Treatment of Customers and Shariah compliance.
 
 
 
 
 
 
 What a Relationship Officer Islamic Banking - MMBL Does?
 
 
 
 
 
 
 
 Business Growth:
 
 
 <ul>
 <li>
 Implement approved sales and service plans to achieve business growth objectives by coordinating with Branch Managers/Regional Managers.
 </li>
 <li>
 Achieve sales targets through quality financing generation while ensuring adherence to Shariah-compliant practices.
 </li>
 <li>
 Develop and maintain strong customer relationships following MMBL&rsquo;s SOPs, ethical standards, and moral business practices.
 </li>
 </ul>
 
 
 Cross-Selling:
 
 
 <ul>
 <li>
 Execute assigned sales and service plans using effective cross-selling techniques to meet branch and individual business targets.
 </li>
 </ul>
 
 
 Portfolio Management:
 
 
 <ul>
 <li>
 Proactively implement bank collection and default management strategies aligned with Shariah principles.
 </li>
 <li>
 Ensure adherence to bank policies for recovery and collection in current, NPL, and charged-off categories.
 </li>
 <li>
 Ensure recoveries and deposits are made through authorized cash counters as per bank guidelines.
 </li>
 </ul>
 
 
 Compliance:
 
 
 <ul>
 <li>
 Conduct financing booking and processing strictly in accordance with bank policies, procedures, and Shariah standards.
 </li>
 <li>
 Perform due diligence and physical verification of prospective clients to ensure accuracy and compliance.
 </li>
 <li>
 Handle customer legal documents with utmost care to prevent misuse.
 </li>
 <li>
 Instruct customers to make repayments directly at bank counters only.
 </li>
 <li>
 Avoid direct cash handling while performing Relationship Officer functions; ensure strict adherence to collection manuals and Shariah guidelines when handling field collections.
 </li>
 </ul>
 
 
 Service Quality:
 
 
 <ul>
 <li>
 Meet internal service standards, ensuring no customer complaints through adherence to the Fair Treatment of Customers policy.
 </li>
 <li>
 Build and sustain long-term, trust-based relationships with clients aligned with Islamic banking principles.
 </li>
 </ul>
 
 
 Other Responsibilities:
 
 
 <ul>
 <li>
 Perform any additional tasks assigned by the bank in line with business objectives.
 </li>
 </ul>
 
 
 
 
 
 What We Are Looking For and What It Requires to Be a Relationship Officer Islamic Banking at MMBL?
 
 
 
 
 
 
 
 Job Requirements:
 
 
 <ul>
 <li>
 Bachelor&rsquo;s degree from a reputable institution; a Master&rsquo;s or Bachelor&rsquo;s in Islamic Finance, Management Sciences, Commerce, Accounting &amp; Finance, Economics, or Agriculture will be preferred.
 </li>
 <li>
 Minimum of 1 year of relevant work experience, preferably in Islamic banking.
 </li>
 </ul>
 
 
 Essential Skills:
 
 
 <ul>
 <li>
 Strong customer service orientation.
 </li>
 <li>
 Excellent convincing, selling, and negotiation skills.
 </li>
 <li>
 Proficiency in MS Office applications.
 </li>
 <li>
 Effective communication and interpersonal skills.
 </li>
 <li>
 Experience in collection and portfolio management.
 </li>
 <li>
 Fluency in the local language.
 </li>
 <li>
 Ability to work effectively under pressure.
 </li>
 </ul>
 
 
 Desirable Skills:
 
 
 <ul>
 <li>
 Skilled in business planning, retail banking, and customer relationship management within Islamic banking.
 </li>
 <li>
 Thorough understanding of compliance and regulatory requirements for Islamic banks, including Shariah Board approvals and SBP Islamic banking regulations.
 </li>
 <li>
 Certification in Islamic Banking will be considered an added advantage.
 </li>
 </ul>
 
 
 
 
 About MMBL:
 
 
 
 
 
 Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan instalments), mobile wallets, insurance, G2P, B2B &amp; B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.
 
 
 
 
 
 Why Join MMBL?
 
 
 
 
 
 This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.
 
 
 
</div>

Cardiff MED Institute

Job Title: Sales OfficerDepartment: SalesCompany Name: Cardiff Med Institute (A project of Cardiff Group)Location: Office # 02, Riaz Mart, University Rd, opposite Gul Haji Plaza, above National Bank of Pakistan, Tehkal, Peshawar, 25000Job Type: Full Time, On-siteOffice Timing: 10 am to 7 pmWorking days: From Monday to SaturdayNumber of Positions: 01Salary: PKR 30,000 &ndash; 40,000/month (plus performance-based incentives)Reporting to: Sales ManagerKey Responsibilities:<ul><li>Achieve monthly and quarterly student enrollment sales targets.</li></ul><ul><li>Enroll maximum number of students through proactive follow-ups and conversion strategies.</li></ul><ul><li>Respond promptly to all student inquiries via phone, WhatsApp, social media, email, and in-person visits.</li></ul><ul><li>Provide accurate counseling about course details, eligibility, and career outcomes.</li></ul><ul><li>Maintain strong relationships with leads and nurture them through the admission process.</li></ul><ul><li>Track and manage leads in CRM or Excel-based reporting tools.</li></ul><ul><li>Coordinate with operations and academics teams for onboarding and scheduling.</li></ul><ul><li>Participate in marketing campaigns, education fairs, and outreach programs.</li></ul><ul><li>Submit daily and weekly sales reports to the management.</li></ul>Requirements:<ul><li>Minimum Education: Bachelor&rsquo;s degree (Master&rsquo;s preferred).</li></ul><ul><li>Experience: Minimum 3 to 4 years of experience in sales, admissions, or counseling roles at a university, college, or any corporate company/ training institute.</li></ul><ul><li>Excellent verbal and written communication in English and Urdu.</li></ul><ul><li>Tech-savvy with proficiency in MS Office, WhatsApp Business, and lead tracking systems.</li></ul><ul><li>Target-oriented, self-motivated, and well-organized professional.</li></ul><ul><li>Must possess strong interpersonal and convincing skills.</li></ul>Perks &amp; Benefits:<ul><li>Provident Fund for permanent employees</li></ul><ul><li>Incentives: Attractive bonuses based on admissions/sales targets</li></ul><ul><li>Collaborative team environment</li></ul><ul><li>Long-term career growth potential</li></ul>How to Apply:Interested candidates meeting the above criteria are encouraged to send their updated resume to ''coordinator.hr@cardiffmed.com'' with the subject line: &ldquo;_Sales Officer&rdquo;_.Cardiff Group is an equal-opportunity employer.Job Type: Full-timePay: Rs30,000.00 - Rs40,000.00 per monthWork Location: In person

Sales Officer - Peshawar

Job Title: Sales OfficerDepartment: SalesCompany Name: Cardiff Med Institute (A project of Cardiff Group)Location: Cardiff Med, Office # 4,5 , 4th Floor, The Ark, Main, I-8 Markaz Islamabad, 44790Job Type: Full Time, On-siteOffice Timing: 10 am to 7 pmWorking days: From Monday to SaturdayNumber of Positions: 01Salary: PKR 30,000 &ndash; 40,000/month (plus performance-based incentives)Reporting to: Sales ManagerKey Responsibilities:<ul><li>Achieve monthly and quarterly student enrollment sales targets.</li><li>Enroll maximum number of students through proactive follow-ups and conversion strategies.</li><li>Respond promptly to all student inquiries via phone, WhatsApp, social media, email, and in-person visits.</li><li>Provide accurate counseling about course details, eligibility, and career outcomes.</li><li>Maintain strong relationships with leads and nurture them through the admission process.</li><li>Track and manage leads in CRM or Excel-based reporting tools.</li><li>Coordinate with operations and academics teams for onboarding and scheduling.</li><li>Participate in marketing campaigns, education fairs, and outreach programs.</li><li>Submit daily and weekly sales reports to the management.</li></ul>Requirements:<ul><li>Minimum Education: Bachelor&rsquo;s degree (Master&rsquo;s preferred).</li><li>Experience: Minimum 3 to 4 years of experience in sales, admissions, or counseling roles at a university, college, or any corporate company/ training institute.</li><li>Excellent verbal and written communication in English and Urdu.</li><li>Tech-savvy with proficiency in MS Office, WhatsApp Business, and lead tracking systems.</li><li>Target-oriented, self-motivated, and well-organized professional.</li><li>Must possess strong interpersonal and convincing skills.</li></ul>Perks &amp; Benefits:<ul><li>Provident Fund for permanent employees</li><li>Incentives: Attractive bonuses based on admissions/sales targets</li><li>Collaborative team environment</li><li>Long-term career growth potential</li></ul>How to Apply:Interested candidates meeting the above criteria are encouraged to send their updated resume to &quot;coordinator.hr@cardiffmed.com&quot; with the subject line: &ldquo;_Sales Officer&rdquo;_.Cardiff Group is an equal-opportunity employer.Job Type: Full-timePay: Rs30,000.00 - Rs40,000.00 per monthWork Location: In person

Sales Officer - Islamabad

AlAliaa Plastic Factory W.L.L

Job Title: Sales Officer &ndash; Plastic Packaging &amp; Industrial ProductsLocation: Salmabad, Bahrain Company: AlAliaa Plastic Factory W.L.L.About UsAlbayt Plastic is a Bahrain-based manufacturer specializing in plastic bags, garbage bags, table-top covers, polythene sheeting, shrink wrap, and custom-printed packaging. We supply to distributors, supermarkets, wholesalers, factories, food service companies, cleaning companies, and government/institutional buyers.We are expanding our sales team and are seeking a motivated Sales Officer to drive growth across Bahrain and the GCC.Role OverviewThe Sales Officer will be responsible for generating new business, maintaining relationships with existing customers, understanding client requirements, and coordinating with the production team to ensure timely delivery and customer satisfaction.This role requires strong communication skills, product knowledge, and the ability to build trust quickly with clients in both B2B and retail sectors.Key Responsibilities<ul><li>Identify and develop new client relationships in Bahrain and GCC markets</li><li>Conduct sales visits to wholesalers, supermarkets, distributors, factories, and cleaning supply companies</li><li>Prepare and submit RFQs, quotations, and pricing proposals</li><li>Maintain and grow recurring customer accounts</li><li>Work with the production team to confirm delivery timelines and specifications</li><li>Monitor market trends and competitor pricing to optimize sales strategy</li><li>Prepare weekly sales reports and customer pipeline updates</li><li>Attend exhibitions, trade events, and client meetings as needed</li></ul>Requirements<ul><li>Previous experience in B2B sales; experience in plastic packaging, FMCG, cleaning supplies, or manufacturing preferred</li><li>Valid Bahrain driving license (required)</li><li>Strong communication and negotiation skills</li><li>Ability to understand product specifications (sizes, microns, packaging formats &mdash; training provided)</li><li>Motivated, disciplined, and target-driven</li><li>Ability to work independently and as part of a team</li><li>Fluency in English required; Arabic is a strong advantage</li></ul>Compensation &amp; Benefits<ul><li>Competitive base salary</li><li>Sales commission based on performance</li><li>Company car or fuel allowance (depending on arrangement)</li><li>Mobile phone and business expenses covered</li><li>Opportunities for growth and leadership roles</li></ul>Job Type: Full-timePay: BD200.000 - BD600.000 per month

Sales Officer

Haqeeq Marbles

Job Description:We are looking for a confident and motivated Female Sales Officer to join our marble company. The ideal candidate will be responsible for promoting and selling marble and stone products to clients, maintaining strong customer relationships, and helping the company achieve its sales goals.Key Responsibilities:<ul><li>Promote and sell marble products to new and existing clients.</li><li>Understand customer needs and provide suitable product recommendations.</li><li>Achieve monthly sales targets and prepare regular sales reports.</li><li>Coordinate with the production and delivery teams for customer orders.</li><li>Represent the company in meetings and exhibitions when needed.</li></ul>Requirements:<ul><li>Bachelor&rsquo;s degree in Business, Marketing, or a related field (preferred).</li><li>Prior sales experience in marble, tiles, or construction materials is an advantage.</li><li>Excellent communication and presentation skills.</li><li>Pleasant personality and professional appearance.</li><li>Self-motivated, confident, and goal-oriented.</li></ul>Job Type: Full-timePay: Rs35,000.00 - Rs40,000.00 per monthWork Location: In person

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