senior credit analyst

MUFG

<div>
 
 
 About Us:
 
 
 
 MUFG Bank, Ltd. is Japan&rsquo;s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank&rsquo;s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world&rsquo;s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing.
 
 
 The Group aims to be the world&rsquo;s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG&rsquo;s shares trade on the Tokyo, Nagoya, and New York stock exchanges.
 
 
 
 
 
 
 MUFG Global Service Private Limited:
 
 
 
 Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG&rsquo;s global network across Americas, EMEA and Asia Pacific
 
 
 
 
 
 
 About the Role:
 
 
 
 
 Position Title
 
 : Corporate Credit Analyst
 
 
 
 Corporate Title:
 
 Analyst
 
 
 
 Internal Title
 
 : Senior Analyst
 
 
 
 Reporting to:
 
 AVP / VP / Team Lead
 
 
 
 Location:
 
 Mumbai
 
 
 
 
 
 Analyst / Sr Analyst, Portfolio Management, Aviation Finance Department (AFD)
 
 
 
 
 Asian Investment Banking Division (AIBD), MUFG Bank, Ltd
 
 
 
 
 Job Responsibilities:
 
 
 
 
 Strategic:
 
 
 <ul>
 <li>
 To prepare credit reviews, credit applications, waiver requests, borrower ratings which include recommendations, within due dates, in accordance to the Bank&rsquo;s internal guidelines and credit appetite. When producing the review or application, sound credit analysis, sensitivity analysis on financial models (to ensure it remain accurate and relevant), and examination of the key points and concerns will have to be clearly articulated so the credit offices can understand the key points.
 </li>
 <li>
 To undertake appropriate identification of risks issues, close monitoring of and reporting on the status of the borrower and underlying project conditions, including escalating to appropriate departments where applicable.
 </li>
 <li>
 Actively managing the overall risk profile of the borrower, effective obligor or transaction and to recommend changes where necessary to mitigate risks.
 </li>
 <li>
 To play an active supporting role on refinancing and potential work-out transactions, where required.
 </li>
 <li>
 To actively support the negotiation of waiver terms and amendment documents, where required.
 </li>
 <li>
 To co-work on secondary loan transfers and loan participation, where required.
 </li>
 <li>
 To prepare regular reports, including but not limited to credit conditions and instructions, action plans, stress tests, sector monitoring reports, Asset Evaluation Sheet , presentations to management or credit committee. To prepare ad-hoc reports related to the portfolio that has a financial impact to the Bank, or as requested by Management/Head Office or Regulators.
 </li>
 <li>
 Coordinate and prepare for internal and external audits or regulatory inspections.
 </li>
 <li>
 Support the HOD in the Team&rsquo;s operations, administration duties, organizing events as well as to provide back-up support for other team members, when required, as well as to participate in ad-hoc projects under the Bank&rsquo;s initiatives.
 </li>
 <li>
 Adhere to all company policies as well as guidelines. Including KYC and compliance requirements.
 </li>
 <li>
 Support in maintaining, developing and updating local credit policies to ensure alignment with all relevant regulations.
 </li>
 <li>
 To identify industry, economic and sector trends and developments which can impact the portfolio.
 </li>
 </ul>
 
 
 
 
 
 Financial:
 
 
 <ul>
 <li>
 Support the delivery of timely process improvement initiatives for the Team.
 </li>
 <li>
 To support AFD team for origination and execution of deals and co-work closely with respective MUFG Branches and other H.O divisions.
 </li>
 </ul>
 
 
 
 
 
 Customer:
 
 
 <ul>
 <li>
 Deliver a high quality of service to internal and external stakeholders to enhance the Bank's reputation and to meet customer's expectations.
 </li>
 <li>
 Liaise and collaborate with customers, agents, external consultants, auditors, regulators and others to ensure that the Team may perform its functions in an appropriate and timely manner.
 </li>
 <li>
 To work in partnership with and liaise with origination team, relationship managers/sector coverage, credit teams, middle offices, overseas/regional branches, subsidiaries, affiliates and other departments to support the Teams&rsquo; responsibilities and matters relating to transactions under the portfolio.
 </li>
 </ul>
 
 
 
 
 
 People:
 
 
 <ul>
 <li>
 To liaise with various departments and work together with GAFO as a global aviation team.
 </li>
 </ul>
 
 
 
 
 
 Other/ Control:
 
 
 <ul>
 <li>
 To comply with relevant MAS regulations and MUFG group policies.
 </li>
 </ul>
 
 
 
 
 
 Job Requirements:
 
 
 <ul>
 <li>
 Minimum of 2 -4 years (for Analyst) relevant experience in credit analysis or credit risk (in similar Structured Products financing and/or Corporate Banking).
 </li>
 <li>
 Operational experience in lending, repayment schedules
 </li>
 <li>
 Intermediate Excel skills
 </li>
 <li>
 Degree qualified
 </li>
 <li>
 Experience in reviewing and preparing credit application recommendations, reviews of credit controls and legal documentation
 </li>
 <li>
 Organization skills and attention to details and accuracy.
 </li>
 <li>
 Strong communication, presentation and writing skills.
 </li>
 <li>
 Proactive, resourceful and a good team player, with ability to build rapport with internal and external parties.
 </li>
 <li>
 Good understanding of banking products and their risks.
 </li>
 <li>
 Good understanding of credit risk, financial analysis, critical and data analysis, impact sensitivity studies, financial modelling.
 </li>
 <li>
 Familiarity in financing documentation and legal considerations.
 </li>
 <li>
 In-depth sector knowledge in aviation financing would be an advantage.
 </li>
 </ul>
</div>

Senior Analyst - Credit Analyst [T500-22510]

Barclays

<div>Embark on a transformative journey as an Analyst - Wholesale Credit Sanctioning - LevFin at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionize our digital offerings, ensuring unparalleled customer experiences. 
 
Join us as an Analyst - Wholesale Credit Sanctioning - LevFin at Barclays, where you'll spearhead the evolution of our digital landscape, driving innovation and excellence. You'll harness cutting-edge technology to revolutionise our digital offerings, ensuring unapparelled customer experiences. 
 
To be successful as an Analyst at LevFin Credit Risk, you should have:<ul><li>
Experience in corporate credit risk assessment of global credits, with a focus on the US and/or EMEA regions within the high risk/LevFin domain.</li><li>
Preparing annual/periodic credit reviews for submission to senior Risk Officers and presentation in Credit Committees.</li><li>
Stay current with financial analysis and risk profile of the assigned sectors, borrowers and counterparties.</li><li>
Actively support the senior credit officers for periodic regulatory examinations / Internal Audits / Transactions / Risk initiatives.</li></ul> 
Some of Highly Valued Skills may include:<ul><li>
Experience in credit risk , preferably in an international banking environment, covering Leveraged and/or High Yield clients</li><li>
Possess good analytical skills with attention to detail, ability to provide big picture decision making</li><li>
Possess good interpersonal, verbal and written communication skills, and have the ability to clearly articulate concepts and ideas.</li></ul> 
You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills. 
The location of the role is Mumbai.

Purpose of the role
To independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors, ensuring alignment with the bank's credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector.
Accountabilities<ul><li>
Analysis of complex financial information and business models of LevFin, SLF, and Hedge Fund clients to assess their creditworthiness, repayment capacity, and potential risks.</li><li>
Monitoring of the performance of the LevFin, SLF, and Hedge Fund portfolio, identifying and reporting early warning signs of potential credit deterioration.</li><li>
Evaluation of the risk profile of each application considering factors like industry trends, borrower financials, collateral, and market conditions.</li><li>
Documentation credit decisions and rationale in a clear and concise manner, adhering to internal audit and regulatory reporting standards.</li><li>
Development and implementation of strategies to mitigate identified credit risks and optimise portfolio performance.</li></ul>
Analyst Expectations<ul><li>
To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement.</li><li>
Requires in-depth technical knowledge and experience in their assigned area of expertise</li><li>
Thorough understanding of the underlying principles and concepts within the area of expertise</li><li>
They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources.</li><li>
If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L &ndash; Listen and be authentic, E &ndash; Energise and inspire, A &ndash; Align across the enterprise, D &ndash; Develop others.</li><li>
OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate.</li><li>
Will have an impact on the work of related teams within the area.</li><li>
Partner with other functions and business areas.</li><li>
Takes responsibility for end results of a team&rsquo;s operational processing and activities.</li><li>
Escalate breaches of policies / procedure appropriately.</li><li>
Take responsibility for embedding new policies/ procedures adopted due to risk mitigation.</li><li>
Advise and influence decision making within own area of expertise.</li><li>
Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.</li><li>
Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function.</li><li>
Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.</li><li>
Make evaluative judgements based on the analysis of factual information, paying attention to detail.</li><li>
Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents.</li><li>
Guide and persuade team members and communicate complex / sensitive information.</li><li>
Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.</li></ul>
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship &ndash; our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset &ndash; to Empower, Challenge and Drive &ndash; the operating manual for how we behave.</div>

Analyst - Wholesale Credit Sanctioning - LevFin

DXC Technology

<div>Job Description:
Lead Business Analyst (Ratings/Credit analytics)
Job Location: Noida/Gurgaon/Hyderabad
Main Responsibilities
Primary Skills (experience in one or more): Business analysis &bull; Ratings/credit analytics/ESG/market intelligence experience &bull; Process mapping &bull; User stories/acceptance criteria &bull; Stakeholder management &bull; Data literacy &bull; Jira/Azure DevOps/GitHub Projects.
<ul><li>Capture requirements, craft user stories, and validate agent outcomes for research/surveillance workflows; drive adoption and UAT.
</li><li>Elicit requirements; define acceptance criteria; maintain backlog; run grooming/UAT.
</li><li>Create taxonomies and source-of-truth maps
</li><li>Validate outputs for compliance, transparency, and domain expectations, lead change management.
</li><li>5+ years of experience as a Business Analyst or Product Owner or Domain Expert (Ratings/credit analytics/ESG/market intelligence experience).
</li><li>Strong documentation/facilitation; comfort with RAG/citation basics and working alongside AI/Data/UX teams.
</li></ul>At DXC Technology, we believe strong connections and community are key to our success. Our work model prioritizes in-person collaboration while offering flexibility to support wellbeing, productivity, individual work styles, and life circumstances. We&rsquo;re committed to fostering an inclusive environment where everyone can thrive.
Recruitment fraud is a scheme in which fictitious job opportunities are offered to job seekers typically through online services, such as false websites, or through unsolicited emails claiming to be from the company. These emails may request recipients to provide personal information or to make payments as part of their illegitimate recruiting process. DXC does not make offers of employment via social media networks and DXC never asks for any money or payments from applicants at any point in the recruitment process, nor ask a job seeker to purchase IT or other equipment on our behalf.</div>

Lead Business Analyst (Ratings/Credit analytics)

Citi

<div>Whether you&rsquo;re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you&rsquo;ll have the opportunity to expand your skills and make a difference at one of the world&rsquo;s most global banks. We&rsquo;re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You&rsquo;ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
The Credit Maintenance Intermediate Analyst is an intermediate level position responsible for capturing and recording data on credit exposures, obligors and facilities in relevant credit systems in coordination with the Operations - Services team. The overall objective of this role is to coordinate and maintain data quality in credit systems, monitor and report credit exposure, escalate deficiencies and recommend delinquent strategies in alignment with overall credit policies. 
In this role, you&rsquo;re expected to:<ul><li>
Maintain data of relations and facilities in credit system, and enter data accurately in various auxiliary credit systems</li><li>
Consult with Relationship Manager (RM) to formalize requests for credit facilities or raise other problems to the appropriate organizations for their attention</li><li>
Detect revealed trends in the process of limited control to assess the needs of the line of credit, operations, or system problems</li><li>
Maintain accurate controls and insurance records ensuring timely follow-ups and renewals of insurance required for equipment and team&rsquo;s responsibility</li><li>
Prioritize and process the review of incoming credit applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them in the database accurately and in a timely manner</li><li>
Monitor limits versus exposure at the end of the day and scale exceptions detected by the policy</li><li>
Aid important portfolios and apply professional decisions when interpreting information and results</li><li>
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul>
As a successful candidate, you&rsquo;d ideally have the following skills and exposure:<ul><li>
6-8 years of relevant experience</li><li>
Experience in business preferred</li><li>
Working knowledge of industry standards and practices</li><li>
Working knowledge of data analysis tools and methodologies</li><li>
Demonstrated analytical skills</li><li>
Consistently demonstrates clear and concise written and verbal communication</li></ul>
Education:<ul><li>
Bachelor&rsquo;s degree/University degree or equivalent experience</li></ul>
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
-
Job Family Group:
Operations - Services
-
Job Family:
Credit Maintenance
-
Time Type:
Full time
-
Most Relevant Skills
Please see the requirements listed above.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. 
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Credit Maintenance Intermediate Analyst – Officer

Information Technology Senior Management Forum

<div><div>Posted Date
2/20/2026
</div><div>Description
<div>Senior Associate, Quantitative Analyst - Commercial Credit Modeling Team
At Capital One data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.
As a Quantitative Analyst at Capital One, you&rsquo;ll be part of a team that&rsquo;s leading the next wave of disruption at a whole new scale, using the latest in cloud computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.
Capital One&rsquo;s Commercial Bank Team has a $100B+ loan portfolio that has grown organically and via acquisitions, covering C&amp;I, CRE, and Structured Products. On this team, you&rsquo;ll get an opportunity to solve a diverse set of problems with a diverse set of tools. In some settings, you&rsquo;ll leverage open source programming or cloud computing to predict credit risk loss across multi-million record datasets using statistical techniques. In other settings, you&rsquo;ll get the opportunity to use completely different skill sets, blending business thinking with simulation and quantitative tools when forecasting rare or unprecedented events. It&rsquo;s a growing team full of exciting opportunities to solve a range of complex problems.
Responsibilities and Skills:<ul><li>
Develop credit risk models for various business applications, including internal risk rating, loss forecasting, stress testing, pricing for Structured Products</li><li>
Partner with the business analyst team to enhance modeling and analytical frameworks to generate business insights and drive changes</li><li>
Proactively identify opportunities to apply quantitative methods and automation solutions to improve model performance and process efficiencies</li><li>
Collaborate with implementation and data infrastructure team to build cloud-based solutions for model deployment, monitoring, and maintenance</li><li>
Work effectively with challenge functions to ensure prompt and comprehensive support for model governance</li></ul>
Expertise in quantitative analysis is central to our success in all markets. Our modelers thrive in a culture of mutual respect, excellence and innovation.
Successful candidates will possess:<ul><li>
Excellent coding skills in Python (must-have) and/or R (good to have) with self-drive to create accurate, efficient, and organized code using industry best practices</li><li>
Hands-on experience utilizing data analysis and visualization packages to gain insights from large datasets</li><li>
Deep understanding of quantitative analysis methods with practical considerations under the context of financial institutions and/or commercial bank lending</li><li>
Demonstrated track-record in applying statistical, machine learning and/or econometric analysis to solve business problems</li><li>
Drive to develop and maintain high quality and transparent model documentation</li><li>
Strong communication skills both written and verbal, and storytelling skills for presentations</li><li>
Experience with simulation-based modeling approach, stochastic processes, etc</li><li>
Appreciation for processes, controls, and good governance</li></ul>
Basic Qualifications:<ul><li>
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:<ul><li>
A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 3 years of experience performing data analytics</li><li>
A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 1 year of experience performing data analytics</li></ul></li></ul>
Preferred Qualifications:<ul><li>
Master&rsquo;s Degree or PhD in Statistics, Economics, Mathematics, Financial Engineering, Operations Research, Engineering, Finance, Physics or related discipline</li><li>
At least 2 years of experience with data analysis</li><li>
At least 1 year of experience with Python, R or other statistical analyst software</li></ul>
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $135,600 - $154,800 for Sr Assoc,Quantitative Analysis 
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate&rsquo;s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City&rsquo;s Fair Chance Act; Philadelphia&rsquo;s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).
Senior Associate, Quantitative Analyst - Commercial Credit Modeling Team
At Capital One data is at the center of everything we do. As a startup, we disrupted the credit card industry by individually personalizing every credit card offer using statistical modeling and the relational database, cutting edge technology in 1988! Fast-forward a few years, and this little innovation and our passion for data has skyrocketed us to a Fortune 200 company and a leader in the world of data-driven decision-making.
As a Quantitative Analyst at Capital One, you&rsquo;ll be part of a team that&rsquo;s leading the next wave of disruption at a whole new scale, using the latest in cloud computing and machine learning technologies and operating across billions of customer records to unlock the big opportunities that help everyday people save money, time and agony in their financial lives.
Capital One&rsquo;s Commercial Bank Team has a $100B+ loan portfolio that has grown organically and via acquisitions, covering C&amp;I, CRE, and Structured Products. On this team, you&rsquo;ll get an opportunity to solve a diverse set of problems with a diverse set of tools. In some settings, you&rsquo;ll leverage open source programming or cloud computing to predict credit risk loss across multi-million record datasets using statistical techniques. In other settings, you&rsquo;ll get the opportunity to use completely different skill sets, blending business thinking with simulation and quantitative tools when forecasting rare or unprecedented events. It&rsquo;s a growing team full of exciting opportunities to solve a range of complex problems.
Responsibilities and Skills:<ul><li>
Develop credit risk models for various business applications, including internal risk rating, loss forecasting, stress testing, pricing for Structured Products</li><li>
Partner with the business analyst team to enhance modeling and analytical frameworks to generate business insights and drive changes</li><li>
Proactively identify opportunities to apply quantitative methods and automation solutions to improve model performance and process efficiencies</li><li>
Collaborate with implementation and data infrastructure team to build cloud-based solutions for model deployment, monitoring, and maintenance</li><li>
Work effectively with challenge functions to ensure prompt and comprehensive support for model governance</li></ul>
Expertise in quantitative analysis is central to our success in all markets. Our modelers thrive in a culture of mutual respect, excellence and innovation.
Successful candidates will possess:<ul><li>
Excellent coding skills in Python (must-have) and/or R (good to have) with self-drive to create accurate, efficient, and organized code using industry best practices</li><li>
Hands-on experience utilizing data analysis and visualization packages to gain insights from large datasets</li><li>
Deep understanding of quantitative analysis methods with practical considerations under the context of financial institutions and/or commercial bank lending</li><li>
Demonstrated track-record in applying statistical, machine learning and/or econometric analysis to solve business problems</li><li>
Drive to develop and maintain high quality and transparent model documentation</li><li>
Strong communication skills both written and verbal, and storytelling skills for presentations</li><li>
Experience with simulation-based modeling approach, stochastic processes, etc</li><li>
Appreciation for processes, controls, and good governance</li></ul>
Basic Qualifications:<ul><li>
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:<ul><li>
A Bachelor's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) plus 3 years of experience performing data analytics</li><li>
A Master's Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, or a related quantitative field) or an MBA with a quantitative concentration plus 1 year of experience performing data analytics</li></ul></li></ul>
Preferred Qualifications:<ul><li>
Master&rsquo;s Degree or PhD in Statistics, Economics, Mathematics, Financial Engineering, Operations Research, Engineering, Finance, Physics or related discipline</li><li>
At least 2 years of experience with data analysis</li><li>
At least 1 year of experience with Python, R or other statistical analyst software</li></ul>
Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $135,600 - $154,800 for Sr Assoc,Quantitative Analysis 
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate&rsquo;s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City&rsquo;s Fair Chance Act; Philadelphia&rsquo;s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.
Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).</div>
</div><div>Salary
135,600.00 - 154,800.00 Annual
</div><div></div><div><div>Type<div>
Full-time</div></div></div></div>

Senior Associate, Quantitative Analyst - Commercial Credit Modeling Team

HSBC

<div>Some careers have more impact than others.
If you&rsquo;re looking for a career where you can make a real impression, join HSBC and discover how valued you&rsquo;ll be.
HSBC is one of the largest banking and financial services organizations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realize their ambitions.
We are currently seeking an experienced professional to join our team in the role of Analyst &ndash; Credit Risk
In this role, you will:
Impact on Business<ul><li>
Identifying the breaks between various front end trading systems and the risk portal systems working towards the remediation.</li><li>
Investigating and reporting credit risk arising from trading activities against approved limits and against the utilizations shown in risk systems.</li><li>
Reporting and analyzing the cause of variation and addressing the issues to correct the same.</li></ul>
Customers / Stakeholders<ul><li>
Provide regular information to Traded Credit Risk Control managers on the performance of the team in terms of capacity and quality of output. Collaborate and partner with relevant stakeholders to ensure end to end process is connected and streamlined.</li></ul><ul><li>
Put in place the improvement plans for repeated errors and work in close coordination with the analyst to ensure that the plan is implemented effectively</li><li>
Escalation of errors and client feedback to relevant stakeholders as per process.</li></ul>
To be successful you will:<ul><li>
A degree / qualification in Finance, Economics, Commerce or equivalent or previous experience in Risk management (Credit Risk)</li><li>
Knowledge of Credit Risk, Treasury products, operations, systems, related regulations, group risk systems, primary trading systems and static data systems desirable</li><li>
Knowledge Financial Services sector, terminology and issues an advantage. Programming in VBA, Excel and SQL would be an advantage</li><li>
Previous experience in a Traded Credit Risk Control management environment is highly desirable.</li><li>
Experience in documenting processes, developing KPIs and troubleshooting</li></ul>
You&rsquo;ll achieve more at HSBC
Hsbc.Com/Careers
HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.&rdquo;
Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.
***Issued By HSBC Electronic Data Processing (India) Private LTD***</div>

Analyst - Credit Risk

FlagStar Bank

<div><div>Position Title</div>
Sr. Allowance for Credit Losses Analyst<div></div><div> 
Location</div>
Work From Home TX, TX 73301<div></div><div> 
Job Summary</div>
The Sr. Credit Risk Analyst supports the quarterly production of the company&rsquo;s allowance for credit losses (&ldquo;ACL&rdquo;) for the loan and lease portfolio. Collaborates with various stakeholders and performs analyses to support the development of expected credit losses, following the established methodology and maintaining documentation supporting conclusions.<div></div><div> 
Job Responsibilities:</div><div>
JOB RESPONSIBILITIES</div><div></div><ul><li>
Execute quarterly production of the allowance for credit losses, independently managing assigned workflow, in accordance with established methodology and SOX framework.</li><li>
Analyze key drivers of changes in the ACL, including rate/volume, economic forecast, and credit mix, solutioning unintuitive drivers.</li><li>
Collaborate with Credit function and other key stakeholders to propose, develop and document qualitative adjustments.</li><li>
Develop and/or maintain supporting ACL documentation, including working group materials, quarterly governance materials, ad-hoc documentation and analyses, and financial disclosures and regulatory reports.</li><li>
Support communication of results and other ACL related matters to internal and external stakeholders.</li><li>
Support execution of internal strategic initiatives for effective implementation into ACL Program.</li><li>
Maintains knowledge of relevant accounting standards and regulatory guidance related to Current Expected Credit Losses, as well as credit risk factors impacting the loan and lease portfolio.</li></ul><div></div><div>
ADDITIONAL ACCOUNTABILITIES</div><ul><li>
Performs special projects, and additional duties and responsibilities as required.</li><li>
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.</li></ul><div></div><div>
JOB REQUIREMENTS</div><div></div><div>
Required Qualifications:</div><ul><li>
High School Diploma, GED, or foreign equivalent required.</li><li>
Minimum experience required: 5+ Years in credit risk management, accounting, or related experience.</li><li>
Proficient in Python.</li></ul><div></div><div>
Preferred Qualifications:</div><ul><li>
Education level preferred: Undergraduate Degree (4 years or equivalent).</li><li>
Knowledge of CECL (Current Expected Credit Loss).</li><li>
Experience in mid-size and large financial institutions.</li><li>
Experience with Alteryx platform.</li></ul><div></div><div>
Job Competencies:</div><ul><li>
Basic knowledge of financial analysis and financial forecasting.</li><li>
Knowledge of data querying languages and software.</li><li>
Excellent analytical and quantitative skills.</li><li>
Professional writing skills.</li><li>
Excellent communication and presentation skills.</li><li>
Proven ability to independently manage assigned workflows, collaborate with various individuals, and deliver on commitments.</li><li>
Travel &lt; 15%.</li><li>
Physical demands (ADA): No unusual physical exertion is involved.</li></ul><div>
Flagstar is an Equal Opportunity Employer</div><div></div><div>
Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: <div>Benefits | Flagstar Bank</div></div></div>

Sr. Allowance for Credit Losses Analyst

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