senior credit officer

Human Capital HR Solutions

<p>Senior Executive Officer &ndash; Underwriting</p><p>Human Capital HR Solutions is hiring on behalf of its client in the General Insurance sector for the position of Senior Executive Officer &ndash; Underwriting, based in Lahore.</p><p>This role is ideal for professionals with solid underwriting experience who can evaluate risks, support policy issuance, and contribute to maintaining a profitable and compliant underwriting portfolio.</p><p>Location: Lahore, Pakistan</p><p>Industry: General Insurance</p><p>Employment Type: Full-Time</p><p>Key Responsibilities:</p><ul><li>Conduct risk assessment and policy evaluation</li><li>Prepare technical pricing and quotations</li><li>Analyze claims experience and monitor loss ratios</li><li>Ensure underwriting compliance and maintain proper documentation</li><li>Coordinate with sales and operations teams for smooth processing</li><li>Perform data analysis and reporting (strong Excel proficiency required)</li><li>Manage timelines and ensure timely policy processing</li></ul><p>Requirements:</p><ul><li>3 to 5 years of underwriting experience (General Insurance preferred)</li><li>Minimum Bachelor&rsquo;s degree (insurance certifications will be an added advantage)</li><li>Strong analytical and risk assessment skills</li><li>Good communication and coordination abilities</li><li>Sound understanding of underwriting processes and insurance practices</li></ul><p>How to Apply:</p><p>Send your CV to: careers1.hc@gmail.com</p><p>CC: careers@humancapitalintl.com</p><p>Subject Line: Senior Executive Officer &ndash; Underwriting</p><p>Follow our social accounts for the latest job opportunities:</p><ul><li>Instagram: https://www.instagram.com/humancapitalhrsolutions/</li><li>LinkedIn: https://www.linkedin.com/company/human-capital-hr-solution/</li><li>Facebook: https://www.facebook.com/humancapitalhrsolution/</li></ul><p>Job Type: Full-time</p><p>Work Location: In person</p>

Senior Executive Officer – Underwriting

Atlas Copco Group

<p></p><div><div><p>Our solutions are a key part of most industries - electronics, medical research, renewable energy, food production, infrastructure and many more. Working with us means working with the latest technologies and groundbreaking, sustainable innovations.
</p><p><b>Join us on our journey for a better tomorrow.
</b></p></div><div><h2 class="jobSectionHeader"><b>Senior Credit Specialist
</b></h2><p>Join Atlas Copco Services Egypt, a leading international market leader in sustainable productivity solutions within the Compressor Technique business area, as a Senior Credit Specialist. This key role within our Shared Services Finance Department involves managing customer credit cases, ensuring accurate financial transactions, and supporting our commitment to excellence in financial operations.
</p><h3 class="jobSectionHeader"><b>About the Role
</b></h3><ul><li>Manage and oversee complex and high-risk customer accounts with a focus on minimizing credit risk and maintaining strong customer relationships.
</li><li>Analyze customer creditworthiness and make advanced credit recommendations and approvals in alignment with corporate credit policies.
</li><li>Support collection activities to optimize cash flow while fostering positive interactions with customers and internal teams.
</li><li>Identify and assess potential credit risks and evolving trends to proactively mitigate financial exposure.
</li><li>Ensure strict adherence to standardized credit procedures, maintaining compliance with internal policies and external regulations.
</li><li>Collaborate cross-functionally with Accounts Receivable, Collections, and business departments to resolve discrepancies and respond to inquiries promptly and effectively.
</li><li>Provide high-quality customer service to business units and business controllers in line with agreed service level agreements.
</li><li>Assist during audit processes by preparing and providing necessary documentation to auditors accurately and on time.
</li><li>Support the preparation of ad hoc reports for Business Controllers and senior management to inform decision-making processes.
</li><li>Contribute to the automation initiatives by assisting in the implementation of innovative tools designed to streamline credit management processes and enhance operational efficiency.
</li><li>Resolve disputes related to invoices, payments, or credit terms with professionalism and timely communication.
</li><li>Follow guidance and requirements provided by the Credit Manager to optimize credit operations.
</li></ul><h3 class="jobSectionHeader"><b>Key Responsibilities in Financial Reporting and Accounting
</b></h3><ul><li>Ensure accounting transactions are accurately recorded in relevant systems timely, strictly adhering to Atlas Copco Group policies and procedures.
</li><li>Take ownership of monthly group reporting duties, including the month-end closing process, to deliver timely and precise financial statement submissions.
</li><li>Perform comprehensive balance sheet and profit &amp; loss analyses, preparing and reviewing reconciliations on a monthly basis.
</li><li>Analyze financial trends and deviations, highlighting and escalating potential risks or discrepancies as required.
</li><li>Provide professional advice and support to business controllers, local entities, and Holdings on accounting, reporting, and local statutory reporting requirements.
</li><li>Collaborate with other departments to resolve any interdepartmental discrepancies and audit queries efficiently.
</li></ul><h3 class="jobSectionHeader"><b>Skills &amp; Competencies
</b></h3><ul><li>Analytical and proactive mindset with problem-solving orientation and respect for deadlines.
</li><li>Excellent communication skills, both written and verbal, with proficiency in English; additional languages are a plus.
</li><li>Well-organized, methodical, and systematic approach to tasks and responsibilities.
</li><li>Strong team collaboration skills with a commitment to continuous learning and development.
</li><li>Demonstrated ability to manage multiple priorities effectively in a dynamic environment.
</li></ul><h3 class="jobSectionHeader"><b>Qualifications &amp; Experience
</b></h3><ul><li>University degree in Accounting, Business, Finance, or a related field.
</li><li>3 to 6 years of experience in Finance Operations, Financial Accounting, or a related credit management role.
</li><li>Experience with Big Four audit firms and financial reporting is considered an advantage.
</li><li>Proficiency in MS Office applications including Excel, Word, and PowerPoint.
</li><li>Experience with ERP systems, particularly SAP, is a strong plus.
</li></ul><h3 class="jobSectionHeader"><b>What We Offer
</b></h3><ul><li>A diverse and inclusive working environment fostering collaboration where employees are valued, empowered, respected, and recognized.
</li><li>Opportunity to contribute to an international market leader committed to innovative and sustainable business practices.
</li><li>A friendly, family-oriented culture with a hybrid work policy promoting work-life balance.
</li><li>A culture that embraces change and values feedback, encouraging ongoing improvement and innovation.
</li><li>Comprehensive support for your professional journey through individual learning opportunities, worldwide job placements, and technical training from our global academy.
</li><li>High standards for employee safety and wellbeing, ensuring a secure and supportive workplace environment.
</li></ul><p>As a Senior Credit Specialist at Atlas Copco, you will play a vital role in strengthening the company's financial health and operational excellence. This position offers a meaningful career path within a global organization dedicated to sustainable productivity and professional development.</p></div></div>
<br><div><div><div><div><div><div><div><div><div>Company: Atlas Copco Group
</div></div><br>
</div></div></div></div><div><div><div><div><div><div>Functional area: </div><div>Finance
</div></div><br>
<div><div>Location: </div><div>Egypt
</div></div><br>
<div><div>City: </div><div>Cairo
</div></div><br>
<div><div>On-site/remote: </div><div>Hybrid
</div></div><br>
<div><div>Brand: </div><div>Atlas Copco
</div></div><br>
<div><div>Company Name: </div><div>Atlas Copco Services Egypt
</div></div><br>
<div><div>Date of Posting: </div><div>April 14, 2026
</div></div><br>
<div><div>Last day to apply: </div><div>May 14, 2026
</div></div><br>
</div></div></div></div><div>Apply for this position</div></div></div></div>

Senior Credit Specialist

Wells Fargo

<div><b>Credit Risk:</b> As a part of Wells Fargo's second line of defense, Independent Risk Management team covers jobs which lead the design and management of a highly targeted independent credit review (oversight) capability to assess the quality of lending and ongoing management of credit risk within the Bank, including adherence to risk appetite, credit policy and regulation. May include jobs which approve and provide challenges to line of business credit products, programs, transactions, and policies, and participate in acquisition due diligence.<br>
<br>
<b>About This Role:
</b><br>
<br>
We are seeking highly motivated credit professionals to enable the rationalization and maintenance of wholesale credit policies, while:<ul><li>
Supporting line of business credit risk governance
</li><li>Complying with the Policy Management Policy</li><li>
Ensuring a consistent credit risk profile</li><li>
Ensuring credit professionals can easily understand and follow the requirements</li><li>
Ensuring proper Line of Business implementation of, and adherence to, the wholesale credit policies</li></ul><b>
Rationalization:</b><ul><li>
Lead Roundtables, and serve as a subject matter expert, on specific lending topics
</li><li>Understand, and clearly communicate, complex wholesale credit concepts</li><li>
Build consensus for final approach on the topic</li></ul><b>
Write credit policies, with minimal oversight, so that it:</b><ul><li>
aligns with regulatory expectations</li><li>
appropriately represents the bank's risk appetite,
</li><li>is clearly understood by all stakeholders (Credit Professionals and third-parties)</li><li>
adheres to the Policy Management Policy.</li></ul>
Present policy topics to Group Senior Credit Officers (GSCOs) and Business-Aligned Chief Risk Officers to build consensus for WHSL Credit Policies.<br>
<br>
Identify legacy content for appropriate disposition, and coordinate with legacy content owners so implement new framework.<br>
<br>
Ensure proper Line of Business implementation of, and adherence to, wholesale credit policies.<br>
<br>
<b>Business As Usual:</b><ul><li>
Ensure proactive management of existing credit policies, procedures, and supporting documents</li><li>
Address needed Risk Governance edits within policies</li><li>
Adherence to the Policy Management Policy standards</li><li>
Identify improvement opportunities within policy, procedure, and surveillance.</li></ul><ul><li>
Provide accurate and timely answers to credit policy inquiries, from Credit Professionals and other stakeholders</li><li>
Effective communication and partnership skills to influence senior stakeholders and build consensus through clear, disciplined credit risk communication</li></ul><ul><li>
Participate in content creation of quarterly WHSL Credit Policy Publications</li><li>
Provide perspective and feedback on various surveillance programs, such as the Credit Policy Exception (CPE) Program</li><li>
Lead resolution of Issues and related corrective actions.</li><li>
Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others</li><li>
Monitor, assess and report on asset quality, portfolio trends and credit policy exception trends</li><li>
Approve and provide credible challenge of line of business credit products, programs, and policies</li><li>
Provide vision, direction and expertise to senior leadership on implementing innovative and significant business solutions</li><li>
Collaborate with peers, colleagues and managers for oversight of risk management</li><li>
Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics</li></ul><b>
Required Qualifications:
</b><ul><li>7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education</li></ul><b>
Desired Qualifications:</b><ul><li>
Commercial Real Estate credit experience within a large, regulated financial institution.</li><li>
Current or prior delegated credit approval authority, including approval of complex credit transactions and provision of effective independent challenge.</li><li>
Experience in credit policy development and governance.</li><li>
Demonstrated ability to influence senior stakeholders and build consensus through clear, disciplined credit risk communication.</li><li>
3+ years of management or senior leadership experience, including leading teams or enterprise-wide, cross-functional initiatives.</li></ul><b>
Job Expectations:</b><ul><li>
Willingness to work on-site at stated location on the job opening</li></ul><b>
Job Posting Locations:
</b><ul><li>401 S Tryon St Charlotte, NC</li><li>
600 S 4th St, Minneapolis, MN
</li><li>401 Las Colinas Blvd W Bldg B, Irving, TX</li></ul><b>
Pay Range</b><br>
<br>
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.<br>
$185,000.00 - $300,000.00<br>
<b>Benefits
</b><br>
<br>
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.<ul><li>
Health benefits</li><li>
401(k) Plan</li><li>
Paid time off</li><li>
Disability benefits</li><li>
Life insurance, critical illness insurance, and accident insurance</li><li>
Parental leave</li><li>
Critical caregiving leave</li><li>
Discounts and savings</li><li>
Commuter benefits</li><li>
Tuition reimbursement</li><li>
Scholarships for dependent children</li><li>
Adoption reimbursement</li></ul><b>
Posting End Date:</b><br>
14 May 2026<br>
<ul><li><b>Job posting may come down early due to volume of applicants.
</b></li></ul><br>
<b>We Value Equal Opportunity</b><br>
<br>
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.<br>
<br>
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.<br>
<br>
<b>Applicants with Disabilities</b><br>
<br>
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .<br>
<br>
<b>Drug and Alcohol Policy</b><br>
<br>
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.<br>
<br>
<b>Wells Fargo Recruitment and Hiring Requirements:</b><br>
<br>
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.<br>
<br>
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.</div>

Senior Lead Credit Risk Officer - Wholesale Credit Policy

EGBank

<div></div><div><div><div><div><div><div><div><div><b>KEY ACCOUNTABILITIES</b></div></div></div><div><br>
<div>
<div><b>Description</b></div></div></div><div><br>
<div>
<div><ul><li><div>Ensure credit applications are processed within the approved time frame and approved lending parameters while maintaining deviation caps approved by policy.</div>
</li></ul>
<ul><li><div>Verify all credit applications related documents are complete and complying with approved policy and CBE regulations</div>
</li></ul>
<ul><li><div>Must be able to detect fraud applications &amp; ensure that good quality of credit applications is processed</div>
</li></ul>
<ul><li><div>Ensure the standard Operating Procedures for credit underwriting, verification, documentation, delegation is compliant with policy and any exceptions are to be regularly reported to management.</div>
</li></ul>
<ul><li><div>Communicate major deficiencies &amp; policy violations to direct manager to take the needed corrective actions to maintain a good healthy retail credit portfolio.</div>
</li></ul>
<ul><li><div>Provide the needed support with Recommendations with additions &amp; modifications to credit policy, product manual &amp; Operational procedures.</div>
</li></ul>
<ul><li><div>Thrive to maintain good healthy retail credit portfolio through checking various reports such as I-Score reports, CBE Negative list to check credit history and DBR calculations</div>
</li></ul>
<ul><li><div>Conducting contact point verification (CPV) with customer, STL/HR checks with employer, residence verification and mobile verification (If required by credit policy)</div>
</li></ul>
<ul><li><div>Ensure quality of service to Internal &amp; External customers by adhering to the committed turnaround time.</div></li></ul></div></div><br>
</div><br>
<div><div><div><b>Policies, processes and procedures:</b></div>
<div>
Follow all relevant approved department&rsquo;s policies, and procedures and monitor adherence so that work is carried out in a controlled manner.</div></div></div><div><br>
<div>
<div><b>Day-to-Day Management:</b></div>
<div>
Follow the day-to-day operations related to own jobs in the department to ensure continuity of work</div></div></div><div><br>
<div>
<div><b>Compliance:</b></div>
<div>
Comply with all relevant CBE regulations, banking laws, AML regulations and internal EG Bank policies and code of conduct to maintain EG Bank&rsquo;s sound legal position and mitigate any potential risks</div></div></div></div></div><br>
</div>
<p></p><br>
<br>
<div><div><div><div><div><div><b>5. COMMUNICATION &amp; WORKING RELATIONSHIPS</b></div></div></div><div><br>
<div>
<div><b>Internal: Retail Business, Portfolio management, Fraud unit, Legal, compliance,</b></div>
<div><b>
Collection, HR and internal Audit.</b></div>
<div><b>
External:</b> External Clients (call verifications)</div></div></div></div></div><br>
</div>
<p></p><br>
<br>
<div><div><div><div><div><div><b>6. QUALIFICATIONS, EXPERIENCE AND SKILLS</b></div></div></div><div><br>
<div>
<div><b>Qualifications and Experience:</b></div>
<div>
<ul><li><div>Bachelor&rsquo;s degree in Business Administration, Accounting, Economics or a related field.</div>
</li></ul>
<ul><li><div>For the Retail Credit Reviewer role 0-3 years of experience of relevant experience</div>
</li></ul>
<ul><li><div>For the Retail Credit Senior Reviewer role 3-5 years of relevant experience</div>
</li></ul>
<ul><li><div>Experience within the Banking Industry is preferred for the credit reviewer role and is a must for the senior reviewer role.</div>
</li></ul>
</div><div><b>Skills:</b></div>
<div>
<ul><li><div>Excellent command of English and Arabic languages (written and spoken)</div>
</li></ul>
<ul><li><div>Excellent decision making and negotiation skills
</div></li></ul><ul><li><div>Excellent communication skills</div>
</li></ul>
<ul><li><div>Excellent planning and organizing skills</div>
</li></ul>
<ul><li><div>Good Use of Microsoft office tools</div>
</li></ul>
<ul><li><div>Good Business Acumen of external market and up-to date market trends and practices</div></li></ul></div></div></div></div></div></div></div></div><p></p>

Retail Credit Reviewer - Senior Reviewer (3899)

Toyota Point Motors

<p><b>The Mandate</b></p><p>Toyota Point Motors is seeking a strategic and analytical Senior Credit Risk Manager to lead our credit governance department. As a premier automotive hub in Salalah, we require a professional who can design and oversee sophisticated credit assessment frameworks for both individual and corporate clients. You will be the primary authority on risk appetite, ensuring that our financing solutions remain competitive while maintaining an industry-leading low NPL (Non-Performing Loan) ratio.</p><p><b>Core Responsibilities</b></p><ul><li><b>Credit Framework Design:</b> Develop and refine credit scoring models and underwriting policies tailored to the Omani automotive market, balancing sales targets with risk exposure.</li><li><b>High-Value Approval:</b> Act as the final decision-maker for high-value credit applications, corporate fleet financing, and complex lease-to-own agreements.</li><li><b>Portfolio Risk Monitoring:</b> Conduct continuous stress-testing and aging analysis of the total credit portfolio, identifying emerging trends or regional economic shifts that may impact repayment behaviors.</li><li><b>Collections Strategy Oversight:</b> Lead the recovery and collections teams in developing ethical but effective intervention strategies for delinquent accounts, in compliance with Omani commercial laws.</li><li><b>Stakeholder &amp; Bank Liaison:</b> Maintain strong relationships with partner banks and financial institutions, ensuring seamless integration of third-party financing and internal credit facilities.</li><li><b>Regulatory Compliance:</b> Ensure all credit activities adhere strictly to Central Bank of Oman (CBO) guidelines and local consumer protection regulations.</li></ul><p><b>Professional Profile</b></p><ul><li>Minimum <b>10&ndash;12 years</b> of experience in credit risk management, preferably within the automotive finance, banking, or consumer retail sectors.</li><li><b>Technical Expertise:</b> Advanced proficiency in credit modeling, financial statement analysis, and risk-rating systems.</li><li>Proven track record of managing large-scale portfolios and leading high-performance risk/collections teams.</li><li>Deep understanding of the <b>Omani Commercial Law</b> and the Sultanate&rsquo;s regulatory landscape for retail finance.</li><li><b>Bilingual Excellence:</b> Absolute professional fluency in <b>English and Arabic</b> is mandatory for credit committee reporting and regulatory liaison.</li><li>Bachelor&rsquo;s degree in Finance, Economics, or Risk Management; professional certifications (e.g., FRM, PRM) are highly advantageous.</li></ul><p><b>Package &amp; Benefits</b></p><ul><li>Fixed Monthly Salary: <b>OMR 2,600</b>.</li><li>Comprehensive health and life insurance for self and immediate family.</li><li>Annual flight allowance and 30 days of annual leave.</li><li>Full company sponsorship and residency permit in Salalah.</li><li>A leadership position with a globally recognized automotive brand in the heart of Al Wadi.</li></ul><p>الراتب المدفوع: ﷼٢٬٦٠٠٫٠٠٠&nbsp;لكل شهر</p><p>موقع العمل: بشكل شخصي</p>

Senior Credit Risk Manager

Coface

<div><b>Company Description</b><p><br>
At Coface, we&rsquo;ve been managing credit risk for more than 75 years to help companies navigate and grow in an uncertain and volatile environment.</p><p>
We act for trade.</p><p>
As a global leading player in trade credit risk management, we support the growth of 100,000 clients across some 200 markets.</p><p>
Whatever their size, location or sector, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring.</p><p>
Every day, we leverage our unique expertise and cutting-edge technology to make trade happen, in both domestic and export markets.</p><p><b>
Commitments</b></p><p><b>
Diversity, equity, and inclusion</b></p><p>
Coface is fully committed to creating a work atmosphere that respects the individualities and diversity of its teams. Given the nature of its business, which operates across a global scope, Coface must remain a multicultural company. To that end, employees must benefit from an inclusive and non-discriminatory work environment. This allows for collaborative and fruitful work between teams representing 80 nationalities and working in 58 countries.</p><p>
Coface has been focusing in particular on gender equity and gender balance in career opportunities, and diversity in senior management roles. Coface has initiated numerous actions plans in that field, together with indicators for monitoring progress.</p><p>
Accordingly, diversity and inclusion are a key component of the Group Human Resources strategy. Coface work environment must be seen as inclusive and the company as a place where employees can thrive and contribute their authenticity to their professional activities.</p><p>
To that end, Coface has introduced training and awareness-raising initiatives to encourage the transformation of the corporate culture towards greater openness to diversity.&hellip; more</p><p><b>
Career growth and learning</b></p><p>
At Coface, we strive to establish and develop a lasting relationship of trust, encouraging integration, and supporting professional development; these are our priorities and commitments.</p><p>
We have a dedicated program called &ldquo;Move &amp; Grow&rdquo; to boost internal mobility. In fact, we believe in internal mobility as an accelerator of career growth, as much as a fantastic opportunity to learn and grow from a more personal standpoint. We encourage you to seize every opportunity to get out of your comfort zone, by changing jobs and taking on new responsibilities.</p><p>
In parallel, we have a program dedicated to new comers, which provides access to all the information necessary for integration and allows them to follow a path marked out by individual meetings, immersive experiences, training and informal sharing moments. Furthermore, in order to continually develop your individual talent, we have a digital training platform with a wide range of content which encourages the sharing of exchanges and experience between the group's employees. We also have mentoring programs and much more to support your career development.</p><b><br>
Job Description</b><p><b><br>
Key Responsibilities</b></p><ul><li>
Supervise and lead a team of analysts in preparing detailed and concise credit reviews.</li><li>
Network and communication to build market relationships and industry knowledge about key industry sectors and make sector studies and research that aim at improving sector expertise.</li><li>
Pro-actively build and maintain good working relationships with underwriting and information colleagues.</li><li>
Contact companies and carry out phone and physical interviews to obtain financial and business information to assess their current situation.</li><li>
Manage information related strategic projects:</li></ul><ul><li>
Evolution and integration with Credit Bureaus</li><li>
Evolution and integration with formal sources</li></ul><ul><li>
Develop Country reports and macro-economic studies</li><li>
Working closely with information providers to monitor the response time and the quality of the information provided to Coface through its partners</li><li>
Support Coface regional development in the region and enhance the underwriting capabilities by performing financial and field analysis to provide a fair credit risk rating.</li><li>
Participate in sensitive buyer visits and in-depth reports,</li><li>
Assessment of debtors on large exposures and sensitive files.</li><li>
Oversee the quality of assessments by others in the team.</li><li>
Ensure the information and DRA represent the most up to date position and that group standards have been applied toward frequency and level of information required.</li><li>
Engage in the review of source information scores to ensure the best quality and accuracy</li><li>
Validate DRA&rsquo;s according to group delegation rules.</li><li>
Liaise with underwriting colleagues to organize monthly meetings and regularly liaise between both departments for an operational review.</li><li>
Identify local sources of information and develop relationships with different economic players (like banks, trade associations, credit bureaus, competitors and official sources of information such as commercial registries, chambers of commerce) to enhance the level of information.</li><li>
Manage workflows and ensure smooth running of operations during vacation times.</li><li>
Get actively involved in team training, coaching and mentoring, to ensure professional development and efficiency of operations.</li><li>
Lead, motivate and supervise the correct performance of the team according to the proposed goals and the group rules and standards</li><li>
Conduct regular performance reviews.</li><li>
Ensure compliance with regulations and procedures as laid down by Coface and external regulators</li><li>
Performing reports and other duties assigned by the management</li></ul><p><b>
Specialist Skills &amp; Knowledge</b></p><p>
Minimum 5 years&rsquo; experience in a senior credit risk position (Insurance or bank industry) is require.</p><p><b>
Industry:</b></p><ul><li>
Credit insurance</li><li>
Bank</li><li>
Large corporates</li></ul><p><b>
Functional:</b></p><ul><li>
Credit Risk Management</li><li>
Financial Analysis</li><li>
Credit Control</li></ul><p><b>
Coface specific:</b></p><ul><li>
Coface's portfolio management system</li><li>
Atlas, Atlas Info</li></ul><p><b>
IT:</b></p><ul><li>
Proficient in Microsoft Outlook, Word, Excel.</li></ul><br>
<b>
Qualifications</b><br>
<ul><li>
Fluent in Arabic &amp; English</li><li>
Bachelor&rsquo;s degree, preferably in Business, Finance, Economics, Banking, Insurance or a related field.</li></ul><br>
<b>
Additional Information</b><br>
<ul><li>
A culture focused on teamwork, continuous learning, and professional development</li><li>
Competitive base salary + performance-based incentives</li><li>
Comprehensive benefits package, including health insurance</li><li>
To be based withing our Partner offices in Riyadh, KSA</li></ul></div>

Senior Field Credit Analyst – Team Leader

<div><b>About this role:</b><br>
<br>
Wells Fargo is seeking a Senior Financial Crimes Specialist, to support due diligence over the bank's correspondent banking relationships in the US and Latin America markets. The candidate would join a team of established risk management consultants reporting to a dedicated Regional Risk Officer in the US and Latin America. The new hire would oversee coverage for a set of financial institutions, assessing any AML/CFT risks to these relationships through an end-to-end risk underwriting process in support of Corporate, CIB, and FIG policies. Learn more about career areas and business divisions at wellsfargojobs.com.
<br>
<br>
<b>In this role, you will:</b><ul><li>
Lead the periodic review process by drafting relationship memos, facilitating compliance calls, analyzing transaction activities, and researching and escalating higher risk issues for correspondent bank customers in Latin America and the United States.</li><li>
Evaluate the strength of our client's AML/CFT and sanctions compliance programs</li><li>
Proactively identify risk issues and work with relationship managers and senior risk officers to develop, document, and implement action plans</li><li>
Stay attuned to industry and regional trends related to compliance issues, financial crimes, and regulatory actions</li><li>
Ensure complete, accurate, and timely documentation of customer data within the customer risk management system</li><li>
Support the bank's efforts to combat cyber-crime and related typologies</li><li>
Support the focus of building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of FIG's customers and Wells Fargo</li></ul>
Required Qualifications:<ul><li>
4+ years of Financial Crimes, Operational Risk, Fraud, Sanctions, Anti-Bribery, Corruption experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education</li><li>
Bilingual- fluency in Spanish (speaking, listening, and writing)</li></ul><b>
Desired Qualifications:</b><ul><li>
Fluent in Portuguese</li><li>
AML/OFAC Financial crimes background and/or experience with correspondent banking</li><li>
Experience supporting customer due diligence</li><li>
Knowledge and understanding of the FFIEC Exam Manual, CAMS certification, or other financial crimes certifications</li><li>
Excellent verbal, written, and interpersonal skills</li><li>
Bilingual - fluency in Portuguese</li><li>
Experience in managing AML/CFT risk in the Latin American region</li><li>
Strong analytical skills with high attention to detail and accuracy</li><li>
Knowledge of crypto-related AML and financial crimes typologies</li><li>
Experience with Microsoft Office, SharePoint, and other applications</li><li>
Ability to work independently and effectively in a dynamic and rapidly evolving environment</li></ul>
Job Expectations:<ul><li>
This position offers a hybrid work schedule.</li><li>
This position is not eligible for Visa sponsorship</li><li>
Potential of travel up to 10% of the time</li><li>
Must complete and pass a validated language assessment</li><li>
This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents</li></ul>
Job posting may come down early due to volume of applicants
US Only Pay Range:<ul><li>
Arizona- Tempe Pay Range: $87,000- 140,000.00 USD Annually</li><li>
Iowa- West Des Moines Pay Range: $87,000- 140,000.00 USD Annually</li><li>
North Carolina - Charlotte Pay Range: $87,000- 140,000.00 USD Annually</li><li>
Minnesota - Minneapolis Pay Range: $96,000.00 - 154,000.00 USD Annually</li><li>
Missouri - St Louis Pay Range: $87,000.00-140,000.00 Annually</li><li>
Texas-Irving Pay Range: $87,000- 140,000.00 USD Annually</li></ul><b>
Pay Range</b><br>
<br>
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.<br>
$87,000.00 - $154,000.00<br>
<b>Benefits
</b><br>
<br>
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.<ul><li>
Health benefits</li><li>
401(k) Plan</li><li>
Paid time off</li><li>
Disability benefits</li><li>
Life insurance, critical illness insurance, and accident insurance</li><li>
Parental leave</li><li>
Critical caregiving leave</li><li>
Discounts and savings</li><li>
Commuter benefits</li><li>
Tuition reimbursement</li><li>
Scholarships for dependent children</li><li>
Adoption reimbursement</li></ul><b>
Posting End Date:</b><br>
14 May 2026<br>
<ul><li><b>Job posting may come down early due to volume of applicants.
</b></li></ul><br>
<b>We Value Equal Opportunity</b><br>
<br>
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.<br>
<br>
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.<br>
<br>
<b>Applicants with Disabilities</b><br>
<br>
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .<br>
<br>
<b>Drug and Alcohol Policy</b><br>
<br>
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.<br>
<br>
<b>Wells Fargo Recruitment and Hiring Requirements:</b><br>
<br>
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.<br>
<br>
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.</div>

Senior Financial Crimes Specialist, Correspondent Banking (Bilingual Spanish)

Search 10000+ Senior credit officer jobs near you this May. New roles added regularly across leading industries. Apply today.