senior credit officer

PeakView Recruiting

Job Summary We are seeking a highly skilled and detail-oriented Senior Ag Credit Analyst to join our financial services team in the Upper Midwest. The ideal candidate will possess strong expertise in credit analysis, financial modeling, and risk assessment within the agricultural sector. This role involves evaluating loan applications, conducting comprehensive financial analysis, and supporting portfolio management to ensure sound credit decisions. The Senior Ag Credit Analyst will play a critical role in maintaining the integrity of our lending processes while providing strategic insights through quantitative research and financial report writing.Principle Responsibilities:<ul><li>Analyze and risk rate most complex credit lines and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies.</li><li>Spread, analyze and review financial statements for highly complex current and prospective borrowers in a variety of industries using tax returns, financial statements, credit reports and other reporting as needed or requested. Calculate cash flow for more complex borrowers and guarantors. Analysis may include projections, trends and ratio analysis. Summarize and analyze findings in the bank&rsquo;s written credit presentation.</li><li>Prepare annual reviews on borrowing relationships in accordance with loan policy.</li><li>Analyze the very intricate credit requests for the SBA portfolio.</li><li>Monitor covenant compliance with loan agreements.</li><li>Provide mentoring and training less experienced staff.</li><li>Present loan files or credit lines not meeting the standards of Loan Policy and Guidelines to the Credit Analyst Manager or Loan Officer with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.</li><li>In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer and Credit Analyst Manager, requesting correction of the discrepancies and recommending alternatives for improving the credit lines. Perform follow-up action as necessary until corrected.</li><li>As needed, attend Loan Committee meetings where credit lines are presented for final approval, recommended action, and classification.</li><li>As required, perform services and projects for the department and the bank,</li><li>Attend Credit Department and other committee meetings as requested by management to participate in decisions that affect ongoing and future operations of the department.</li></ul>Pay: $75,000.00 - $130,000.00 per yearBenefits:<ul><li>401(k) matching</li><li>Dental insurance</li><li>Health insurance</li><li>Paid time off</li><li>Parental leave</li><li>Vision insurance</li></ul>Work Location: Remote

Senior Ag Credit Analyst

Job Summary We are seeking a highly skilled and detail-oriented Senior Ag Credit Analyst to join our financial services team in the Upper Midwest. The ideal candidate will possess strong expertise in credit analysis, financial modeling, and risk assessment within the agricultural sector. This role involves evaluating loan applications, conducting comprehensive financial analysis, and supporting portfolio management to ensure sound credit decisions. The Senior Ag Credit Analyst will play a critical role in maintaining the integrity of our lending processes while providing strategic insights through quantitative research and financial report writing.Principle Responsibilities:<ul><li>Analyze and risk rate most complex credit lines and critique the credit classifications assigned by the Loan Officers. The analysis must be consistent with the findings of the appropriate regulatory agencies.</li><li>Spread, analyze and review financial statements for highly complex current and prospective borrowers in a variety of industries using tax returns, financial statements, credit reports and other reporting as needed or requested. Calculate cash flow for more complex borrowers and guarantors. Analysis may include projections, trends and ratio analysis. Summarize and analyze findings in the bank&rsquo;s written credit presentation.</li><li>Prepare annual reviews on borrowing relationships in accordance with loan policy.</li><li>Analyze the very intricate credit requests for the SBA portfolio.</li><li>Monitor covenant compliance with loan agreements.</li><li>Provide mentoring and training less experienced staff.</li><li>Present loan files or credit lines not meeting the standards of Loan Policy and Guidelines to the Credit Analyst Manager or Loan Officer with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.</li><li>In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer and Credit Analyst Manager, requesting correction of the discrepancies and recommending alternatives for improving the credit lines. Perform follow-up action as necessary until corrected.</li><li>As needed, attend Loan Committee meetings where credit lines are presented for final approval, recommended action, and classification.</li><li>As required, perform services and projects for the department and the bank,</li><li>Attend Credit Department and other committee meetings as requested by management to participate in decisions that affect ongoing and future operations of the department.</li></ul>Pay: $75,000.00 - $130,000.00 per yearBenefits:<ul><li>401(k) matching</li><li>Dental insurance</li><li>Health insurance</li><li>Paid time off</li><li>Parental leave</li><li>Vision insurance</li></ul>Work Location: Hybrid remote in Minneapolis, MN 55435

Land ship engineering and construction LLC

Land Ship Engineering &amp; Construction L.L.C. Salary: AED 4,000 &ndash; 5,000 per month Immediate Joiners PreferredWe are looking for an experienced and detail-oriented Senior Accounts Officer to lead our day-to-day financial operations and support the Accounts &amp; Finance Department. The ideal candidate must be able to handle end-to-end accounting functions, supervise junior staff, and ensure compliance with UAE financial regulations.Position DetailsJob Title: Senior Accounts Officer Location: UAE Department: Accounts Reporting To: Head &ndash; Accounts &amp; Finance Employment Type: Full-Time Joining: ImmediateAbout the RoleThe Senior Accounts Officer will oversee financial accounting, payables, receivables, payroll coordination, reconciliations, statutory compliance, and monthly reporting. This role will act as a key link between the Accounts team and senior management.Key Responsibilities1. Financial Accounting &amp; Control<ul><li>Supervise daily accounting entries and transactions</li><li>Review &amp; post journal entries</li><li>Maintain ledgers, trial balance &amp; financial accuracy</li><li>Support month-end closing activities</li></ul>2. Accounts Payable<ul><li>Verify supplier invoices with PO/GRN</li><li>Process payments within credit terms</li><li>Maintain AP aging and reconcile vendor accounts</li></ul>3. Accounts Receivable &amp; Collections<ul><li>Maintain AR aging within 60 days</li><li>Track collections and update client ledgers</li><li>Coordinate with Sales/Operations for follow-ups</li></ul>4. Bank, Cash &amp; Petty Cash Management<ul><li>Daily bank reconciliation</li><li>Monitor cash flow and balances</li><li>Control petty cash payments and documentation</li></ul>5. VAT &amp; Compliance<ul><li>Prepare VAT returns and supporting schedules</li><li>Ensure timely statutory filings</li><li>Assist in internal &amp; external audits</li></ul>6. MIS &amp; Reporting<ul><li>Prepare monthly MIS reports (P&amp;L, balance sheet, cost analysis)</li><li>Assist in budgeting &amp; forecasting</li><li>Submit variance and financial summaries</li></ul>7. Team Supervision<ul><li>Supervise Accounts Assistants</li><li>Review their work and ensure accuracy</li><li>Provide training and maintain workflow discipline</li></ul>Requirements<ul><li>Proven experience as an Accountant or Senior Accounts Officer</li><li>Strong knowledge of UAE VAT and accounting standards</li><li>Proficiency in ERP/accounting software</li><li>Excellent analytical and reconciliation skills</li><li>Ability to work under pressure and meet deadlines</li><li>Immediate joiners will be given priority</li></ul>How to ApplyInterested candidates may apply directly through Indeed or send their CV to: landshipengineeringcareers@gmail.comJob Types: Full-time, PermanentPay: AED4,000.00 - AED5,000.00 per monthApplication Question(s):<ul><li>AVAILABLE FOR DIRECT INTERVIEW?</li><li>AVAILABLE FOR IMMEDIATE JOINING?</li></ul>

Senior Accounts Officer

Savills

<div>We are looking for a competent and driven Senior Collection Officer to join our thriving Middle East Property Management team in Savills Egypt. The Senior Collection Officer is expected to contact clients and collect outstanding payments while maintaining trustful relationships and ensuring timely payments The role will be based in Arkan &ndash; Sheikh Zayed. Flexibility and a willing attitude are vital.
Savills is a globally recognised real estate brand and offers the opportunity for growth and development. We are looking for a motivated and professional individual with an interest in benefiting from the support and experience the brand can offer.
Key Responsibilities:
<ul><li>Monitoring accounts to identify overdue payments.</li>
<li>Finding and contacting debtors to arrange debt payoffs.</li>
<li>Keeping accurate records and reporting on collection activity.</li>
<li>Send invoices and SOA to tenants monthly.</li>
<li>Monitor accounts to identify outstanding debts.</li>
<li>Investigate historical data for each debt or bill.</li>
<li>Coordinate with all parties inside and outside the organization to solve all kinds of customer problems.</li>
<li>Find and contact clients to ask about their overdue payments.</li>
<li>Revisit these calls from time to time to follow up the uncollected amounts.</li>
<li>Take actions to encourage prompt debt payments.</li>
<li>Following up on bounced cheques.</li>
<li>Resolve billing and customer credit issues.</li>
<li>Resolve all kinds of obstacles that cause a problem that prevents the customer to pay his / her overdue</li>
<li>Report on collection activity and accounts receivable status.</li>
<li>Preparing monthly Aging debts report.</li>
</ul>
Skills, Knowledge and Experience:
<ul><li>Bachelor&rsquo;s degree in Accounting/Finance.</li>
<li>Previous real estate experience/property management is a plus.</li>
<li>4&ndash;6 years experience in credit control or collections.</li>
<li>Good command of English</li>
<li>Excellent communication &amp; negotiation skills</li>
<li>Proficiency in Microsoft Office (Excel, Outlook, Word, and PowerPoint).</li>
<li>Strong Excel skills (Pivot, VLOOKUP)</li>
<li>Experience with ERP (Oracle/Yardi) preferred</li>
<li>Strong analytical and problem-solving ability</li>
<li>High accuracy, attention to detail, and ability to work independently.</li></ul></div>

Senior Collection Officer

Mepra Interprices

Job Opportunity: Senior Account Officer &ndash; Mepra EnterprisesMepra Enterprises, a growing name in the construction industry, is looking to hire a Senior Account Officer to join our finance team.Position: Senior Account Officer Experience: 1&ndash;2 years in accounting Gender Requirement: Male candidates only Industry: Construction Salary Range: PKR 40,000 &ndash; 50,000 Education: Must have a relevant accounting/finance educational backgroundKey Responsibilities:<ul><li>Manage day-to-day accounting operations</li><li>Maintain financial records, ledgers, and vouchers</li><li>Assist in monthly closing and financial reporting</li><li>Handle accounts payable/receivable</li><li>Support audits and compliance-related tasks</li><li>Coordinate with internal teams for financial data</li></ul>Requirements:<ul><li>1&ndash;2 years of relevant accounting experience</li><li>Strong understanding of accounting principles</li><li>Proficiency in MS Excel and accounting software</li><li>Ability to work independently and meet deadlines</li><li>Experience in the construction industry will be an added advantage</li></ul>How to Apply: Interested candidates can share their updated CV at alimushahid720@gmail.com with the subject line &ldquo;Senior Account Officer &quot;Job Type: Full-timePay: Rs40,000.00 - Rs50,000.00 per monthWork Location: In person

Senior Account Officer

Tony Alan Recruitment

Senior Credit UnderwriterPermanentBased in NW6, London (office based)Up to £65,000 - £80,000 per annum plus other benefits and bonus Tony Alan Recruitment currently has an exciting job opportunity for a Senior Credit Underwriter to join an established business who are consistently growing based in the North West London area on a permanent basis.This role will be an integral part of the credit underwriting team where you will be joining a growing team with an entrepreneurial, commercial mindset and make-work attitude. You will predominantly cover the unsecured and secured business loan offerings with exposure to the asset finance and property development products.Your duties will include:<ul><li>Assess and analyse credit loan applications for serviceability and affordability in line with the credit underwriting policy</li><li>Conduct second reviews of credit recommendations as part of the four-eye underwriting process</li><li>Accurately report findings from investigations into non-performing loans, providing feedback to the team and senior management</li><li>Play an active role in monthly credit committee meetings, articulating credit views to the wider business and executive committee</li><li>Contribute to process improvements, ensuring continuous evolution through the adoption of advanced technological solutions</li><li>Support day-to-day operations to maintain service level agreements (SLAs)</li></ul>Key requirements:<ul><li>4 years SME lending experience with previous signing mandate required</li><li>Self-motivated, able to work under pressure and driven to succeed</li><li>Strong communication skills both written and oral</li><li>Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business</li></ul>If you feel that you would be suitable for this position then please apply with your CV.REFER A FRIEND SCHEME: If you refer a candidate to us and they are placed you will be eligible for a cash reward!Due to the high number of CV's we receive we are unable to respond to all applications therefore if you have not heard from us within 10 days please assume you are unsuccessful in this instance.

Senior Credit Underwriter (office based role)

United States Citigroup

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews. Key Responsibilities: <ul> <li>Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li> <li>Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li> <li>Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners</li> <li>Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li> </ul> Skills/Competencies: <ul> <li>Assists colleagues in identifying stretch opportunities to elevate individual and team performance</li> <li>Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li> <li>Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively</li> <li>Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li> <li>Microsoft Office (Word, Excel, and PowerPoint) skills</li> </ul> Language: English Read, Write and Speak

Underwriting Credit Analyst - Officer

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Senior Credit Underwriter (office based role)

Underwriting Credit Analyst - Officer