senior credit officer

Tony Alan Recruitment

Senior Credit UnderwriterPermanentBased in NW6, London (office based)Up to £65,000 - £80,000 per annum plus other benefits and bonus Tony Alan Recruitment currently has an exciting job opportunity for a Senior Credit Underwriter to join an established business who are consistently growing based in the North West London area on a permanent basis.This role will be an integral part of the credit underwriting team where you will be joining a growing team with an entrepreneurial, commercial mindset and make-work attitude. You will predominantly cover the unsecured and secured business loan offerings with exposure to the asset finance and property development products.Your duties will include:<ul><li>Assess and analyse credit loan applications for serviceability and affordability in line with the credit underwriting policy</li><li>Conduct second reviews of credit recommendations as part of the four-eye underwriting process</li><li>Accurately report findings from investigations into non-performing loans, providing feedback to the team and senior management</li><li>Play an active role in monthly credit committee meetings, articulating credit views to the wider business and executive committee</li><li>Contribute to process improvements, ensuring continuous evolution through the adoption of advanced technological solutions</li><li>Support day-to-day operations to maintain service level agreements (SLAs)</li></ul>Key requirements:<ul><li>4 years SME lending experience with previous signing mandate required</li><li>Self-motivated, able to work under pressure and driven to succeed</li><li>Strong communication skills both written and oral</li><li>Ability to analyse and dissect information and present results in a logical and understandable format for all stakeholders across the business</li></ul>If you feel that you would be suitable for this position then please apply with your CV.REFER A FRIEND SCHEME: If you refer a candidate to us and they are placed you will be eligible for a cash reward!Due to the high number of CV's we receive we are unable to respond to all applications therefore if you have not heard from us within 10 days please assume you are unsuccessful in this instance.

Senior Credit Underwriter (office based role)

Rentokil Initial

<div>Join Rentokil Boecker as a Senior Credit Controller
As a Senior Credit Controller at Rentokil Boecker, you will play a pivotal role in managing our accounts receivable and ensuring the timely collection of outstanding debts. You will lead initiatives to streamline our credit control processes and contribute to the overall financial health of the organization.
Your responsibilities will include supervising a team of credit controllers, developing strategies to minimize the risk of bad debt, and enhancing our customer relationships by addressing queries and disputes effectively. This is an opportunity to leverage your expertise while working in a dynamic and supportive environment, alongside a team dedicated to excellence.
Requirements:
Key Responsibilities:<ul>
<li>Oversee the credit control team, ensuring compliance with company policies and procedures.</li>
<li>Manage high-value customer accounts and complex collections.</li>
<li>Analyze customer credit risk and make recommendations on credit limits.</li>
<li>Develop and maintain strong relationships with clients to facilitate timely payment.</li>
<li>Prepare regular reports on credit control performance and debt recovery.</li>
<li>Collaborate with other departments to enhance processes and address customer queries.</li>
</ul>Qualifications:<ul>
<li>Bachelor&rsquo;s degree in finance, accounting, or a related field.</li>
<li>5+ years of experience in credit control, preferably in a supervisory role.</li>
<li>Strong analytical skills and attention to detail.</li>
<li>Exceptional communication and negotiation skills.</li>
<li>Proficiency in accounting software and MS Office applications.</li>
<li>Ability to work effectively in a team and lead by example.</li></ul></div>

Senior Credit Controller

<div>Join Rentokil Boecker as a Senior Credit Controller
As a Senior Credit Controller at Rentokil Boecker, you will play a pivotal role in managing our accounts receivable and ensuring the timely collection of outstanding debts. You will lead initiatives to streamline our credit control processes and contribute to the overall financial health of the organization.
Your responsibilities will include supervising a team of credit controllers, developing strategies to minimize the risk of bad debt, and enhancing our customer relationships by addressing queries and disputes effectively. This is an opportunity to leverage your expertise while working in a dynamic and supportive environment, alongside a team dedicated to excellence.
Requirements
Key Responsibilities:<ul>
<li>Oversee the credit control team, ensuring compliance with company policies and procedures.</li>
<li>Manage high-value customer accounts and complex collections.</li>
<li>Analyze customer credit risk and make recommendations on credit limits.</li>
<li>Develop and maintain strong relationships with clients to facilitate timely payment.</li>
<li>Prepare regular reports on credit control performance and debt recovery.</li>
<li>Collaborate with other departments to enhance processes and address customer queries.</li>
</ul>Qualifications:<ul>
<li>Bachelor&rsquo;s degree in finance, accounting, or a related field.</li>
<li>5+ years of experience in credit control, preferably in a supervisory role.</li>
<li>Strong analytical skills and attention to detail.</li>
<li>Exceptional communication and negotiation skills.</li>
<li>Proficiency in accounting software and MS Office applications.</li>
<li>Ability to work effectively in a team and lead by example.</li></ul></div>

Forum Mortgage

Overview We are seeking an experienced and detail-oriented Senior Escrow Officer to join our growing title company. The ideal candidate will possess a strong background in mortgage transactions, loan processing, and escrow management. This role offers an excellent opportunity to contribute to complex real estate transactions, ensuring accuracy, compliance, and exceptional client service. The Senior Escrow Officer will oversee escrow procedures from initiation to closing, coordinating with lenders, agents, and clients to facilitate smooth and compliant transactions.Duties<ul><li>Key Responsibilities</li><li>Open, process, and close escrow files for residential (and/or commercial) real estate transactions</li><li>Review contracts, title commitments, lender instructions, and closing documents</li><li>Prepare settlement statements (CD/CDS/ALTA) and ensure accuracy of all figures</li><li>Coordinate with buyers, sellers, real estate agents, lenders, and underwriters</li><li>Ensure compliance with state regulations, company policies, and lender requirements</li><li>Order payoffs, tax certificates, HOA demands, and other required documentation</li><li>Conduct escrow closings and disburse funds in a timely and accurate manner</li><li>Resolve title, escrow, and closing issues as they arise</li></ul>Qualifications<ul><li>Minimum 2 years of experience as an Escrow Officer (title company experience required)</li><li>Strong understanding of escrow procedures and real estate transactions</li><li>Knowledge of state and federal regulations related to escrow and title</li><li>Excellent organizational, communication, and customer service skills</li><li>Ability to manage a high-volume desk and meet deadlines</li><li>Proficiency with escrow software (e.g., ResWare, SoftPro, RamQuest, or similar)</li></ul>This position offers a dynamic environment where expertise in mortgage processes combined with strong analytical skills will be highly valued. We seek dedicated professionals committed to maintaining the highest standards of compliance and customer service in the real estate finance sector.Pay: $50,000.00 - $55,000.00 per yearBenefits:<ul><li>Flexible schedule</li><li>Paid time off</li></ul>Work Location: In person

Senior Escrow Officer

Citi

<div><h2 class="jobSectionHeader">Discover your future at Citi</h2>
Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you&rsquo;ll have the opportunity to grow your career, give back to your community and make a real impact.
<h2 class="jobSectionHeader">Job Overview</h2>
The Credit Officer 3 is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family. 
 
Responsibilities:<ul><li>
Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and standards.</li><li>
Prepare a detailed written credit summary of commercial applicants requesting credit by analyzing the business, interpreting the finance need, identifying the strengths and prevailing risk factors and rendering a final credit decision.</li><li>
Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information.</li><li>
Perform credit and personal financial statement analysis on individuals, guarantors, and co-borrowers in order to assess repayment capacity based on cash flow statements, tax returns, and statements.</li><li>
Perform industry and geographical research and other due diligence as needed.</li><li>
Maintain a solid understanding of Citibank products and services - within Small Business/Commercial Banking and the broader organization.</li><li>
Maintain compliance with Citibank credit policies/practices and regulatory policies, to ensure business unit is in adherence to the above and receives satisfactory ratings from internal and external auditors.</li><li>
Assists business unit goals by continuous identification of process improvements and efficiencies that reduce costs and improve customer service levels. Work with management team on prioritization and implementation of approved actions.</li><li>
Provide backup support to Credit Underwriting Group Manager, lead projects and initiatives and mentor lower level Credit Officers as needed.</li><li>
Other duties as required to support business unit and company goals.</li><li>
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.</li></ul> 
Qualifications:<ul><li>
6-10 years previous credit authority experience. Prior experience working in a regulatory and compliance policy environment</li><li>
Proven analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry/competitive analysis and projections; including complicated business structures with foreign subsidiaries and/or parent organizations.</li><li>
Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process</li><li>
Excellent organizational skills, prioritizing capabilities, attention to detail, and the ability to complete assignments within required deadlines in a fast-paced environment</li><li>
Effective inter-personal and written/verbal communication skills</li><li>
Thorough problem recognition and resolution skills</li><li>
Pro-active disposition with ability to work autonomously and within a team Proficient in various spreadsheet and word processing applications (Excel and Word), including the use of graphs and charts and financial analysis software</li><li>
Typically deals with complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting needs.</li><li>
Requires good analytical skills in order to filter, prioritize and validate potentially complex material from multiple sources.</li><li>
Exercises wide degree of latitude and discretion.</li><li>
Significant impact on the area through complex deliverables.</li><li>
Provides advice and counsel related to the technology or operations of the business.</li><li>
Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.</li></ul> 
Education:<ul><li>
Bachelor&rsquo;s/University degree, Master&rsquo;s degree preferred</li></ul> 
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group:
Risk Management
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Job Family:
Credit Risk
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Time Type:
Full time
-
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
-
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
-
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. 
 
View Citi&rsquo;s EEO Policy Statement and the Know Your Rights poster.</div>

Credit Risk Officer - Vice President

United States Citigroup

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews. Key Responsibilities: <ul> <li>Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors</li> <li>Complete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite</li> <li>Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partners</li> <li>Partnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios</li> </ul> Skills/Competencies: <ul> <li>Assists colleagues in identifying stretch opportunities to elevate individual and team performance</li> <li>Interpersonal skills, with the ability to build relationships and exert influence with and without direct authority</li> <li>Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively</li> <li>Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority</li> <li>Microsoft Office (Word, Excel, and PowerPoint) skills</li> </ul> Language: English Read, Write and Speak

Underwriting Credit Analyst - Officer

Underwriting Credit Analyst is responsible for owning the Credit Risk Analysis for Citi Corporate Clients and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio &amp; Industry Reviews.Key Responsibilities: Assess the credit and financial strength of Citi s Corporate Clients based in Sub-Saharan Middle East and North Africa by performing fundamental credit analysis of counterparties using both quantitative and qualitative factorsComplete Credit Analysis Write-up Memos and assign internal ratings based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetiteContinuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Senior Underwriters, Risk and Banking partnersPartnership with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfoliosKnowledge/Experience:Demonstrable financial services experience, including 0-3 years of credit experience in Banking, Credit Risk Management or equivalent credit experience. We also encourage fresher to apply.Ability to understand Citi policies and procedures with the ability to execute change seamlessly.Intermediate analytical skills, including an understanding of key financial components like liquidity position, leverage profile with the ability to identify root causes and trends and anticipate horizon issuesSkills/Competencies:Assists colleagues in identifying stretch opportunities to elevate individual and team performanceInterpersonal skills, with the ability to build relationships and exert influence with and without direct authorityOrganizational skills with ability and willingness to work under pressure and manages time and priorities effectivelyWritten and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniorityMicrosoft Office (Word, Excel, and PowerPoint) skillsLanguage: English   Read, Write and SpeakQualifications:BA/BSc or higher degree in Business (MBA), or any other related subjectThis job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Credit Risk------------------------------------------------------Time Type:Full time------------------------------------------------------Most Relevant SkillsAnalytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------Other Relevant SkillsFor complementary skills, please see above and/or contact the recruiter.------------------------------------------------------Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.View Citi s EEO Policy Statement and the Know Your Rights poster.

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