senior product development manager

Mastercard

<div><p><b>Our Purpose</b></p><p></p><p><i>
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we&rsquo;re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.</i></p><p></p><p><b>
Title and Summary</b></p><p></p>
Senior Product Manager - Technical<p></p>
All About Us<br>
Who is Mastercard?<br>
We are the global technology company behind the world&rsquo;s fastest payments processing network. We are a vehicle for commerce, a connection to financial systems for the previously excluded, a technology innovation lab, and the home of Priceless &reg;. We ensure every employee has the opportunity to be a part of something bigger and to change lives. We believe as our company grows, so should you. We believe in connecting everyone to endless, priceless possibilities.<br>
<br>
Mastercard Payment Gateway Services provides an end-to-end Omni-Channel gateway solution for merchants, payment facilitators and acquiring banks. Our goal is to empower acquirers, merchants, payment service providers (PSPs), and payment facilitators by delivering best-in-class experiences across both online and in-person commerce. We aim to establish Mastercard Payment Gateway Services (MPGS) as the preferred platform for acceptance.<br>
<br>
Job Title<br>
Senior Product Manager - Technical<br>
<br>
Overview<br>
The Senior Product Manager &ndash; Technical role is an important member of our software development teams here at Mastercard. The PM-T works closely in partnership with Product Managers, Solution Architects, and development teams to identify &amp; elaborate technical requirements that meet product business requirements. The PM-T will need to develop strong working knowledge of all relevant Mastercard applications and systems to be effective.
<br>
<br>
Key Responsibilities<br>
<ul><li>Work with internal / external stakeholders to clarify, understand, gather and document detailed product requirements which should be implemented</li><li>Produce written documentation of the client&rsquo;s business, functional and non-functional requirements</li><li>Prepare system analysis of business requirements (use cases, activity diagrams, interface specifications)</li><li>Technical analysis of product or application to ensure that business and functional requirements can be met.</li><li>Actively participate in solution design discussions for small to medium complexity initiatives</li><li>Prioritize and identify cross domain / application / system enhancements</li><li>Identify key dependencies and knock-on impacts of new development work</li><li>Collaborate with development team on software designs
</li><li>Act as a liaison and key communication bridge between the development and business teams</li><li>Act as a technical consultant for Product team during design, development &amp; implementation of new products/services</li><li>Lead review sessions of functional &amp; technical requirements &amp; maintain relevant documentation including internal knowledge base</li></ul><br>
All About You<br>
<ul><li>Experience in product, program, or service management with a technology focus.</li><li>Skilled in organizing and aligning customer activities with product development roadmaps.</li><li>Proficient in defining and structuring customer objectives, goals, strategies, and success metrics.</li><li>Experienced in facilitating both technical and non-technical virtual workshops, trainings, and problem-solving sessions to identify product requirements &amp; convert them in system requirements.</li><li>Adept at translating customer use cases into actionable, testable backlog items and managing their prioritization.</li><li>Strong understanding of technologies, architectural design, and product features that support customer needs; able to contribute meaningfully to technical discussions and strategy.</li><li>Proven track record of delivering end-to-end software changes or customer onboarding experiences with a focus on learning outcomes and continuous improvement.</li><li>Knowledge of API development</li><li>High-energy, detail-oriented, and proactive, with the ability to manage competing demands independently.</li><li>Demonstrates strong initiative and self-motivation, with a readiness to embrace challenging opportunities.</li><li>Excellent verbal and written communication skills, with strong collaboration, relationship-building, and organizational abilities.</li><li>Technical knowledge and capability</li><li>Comfortable working at a detailed level with interface specifications &amp; doing related data mappings to and from APIs</li><li>Collaboration &amp; thoughtful risk-taking mindset
</li><li>Willingness to learn and get stuck in</li></ul><p></p><p><b>
Corporate Security Responsibility</b></p><p><br>
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:</p><ul><li><p>
Abide by Mastercard&rsquo;s security policies and practices;</p></li><li><p>
Ensure the confidentiality and integrity of the information being accessed;</p></li><li><p>
Report any suspected information security violation or breach, and</p></li><li><p>
Complete all periodic mandatory security trainings in accordance with Mastercard&rsquo;s guidelines.</p></li></ul></div><p></p>

Senior Product Manager - Technical

Mercans

Category: Human Resources Career Level: Experienced (Non-Managerial) Experience: 3 Years Required Qualification: Education and Experience: Minimum Requirements: Bachelor's degree in Computer Science, Engineering, Business, or Information Systems from a recognized Requires Traveling: No Salary: Salary Not disclosed Salary Type: Per Month Total Vacancies: 1 Skills senior product manager pivotal driving vision development global payroll saas product planning execution continuous improvement alignment business customer compliance requirements market leadership capacity innovative product engineering operations business development support building intelligent industry product strategy management strategy market intelligence marketing statutory compliance performance standards transformation change management information security production business case development<br><br> Description The Senior Product Manager (SPM) at Mercans plays a pivotal role in driving the vision, development, and delivery of key modules within the global payroll SaaS platform. The SPM leads strategic product planning, execution, and continuous improvement across assigned domains, ensuring alignment with business goals, customer needs, compliance requirements, and market trends.<br><br> In this senior leadership capacity, the SPM translates vision into outcomes-owning roadmaps, defining innovative and differentiated product features, driving product-led growth, and collaborating across Product, Engineering, Compliance, Operations, Business Development, and Support. The role is essential to building a scalable, secure, and intelligent platform that supports Mercans' global expansion and industry leadership in payroll SaaS.<br><br> <b>Duties and Responsibilities:</b><ul><li>Product Strategy, Roadmap & Lifecycle Management</li><li>Own the product vision, roadmap, and delivery strategy for assigned verticals, ensuring alignment with business objectives, customer priorities, and market trends.</li><li>Translate business needs and compliance mandates into epics, features, and backlog stories with clear acceptance criteria and traceability.</li><li>Lead product delivery from discovery through release, ensuring quality, adoption readiness, and continuous feedback loops.</li><li>Analyze market trends, emerging technologies, competitive offerings, and customer feedback to identify product gaps and innovation opportunities.</li><li>Define and deliver unique, forward-looking features that serve as clear unique selling points (USPs) and enhance Mercans' market positioning.</li><li>Collaborate with Marketing and Commercial teams to develop positioning frameworks, competitive battle cards, and feature differentiation collateral.</li><li>Own the strategic direction and continuous improvement roadmap for Mercans' global payroll engine, ensuring scalability, multi-country adaptability, and statutory compliance across all supported jurisdictions.</li><li>Define product architecture and logic layers that support gross-to-net calculations, multi-currency processing, statutory deductions, tax rules, contributions, and retroactive adjustments.</li><li>Collaborate with the Compliance team to embed country-specific rules and localization features, ensuring automated, up-to-date statutory configuration across all markets.</li><li>Partner with Engineering and Data Science to deliver AI/ML-powered logic, such as anomaly detection in payroll runs, predictive net pay variance, and intelligent error correction.</li><li>Ensure payroll engine supports on-demand payroll, batch payroll, and event-driven triggers, with complete traceability, audit logs, and reconciliation controls.</li><li>Establish benchmarking and accuracy frameworks to measure engine performance against SLA targets for processing time, accuracy, and compliance adherence.</li><li>Define API-first logic layers to enable external integration with time, attendance, HR, and finance systems while maintaining rule integrity and data validation.</li><li>Lead modernization efforts by transitioning legacy calculation scripts or hard-coded rules into configurable, reusable rule engines that support version control and auditability.</li><li>Collaborate with customer-facing teams to localize engine configurations for white-label, reseller, or embedded use cases, supporting rapid deployment and ease of administration.</li></ul> <b>Platform Scalability & Modularization</b><ul><li>Champion the modularization of the platform, enabling scalable, repeatable delivery models for multi-tenant, enterprise, and mid-market clients.</li><li>Define reusable product components, configuration templates, and feature toggles to support faster deployments and higher configurability.</li><li>Partner with Engineering and Implementation to architect scalable platform modules.</li><li>Customer Success Enablement & Partnership</li><li>Collaborate with Customer Success/BAU Managers (CSMs) to ensure successful feature onboarding, usage optimization, and value realization.</li><li>Participate in QBRs, onboarding workshops, and strategic client conversations to align roadmaps with client outcomes.</li><li>Address client escalations tied to product functionality, proactively mitigating risks and ensuring follow-through on corrective actions.</li><li>Provide enablement tools including training guides, troubleshooting workflows, usage dashboards, and support documentation.</li><li>Partner & Ecosystem Product Enablement</li><li>Define product features and APIs to support white-label clients, resellers, and channel partners.</li><li>Deliver integration toolkits, configuration documentation, and reusable interface specifications to support scalable partner implementations.</li><li>Collaborate with Business Development to align platform capabilities with co-sell and co-delivery models.</li><li>API, Integration & Ecosystem Management</li><li>Define business and technical requirements for third-party integrations (e.g., HRIS, WFM, ERP, finance systems).</li><li>Manage the lifecycle of public APIs and embedded integrations, ensuring SLAs, security standards, and extensibility.</li><li>Enable seamless client data exchange through configurable mapping, validation, and transformation rules.</li><li>Implementation & Support Workflow Alignment</li><li>Collaborate with Operations and Support teams to align product features with real-world delivery processes.</li><li>Identify product-led solutions to reduce onboarding effort, eliminate manual configuration errors, and streamline client setup.</li><li>Lead delivery of internal tooling or self-service capabilities to reduce operational burden on support and configuration teams.</li><li>Change Management & Customer Communication</li><li>Define and execute structured change management processes for product releases, including internal readiness and client-facing communications.</li><li>Provide impact assessments and rollout plans for high-impact features, compliance updates, or interface changes.</li><li>Develop tailored change communications by feature segment and customer tier.</li></ul> <b>Compliance & Regulatory Readiness</b><ul><li>Ensure statutory compliance across all jurisdictions supported by the platform, including delivery of legal updates and localization features.</li><li>Maintain audit-readiness documentation for ISO/SOC requirements, including traceability of requirements, QA artifacts, and release history.</li><li>Monitor global regulatory developments and proactively plan for impact on product roadmaps.</li></ul> <b>Security, Privacy & Data Governance</b><ul><li>Collaborate with Information Security and QCRM teams to embed privacy, encryption, and access controls into all product features.</li><li>Support secure-by-design product practices including role-based access, configurable data retention, and audit trail capabilities.</li><li>Lead ideation and delivery of AI/ML-powered features such as predictive payroll error detection, intelligent configuration recommendations, and fraud monitoring.</li><li>Partner with Data Science and Engineering to validate models, build MVPs, and track feature outcomes in production.</li><li>Partner with Business Development and Finance to assess monetization potential, feature packaging strategies, and cost-to-serve impact for new modules.</li><li>Support commercial teams with value propositions, usage-based pricing analysis, and business case development for premium features.</li><li>Product Analytics & Outcome Measurement</li><li>Define product success metrics including usage, adoption, retention, task completion time, and operational savings.</li><li>Collaborate with Analytics teams to track real-time performance dashboards and provide post-release outcome reports to stakeholders.</li><li>Integrate KPIs into roadmap prioritization and cross-functional review cycles.</li><li>Operational Excellence & Product Delivery Process</li><li>Lead initiatives to improve sprint cadence, backlog hygiene, QA readiness, and stakeholder communication throughout the delivery lifecycle.</li><li>Collaborate with Engineering team to standardize sprint rituals, reporting templates, and risk registers.</li><li>Innovation Pipeline Governance</li><li>Establish a structured process for ideation intake, feasibility scoring, stakeholder validation, and prioritization of innovative features.</li><li>Maintain a curated innovation backlog with transparent status tracking and executive review touchpoints.</li><li>Promote innovation culture through collaboration with internal teams, clients, and partners.</li><li>Mentor junior product managers and associates, providing regular coaching, feedback, and growth plans.</li><li>Champion internal product education through demo sessions, workshops, and onboarding content.</li><li>Promote ownership, documentation discipline, and customer empathy within the product team.</li> . click apply for full job details

Senior Product Manager

<div>
 <strong>
  Our Purpose
  <br/>
  <br/>
 </strong>
 <em>
  Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we&rsquo;re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
  <br/>
  <br/>
 </em>
 <strong>
  Title And Summary
  <br/>
  <br/>
 </strong>
 Manager, Product Development
 <br/>
 <br/>
 Our Team
 <br/>
 <br/>
 <ul>
  <li>
   The Services team is responsible for leading the design and development of new solutions to enable a broad range of real-time, data-driven innovative products and services to address evolving risk and security needs for all Mastercard&rsquo;s various customer segments.
  </li>
  <li>
   As part of this organization, the Dispute Lifecycle Product Development Team leads the development and creation of innovative solutions focused on enhancing the purchase journey, reducing disputes and protecting against fraud.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 The Opportunity
 <br/>
 <br/>
 <ul>
  <li>
   Support the Dispute Lifecycle Product Development team in the creation and development of innovative new products, services, and programs to support value added services and dispute resolution.
  </li>
  <li>
   Collaborate with other product areas (e.g. Commercial Product, Send, Product Management, Payment Networks, DRM, etc.) to deliver business requirements and ensure solutions development is aligned with business objectives.
  </li>
  <li>
   Lead and document the creation and business direction for the Mastercard Dispute Lifecycle program, working in partnership with engineering to design, develop, and deliver, through the agile process, core features for continued support, and growth in the emerging authentication industry.
  </li>
  <li>
   Participate in special projects and strategic initiatives with cross-functional stakeholders.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 What are we looking for?
 <br/>
 <br/>
 <ul>
  <li>
   Have you ever brought a platform to market on a global scale?
  </li>
  <li>
   Are you motivated to be a part of protecting against fraud and reducing disputes while enhancing the purchase journey?
  </li>
  <li>
   Do you enjoy working with dynamic, cross-functional teams in a fast-paced, high-visibility role?
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 The Role
 <br/>
 <br/>
 <ul>
  <li>
   Analyze approaches for delivering Dispute lifecycle solutions for Mastercard products by analyzing technology needs, strategic fit, and potential revenue.
  </li>
  <li>
   Lead business case development process for new product deliverables.
  </li>
  <li>
   Support the development of products, features, and deliverables to deliver solutions that support the dispute lifecycle.
  </li>
  <li>
   Generate ideas and drive concept validation for new services and product enhancements.
  </li>
  <li>
   Partner with the Engineering team to ensure the build of these services meets business requirements and supports the Dispute Lifecycle strategy
  </li>
  <li>
   Work with senior management and internal and external product stakeholders to prioritize capabilities and features, define and align on the product road map that meets short term, long term, regional, global, data, and regulatory needs.
  </li>
  <li>
   Work with technical stakeholders, governance, and scrum teams to lead the definition and implementation of product services that execute per the product roadmaps to achieve revenue goals
  </li>
  <li>
   Act as the platform expert, supporting technical discussions with internal stakeholders and external clients
  </li>
  <li>
   Support business operations and development teams to ensure high platform availability and optimal performance.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  All About You
  <br/>
  <br/>
 </strong>
 <ul>
  <li>
   Demonstrable experience in product conceptualization, design, and development, using the Agile/ SAFe methodology.
  </li>
  <li>
   Ability to interact, coordinate, and communicate effectively with internal and external business partners at multiple levels of an organization
  </li>
  <li>
   Self-motivated with a track record of delivering success while operating within a team environment
  </li>
  <li>
   Experience leading business and technical teams
  </li>
  <li>
   Proven people leadership experience
  </li>
  <li>
   Able to influence and drive effective decision making
  </li>
  <li>
   Strong problem-solving skills
  </li>
  <li>
   Experience analyzing business requirements
  </li>
  <li>
   Curiosity, ability and willingness to learn quickly &ndash; unafraid to ask questions.
  </li>
  <li>
   Understanding of e-commerce and payments processing
  </li>
  <li>
   Proven experience and in-depth knowledge of clearing and fraud prevention methodologies.
   <br/>
   <br/>
   <br/>
  </li>
 </ul>
 <strong>
  Corporate Security Responsibility
  <br/>
  <br/>
 </strong>
 All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
 <br/>
 <br/>
 <ul>
  <li>
   Abide by Mastercard&rsquo;s security policies and practices;
  </li>
  <li>
   Ensure the confidentiality and integrity of the information being accessed;
  </li>
  <li>
   Report any suspected information security violation or breach, and
  </li>
  <li>
   Complete all periodic mandatory security trainings in accordance with Mastercard&rsquo;s guidelines.
  </li>
 </ul>
</div>


Manager, Product Development

Open Financial Technologies

<div>
 <p>
  <strong>
   Job Description : Senior Product Manager
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  <br/>
 </p>
 <p>
  About Open:
 </p>
 <p>
  <br/>
 </p>
 <p>
  OPEN is a leading connected finance platform that empowers finance teams to manage their cashflow better by managing all their business finance systems, right from banking to accounting ERP, payments,CRM, HRMS etc. - in one place.
 </p>
 <p>
  <br/>
 </p>
 <p>
  OPEN, India's 100th Unicorn, has been awarded the &lsquo;Best Workplace 2024&rsquo; by IEEE in 2024. And was recognised by Forbes India and D Globalist&rsquo;s as 'Top 10 companies among 200 Companies' and was featured in IDFC FIRST Private Hurun India's Top 200 Self-made Entrepreneurs of the Millennia 2023. OPEN was also the recipient of 'Best Digital Banking Solution' from the Global Fintech Fest in 2022 and had won the 'Most Innovative Neo Bank' &amp; the 'Most Innovative Digital Bank' at the Indian Fintech Awards in 2021 &amp; Internet andMobile Association of India (IAMAI) respectively.
 </p>
 <p>
  <br/>
 </p>
 <p>
  We are currently home to some of the smartest &amp; brightest 300+ minds in the fintech space. OPEN is a Series D funded startup backed by leading international funds like Temasek, Google, Tiger Global, IIFL Finance Ltd.,SBI Holdings Japan, 3one4 Capital, Speed Invest, Beenext, Tanglin Venture Partner Advisors &amp; Angellist to name a few. And to build and strengthen this superpower, we&rsquo;re on the lookout for an amazing
  <strong>
   Senior Product Manager (Connected Banking)
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   About the Role
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  We are looking for a Senior Product Manager to lead our Connected Banking vertical for the
 </p>
 <p>
  Enterprise segment. This is a high-impact, tech-first Product Management role. You will not just be building features; you will be architecting the financial infrastructure that connects large enterprises with core banking networks. You will sit at the intersection of deep technical execution (APIs), complex project management (Bank Integrations), and intuitive SaaS design (Treasury Management).
 </p>
 <p>
  <br/>
 </p>
 <p>
  <br/>
 </p>
 <p>
  Experience: 6-11 years
 </p>
 <p>
  Location: Bangalore
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Responsibilities:
  </strong>
 </p>
 <p>
  <strong>
   1. API Product Strategy &amp; Execution
  </strong>
 </p>
 <ul>
  <li>
   API-First Design: Own the roadmap for our Connected Banking APIs. Design robust,scalable, and developer-friendly APIs that allow enterprises to plug banking directly into their ERPs (SAP, Oracle, Microsoft Dynamics).
  </li>
  <li>
   Technical Specs: Write detailed technical product requirement documents (PRDs) and API specifications for the engineering team.
  </li>
  <li>
   Developer Experience: Ensure our API documentation, sandboxes, and integration guides are world-class to reduce integration time for our enterprise clients.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   2. Core Banking Integrations
  </strong>
 </p>
 <ul>
  <li>
   Bank Partnerships: Act as the primary technical liaison between Open and our partner banks.
  </li>
  <li>
   You will manage the complex lifecycle of API integrations with legacy core banking systems.
  </li>
  <li>
   Technical Program Management: Bank integrations are complex and multi- stakeholder.
  </li>
  <li>
   You will drive these projects to completion, managing strict timelines, compliance requirements,and UAT cycles with external bank IT teams.
  </li>
  <li>
   Reliability: Build failover mechanisms and reconciliation layers to ensure 99.9% reliability for high-value enterprise transactions.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   3. Treasury Management SaaS
  </strong>
 </p>
 <p>
  ● Build the TMS: Translate technical banking capabilities into a user-friendly Treasury Management System (TMS) dashboard.
 </p>
 <p>
  ● Solve Financial Pains: Build features specifically for the office of the CFO, including Multi-Bank Cash Visibility, Automated Reconciliation, Liquidity Management, and Bulk Payables/Receivables.
 </p>
 <p>
  ● ERP Integration: Work on productizing connectors that sync data bi-directionally between the Open platform and Enterprise ERPs.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Requirements
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   6-12 years of total experience, with at least 4+ years in Product Management within Fintech, B2B SaaS, or Enterprise Software.
  </li>
  <li>
   Engineering background (CS degree or previous development experience) is highly preferred due to the technical nature of the role.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Core competencies:
  </strong>
 </p>
 <ul>
  <li>
   API Fluency: You understand webhooks, authentication standards etc. You treat APIs as products, not just pipes.
  </li>
  <li>
   Banking Domain Knowledge: Understanding of payment rails (NEFT, RTGS, IMPS, NACH), virtual accounts, and core banking hierarchies is a massive plus.
  </li>
  <li>
   Project Management Grit: You have a proven track record of managing external dependencies (vendors, partners, banks) and unblocking engineering teams.
  </li>
  <li>
   Treasury/ERP Insight: Familiarity with how large companies manage money (Treasury operations) or how ERPs function is a distinct advantage.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   Why work at Open?
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   You will be part of the early tribe that is changing the way business banking rolls.
  </li>
  <li>
   Every atom of your work will impact the way millions of businesses are run.
  </li>
  <li>
   You will work with some of the brightest minds who will celebrate your quirks.
  </li>
  <li>
   You will find growth &amp; fun to be two-way streets - how you thrive and the way you jive, in turn drives Open.
  </li>
 </ul>
</div>


YUBI

<div><div><h3 class="jobSectionHeader"><b>Job Information</b></h3>
<ul><div><p>Company</p>
<div><b>Yubi</b><b>
</b></div></div><div><p>Date Opened</p>
<div><b>11/27/2025</b><b>
</b></div></div><div><p>Job Type</p>
<div><b>Full time</b><b>
</b></div></div><div><p>Work Experience</p>
<div><b>6-10 years</b><b>
</b></div></div><div><p>Industry</p>
<div><b>Technology</b><b>
</b></div></div><div><p>City</p>
<div><b>Chennai</b><b>
</b></div></div><div><p>State/Province</p>
<div><b>Tamil Nadu</b><b>
</b></div></div><div><p>Country</p>
<div><b>India</b><b>
</b></div></div><div><p>Zip/Postal Code</p>
<div><b>600019</b><b>
</b></div></div></ul></div><div><h3 class="jobSectionHeader"><b>About Us</b></h3>
<div><div>Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.</div><div></div><div><br>
From being a disruptor in India&rsquo;s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products</div><div></div><div><br>
Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles.</div><br>
<div></div>
</div><p></p><h3 class="jobSectionHeader"><b>Job Description</b></h3>
<div><p><b>About Yubi</b></p><p></p><p><br>
Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it.</p><p></p><p><br>
In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million.</p><p></p><p><br>
In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance.</p><p><b><br>
Yubi Credit Marketplace</b> - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements.<br>
<b>Yubi Invest</b> - Fixed income securities platform for wealth managers &amp; financial advisors to channel client investments in fixed income<br>
<b>Financial Services Platform</b> - Designed for financial institutions to manage co-lending partnerships &amp; asset based securitization<br>
<b>Spocto</b> - Debt recovery &amp; risk mitigation platform<br>
<b>Corpository</b> - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises</p><p></p><p><br>
So far, we have on-boarded over 17000+ enterprises, 6200+ investors &amp; lenders and have facilitated debt volumes of over INR 1,40,000 crore.</p><p><br>
Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment.</p><p></p><p><br>
At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story.</p><div></div><p><b><br>
Role:</b></p><div></div><p><br>
We are seeking a dynamic and driven Senior Product Manager to lead the development and enhancement of our financial technology products. The ideal candidate will have understanding of the fintech landscape, a passion for innovation, and the ability to translate market needs into actionable product strategies. As a Senior Product Manager, you will collaborate with cross-functional teams to deliver products that meet customer needs and drive business growth.</p><h4 class="jobSectionHeader"><b><br>
Key Responsibilities:</b></h4><ul><li><p><b><br>
Product Strategy and Vision</b>: Develop and articulate a clear product vision and strategy for our fintech products, aligned with company goals and market opportunities.</p></li><li><p><b><br>
Market Research and Analysis</b>: Conduct thorough market research to identify customer needs, market trends, and competitive landscape. Use insights to inform product development and positioning.</p></li><li><p><b><br>
Roadmap Planning</b>: Create and maintain a product roadmap that prioritizes features and enhancements based on business objectives, customer feedback, and market demands.</p></li><li><p><b><br>
Feature Definition</b><b>: </b>Clearly define and prioritize product features, ensuring they meet the requirements of B2B clients and contribute to the overall success of the product.</p></li><li><p><b><br>
Cross-Functional Collaboration</b>: Work closely with engineering, design, marketing, sales, and customer support teams to ensure successful product development and launch.</p></li><li><p><b><br>
Requirements Gathering</b>: Collect and document detailed product requirements from stakeholders and customers. Translate these requirements into clear and actionable tasks for the development team.</p></li><li><p><b><br>
Project Management</b>: Oversee the product development lifecycle, from ideation to launch, ensuring timely delivery of high-quality products. Manage project timelines, resources, and budgets.</p></li><li><p><b><br>
User Experience Focus</b>: Advocate for the end-user by ensuring products are intuitive, user-friendly, and deliver a seamless experience. Conduct user testing and gather feedback to drive continuous improvement.</p></li><li><p><b><br>
Performance Monitoring</b>: Define and track key performance indicators (KPIs) to measure product success. Use data-driven insights to make informed decisions and adjustments.</p></li><li><p><b><br>
Compliance and Security</b>: Ensure that products comply with relevant financial regulations and industry standards. Prioritize security and data privacy in product design and development.</p></li><li><p><b><br>
Stakeholder Communication</b>: Maintain transparent and effective communication with stakeholders, providing regular updates on product status, milestones, and changes.</p></li></ul><div></div><h3 class="jobSectionHeader"><b><br>
Requirements</b></h3><ul><li><p>
Bachelor&rsquo;s degree in Business, Computer Science, Engineering, Finance, or a related field. MBA or equivalent advanced degree is a plus.</p></li><li><p><br>
5+ years of product management experience, preferably in the fintech industry.</p></li><li><p><br>
Strong understanding of financial services, payment systems, banking, or related domains.</p></li><li><p><br>
Proven track record of successfully launching and managing fintech products.</p></li><li><p><br>
Excellent analytical, problem-solving, and decision-making skills.</p></li><li><p><br>
Ability to think strategically and execute methodically.</p></li><li><p><br>
Strong communication and interpersonal skills, with the ability to work effectively in a collaborative team environment.</p></li><li><p><br>
Proficiency in product management tools and methodologies (e.g., Agile, Scrum, Jira, Trello).</p></li></ul><h4 class="jobSectionHeader"><b><br>
What We Offer:</b></h4><ul><li><p><br>
Competitive salary and performance-based bonuses.</p></li><li><p><br>
Comprehensive benefits package including health insurance.</p></li><li><p><br>
Opportunities for professional growth and development.</p></li><li><p><br>
Collaborative and innovative work environment.</p></li></ul><div></div><h3 class="jobSectionHeader"><b><br>
Benefits</b></h3><div><br>
<br>
</div><p>Innovative Fintech Solutions is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.</p></div></div></div><p></p>

Finance House

<div>
 <p>
  <strong>
   <u>
    Summary
   </u>
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <p>
  The Senior Product Manager is responsible for the end to end development, delivery, and continuous enhancement of products and services within the Consumer Products division. The role entails leading organizational research for new product opportunities, driving product improvements, and overseeing product redesigns. The Senior Product Manager will also assess product viability and market potential, applying extensive experience and sound judgment to support Finance House&rsquo;s strategic objectives and deliver measurable business outcomes.
 </p>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   <u>
    Major Responsibilities
   </u>
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Design, develop, and introduce market leading products and services including loans, credit cards, instalment programs, balance transfer solutions, and card value added services while strategically managing the overall product portfolio.
  </li>
  <li>
   Develop short and long term product roadmaps for cards and loans, including feature enhancements, digital acquisition journeys, underwriting models, technology initiatives, and business case analyses.
  </li>
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   Conduct client insights, segmentation, competitive analysis, and regulatory reviews specific to lending and card products to drive continuous product and process improvements.
  </li>
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   Develop and communicate the product strategy, roadmap priorities, P&amp;L approach, pricing strategies for cards and loans, and cost revenue analyses to maximize profitability and portfolio quality.
  </li>
  <li>
   Drive operational efficiency by designing end to end solutions across credit decisioning, customer onboarding, card issuance, loan disbursements, servicing, and collections processes.
  </li>
  <li>
   Manage full product lifecycles for cards and loans, ensuring differentiated value propositions, continuous innovation, and alignment with strategic and financial objectives.
  </li>
  <li>
   Establish and lead governance routines, including product management meetings, monthly portfolio performance reviews (cards and loans), and weekly Operations, Technology, and Sales forums.
  </li>
  <li>
   Maintain a strong risk and control environment, ensuring adherence to credit risk frameworks, card scheme mandates, and regulatory guidelines. Lead Business Continuity initiatives and represent the function in all internal and external audit discussions.
  </li>
  <li>
   Lead internal partnership discussions on audits, vendor and processor relationships, card scheme engagements, regulatory updates, and risk management matters.
  </li>
  <li>
   Collaborate with Operations, Risk, Legal, AML, Technology, QA, Marketing, and external payment networks to drive strategic initiatives and deliver customer centric solutions.
  </li>
  <li>
   Hold end to end ownership of assigned loan and card products, including P&amp;L performance, delinquency management, credit policy alignment, and ongoing product profitability.
  </li>
  <li>
   Support development and execution of the cards and loans strategy, ensuring alignment with business goals and continuous performance improvement.
  </li>
  <li>
   Initiate, develop, implement, and enforce policies and procedures covering product acquisition, onboarding, servicing, card lifecycle management, and portfolio governance.
  </li>
  <li>
   Build and execute product marketing and branding strategies, including campaigns for cards, instalment plans, balance transfers, top ups, and loans.
  </li>
  <li>
   Address all product related matters across the organization in line with underwriting standards and regulatory expectations.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   <u>
    Knowledge &amp; Skill Requirements
   </u>
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Strong partnership and collaboration skills, with the ability to work effectively across formal and informal structures while maintaining alignment with key stakeholders.
  </li>
  <li>
   Deep expertise in developing, launching, and managing loan and card products across the full lifecycle, including acquisition, activation, usage, retention, and portfolio risk management.
  </li>
  <li>
   Thorough understanding of the regulatory environment, credit frameworks, card scheme rules, and competitive market dynamics within consumer finance.
  </li>
  <li>
   Strong financial and analytical skills with the ability to plan and manage budgets, build financial models, assess credit risk, and lead product level P&amp;L.
  </li>
  <li>
   Proficiency in project management tools and methodologies, particularly for digital lending and card transformation initiatives.
  </li>
  <li>
   Strong business and technological understanding of card processing, credit underwriting systems, digital onboarding, and customer experience platforms.
  </li>
  <li>
   Excellent strategic thinking, analytical capabilities, and coordination skills.
  </li>
  <li>
   Strong communication and stakeholder management skills across all organizational levels.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   <u>
    Qualification
   </u>
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   Bachelor&rsquo;s degree in Business, Economics, or a related discipline from a reputable university.
  </li>
  <li>
   A Product Management certification.
  </li>
 </ul>
 <p>
  <br/>
 </p>
 <p>
  <strong>
   <u>
    Experience
   </u>
  </strong>
 </p>
 <p>
  <br/>
 </p>
 <ul>
  <li>
   10 -12 years of progressive experience in product management, with a strong focus on loans, credit cards, and other consumer lending products.
  </li>
  <li>
   Proven track record in managing end to end card and loan portfolios, including pricing, underwriting models, risk mitigation, and portfolio performance management.
  </li>
  <li>
   Demonstrated ability to lead cross functional initiatives, drive product strategy, and successfully deliver digital and operational enhancements for cards and loans.
  </li>
  <li>
   Experience working within regulated financial services environments, with exposure to credit risk, regulatory audits, card scheme compliance, and operational risk frameworks.
  </li>
 </ul>
</div>


Edf Power Solutions

<div>Scope of Position:
<div><b>
About Us</b><b>:</b></div><div>
EDF power solutions North America has been providing clean energy solutions throughout the U.S., Canada, and Mexico since 1987. We are a market-leading independent power producer and service provider, serving utilities, corporations, industries, communities, institutions, and investors with reliable, low-carbon energy solutions that help meet growing demand.</div><div></div><div><br>
From developing and building scalable wind (onshore and offshore), solar, storage (battery and pumped storage hydro), smart EV charging, microgrids, green hydrogen, and transmission projects, to maximizing performance and profitability through skilled operations and maintenance and innovative asset optimization, our teams deliver expert solutions along the entire value chain&mdash;from origination to commercial operation.</div><div></div><div><br>
Be a part of an innovative and collaborative team environment that fosters our goal of delivering renewable solutions to lead the transition to a sustainable energy future.</div><div></div><div><b><br>
Benefits &amp; Perks</b><b>:</b></div><div>
EDF power solutions offers best-in-class employee benefits, including the following:</div><ul><li><b>
Competitive bonus incentives</b>. This position is eligible for our annual bonus program.</li><li><b>
Comprehensive health coverage</b>. We provide low-cost health &amp; wellness coverage for employees and their eligible dependents.</li><li><b>
Rewarding 401k. </b>We provide a generous matching contribution.</li></ul><div>
We are also proud to offer:</div><ul><li>
Favorable paid time off programs, including paid parental leave after one year of service.</li><li>
Rewarding learning &amp; career development and advancement opportunities.</li><li>
Supportive mentorship &amp; buddy programs.</li></ul><div><b>
Salary Range</b><b>:</b> The full pay range for this role is $XX to $XX annually. The target range for this position is $XX to $XX annually. We generally base our salary decisions on factors such as internal equity, candidate work and/leadership experience, educational credentials, and in some cases, candidate work location.</div><div></div><div><b><br>
Scope of Job</b><b>: </b>The Senior Manager - Data Product Management leads the execution of difficult and strategic data use cases while supporting organization-wide data product management excellence. This role involves independent management of complex, high-impact data use cases and data products while building and mentoring data product managers and contributing to enterprise data product standards. This position drives data product management best practices and helps scale capabilities across the organization. The role requires the ability to influence and collaborate with senior leadership across multiple departments to shape product vision and strategy.</div>
Responsibilities:
<p><b>
Responsibilities</b><b>:</b></p><ul><li><b>
Data Product Management</b><ul><li>
Develops and maintains a strategic roadmap for enterprise data products aligned with business objectives</li><li>
Drives the data product vision and strategy in collaboration with senior leadership.</li><li>
Presents data product portfolio strategy, business cases, and ROI to executive leadership</li><li>
Establishes data product management frameworks and methodologies for organizational adoption</li><li>
Leads execution of difficult and strategic data use cases and data products</li><li>
Manages complex, enterprise-wide data products that span multiple business units</li><li>
Oversees coordination with technical teams for high-complexity implementations requiring advanced solution design</li><li>
Leads optimization of data use case performance and drives measurable business impacts across the portfolio</li></ul></li><li><b>
Research and Analysis</b><ul><li>
Leads business requirements gathering for enterprise-level data use cases</li><li>
Conducts strategic customer research and stakeholder analysis across multiple business functions</li><li>
Performs complex business analysis and creates comprehensive business process mapping for enterprise initiatives</li><li>
Leads data modeling efforts in collaboration with technical teams for strategic use cases</li><li>
Provides strategic insights and recommendations to leadership based on comprehensive research and analysis</li></ul></li><li><b>
People Leadership</b><ul><li>
Builds and scales the data product management team from the ground up</li><li>
Recruits, hires, onboards, develops, evaluates and retains data product management talent</li><li>
Provides coaching, mentorship, and guidance to Data Product Managers and Associates</li><li>
Fosters a culture of data-driven decision making and customer-centricity and within the team</li></ul></li><li><b>
Data Governance</b><ul><li>
Supports implementation of governance by design, security by design, and privacy by design principles across complex data use cases</li><li>
Partners with data stewards across all business units to ensure comprehensive dataset governance</li><li>
Drives best practices for the development and support adoption of enterprise-wide governance</li><li>
Collaborates with Senior Manager of Data Governance on governance strategy implementation</li></ul></li><li><b>
Cross-functional Collaboration</b><ul><li>
Leads complex cross-functional initiatives requiring coordination across multiple departments and external partners</li><li>
Serves as a bridge between technical teams and business leadership for strategic data use cases</li><li>
Contributes insights and expertise on data and utilization for organizational planning and strategy sessions</li><li>
Drives resolution of complex cross-functional challenges and organizational barriers</li><li>
Leads knowledge sharing and best practice development across the data product management organization</li><li>
Champions data product management value and education across the enterprise</li></ul></li><li><b>
Other duties as assigned
</b></li></ul><p><b>Supervision of Others</b><b>: </b>Direct supervision of a team of 5 or more Data Product Managers (Associate to Senior)</p><p><b>
Working Conditions</b><b>: </b>95% of time is spent in the office environment, utilizing computers (frequent use of various Microsoft software/programs), phones, and general office equipment. 5% of time is spent outside of the office visiting vendors&rsquo; and/or internal customers&rsquo; sites in additional to attending various conferences and meetings.
</p><p><b>Fiscal Responsibilities</b><b>: </b>Contributes to the budget for Data and Governance teams.</p>
Qualifications:
<p><b>
Education/Experience</b><b>:</b></p><ul><li>
Bachelor&rsquo;s degree in IT, Business Management or other related field; Master&rsquo;s preferred</li><li>
7+ years of product management experience, with 5+ years specifically in data product management</li><li>
Experience leading complex data initiatives and cross-functional transformation efforts</li><li>
Proven track record implementing data product management best practices in enterprise organizations</li><li>
Experience in energy, utilities, or related infrastructure industries preferred</li></ul><p><b>
Skills/Knowledge/Abilities</b><b>:</b></p><ul><li><b>
Technical Skills</b></li><li><div><ul><li>
Advanced proficiency in SQL and data analysis for strategic decision-making</li><li>
Experience with data visualization platforms for strategic insights and executive reporting</li><li>
Strong understanding of modern data platforms and enterprise data architecture</li><li>
Experience with data governance tools and frameworks for enterprise compliance</li><li>
Knowledge of privacy and security frameworks in data product development</li><li>
Familiarity with enterprise data and business requirements across industries preferred</li></ul></div></li><li><b>
Knowledge/Abilities</b><ul><li>
Experience scaling teams and transitioning from individual contributor to management roles</li><li>
Strong stakeholder management and executive communication skills</li><li>
Ability to influence and drive change in maturing organizations, experience with change management and organizational transformation</li><li>
Proven track record understanding customer pain points and translating them into data product solutions</li><li>
Experience with Agile methodologies and cross-functional team leadership</li><li>
Experience with user-centered design approach and customer feedback integration skills</li><li>
Demonstrated ability to present business cases with clear ROI justification to senior leadership</li></ul></li></ul></div>

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