senior underwriter

U.S. Bank

<div>At U.S. Bank, we&rsquo;re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at&mdash;all from Day One.<h2 class="jobSectionHeader">
Job Description</h2>
The Senior Underwriter partners with assigned Relationship Manager(s) to successfully manage Specialized Industries, Institutional Client Group Corporate Banking credit account relationships. Grows revenue as directed by senior management by successfully closing new business relationships and retaining and expanding relationships with existing customers. Sustains profitability and growth of unit(s). Provides strategic direction and leadership to pursue objectives of unit(s). Creates and maintains cost-effective programs for unit(s).<div>
Basic Qualifications 
<ul><li>Bachelor's or Master's degree in finance, accounting or other related field</li><li>10 or more years of banking experience</li><li>Three or more years of management experience</li></ul> 
Preferred Skills/Experience 
<ul><li>Strong leadership abilities and strategic management skills</li><li>Thorough knowledge of division and relation to industry</li><li>Excellent verbal and written communication skills</li><li>Excellent analytical, decision-making and problem-solving skills</li><li>Considerable tact, diplomacy and people skills</li></ul></div>
If there&rsquo;s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members&rsquo; whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:<ul><li>
Healthcare (medical, dental, vision)</li><li>
Basic term and optional term life insurance</li><li>
Short-term and long-term disability</li><li>
Pregnancy disability and parental leave</li><li>
401(k) and employer-funded retirement plan</li><li>
Paid vacation (from two to five weeks depending on salary grade and tenure)</li><li>
Up to 11 paid holiday opportunities</li><li>
Adoption assistance</li><li>
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law</li></ul>
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $149,515.00 - $175,900.00
U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.</div>

Senior Underwriter - Specialized Industries, Institutional Client Group

LBC Mortgage

<div>About LBC Mortgage
LBC Mortgage is a Los Angeles&ndash;based mortgage company with over 20 years of industry experience. Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division, focused on funding real estate investment loans with speed, accuracy, and strong risk management.
We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.
Responsibilities<ul><li>
Underwrite Hard Money / Private Money loans (Fix &amp; Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)
</li><li>Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)
</li><li>Analyze property details, exit strategies, deal structure, and overall risk
</li><li>Calculate and validate LTV, ARV, LTC, rehab budgets, and timelines
</li><li>Review appraisals, comps, and market data to confirm property value and feasibility
</li><li>Issue approvals and conditions, ensuring fast and clear communication with the team
</li><li>Work closely with Loan Officers, Processors, and Management to move loans efficiently
</li><li>Identify red flags early and provide clear recommendations
</li><li>Ensure adherence to internal guidelines and lending policies
</li></ul>Requirements<ul><li>
2+ years of underwriting experience in Hard Money / Private Lending (required)
</li><li>Strong understanding of Fix &amp; Flip and Bridge loan underwriting
</li><li>Ability to evaluate ARV-based deals, rehab scopes, and budgets
</li><li>Strong knowledge of appraisals, title reports, insurance, and entity structures
</li><li>Strong attention to detail and ability to work in a high-volume, fast-paced environment
</li><li>Excellent communication skills and ability to make confident decisions
</li></ul>Preferred Qualifications<ul><li>
Experience underwriting DSCR and rental investment loans
</li><li>Experience with Ground-Up Construction loans
</li><li>Familiarity with Encompass or other mortgage/loan CRM systems
</li><li>Strong knowledge of investor real estate lending across multiple states
</li></ul>Why Join LBC Mortgage<ul><li>
Established company with strong leadership and long-term stability
</li><li>Growing private lending division with strong pipeline
</li><li>Opportunity for career growth into Senior Underwriter / Underwriting Manager role
</li><li>Competitive compensation based on experience
</li><li>Remote flexibility and supportive team environment</li></ul></div>

Underwriter

Carrington Mortgage Services, LLC

<div>Come join our amazing team and work remote from home!
The Senior Loss Mitigation Underwriter will be responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company&rsquo;s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company&rsquo;s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $29.00 - $34.00 an hour.
The Senior Loss Mitigation Underwriter level is the senior level role in the job family and generally handles the most complex underwriting files while assisting in the training and growth of junior underwriters.
What you do:
<ul><li>Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
</li><li>Conduct Verification of Income (VOI).
</li><li>Calculate customer&rsquo;s front and back-end debt to income ratio.
</li><li>Verify occupancy, hardship and income.
</li><li>Apply payment waterfall to determine workout eligibility (repayment plans, forbearances, loan modifications or liquidation options).
</li><li>Assist in the processing and development of loans acquired from prior Servicer
</li><li>If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
</li><li>Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).
</li><li>Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.
</li><li>Document final decision and update system of record.
</li><li>Function as the subject matter expert for Loss Mitigation underwriting.
</li><li>Perform other duties as assigned.
</li></ul>What you'll need:
<ul><li>High school diploma or equivalent required
</li><li>Four (4) plus years of underwriting experience or servicing/loss mitigation. 
</li></ul> 
Our Company:
Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you&rsquo;ll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com .
What We Offer:
<ul><li>Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
</li><li>Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
</li><li>Customized training programs to help you advance your career.
</li><li>Employee referral bonuses so you&rsquo;ll get paid to help Carrington and Vylla grow.
</li><li>Educational Reimbursement.
</li>Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. 
<li>
</li></ul>#Carrington 
#LI-GV1</div>

Senior Loss Mitigation Underwriter

IIQAF

<div>Company: IIQAF Group 
Location: Abu Dhabi, UAE 
Industry: Insurance 
Job Type: Full-Time
<h2 class="jobSectionHeader">Job Overview</h2>
IIQAF Group is seeking a detail-oriented and analytical Assistant Underwriter in Abu Dhabi to support our insurance underwriting team. The ideal candidate will have experience in risk assessment, policy evaluation, underwriting support, insurance documentation, and data analysis.
This role is ideal for candidates searching for Assistant Underwriter jobs in Abu Dhabi, Insurance Underwriting Assistant UAE, Junior Underwriter roles, Insurance Risk Analyst jobs, or Insurance Administration positions in UAE.
<h2 class="jobSectionHeader">Key Responsibilities</h2>
<ul><li>Assist underwriters in evaluating insurance applications and risk profiles</li><li>
Review client documentation, financial data, and policy details</li><li>
Support preparation and issuance of insurance policies and endorsements</li><li>
Conduct data analysis for underwriting decisions</li><li>
Maintain accurate underwriting records and documentation</li><li>
Liaise with brokers, clients, and internal departments</li><li>
Ensure compliance with UAE insurance regulations and company policies</li><li>
Prepare reports and underwriting summaries</li><li>
Support renewal processing and policy updates</li></ul>
<h2 class="jobSectionHeader">Requirements</h2>
<ul><li>Bachelor&rsquo;s degree in Finance, Insurance, Business Administration, or related field</li><li>
Strong analytical and problem-solving skills</li><li>
Proficiency in Microsoft Excel and insurance software systems</li><li>
Knowledge of underwriting principles and risk assessment</li><li>
Excellent communication and organizational skills</li><li>
Attention to detail and accuracy</li><li>
Professional certifications in insurance (preferred)</li></ul></div>

Assistant Underwriter

Lendr

Junior Underwriter You are a highly motivated self-starter. You are ambitious, driven and determined to succeed. You are resourceful and you find a way, not an excuse. You take pride in your work, do not shy from the competition and aren&rsquo;t afraid to be the best. You understand the value of teamwork and that nobody can achieve success alone.<ul><li>Primarily, you will underwrite (analyze bank/credit card statements, analyze tax returns, research, analyze credit reports, conduct client interviews, review stipulations, etc.)</li><li>Excellent qualitative and mathematical skills</li><li>Superior communication skills, both oral and written.</li><li>Exceptional time management and organizational skills</li><li>Ability to maintain professionalism in all interactions and communications</li><li>Maintain a positive attitude to perform well in a team environment</li><li>Extraordinary computer skills to monitor the underwriting departments deal flow and third-party workflow, as well as evaluating client applications.</li><li>Exceptional people skills to communicate with sales, management, and third-party contractors</li><li>Excellent judgment to consider and evaluate risk factors in each submission reviewed</li><li>Adaptable. You can adapt to change and ensure you are using the correct tools given. (templates, calculator, chain of command.)</li><li>Ensure all posted offers follow Lendr&rsquo;s underwriting guidelines and prepare and scrub files for funding</li><li>Performing extensive due diligence searches on each client submission that is eligible for an offer, including lien searches, landlord verifications, order credit reports, and background searches</li><li>Microsoft Office, Adobe, and electronic docu-sign skills are a plus.</li></ul>Requirements:<ul><li>Bachelor&rsquo;s degree is preferred</li><li>Software: Microsoft Office experience is required</li><li>Strong problem-solving skills and resourcefulness</li><li>Strong verbal and written communication skills</li></ul>Job Type: Full-timePay: $40,000.00 - $45,000.00 per yearBenefits:<ul><li>401(k)</li><li>401(k) 3% Match</li><li>Dental insurance</li><li>Flexible spending account</li><li>Health insurance</li><li>Life insurance</li><li>Paid time off</li><li>Vision insurance</li></ul>Work Location: Hybrid remote in Chicago, IL 60654

Jr. Underwriter

CrossCountry Mortgage, LLC

<div>CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You&rsquo;ll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
About Valere Commercial:
Part of the CrossCountry family of companies, Valere Commercial is a private real estate lender built for the modern investor. We offer flexible, fast, and scalable lending solutions backed by strong capital and a commitment to long-term client success. Our platform is designed to support real estate entrepreneurs - not just for one deal, but across their entire investment journey. You&rsquo;ll be part of a company that&rsquo;s agile, well-capitalized, and built to scale. We move fast, think big, and empower our team to do the same.
Valere Commercial&rsquo;s core focus is on business purpose loans, including but not limited to the following products: investor bridge, fix-and-flip, ground-up construction (1-4 family and multi-family), multi-family term, cross-collateralized, and builder finance.
Position Overview:
The BPL Underwriter is an experienced mortgage professional specializing in complex transactions including fix and flip, multifamily, senior bridge, and construction loans. This role demonstrates skill in structuring deals, analyzing financial and property valuations, and ensuring compliance with company policies and regulatory standards. The BPL Underwriter collaborates cross-functionally with production, closing, and legal teams to deliver tailored lending solutions and drive successful loan execution.
Job Responsibilities:<ul><li>
Lead the underwriting process while managing deal timelines, developing credit recommendations, and ensuring compliance with company policies.</li><li>
Work directly with production teams to develop loan structures that will meet clients&rsquo; financial objectives; develop and maintain strong relationships with production and closing departments.</li><li>
Prepare underwriting narratives and independent cash flow estimates, focusing on large, complex transactions, including multifamily, senior bridge and construction loan deals.</li><li>
Evaluate the market competitiveness of the proposed collateral and determine the economic feasibility of transactions; conduct detailed economic and market research.</li><li>
Model and review cash flows, financial statements, and analyze property valuations.</li><li>
Review third party reports from vendors such as appraisers, surveyors, and engineers to ensure compliance with all requirements.</li><li>
Collaborate with loan officers, loan closers, and legal counsel to move loan requests through the approval and closing process.</li><li>
Conduct and participate in customer meetings and conference calls.</li><li>
Present recommendations to the appropriate levels, including all key documentation. (term sheets, applications, commitments, credit memos, etc.)</li><li>
Crosstrain across Valere&rsquo;s various products and exit strategies to cultivate ability to underwrite a variety of deal types.</li></ul>
Qualifications and Skills:<ul><li>
Bachelor&rsquo;s Degree in Statistics, Business, Finance, Accounting or Economics, preferred.</li><li>
5+ years of experience underwriting Single, Multifamily and Commercial Real Estate Loans; experience with building or utilizing cash flow model technologies, preferred.</li><li>
Completion of a formal commercial loan underwriting training program (Ex. Omega), preferred.</li><li>
Experienced in high-volume environments, efficiently managing assignments to consistently meet deadlines.</li><li>
Skilled in prioritizing tasks and avoiding distractions to meet deadlines without direct supervision in a remote work environment.</li><li>
Experience with Moody&rsquo;s Credit Lens, preferred.</li><li>
Advanced knowledge of commercial real estate underwriting, including the development of cash flow forecasts and pricing metrics.</li><li>
Excellent oral and written communication skills.</li><li>
Proficient in Microsoft Office Suite.</li><li>
Ability to travel as needed to execute the expectations of the role.</li></ul>
This job description is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
<ul><li>Hourly Rate: $48.08-$57.69</li><li>
Bonus: Eligible for discretionary bonus incentive.</li></ul>
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position<div>
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com 
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: https://mycrosscountrybenefits.com
California residents: Please see CrossCountry&rsquo;s privacy statement for information about how CrossCountry collects and uses personal information about California applicants. 
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual&rsquo;s association with a member of a protected group or any other characteristic protected by federal, state, or local law (&ldquo;Protected Characteristics&rdquo;). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. 
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit www.NMLSConsumerAccess.org.</div></div>

BPL Underwriter - Valere Commercial

Fifth Third Bank

<div>Make banking a Fifth Third better&reg; 
We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.
GENERAL FUNCTION: Responsible for analyzing and reconciling Indirect Auto Loan files presented for funding that contain errors or exceptions to program guidelines.
Direct responsibility to review and underwrite secured indirect lending products installment loans across multiple states, Affiliates or geographic regions. Responsible for analyzing loan packages and work with external customers (Dealership Finance&amp;Insurance Managers, Sales Managers, and General Managers) as well as internal customers (Auto Underwriters and Indirect Sales Representatives) to resolve errors and/or exceptions so loan packages can be funded timely to meet SLA guidelines.Providessuperior quality service to internal and external customers (Dealership FI Finance &amp; Insurance Managers, Affiliates and vendors). Supports process improvements, business objectives and accepts additional projects as assigned.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensuresthatactions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES &amp; RESPONSIBILITIES:<ul><li>
Analyze funding packages submitted by Indirect Auto Dealers across multiple states, Affiliates or geographic regions to identify outstanding errors or exceptions, analyze risk and determining appropriate resolutions.</li><li>
Reviews documents to support credit decision (dealer contracts, verification of income, tax returns, and additional supporting documentation, etc.)</li><li>
Verifies completeness and accuracy of credit applications.</li><li>
Formulates and communicates funding credit decision (approve, decline or counteroffer) in compliance with established underwriting guidelines, compliance and regulatory requirements.</li><li>
Develops business relationships and build rapports with customers to achieve mutual goals of resolving and funding contracts.</li><li>
Manages problem contract pipeline to meet business objectives.</li><li>
Reviews pipeline contracts to maximize production and meet stated service quality levels.</li><li>
Provides superior quality service to internal and external customers at all times and demonstrate professional demeanor.</li><li>
Consumer Lending credit authority is commensurate with consumer lending authority guidelines and business need.</li><li>
Reviews problem contracts and recommends decisions on contracts over their assigned authority to their manager.</li></ul>
SUPERVISORY RESPONSIBILITIES: None.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:<ul><li>
College degree in Business or Finance or equivalent work experience.</li><li>
2 years Consumer Lending or related industry experience.</li><li>
Strong interpersonal, written and verbal communication skills.</li><li>
Ability to handle multiple tasks and meet deadlines in fast paced environment.</li><li>
Ability to interact with managers; build consensus; and motivate others.</li><li>
Strong analytical and organizational skills.</li><li>
Strong Computer skills.</li><li>
Strong working knowledge of ACAPS.</li></ul>
All the above duties and responsibilities are essential job functions for which reasonable accommodation will be made. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform thejobproficiently. This position description is not to be construed as an exhaustive statement of duties, responsibilities or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subjecttoreasonable accommodation.
Indirect Underwriter I
Total Base Pay Range 45,100.00 - 85,600.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html and by consulting with your talent acquisition partner.
LOCATION - Virtual, Arizona 00000
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes &ndash; no matter how they are submitted &ndash; will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.</div>

Indirect Underwriter I

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