underwriting operations manager

Human Capital HR Solutions

Job Title: Joint Manager &ndash; Underwriting (Health) Industry: Insurance Location: LahoreHiring Company: Human Capital HR Solutions (on behalf of a client)Job Overview: Human Capital HR Solutions is hiring on behalf of a reputable client in the insurance sector for the position of Joint Manager &ndash; Underwriting (Health). We are looking for a skilled professional with strong expertise in health underwriting, risk assessment, and portfolio management.Key Responsibilities:<ul><li>Perform risk assessment and technical pricing</li><li>Conduct claims analysis and monitor loss ratios</li><li>Ensure portfolio profitability and performance tracking</li><li>Handle quotations and renewal underwriting</li><li>Lead and coordinate underwriting teams</li></ul>Requirements:<ul><li>Education: Bachelor&rsquo;s degree in Insurance, Business, Finance, Statistics, or Actuarial Sciences</li><li>Experience: 5&ndash;8 years of experience in medical/health underwriting</li><li>Skills:</li><li>Health underwriting and policy evaluation</li><li>Portfolio and risk management</li><li>Loss ratio analysis</li><li>Strong communication and leadership abilities</li></ul>How to Apply:Send your CV to: careers1.hc@gmail.comCC: careers@humancapitalintl.comSubject Line: &ndash; Joint Manager(Health) &ndash; lahoreFollow our social accounts for the latest job opportunities:<ul><li>Instagram: https://www.instagram.com/humancapitalhrsolutions/</li></ul><ul><li>LinkedIn: https://www.linkedin.com/company/human-capital-hr-solution/</li></ul><ul><li>Facebook: https://www.facebook.com/humancapitalhrsolution/</li></ul>Job Type: Full-timeWork Location: In person

Job Title: Joint Manager – Underwriting (Health)

Executive Officer &ndash; UnderwritingHuman Capital HR Solutions is hiring on behalf of a reputable client in the insurance sector for the position of Executive Officer &ndash; Underwriting, based in Lahore.This opportunity is ideal for professionals with underwriting experience who are looking to grow their career in a dynamic and professional environment.Location: LahoreIndustry: InsuranceEmployment Type: Full-TimeExperience: 2 to 4 yearsKey Responsibilities:<ul><li>Evaluate insurance proposals and conduct risk assessments</li><li>Review policies and ensure documentation accuracy</li><li>Support pricing, quotations, and underwriting decisions</li><li>Analyze claims experience and loss ratios</li><li>Ensure compliance with underwriting guidelines</li><li>Coordinate with sales, claims, and operations teams</li></ul>Requirements:<ul><li>Minimum Bachelor&rsquo;s degree</li><li>2 to 4 years of underwriting experience</li><li>General insurance experience preferred</li><li>Strong analytical and communication skills</li><li>Good command of reporting tools such as Excel</li></ul>How to Apply:Send your CV to: careers1.hc@gmail.comCC: careers@humancapitalintl.comSubject Line: Executive Officer &ndash; UnderwritingFollow our social accounts for the latest job opportunities:<ul><li>Instagram: https://www.instagram.com/humancapitalhrsolutions/</li><li>LinkedIn: https://www.linkedin.com/company/human-capital-hr-solution/</li><li>Facebook: https://www.facebook.com/humancapitalhrsolution/</li></ul>Job Type: Full-timeWork Location: In person

Executive Officer – Underwriting

Senior Officer &ndash; UnderwritingHuman Capital HR Solutions is hiring on behalf of its client in the General Insurance sector for the position of Senior Officer &ndash; Underwriting, based in Lahore.This opportunity is ideal for early-career professionals looking to build strong expertise in underwriting, risk evaluation, and insurance operations within a structured and growth-focused environment.Location: Lahore, PakistanIndustry: General InsuranceEmployment Type: Full-TimeExperience Required: 1 to 2 yearsKey Responsibilities:<ul><li>Assist in basic risk assessment and review of insurance policies</li><li>Support in preparation of quotations and insurance proposals</li><li>Maintain underwriting documentation and ensure accurate data entry</li><li>Develop understanding of insurance products and assist in analysis</li><li>Ensure compliance with underwriting guidelines and coordinate with sales and operations teams</li><li>Support in basic claims review and loss ratio analysis</li><li>Prepare reports using Microsoft Excel with accuracy and attention to detail</li><li>Maintain effective communication and teamwork across departments</li></ul>Requirements:<ul><li>1 to 2 years of experience in underwriting (General Insurance preferred)</li><li>Minimum Bachelor&rsquo;s degree</li><li>Basic understanding of insurance and underwriting concepts</li><li>Strong Microsoft Excel and reporting skills</li><li>Good communication and coordination abilities</li><li>Willingness to learn and grow in the underwriting field</li></ul>How to Apply:Send your CV to: careers1.hc@gmail.comCC: careers@humancapitalintl.comSubject Line: Senior Officer &ndash; UnderwritingFollow our social accounts for the latest job opportunities:<ul><li>Instagram: https://www.instagram.com/humancapitalhrsolutions/</li><li>LinkedIn: https://www.linkedin.com/company/human-capital-hr-solution/</li><li>Facebook: https://www.facebook.com/humancapitalhrsolution/</li></ul>Job Type: Full-timeWork Location: In person

Senior Officer – Underwriting

Senior Executive Officer &ndash; UnderwritingHuman Capital HR Solutions is hiring on behalf of its client in the General Insurance sector for the position of Senior Executive Officer &ndash; Underwriting, based in Lahore.This role is ideal for professionals with solid underwriting experience who can evaluate risks, support policy issuance, and contribute to maintaining a profitable and compliant underwriting portfolio.Location: Lahore, PakistanIndustry: General InsuranceEmployment Type: Full-TimeKey Responsibilities:<ul><li>Conduct risk assessment and policy evaluation</li><li>Prepare technical pricing and quotations</li><li>Analyze claims experience and monitor loss ratios</li><li>Ensure underwriting compliance and maintain proper documentation</li><li>Coordinate with sales and operations teams for smooth processing</li><li>Perform data analysis and reporting (strong Excel proficiency required)</li><li>Manage timelines and ensure timely policy processing</li></ul>Requirements:<ul><li>3 to 5 years of underwriting experience (General Insurance preferred)</li><li>Minimum Bachelor&rsquo;s degree (insurance certifications will be an added advantage)</li><li>Strong analytical and risk assessment skills</li><li>Good communication and coordination abilities</li><li>Sound understanding of underwriting processes and insurance practices</li></ul>How to Apply:Send your CV to: careers1.hc@gmail.comCC: careers@humancapitalintl.comSubject Line: Senior Executive Officer &ndash; UnderwritingFollow our social accounts for the latest job opportunities:<ul><li>Instagram: https://www.instagram.com/humancapitalhrsolutions/</li><li>LinkedIn: https://www.linkedin.com/company/human-capital-hr-solution/</li><li>Facebook: https://www.facebook.com/humancapitalhrsolution/</li></ul>Job Type: Full-timeWork Location: In person

Senior Executive Officer – Underwriting

Zurich Insurance

<div><div>Zurich North America is hiring an AVP, Underwriting Manager to join our Excess Casualty Team underwriting team in Zurich&rsquo;s Chicago, IL office. While this position will be based out of a Zurich office, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers and be in the office/market three days per week.</div><div> 
As a member of Zurich's Underwriting management team, you will enjoy the opportunity to fully apply and hone your underwriting management and marketing skills. Specifically, you will manage a market facing underwriting unit, and aid in making appropriate underwriting decisions.</div><div></div><div> 
There will be approximately 25% travel for this position.</div><div> 
In this role you will be responsible for:</div> 
<div></div><ul><li>
Managing market facing underwriters and underwriting associates who proactively seek renewal and new account opportunities.</li><li>
Identifies new growth opportunities with key distributors for areas of responsibility.</li><li>
Ensure that accounts are qualified, and meet with the organization's appetite, balanced with sound business opportunity.</li><li>
Along with underwriters in areas supervised, make agents/broker/customer and on-sight calls with a planned and well-prepared purpose.</li><li>
Oversee negotiations of Terms &amp; Conditions and closes deals.</li><li>
Ensure cross-sell within areas of responsibility to increase product density with the account.</li><li>
Provide continuous coaching on sales best practices, mentor staff to develop strong broker and client networks as related to industries underwritten by Business Unit.</li></ul><div></div><div> 
Basic Qualifications (AVP Level):</div> 
<ul><li>
High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area 
OR</li><li>
High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area 
OR</li><li>
Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area 
AND</li><li>
2 or more years of management experience</li></ul><div></div><div> 
Preferred Qualifications:</div> 
<ul><li>
CPCU</li><li>
Advanced knowledge of Excess Casualty product lines, the commercial insurance industry</li><li>
Strong Broker relationships in the Midwest region</li><li>
Excellent communication skills</li><li>
Excellent skills in relationship building</li><li>
Strong presentation skills</li><li>
Results oriented</li></ul> 
Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply&mdash;your unique background matters to us. The pay range shown is a national average and may vary by location. The proposed salary range for this position is $167,600.00 - $274,500.00, with short-term incentive bonus eligibility set at 20%. 
We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.] 
Why Zurich?
At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment&mdash;so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500&reg;. 
Join us for a brighter future&mdash;for yourself and our customers. 
Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets. 
Zurich complies with 18 U.S. Code &sect; 1033. 
Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal. 
Location(s): AM - Chicago 
Remote Working: Hybrid 
Schedule: Full Time 
Employment Sponsorship Offered: No
 
 
Linkedin Recruiter Tag: #LI-JJ1 #LI-DIRECTOR #LI-HYBRID</div>

AVP, Underwriting Manager- Excess Casualty

The Home Depot

<div>Position Purpose:
Leads in defining and implementation of strategies to drive incremental credit and company sales and profits, oversees team that designs, tests and rolls out new financial programs, promotions, products or services. Focuses on developing strategy for new account generation, increasing sales from existing customers, improving operational efficiencies and/or the creation &amp; implementation of new features/services that will enhance the customer experience. Works with other areas within Home Depot (including IT, Strategic Business Dev., AHS, PRO, etc.) to develop/implement credit programs that support strategic initiatives. 
Key Responsibilities:<ul><li>
Identify and evaluate new financial programs, promotions, products and services that support the needs of current or future customers, or that support new strategic initiatives or acquisitions. Manage or oversee their design, development and implementation based on projected profitability.</li><li>
May include managing a staff to deliver multiple or large-scale strategic projects. Staff could include direct reports or associates of financial partner. Take an active role in the professional development of direct reports.</li><li>
May include P&amp;L responsibility for particular programs or products. May require specialized knowledge of particular aspects of financial services such as consumer/commercial risk and underwriting or bankcard association programs. Work with Finance to set departmental and program budgets. Manage expenditures within approved department and program budgets.</li><li>
Oversee the development and execution of detailed project design/ implementation plans. Utilize project management and people management skills to ensure timely completion of projects at the highest quality levels.</li><li>
Assess financial and operational/quality results of new programs against predetermined goals. Determine whether programs should be rolled out, make recommendations to Sr Management and, if applicable, develop implementation strategies and budgets.</li></ul> 

Direct Manager/Direct Reports:<ul><li>
Typically reports to Director Credit Services</li>
Accountable for direct supervision of the work activities of others. In addition to personnel issues <li>- including selection, termination, performance appraisal and professional development of subordinates.</li></ul> 

Travel Requirements:<ul><li>
Typically requires overnight travel 5% to 20% of the time.</li></ul> 

Physical Requirements:<ul><li>
Most of the time is spent sitting in a comfortable position and there is frequent opportunity to move about. On rare occasions there may be a need to move or lift light articles.</li></ul> 

Working Conditions:<ul><li>
Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable.
</li></ul> 
Minimum Qualifications:<ul><li>
Must be eighteen years of age or older.</li><li>
Must be legally permitted to work in the United States.</li></ul> 

Preferred Qualifications:<ul><li>
Experience in product development and/or project management in credit or financial services preferred</li></ul> 

Minimum Education:<ul><li>
The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree program or equivalent degree in a field of study related to the job.</li></ul> 

Preferred Education:<ul><li>
No additional education</li></ul> 

Minimum Years of Work Experience:<ul><li>
7</li></ul> 

Preferred Years of Work Experience:<ul><li>
No additional years of experience</li></ul> 

Minimum Leadership Experience:<ul><li>
None</li></ul> 

Preferred Leadership Experience:<ul><li>
None</li></ul> 

Certifications:<ul><li>
None</li></ul> 

Competencies:<ul><li>
A thorough working knowledge of the principles/disciplines of credit marketing, including Account Acquisition &amp; Activation, Loyalty Marketing, Sales Promotion, etc.</li><li>
A thorough understanding and knowledge of the principles/disciplines of the retail industry.
</li><li>A strong grasp of Project Management skills and requirements. A proven record of developing new financial products and/or services</li><li>
Able to manage/coordinate multiple, simultaneous projects. Understands Time Management skills and uses those skills to deal with unplanned projects and interruptions. Both demonstrates and teaches those skills to direct reports.
</li><li>Able to think strategically about business problems and opportunities and to focus efforts on projects that most closely support key company initiatives.</li><li>
Very strong communication skills, both verbal and written.
</li><li>Ability to leverage data and analysis to craft a well-thought story utilizing Power Point.</li><li>
Demonstrated decisiveness and sound decision making skills and demonstrated strong results in managed projects</li><li>
Demonstrated strong results in managed projects</li></ul></div>

Sr. Manager, Trade Credit - Underwriting

<div>Position Purpose:
The Manager, Pro Trade Credit &ndash; Trade Credit Services, leads the credit &amp; collections management for the Pro Trade Credit program. Focus is on developing and managing processes for the trade credit services team and customer support functions related to existing customer credit and collections management. This is including but not limited to, direct management of a credit operations team, development of credit underwriting and collection policies and processes, customer servicing functions, receivables management, development and adherence to compliance and reporting requirements, program operations and improvements, and loss mitigation and collections strategies. This role works cross functionally with internal and external partners (including Information Technology, Product Managers, Operations, Accounting, Compliance, third-party vendors, and others) to develop and implement a trade credit management functions and strategies that supports strategic initiatives.
This role requires strong team management, deep understanding of commercial credit underwriting and collections processes, call center and customer service functions, and the ability to effectively communicate and influence partners to support and execute solutions. 
 
Key Responsibilities:<ul><li>
20% - Collaboration - Work with Pro Operations, Accounting, and Controls to ensure program adherence to service and compliance/control related objectives.</li><li>
25% - Drives Results - Establish and assess financial and operational/quality results of collections and receivables management against predetermined goals. Determine appropriate team structures along with credit and collections strategies to achieve operationally established goals and objectives.</li><li>
30% - Plans &amp; Aligns - Manage the credit and collections processes, strategy, and support functions related to the commercial Pro Trade Credit program.</li><li>
25% - Strategic Mindset - Oversee the development and execution of underwriting and collections processes and performance. Utilize credit knowledge and people management skills to ensure proper program administration and support levels are met.</li></ul> 
Direct Manager/Direct Reports:<ul><li>
This Position typically reports to the Sr. Manager or Director, Pro Trade Credit</li><li>
This Position has 6 Direct Reports</li></ul>
Travel Requirements:<ul><li>
Typically requires overnight travel 5% to 20% of the time.</li></ul> 
Physical Requirements:
<ul><li>Most of the time is spent sitting in a comfortable position and there is frequent opportunity to move about. On rare occasions, there may be a need to move or lift light articles.</li></ul> 
Working Conditions:
<ul><li>Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable.</li></ul> 
Minimum Qualifications:<ul><li>
Must be at least 18 years old</li><li>
Must be legally permitted to work in the United States</li></ul> 
Preferred Qualifications:
<ul><li>Working knowledge of Microsoft Office Suite</li><li>
Demonstrated ability to collaborate and work effectively with cross-functional teams</li><li>
Ability to draw accurate conclusions from financial documentation</li><li>
Demonstrated project management skills</li><li>
Ability to negotiate, handle complaints, settle disputes, and resolve grievances with both internal and external customers</li><li>
Excellent written and verbal communication skills</li><li>
3+ years&rsquo; experience in commercial trade credit management and/or supervisory capacity in credit servicing center and underwriting teams.</li><li>
Knowledge, Skills, Abilities and Competencies:</li><li>
An understanding and knowledge of the principles/disciplines of commercial underwriting and credit program administration.</li><li>
People and team management skills</li><li>
A strong grasp of credit and customer service/call center management skills. Able to manage/coordinate customer servicing levels. Understands how to structure and manage staffing, manage collections and effective receivables management relative to operational structure and servicing needs.</li><li>
Sound understanding of lien based lending and effective receivables management strategies.</li><li>
Ability to leverage data and analysis to craft a well-thought story and business case. Very strong communication skills to deliver business cases and gain support for process development and business strategies. Demonstrated decisiveness and sound decision-making skills.</li>
Able to think strategically about business problems and opportunities and to focus efforts on strategies that most closely support key company initiatives. 
<li>
 
</li></ul>Minimum Education:
<ul><li>The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree program or equivalent degree in a field of study related to the job.</li></ul> 
Preferred Education:
<ul><li>The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree program or equivalent degree in a field of study related to the job.</li></ul> 
Minimum Years of Work Experience:<ul><li>
6</li></ul> 
Preferred Years of Work Experience:
<ul><li>6</li></ul>
Minimum Leadership Experience:
<ul><li>3</li></ul> 
Preferred Leadership Experience:
<ul><li>3</li></ul>
Certifications:<ul><li>
None</li></ul> 
Competencies:
<ul><li>Decision Quality</li><li>
Collaborates</li><li>
Drives Engagement</li><li>
Ensures Accountability</li><li>
Plans and Aligns</li><li>
Communicates Effectively</li><li>
Customer Focus</li><li>
Develops Talent</li><li>
Drives Results</li><li>
Manages Conflict</li></ul></div>

Manager, Trade Credit

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