Role - Senior Program Lead
Experience - 12+ years
Location - Riyadh, Saudi Arabia
Key Responsibilities
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-Lead the end-to-end launch and management of corporate and consumer card programs
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-Define card program strategy based on market benchmarking and customer needs
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-Identify key use cases such as travel spend management, expense reconciliation, and value-added card features
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-Develop business strategies including revenue projections and cost-benefit analysis
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-Align card product strategy with the company’s network, partners, and technical capabilities
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-Oversee program delivery against agreed project plans, timelines, and milestones
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-Coordinate cross-functional teams across product, technology, operations, risk, and compliance
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-Design end-to-end processes for onboarding, servicing, disputes, and issue resolution
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-Establish governance structures, escalation paths, and accountability frameworks
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-Identify program risks early and implement effective mitigation strategies
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-Ensure quality assurance, testing readiness, and compliance with business and technical requirements
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-Provide regular, executive-level status updates and stakeholder communications
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-Manage budgets, costs, and resource allocation across the program
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-Oversee go-live activities and post-launch stabilization
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-Monitor performance metrics including adoption, transaction volumes, and credit performance
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-Identify opportunities for product enhancements, CVP revamps, and new card offerings
Must Have
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12–15 years of experience in program or project management within banking or payments
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-Hands-on expertise leading
card program launches
(corporate and/or consumer)
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-Strong understanding of card products, payment schemes, and associated technologies
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-Proven ability to lead large, cross-functional programs end-to-end
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-Experience building business cases, revenue models, and cost-benefit analyses
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-Strong governance, risk management, and delivery control experience
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-Excellent stakeholder management skills, including senior leadership engagement
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-Ability to communicate clearly with both technical and non-technical audiences
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-Experience working with Agile and Waterfall delivery methodologies
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-Ability to operate effectively in fast-paced, high-visibility environments
Nice to Have
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-Master’s degree in Business, Project Management, or a related field
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-PMP or PRINCE2 certification
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-Experience working with regional or global payment schemes
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-Prior experience launching card programs in the Middle East or KSA market
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-Strong analytical and problem-solving skills with a commercial mindset
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-Experience scaling card programs post-launch and driving adoption growth