Senior Retirement Plan Administrator (401(k) / TPA)

Senior Retirement Plan Administrator (401(k) / TPA)

Totowa, NJ or Morganville, NJ (Hybrid)
$90,000 – $110,000

Important

This is a specialized retirement plan administration role within a Third-Party Administration (TPA) environment.

We are specifically seeking professionals with hands-on 401(k)/defined contribution plan administration experience.

**We are not considering candidates whose backgrounds are primarily in HR, payroll, general accounting, bookkeeping, or financial advising-unless aligned with true TPA services

About the Role

We are building a growing TPA retirement plan services team and are seeking an experienced retirement plan administrator to manage a portfolio of defined contribution plans from start to finish.

You will be responsible for the full annual cycle of plan administration including compliance testing, government filings, trust reconciliation, and client support.

This is a technical, detail-heavy, client-facing administration role within ERISA qualified retirement plans.

What You Will Do

Full Plan Administration

• Manage assigned 401(k), profit sharing, and related defined contribution plans
• Review census and payroll data for accuracy and eligibility
• Maintain participant records including eligibility, vesting, and allocations
• Process plan transactions including loans, distributions, and corrections

Compliance & Testing

• Perform annual compliance testing:
• ADP/ACP
• 410(b) coverage
• Top-heavy testing
• 402(g) and 415 limits
• Cross-testing / allocation testing (as applicable)
• Identify failures and recommend corrections (EPCRS)

Government Reporting

• Prepare and review Form 5500 filings and supporting schedules
• Prepare participant reporting (including 1099-R where applicable)
• Assist with audits and auditor requests

Trust Reconciliation

• Reconcile plan trust and recordkeeping data
• Review contributions, earnings, forfeitures, and allocations
• Resolve discrepancies between payroll, custodian, and system data

Client Support

• Serve as a key point of contact for plan sponsors and advisors
• Explain testing results and compliance requirements in clear terms
• Support plan changes, conversions, and onboarding of new plans

What We’re Looking For

• 3–5+ years of 401(k) / defined contribution plan administration experience
• Experience working in a TPA, recordkeeping, or retirement plan services environment
• Hands-on experience with:
• Compliance testing (ADP/ACP, 410(b), 415, top-heavy)
• Form 5500 preparation
• Participant distributions and plan corrections
• Strong Excel and data reconciliation skills
• Ability to manage multiple plans independently

Preferred Experience

• QKA or similar retirement plan credential (or in progress)
• Experience with systems such as Relius, FT William, ASC, Datair, or PensionPro
• Experience working with auditors or audited plans

Why This Role

• Join a newly built TPA practice with growth potential
• Take ownership of a full book of retirement plans
• Work directly with clients and advisors in a technical, high-impact role
• Opportunity to grow into senior leadership as the team expands

Pay: $90,000.00 - $110,000.00 per year

Benefits:

• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Work Location: Hybrid remote in Morganville, NJ 07751