As a Senior Underwriter - Financial Lines, your role will involve:
- Independently assess and price medium to high complexity risks, set and negotiate terms and conditions in accordance with the Underwriting Guidelines.
- Have a reasonable level of Underwriting Authority and will seek empowerment from higher proficiency level Underwriting Management where required with a detailed rationale.
- Have a strong understanding of how the accounts they work on fit into the broader Underwriting strategy.
- Posses strong relationships and engage with distributors (agents brokers) during the Underwriting process, leading discussions around risk appetite and proactively seeking new business opportunities.
- Anticipate customer needs and be able to handle and resolve the vast majority of queries from customers and brokers.
- Support with the development of other Underwriters.
- Should be proficient in Directors and Officers, Financial Institutions & Professional Indemnity.
- Complete detailed opportunity assessment with key distributors to identify growth opportunities.
- Negotiate solid terms & conditions and where appropriate cross-sell other lines of business to increase the book of business.
- Participate in Sales Team meeting as related to assigned brokers and / or territory.
- Proactively engage in the target account process, managing a qualified list of opportunities 90 to 120 days prior to effective date.
- Serve as the subject matter expert and act as the key contact for assigned target accounts.
- Measure exposure/analyze risk, initiate product development ideas and promote services to increase penetration.
- Provide expertise on coverage issues with claims programs and guidelines.