Sr. Credit Risk Analyst

In essence, your role involves:

As a Senior Credit Risk Analyst, you will join our Global Risk department in New York, exercising full oversight and control over Americas activities. This role offers an accelerated trajectory, providing a comprehensive, deep-dive understanding of risk at the heart of ACT. You will operate within a high-velocity, entrepreneurial environment, collaborating with a diverse team of 400+ colleagues. You will interface directly with senior traders and the Risk Director, leveraging this proximity to design and deploy a global risk framework that secures our portfolio against complex market fluctuations.

To be successful in this role, we are looking for candidates with the following qualifications and attributes:

• Strategic Framework Design: Refine and deploy credit risk frameworks that balance aggressive business growth with prudent capital preservation.
• Deep-Dive Analytics: Execute rigorous credit and financial assessments, integrating business financials, operational health, and trade cycle dynamics.
• Market Expansion: Lead credit risk assessment and structuring for emerging markets and novel trading strategies within the Americas.
• Portfolio Stewardship: Maintain continuous oversight of the existing client base; provide real-time, decisive assessment of new trading opportunities.
• Model Development: Architect and implement sophisticated credit risk models to enhance predictive precision.
• Trusted Advisory: Act as the primary risk advisor to the trading floor, facilitating informed decision-making.
• Operational Control: Oversee the nexus of market, credit, and operational risks; design and present high-fidelity monitoring metrics to key stakeholders.
• Policy Governance: Evaluate, approve, or challenge exceptions to counterparty credit policies based on empirical risk-reward analysis.
• Systems Integration: Partner with the technology team to define, stress-test, and refine next-generation risk intelligence systems.
• Committee Leadership: Spearhead the monthly Risk and Compliance Committee (RCC) meetings; provide high-level briefings on exposures, risk incidents, and strategic proposals to the Americas leadership team.
• Insurance Management: Direct the lifecycle of trade credit insurance policies for the Americas portfolio, from limit procurement to reporting and renewal.

• Experience: Minimum 5 years of proven excellence in credit risk analysis and management within commodity trading or a top-tier financial institution.
• Intellectual Rigor: Possess a high degree of intellectual curiosity, with a demonstrable history of structured problem-solving in complex scenarios.
• Data-Driven Mindset: An independent thinker who relies on quantitative evidence to form conclusions; highly proficient in data-driven decision-making.
• Stakeholder Excellence: Confident and articulate in managing high-stakes relationships with traders, leadership, and external partners.
• Agility & Drive: A results-oriented professional capable of thriving in a fast-paced environment with a relentless commitment to learning.
• Academic Foundation: Bachelor’s degree in Finance, Economics, or a quantitative-heavy discipline.

The base pay range for this position is $100k-$150k annually + discretionary bonus; however, base pay offered may vary depending on location, job-related knowledge, skills, and experience. The base pay is just one component of the total competitive compensation package for employees.

If you meet these criteria and are ready to contribute your expertise to a dynamic and challenging environment, we encourage you to apply.

ACT Commodities Inc. is an Equal Opportunity Employer. All employment decisions at ACT Commodities Inc. are made without regard to race, color, ethnicity, national origin, age, citizenship status, physical or mental disability, religion, creed, gender, sex, sexual orientation, gender identity or expression, genetic information, marital status, family or parental status, status with regard to public assistance, military or veteran status, or any other characteristic protected by applicable federal, state, or local law.