Title Examiner

Job Summary
We are seeking a detail-oriented and proactive Title Examiner to join our dynamic team. In this vital role, you will be responsible for thoroughly researching and verifying property titles to ensure clear ownership and proper legal standing. Your expertise will help facilitate smooth real estate transactions, support mortgage processes, and uphold compliance with industry standards. The ideal candidate will possess a strong understanding of title searches, legal descriptions, and relevant regulations, contributing to the integrity and accuracy of property records. This position offers an exciting opportunity to play a key role in the real estate and financial services sectors by ensuring titles are accurate, complete, and compliant with all applicable laws.

Duties

• Conduct comprehensive title searches by examining public records, deeds, liens, encumbrances, and other relevant documents to verify property ownership and history.
• Analyze legal descriptions, survey data, and escrow documentation to confirm property boundaries and rights.
• Review title reports for accuracy and completeness, identifying any potential issues or discrepancies that could affect ownership or transfer processes.
• Collaborate with underwriters, loan officers, escrow officers, and attorneys to resolve title defects or issues that arise during the examination process.
• Ensure compliance with industry standards such as FNMA (Fannie Mae), TILA (Truth in Lending Act), Fair Housing regulations, and mortgage servicing guidelines.
• Prepare detailed reports summarizing findings and recommendations for approval or further investigation.
• Assist in the preparation of contracts, closing documents, and other legal paperwork related to property transfers.
• Maintain meticulous records of all searches, reports, correspondence, and updates in accordance with company policies and regulatory requirements.
• Stay current on changes in real estate law, regulations governing mortgage lending, banking practices, and industry best practices related to title examination.
• Support loan origination processes by providing accurate title information that facilitates smooth loan approvals.

Qualifications

• Proven experience as a Title Examiner or in a similar role within the real estate or financial services industry.
• Strong knowledge of FNMA guidelines, underwriting procedures, mortgage servicing practices, and escrow processes.
• Familiarity with credit analysis techniques and loan processing workflows.
• Understanding of Fair Housing regulations, TILA requirements, contracts law, banking procedures, and legal descriptions related to property titles.
• Excellent attention to detail with the ability to interpret complex legal documents accurately.
• Proficiency in basic math skills including calculations related to escrow amounts and property measurements; familiarity with 10-key typing for data entry accuracy.
• Ability to analyze financial documents such as credit reports and escrow statements effectively.
• Strong communication skills for collaborating with team members and external partners like attorneys or government agencies.
• Ability to manage multiple tasks efficiently while maintaining high accuracy standards under tight deadlines. Join us as a Title Examiner if you’re passionate about ensuring the integrity of property ownership records while supporting vital financial transactions! This role offers an engaging environment where your expertise directly impacts successful real estate deals and customer satisfaction through meticulous research and compliance adherence.

Job Type: Part-time

Pay: $27.00 - $33.00 per hour

Expected hours: 20 – 30 per week

Benefits:

• Flexible schedule

Work Location: In person