Treasury Management Specialist

Job Overview
We are seeking a dynamic and detail-oriented Treasury Management Specialist to join our financial team. The Treasury Management Specialist is responsible for developing, growing, and managing treasury management relationships with commercial clients of Cornerstone Community Bank. This role serves as a consultative resource to business clients, helping them optimize cash flow, streamline payment processes, and maximize the efficiency of their financial operations through the bank’s suite of treasury products and services.

This position partners closely with commercial lenders, business development officers, and internal operations teams to deliver seamless treasury solutions. The Treasury Management Specialist plays a key role in growing the bank’s commercial deposit base and fee income through proactive business development and exceptional client service.

Client Relationship Management

• Develop and maintain strong, consultative relationships with commercial clients to understand their business needs and treasury management requirements
• Serve as the primary point of contact for assigned treasury management clients, providing proactive service, support, and strategic guidance
• Conduct regular portfolio reviews with clients to assess product utilization, satisfaction, and opportunities for deeper engagement
• Proactively identify and communicate opportunities to expand treasury management services within existing client relationships
• Represent Cornerstone Community Bank with professionalism, integrity, and a commitment to community banking values

Business Development

• Partner with commercial lenders and business development officers to identify new treasury management opportunities among prospects and existing loan clients
• Prepare and deliver tailored treasury management proposals and presentations to prospective business clients
• Maintain an active pipeline of treasury management prospects and track business development activity
• Participate in community events, civic organizations, and networking opportunities to promote the bank’s treasury services and build local business relationships
• Support the bank’s commercial deposit growth strategy through consultative sales and solutions-based relationship development

Product Implementation & Client Onboarding

• Coordinate and manage the full implementation of treasury management products, including ACH, wire transfers, remote deposit capture, positive pay, merchant services, and online/digital banking platforms
• Guide clients through the onboarding process, ensuring accuracy of agreements, documentation, and system setup
• Deliver client training on treasury management systems and platforms to drive adoption and optimal utilization
• Troubleshoot and resolve client issues in a timely and professional manner, escalating as appropriate
• Collaborate with internal operations and technology teams to ensure seamless, accurate service delivery

Risk Management & Compliance

• Ensure all treasury management activities comply with applicable bank policies, procedures, and regulatory requirements
• Monitor client accounts for unusual activity, potential fraud, and anomalies; escalate concerns per bank policy
• Maintain current knowledge of BSA/AML requirements and fraud prevention best practices applicable to commercial payment services
• Complete all required compliance training and maintain appropriate certifications and designations
• Adhere to all applicable federal and state banking regulations, including but not limited to:
• Bank Secrecy Act (BSA) / Anti-Money Laundering (AML) requirements
• NACHA / ACH Operating Rules and Guidelines
• Regulation E (Electronic Funds Transfer Act)
• Regulation J (Collection of Checks and Other Items by Federal Reserve Banks; Funds Transfers through Fedwire)
• FFIEC Guidance on Internet Banking and Authentication
• UCC Articles 4 and 4A (Funds Transfers)
• UDAAP / Fair Banking standards

Operational Support & Workflow Coordination

• Maintain accurate and complete records of client agreements, product authorizations, and implementation documentation
• Coordinate with internal departments — including operations, compliance, IT, and deposit services — to support efficient treasury product delivery
• Support process improvement initiatives and provide feedback on product and service enhancements
• Assist in responding to treasury-related audit or examination inquiries as needed

Qualifications

Education & Experience

• Bachelor’s degree in Business, Finance, Accounting, Marketing, Communications, or a related field; or an equivalent combination of education and experience
• Prior experience in banking, treasury management, cash management, commercial banking, sales, or a related field preferred
• Familiarity with business banking products, treasury management services (ACH, wires, remote deposit capture, positive pay, merchant services), and fraud prevention solutions preferred
• Experience working directly with business or commercial clients preferred
• Certified Treasury Professional (CTP) designation preferred, or willingness to pursue professional development opportunities

Technical Skills

• Proficiency with Microsoft Office applications, including Outlook, Word, and Excel
• Familiarity with core banking platforms and treasury management or online banking technology systems preferred
• Ability to learn and demonstrate proficiency with bank-specific treasury platforms and tools
• Join us as a Treasury Management Specialist to play a vital role in safeguarding our assets while enabling strategic growth. Bring your passion for finance, your keen eye for detail, and your proactive approach to managing our organization’s treasury functions. Together, we’ll build a resilient financial future rooted in integrity and innovation.

Pay: $65,000.00 - $70,000.00 per year

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance

Application Question(s):

• Do you have any family members who work at Cornerstone Community Bank?

Work Location: In person