Qureos Mentor

HDB Financial Services Ltd.

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 Job Role
 
 
 
 Identifying strategic and high net worth clients and tapping business opportunities.
 
 
 Manager the internal process /customer to ensure better TAT for the external customer.
 
 
 Understanding the customer&rsquo;s requirements and ensuring quick service delivery.
 
 
 Constantly building relationship with existing clients to generate repeated business.
 
 
 Responsible for smooth flow of process relating to credit and operations.
 
 
 Generate good business relationship with dealers and sub - dealers in the Auto Loans Market.
 
 
 Conducting detailed market study to analyze the latest market trends and tracking competitor activities and providing valuable inputs for fine tuning the selling strategies.
 
 
 
 Key Responsibilities
 
 
 
 Overall set up of Auto Loans business for the territory assigned.
 
 
 Portfolio Quality Audit Outcomes.
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Territory Manager - CV

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 Job Role
 
 
 
 Responsible for Bkt Collection, recovery on Loss on Sale in Commercial Vehicle portfolio.
 
 
 Managing a Team of Collection Associate.
 
 
 Ensuring adequate manpower for portfolio coverage meeting CAPE norms.
 
 
 Ensuring Mobile App usage is 100% and quality feedback / trails are updated.
 
 
 Specific focus on Nonstarters and revenue collection.
 
 
 Identifying deployment of assets and meeting with delinquent customers.
 
 
 Initiating legal actions for critical cases.
 
 
 Ensuring repossession of asset is done in compliance with standard operating process.
 
 
 No delay in deposition of money.
 
 
 
 Key Reponsibilities
 
 
 
 Responsible for collection efficiency on timely manner, thus delivering targeted performance.
 
 
 Responsible for Effective Cost Management.
 
 
 Understanding Managing Healthy Portfolio.
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Collection Manager - TL

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 Key Reponsibilities
 
 
 
 Business Achieve contributed value targets set for the branch.
 
 
 Ensure sales volumes for multiple products, sourcing quality underwriting diligence to meet sales targets while controlling delinquencies and frauds.
 
 
 Provide superior customer experience.
 
 
 Manage TAT&rsquo;s on credit processing.
 
 
 Minimize pre post disbursal discrepancies.
 
 
 Monitoring Performance.
 
 
 Monitoring Branch performance in terms of key drivers i.e.Contributed Value/ Volumes / Profitability / Expenses / Losses/ Employee Retention/ Employee Productivity/ Customer experience/ Monitor individual performance of each employee, continuously work to maximize productivity.
 
 
 People Management Motivate and develop branch team.
 
 
 Drive branch team to excel.
 
 
 Manage and mentor the team and keep attrition of branch staff low.
 
 
 Conduct regular meeting with branch staff Provide open and honest feedback and ask for feedback.
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Branch Manager

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 Key Functions Will Be
 
 
 
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 To provide necessary help, documents, information for the assistance of panel.
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 Ensure steps for fast legal relief and recovery on w-off and loss on sale pool.
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 Visit Delinquent customer and law firms regularly.
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 Represent HDB in the court of Law in both for and against cases. Handling litigation matters.
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 Drafting reply to legal notices and pleadings pertaining to suits &amp; arbitration proceedings.
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Associate - Legal

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 Job Role
 
 
 
 Managing Mortgage sales and accountable for increasing profitable sales growth, asper targets.
 
 
 Overall ownership of Mortgage business for the locations / cluster assigned.
 
 
 
 Key Responsibilities
 
 
 
 Understanding the customer&rsquo;s requirements and ensuring quick service delivery.
 
 
 Constantly building relationship with existing clients to generate repeat business.
 
 
 Managing weighted IRR for profitable growth.
 
 
 Dealer / DSA Management Achieve Profit Targets for the cluster of locations assigned.
 
 
 Achieving sales targets set for the cluster by ensuring 100% compliance.
 
 
 Staffing and grooming, team building, motivation, satisfaction and minimal attrition.
 
 
 Ensuring the delinquency ratio stays down beat for his portfolio.
 
 
 Assessing training needs to accelerate his team&rsquo;s performance.
 
 
 Ensuring market penetration is accomplished every month.
 
 
 Identifying upcoming markets and setting up operations in that market.
 
 
 Effective operations, team management and excellent relationship skills to be displayed.
 
 
 Introduce and Implement new marketing and sales promotion initiatives for the cluster by coordinating with product team.
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Area Manager - Mortgage

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 Job Role
 
 
 
 Interact regularly Sales Managers to set targets &amp; achieve required sales for Auto Loan.
 
 
 Make joint calls with sales team, if required.
 
 
 Provide inputs to develop marketing strategies and marketing support to Sales Staff.
 
 
 Driving Sales Processes.
 
 
 Managing Credit process and responsible for evaluating audit scores.
 
 
 Responsible for collection efficiency and co-ordination for process maintenance.
 
 
 Ensure the flow of accurate and complete information for customer proposals.
 
 
 Ensure processes within the &ldquo;steps-of-sale&rdquo; are managed effectively and efficiently
 
 
 Provide market intelligence in term of business, product &amp; proposal.
 
 
 Demonstrate consistency and maturity in sales forecasting processes
 
 
 Ensure all reports are consistent in quality: accurate, complete and on time
 
 
 Achievement of targets: penetration and cross sell.
 
 
 To lead the team to meet the business targets of revenue and profitability of the branches under Area.
 
 
 Responsible for controlling early delinquency.
 
 
 Monitoring performance of Branches in terms of key drivers
 
 
 
 Key Responsibilities
 
 
 
 Responsible for smooth flow of process relating to Auto loan.
 
 
 Understanding &amp; management of Credit Risk, Pricing and Risk measurements
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Area Manager - Auto Loans

Join HDB Financial Services Ltd. and explore 8   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

HDB Financial Services Ltd.

ABOUT_COMPANY

Territory Manager - CV

Collection Manager - TL

Branch Manager

Branch Manager

Associate - Legal

Area Manager - Mortgage

Area Manager - Auto Loans