Qureos Mentor

MetLife Services and Solutions, LLC

Key Responsibilities <ul> <li>Assessing Life, Accident, and Health risks, determining applicable terms and conditions, and ensuring accurate risk assessment.</li> <li>Analyzing risk exposures, reviewing insurance and risk management requests, and ensuring that all required documentation is aligned with the risk being evaluated.</li> <li>Evaluating and recommending the necessity of additional medical records, special examinations, and reports for comprehensive risk evaluation.</li> <li>Reviewing medical case histories, laboratory data, and other relevant documentation, ensuring accuracy and completeness.</li> <li>Presenting files for review by higher authorities when necessary, maintaining a high level of diligence.</li> <li>Communicating effectively with applicants, agents, and healthcare providers to clarify underwriting decisions and requirements.</li> <li>Managing complex underwriting calls and informing agents of decisions, requirements, delays, or procedures in a timely manner.</li> <li>Adhering to all compliance requirements, including the reporting of suspicious transactions, screening procedures, and maintaining records as required by regulations.</li> <li>Understanding and implementing auto underwriting systems, rules, and participating in product testing and design when required.</li> <li>Frameworks, Boundaries, &amp; Decision-Making Authority</li> <li>Ensuring all underwriting activities comply with established regulations, guidelines, and procedures.</li> <li>Conducting thorough risk assessments based on medical and financial guidelines.</li> <li>Leveraging a deep knowledge of MetLife's products and relevant underwriting systems.</li> <li>Staying informed of any legislative or regulatory changes that may affect underwriting processes.</li> <li>Making decisions that align with MetLife s philosophy and underwriting manual.</li> </ul> Requirements <ul> <li>Extensive experience in Medical Underwriting, with a strong understanding of human diseases (e.g., Physiology, Microbiology, Pharmacology) and at least 10+ years of experience in underwriting.</li> <li>Bachelors degree in a medicine (Pharmacy, dentistry, physical therapy, etc.)</li> <li>Strong verbal and written communication skills.</li> <li>Experience in Life, Accident, and Health underwriting, with preference for candidates with medical underwriting experience.</li> <li>Proficient knowledge of medical terminology, human anatomy, medical tests, procedures, and health conditions.</li> <li>Expertise in risk profiling and the ability to make sound medical and financial underwriting decisions.</li> <li>Experience in management of auto-underwriting systems.</li> <li>Relevant tertiary or professional qualifications are highly desirable.</li> <li>Strong attention to detail, organizational skills, and logical thinking.</li> <li>LOMA/ALU courses are preferred.</li> </ul>

Senior Underwriter

JOB DESCRIPTION: Achieve assigned sales targets based on product mix Meet bank sales team (RMs/WAs) on daily basis to explore opportunities for Insurance sales Maintaining business pipeline for month in conjunction with RM/WA Responsible for arranging product training, training refresher for sales team on regular basis. Responsible to educate sales team on underwriting guidelines to ensure smooth flow of business. Responsible for arranging training on completion of application/documentation for business sourced to ensure the TAT are maintained. Responsible to keep the sales team updated with the requirements of business submitted to MetLife Responsible for field underwriting of New Applications (completeness of relevant documentation) Provide monthly performance reports of Fund Performance on MetLife platform to sales team. Facilitate provision of policy statements, Fund fact sheets to sales team on timely basis. Ensure that all the sales material (Application/brochures etc) are available to sales team at all times. Attend Joint client meetings with RM/WA. Tracking of contest qualifiers Support to work on untapped clients/data of bank to generate new avenues of business. Focus on RM activation across all segments to increase the business Providing portfolio synopsis for HNI clients (Million dollar +) Assist RM/WA in portfolio review of clients on quarterly basis Drive balanced portfolio mix of protection and savings Drive balanced premium mix of regular and single

Insurance Specialist

Join MetLife Services and Solutions, LLC and explore 2   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

MetLife Services and Solutions, LLC

ABOUT_COMPANY

Senior Underwriter

Insurance Specialist