Qureos Mentor

myZoi

<p><b style="font-size: 11px;">The Role</b></p> <p> <span>The Head of Risk will support the Chief Risk<br>Officer in overseeing and implementing the organization s enterprise risk<br>management framework, ensuring that all risks are identified, assessed,<br>mitigated, and monitored effectively and upholding the integrity of the<br>function and raising the risk culture. The role</span> <span> is also <span>responsible for end-to-end Operational Risk<br>Governance, Change Management including Product Governance, Analytics &amp;<br>Reporting and Risk Systems Management.</span> </span> <span>.</span> <br> </p> <p> <b> <span>Leadership and strategy</span> </b> <br> </p> <ul> <li> <span> <span>Support the CRO and functions in enabling and<br>executing the overall business strategy</span> <br> </span> </li> <li> <span> <span>Drive the effective implementation of the Enterprise<br>Risk Management (ERM) framework across the organization.</span> </span> <br> </li> <li> <span> <span> </span> </span> <span>Promote operational risk management culture, awareness and training<br> across the organization</span> <br> </li> <li> <span> <span>Role model the values of the organization and<br>is to be seen as a Subject Matter Expert</span> <br> </span> </li> <li> <span> <span>To be seen as an enabler to business and<br>product strategy and not a  blocker .</span> <br> </span> </li> </ul> <p> <b> <span>Risk Management and<br>Governance</span> </b> <br> </p> <ul> <li> <span>Coordinate with departments to implement the bank's operational<br> risk management strategies and policies, assist to adopt appropriate<br> methodologies, tools and procedures to identify, assess, monitor, control<br> or mitigate operational risk;</span> <br> </li> <li> <span>Oversee and own departments' implementation of operational risk<br> management policies, follow up of key operational risks identified via<br> operational risk management tools and provide recommendations to mitigate<br> control weaknesses and monitor the rectification progress;</span> <br> </li> <li> <span>Lead efforts to identify and assess<br> emerging and existing risks across business units and support functions</span> <br> </li> <li> <span>Oversight and challenge first line of defense while enabling<br> business</span> <br> </li> <li> <span>Key member in the product governance forums</span> <br> </li> <li> <span>Perform periodic risk assessments and scenario analysis.</span> <br> </li> <li> <span>Oversee risk monitoring activities and ensure accurate, timely<br> reporting of key risk indicators (KRIs), limits, and exposures <span> </span>by first line to the CRO and risk<br> committees.</span> <br> </li> <li> <span>Provide insights and recommendations on risk trends and mitigation<br> strategies.</span> <br> </li> <li> <span>Own the Risk Register along with first line by ensuring oversight</span> <br> </li> <li> <span>Comply with legal, regulations or rules issued<br> by regulators, entity's strategy and relevant risk management policies and<br> procedures; </span> <br> </li> </ul> <p> <span> <br> <b> <span>Risk System, AI, Analytics &amp; Reporting:</span> </b> </span> </p> <ul> <li> <span> <span>Lead the<br>design and implementation of entity wide risk system to enhance data<br>collection, analysis and reporting capabilities</span> <br> </span> </li> <li> <span> <span>Deploy<br>the use of AI including ML and Natural Language to derive efficiencies in the<br>risk management processes across the organisation</span> <br> </span> </li> <li> <span> <span>Develop<br>and maintain operational risk dashboards and reporting tools to provide timely<br>insights to senior management and stakeholders.</span> <br> </span> </li> <li> <span> <span>Analyse<br>operational risk data to identify trends, emerging risks, and areas for<br>improvement in risk management practices.</span> <br> </span> </li> <li> <span> <span>Prepare<br>and present regular reports on operational risk performance, including key risk<br>indicators (KRIs) and risk mitigation efforts to senior management and the<br>board.</span> <br> </span> </li> <li> <span> <span> <span> <span> </span> </span> </span> <span>Collaborate<br>with IT and data management teams to ensure data integrity, security, and<br>accessibility for operational risk management purposes</span> <br> </span> </li> </ul> <p> <br> </p> <p> <b> <span>Stakeholder Engagement:</span> </b> <br> </p> <ul> <li> <span> <span>Foster<br>strong relationships with internal stakeholders , to promote a culture of risk<br>awareness and accountability.</span> <br> </span> </li> <li> <span> <span>Engage<br>with external regulators, partners and industry bodies to stay abreast of<br>regulatory developments and best practices in Governance and operational risk<br>management.</span> <br> </span> </li> <li> <span> <span>Lead<br>training and awareness initiatives to enhance the organization's understanding<br>of operational risk and its management.</span></span></li></ul> <p> <span> <br> </span> <b> <span>What You ll Need:</span> </b> </p> <ul> <li> <span>Strong understanding of risk disciplines<br> (credit, operational, market, liquidity, etc). Knowledge of systems and<br> models will be an advantage. </span> <br> </li> <li> <span>Analytical,<br> inquisitive, tenacious and attention to detail.</span> <br> </li> <li> <span>Able to manage<br> conflicting priorities and situations</span> <br> </li> <li> <span>In-depth<br> knowledge on financial service products including store value facility,<br> retail payment services and consumer protection</span> <br> </li> <li> <span>Knowledge on<br> technology and ICS standards including AI used for building financial<br> services. </span> <br> </li> <li> <span>Academic or<br> Professional Education/Qualifications, i.e. standards required for role. Licenses<br> and Certifications/accreditations will be an added advantage</span> <br> </li> <li> <span>Strong leadership and stakeholder<br> management</span></li></ul> <div> <br> </div>  <br>","Work_Experience":"5+ years","

Head of Risk

<div><span style="font-size: 11px;"><b>The Role</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">You will be forming a squad with a mission to build and deliver a world class application to our global customer base. You will be challenged to deliver software that is highly functional yet simple, feature rich yet low latency and overall best of breed using typescript and react native. You will experiment with TS, JS, React, SSR, styling and delivery techniques to challenge and improve our application and delivery across diverse regional requirements. You will be fully agile and fully empowered. You will be an innovator and a mentor. You will work with a hybrid local and overseas team with best-in-class tools and processes.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>Responsibilities</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Build, deliver and support React and React native applications for a new and exciting product</span></div><div><span style="font-size: 11px;">Build and test components that are reusable and accessible</span></div><div><span style="font-size: 11px;">Build component libraries to empower engineers to provide first class branded experiences</span></div><div><span style="font-size: 11px;">Optimise the application delivery - size, latency, reliability</span></div><div><span style="font-size: 11px;">Maximise compatibility and network considerations</span></div><div><span style="font-size: 11px;">Collaborate with the team to architect, review and propose solutions</span></div><div><span style="font-size: 11px;">Work on continuously improving the application delivery processes</span></div><div><span style="font-size: 11px;">Be an awesome member of the team, have fun and enjoy social events</span></div><div><span style="font-size: 11px;"><b><br></b></span></div><div><span style="font-size: 11px;"><b>About You</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">You are a skilled, creative and inquisitive engineer with a passion for quality and delivery</span></div><div><span style="font-size: 11px;">You have hands on experience of front end and mobile development using react native</span></div><div><span style="font-size: 11px;">You have an appreciation of high quality shared components, styling and presentation</span></div><div><span style="font-size: 11px;">You have knowledge across build tools, optimisation techniques and modern frameworks</span></div><div><span style="font-size: 11px;">You have strong communication skills, curiosity and are a quick learner</span></div><div><span style="font-size: 11px;">You enjoy a creative fast paced agile world</span></div><div><span style="font-size: 11px;">You enjoy mentoring and teaching other developers to create a world class cohesive team</span></div><div><span style="font-size: 11px;">You enjoy making friends, having fun</span></div><div><span style="font-size: 11px;"><b><br></b></span></div><div><span style="font-size: 11px;"><b>Skills</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Advanced modern React native experience across Android, iOS, Huawei</span></div><div><span style="font-size: 11px;">React framework and tools, Redux, RTK</span></div><div><span style="font-size: 11px;">Strong Typescript and Javascript experience</span></div><div><span style="font-size: 11px;">Swift, Java, Kotlin</span></div><div><span style="font-size: 11px;">Skilled in Styling techniques</span></div><div><span style="font-size: 11px;">Appreciation of building quality shared components</span></div><div><span style="font-size: 11px;">Working experience in Javascript, Typescript, Android, iOS build and deployments through to production and app stores</span></div><div><span style="font-size: 11px;">Experience with responsive and adaptive design</span></div><div><span style="font-size: 11px;">Server Side Rendering Techniques, package and delivery optimisation for adverse scenarios</span></div><div><span style="font-size: 11px;">Unit, End-to-end and UX testing frameworks and techniques</span></div><div><span style="font-size: 11px;">Appreciation of high application security and compliance</span></div><div><span style="font-size: 11px;">Great design and communication skills and a team player</span></div><div><span style="font-size: 11px;">Knowledge of agile delivery</span></div><div><span style="font-size: 11px;">Bonus Skills</span></div>

Senior Frontend and Mobile Engineer

<div><span style="font-size: 11px;">We are seeking a detail oriented and proactive Financial Operations Analyst to join our growing team. The ideal candidate will assist in performing bookkeeping, daily reconciliations, and various financial operations to ensure the accuracy and integrity of financial records and transactions. This role is critical for maintaining compliance with local financial regulations and ensuring smooth daily operations within our fast-paced and dynamic environment. Please apply via the link below if you are interested.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>Key Responsibilities:</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Bookkeeping &amp; Financial Operations:</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Maintain accurate and up-to-date financial records, including journal entries, accounts payable/receivable, and general ledger entries.</span></div><div><span style="font-size: 11px;">Support the preparation of financial statements (balance sheet, income statement, cash flow) and management reports in accordance with local regulatory standards.</span></div><div><span style="font-size: 11px;">Assist in the preparation of tax filings, ensuring compliance with UAE tax laws and other applicable financial regulations.</span></div><div><span style="font-size: 11px;">Daily Reconciliations:</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Perform daily bank reconciliations to ensure accurate and timely recording of transactions, identifying discrepancies and resolving issues promptly.</span></div><div><span style="font-size: 11px;">Reconcile transactions between internal financial systems and external platforms to ensure consistency and accuracy of financial data.</span></div><div><span style="font-size: 11px;">Monitor and reconcile customer and vendor accounts to track payments, charges, and any discrepancies.</span></div><div><span style="font-size: 11px;">Financial Reporting &amp; Analysis:</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Assist with timely closing of books on a monthly basis. Accounting entries to be recorded before end of the accounting period.</span></div><div><span style="font-size: 11px;">Assist in preparing regular financial reports for management, highlighting key trends, variances, and operational efficiencies.</span></div><div><span style="font-size: 11px;">Analyze financial data to identify patterns and areas for potential improvement in cash flow, expense management, and profitability.</span></div><div><span style="font-size: 11px;">Help track financial KPIs and assist in the preparation of budgets and forecasts.</span></div><div><span style="font-size: 11px;">Compliance &amp; Regulatory Support:</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Ensure all financial activities are conducted in accordance with UAE financial regulations, specifically in relation to fintech and payment processing.</span></div><div><span style="font-size: 11px;">Assist in audits by providing necessary documentation and supporting materials.</span></div><div><span style="font-size: 11px;">Help ensure internal controls are maintained, and financial data is protected according to applicable privacy and data protection laws.</span></div><div><span style="font-size: 11px;">General Financial Operations:</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Accounts Payable: Manage and monitor vendors payments on a regular basis. Ensure timely and accurate processing of accounts payable. Perform creditor analysis and ageing on a periodic basis. Address and resolve any vendor payment related issues.</span></div><div><span style="font-size: 11px;">Accounts Receivable: Generate and send out invoices to clients in a timely manner. Monitor accounts receivable ageing and follow up on overdue payments.</span></div><div><span style="font-size: 11px;">Provide general administrative support to the finance department, including preparing financial documentation, reports, and correspondence.</span></div><div><span style="font-size: 11px;">Collaborate with other departments, including operations, to resolve financial issues and discrepancies.</span></div><div><span style="font-size: 11px;">Assist in maintaining financial systems and platforms, ensuring accurate data entry and system functionality.</span></div><div><span style="font-size: 11px;">Key Competencies:</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Attention to Detail: Ensuring accuracy in all financial records and reconciliations.</span></div><div><span style="font-size: 11px;">Organizational Skills: Ability to prioritize tasks and manage multiple responsibilities in a fast-paced environment.</span></div><div><span style="font-size: 11px;">Teamwork: Ability to work collaboratively within a team, while also being able to handle tasks independently.</span></div><div><span style="font-size: 11px;">Adaptability: Willingness to learn and adapt to new financial systems, tools, and regulations as the fintech landscape evolves.</span></div><div><span style="font-size: 11px;"><b>What You’ll Need</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Bachelor's degree in Finance or Accounting</span></div><div><span style="font-size: 11px;">2-3 years of experience in accounting and financial operations. Experience in fintech or regulated industry is preferred.</span></div><div><span style="font-size: 11px;">Strong attention to detail with the ability to analyze and interpret financial data accurately.</span></div><div><span style="font-size: 11px;">Good written and verbal communication skills, with the ability to explain financial concepts clearly to non-finance stakeholders.</span></div><div><span style="font-size: 11px;">Ability to identify issues in financial data and propose practical solutions.</span></div><div><span style="font-size: 11px;">Exhibits business judgment, strong analytical, coordination, and decision-making skills</span></div><div><span style="font-size: 11px;">Strong working knowledge of accounting principles, procedures and internal controls.</span></div><div><span style="font-size: 11px;">Proficiency in accounting software (Dynamics 365 Business Central), Microsoft Excel and reporting tools like Power BI and Tableau.</span></div>

Financial Operations Analyst

<div><span style="font-size: 11px;"><b>The Role</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">We are looking for an Operational Risk Manager in the First Line of Defence who will be responsible for supporting the functions in managing end to end operational risks for myZoi. The individual will be responsible for supporting and executing the first line of defence and ensures effective implementation of Operational Risk Framework (under the Enterprise Risk Management Framework), process controls and governance within the country.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>RESPONSIBILITIES:</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Process Ownership</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Identification and management of the end-to-end processes and associated risks for the activities carried out by the business.</span></div><div><span style="font-size: 11px;">Implementing CAS (Control Assessment Standards) to monitor the effectiveness of the controls and standards governing the end-to-end process.</span></div><div><span style="font-size: 11px;">Escalating significant risks and issues, to the Process Owners, relevant Risk Framework Owners or Policy Owners and the CRO.</span></div><div><span style="font-size: 11px;">Business</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Support myZoi in maintaining an awareness of the wider business, economic and market environment conditions.</span></div><div><span style="font-size: 11px;">Continuously support in evaluation and identification of operational risk implications of business strategies and programmes and provide guidance on any operational risk remediation actions.</span></div><div><span style="font-size: 11px;">Understand processes and devise change in control design via Risk and Control Self Assessment (RCSA).</span></div><div><span style="font-size: 11px;">Work toward minimising systemic product and process risks by considering the design of the product features, implementation of process robustness, appropriateness and performance monitoring</span></div><div><span style="font-size: 11px;">Processes</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Responsible for ensuring adherence to specified BAU operational risk deadlines, along with the consistent execution of Control Standard Testing and Key Control Indicators for relevant processes.</span></div><div><span style="font-size: 11px;">Responsible for being a key escalation recipient for the business for all operational risk related incidents and queries that arise.</span></div><div><span style="font-size: 11px;">Responsible for ensuring that Risk Register for myZoi is up to date at all times and reflects the controls needed for local and regulatory requirements captured in the Obligations Register.</span></div><div><span style="font-size: 11px;">Ensure risk ownership of residual risk evaluations and associated remediation activities.</span></div><div><span style="font-size: 11px;">Responsible for coordinating with stakeholders and increase transparency and share key developments, learnings and best practices.</span></div><div><span style="font-size: 11px;">Responsible for supporting in minimizing operational risks and losses, and ensuring material operational losses are investigated to prevent recurrence.</span></div><div><span style="font-size: 11px;">Ensure appropriate control mechanisms are implemented and approved where required in the processes.</span></div><div><span style="font-size: 11px;">Risk Management</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Support in evaluation and identification of operational risks for new products and new business, regulatory and thematic risks, and drive the implementation of appropriate controls to mitigate these risks.</span></div><div><span style="font-size: 11px;">Responsible for raising awareness of business controls, governance and supervision responsibilities amongst relevant staff in the country and ensure an appropriate culture amongst all staff in this regard.</span></div><div><span style="font-size: 11px;">Responsible for ensuring compliance with policies which impact operational risk. Challenge processes, procedures, and policy if there is&nbsp; an opportunity for efficiency and control improvements.</span></div><div><span style="font-size: 11px;">Responsible for speaking out on emerging risks for the businesses in the country.</span></div><div><span style="font-size: 11px;">Responsible for identifying knowledge gaps, facilitate development of training on Operational Risk for myZoi team.</span></div><div><span style="font-size: 11px;">Governance</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Support segments/functions in ensuring adequate governance and oversight of operational risk through the escalation and appropriate resolution of risk exposures to the Executive Risk Committee (ERC) as required.</span></div><div><span style="font-size: 11px;">Responsible for escalation of issues, blockages, challenges and trends to the Chief Risk Officer, as required.</span></div><div><span style="font-size: 11px;">People and Talent</span></div><div><br></div><div><span style="font-size: 11px;"><b>Our Ideal Candidate&nbsp;</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">In-depth knowledge on financial service products including store value facility, retail payment services and consumer protection</span></div><div><span style="font-size: 11px;">Knowledge on technology and ICS standards including AI used for building financial services will be an added advantage.</span></div><div><span style="font-size: 11px;">Academic or Professional Education/Qualifications, i.e. standards required for role</span></div><div><span style="font-size: 11px;">Licenses and Certifications/accreditations will be an added advantage</span></div><div><span style="font-size: 11px;">Experience in Operational Risk, Credit &amp;/or Market Risk, Assurance, Audit&nbsp;</span></div><div><span style="font-size: 11px;">8 to 10 years of experience in related industries</span></div>

Operational Risk Manager

<div><span style="font-size: 11px;"><b>The Role</b></span></div><div><span style="font-size: 11px;">You will be leading and coding, working in a squad with a mission to build and deliver a world-class application to our global customer base. You will be challenged to deliver software that is highly functional yet simple, feature rich yet low latency and overall best of breed, using java and cloud native technologies. You will experiment with Event Driven services, REST and GraphQL endpoints, high resiliency, low latency and high scalability to challenge and improve our application and delivery across diverse regional requirements. You will be fully agile and fully empowered. You will be an innovator and a mentor. You will work with a hybrid local and overseas team with best-in-class tools and processes.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>Responsibilities</b></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Build, deliver and support first-class Java Services, Micro services and Functions</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Work hand-in-hand with the Lead Architect to engineer a cloud native financial application</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Design for fault tolerance and resilience, speed and security</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Use data-driven insights and observability to foster a culture of continuous improvement</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Balance an Agile fast-paced delivery within a highly regulated industry</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Ensure security and compliance best practice</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Work on continuously improving the application delivery processes</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Be an awesome member of the team, have fun and enjoy social events</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>About You</b></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You are a skilled, creative and inquisitive java engineer with a passion for quality and delivery</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You have hands on experience of Java and cloud native (primarily AWS) development using Javalin, Spring Boot, Cloud Native and other libraries and technologies</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You have hands on experience with REST API design, services architecture</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You have an appreciation of Event driven architecture</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You have experience working with Databases, Data Lakes, Data Ingestion and Analysis tools</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You have experience with Docker, Kubernetes</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You have skill across build tools, optimisation techniques and modern frameworks</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You have strong communication skills, curiosity. You are a quick and eager learner.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You enjoy a creative fast paced agile world</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You enjoy mentoring and teaching other developers to create a world-class cohesive team</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;You enjoy making friends, having fun</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>Skills</b></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;AWS</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Java - Spring, Spring Boot, Javalin Services and Microservices</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Docker and Kubernetes</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;REST, OpenApi</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Reactive services</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Event-driven Services</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Domain Driven design</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Testing frameworks (Unit, Integration, API and Contract Testing)</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Relational and NoSQL Databases</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Bonus Skills</span></div>

Senior Backend Engineer

<div><span style="font-size: 11px;"><b>The Role</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">We are looking for a Head of Operational Risk who will be a senior leader in the First Line of Defence reporting to the Chief Operating Officer, responsible for establishing, leading, and managing the operational risk function for myZoi. This role will include oversight of a team of first line Operational Risk Managers and will be critical in implementing and embedding the Operational Risk Framework, ensuring robust governance, supporting all functions on risk management and fostering a strong risk culture across the organization.</span></div><div><b><br></b></div><div><span style="font-size: 11px;"><b>What You’ll Do:</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Leadership &amp; Strategy</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Lead and manage a team of first line Operational Risk Managers, providing strategic direction, oversight, coaching, and performance management.</span></div><div><span style="font-size: 11px;">Act as the primary First Line liaison for operational risk across all functions and with the Second Line.</span></div><div><span style="font-size: 11px;">Drive the implementation of the Operational Risk Framework in alignment with the Enterprise Risk Management Framework (ERMF).</span></div><div><span style="font-size: 11px;">Champion a culture of risk awareness, transparency, and proactive risk management.</span></div><div><span style="font-size: 11px;">Represent First line ops risk at Governance Forums including Executive Risk Committee</span></div><div><span style="font-size: 11px;">Risk &amp; Control Oversight</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">Own the identification, assessment, monitoring, and reporting of operational risks across all business and functional areas.</span></div><div><span style="font-size: 11px;">Responsible for ensuring risk registers, obligation registers, and control libraries are accurate, updated, and reflective of the current risk landscape.</span></div><div><span style="font-size: 11px;">Oversee the execution and review of RCSA (Risk and Control Self-Assessments), control testing (Control Assessment Standards), and Key Control Indicators (KCIs) within the timelines</span></div><div><span style="font-size: 11px;">Drive continuous improvement in risk and control practices, focusing on automation, root cause analysis, and lessons learned.</span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Coordinate evaluations of product risks, processes, outsourcing, significant events, and security risks</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Support control assessments and recommend actions; analyze control environment data; prepare operational risk reports.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Drive the Residual Risk Assessment process across all business and functional areas.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Responsible for owning the changes in control design and recommend changes to the second line.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Responsible for timely escalation of breaches to the relevant stakeholders and governance forums.</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">·&nbsp; &nbsp; &nbsp; &nbsp;Provide guidance on operational risk tools and systems; own and support policy effectiveness reviews and associated exercises across first line functions.</span></div><div><span style="font-size: 11px;"><br></span></div><div><br></div><div><span style="font-size: 11px;">Business Enablement</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">As first line operational risk be part of the functions and support them in day-to-day risk management</span></div><div><span style="font-size: 11px;">Provide operational risk insight and challenge during business strategy, product development, and major project reviews.</span></div><div><span style="font-size: 11px;">Collaborate with functions to identify and mitigate risks in new products, technologies (including AI), and market expansions.</span></div><div><span style="font-size: 11px;">Support proactive risk decisions through meaningful and timely MI reporting to senior management and risk committees.</span></div><div><span style="font-size: 11px;">Governance</span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;"><b>Who You Are:</b></span></div><div><span style="font-size: 11px;">You have strong communication skills, curiosity and are a quick learner.</span></div><div><span style="font-size: 11px;">You enjoy a creative fast paced agile world</span></div><div><span style="font-size: 11px;">You enjoy mentoring and teaching other developers to create a world class cohesive team</span></div><div><span style="font-size: 11px;">You are a self starter and able to drive and navigate independently</span></div><div><span style="font-size: 11px;">You enjoy making friends, having fun</span></div><div><span style="font-size: 11px;">You’re happy to dig in when all hell breaks loose!</span></div><div><span style="font-size: 11px;">&nbsp;</span></div><div><span style="font-size: 11px;"><b>What You’ll Need:</b></span></div><div><span style="font-size: 11px;"><br></span></div><div><span style="font-size: 11px;">An open and curious attitude</span></div><div><span style="font-size: 11px;">Ability to collaborate with all levels of management.</span></div><div><span style="font-size: 11px;">Able to manage conflicting priorities and situation</span></div><div><span style="font-size: 11px;">In-depth knowledge on financial service products including store value facility, retail payment services and consumer protection</span></div><div><span style="font-size: 11px;">Knowledge on technology and ICS standards including AI used for building financial services.</span></div><div><span style="font-size: 11px;">Academic or Professional Education/Qualifications, i.e. standards required for role</span></div><div><span style="font-size: 11px;">Licenses and Certifications/accreditations will be an added advantage</span></div><div><span style="font-size: 11px;">10 to 12+ years of experience in related industries</span></div>

Head of Operational Risk

<p><b style="font-size: 11px;">About the Role:</b></p><p> </p> <p> <span> <span> <br> </span> <span>We're seeking a </span> <b> <span>Head of Marketing</span> </b> <span> with strong strategic experience,<br>commercial mindset and execution muscle, who can lead integrated B2B and B2C marketing and<br>eventually grow into the CMO role.</span> </span> </p> <p> <span> <span> </span> </span> <span> <br> </span> </p> <p> <b> <span> <span>Key Responsibilities:</span> </span> </b> <span> <br> </span> </p> <div> <span> <br> </span> </div> <ul> <li> <span> <span>Lead brand, performance, content, PR, and product<br> marketing</span> </span> <span> <br> </span> </li> <li> <span> <span>Partner with CMO, product, and<br> business development leads<br> to drive growth</span> </span> <span> <br> </span> </li> <li> <span> <span>Build the marketing roadmap: from positioning and<br> GTM to funnel performance</span> </span> <span> <br> </span> </li> <li> <span> <span>Mentor and scale a lean, high-performing marketing<br> team</span> </span> <span> <br> </span> </li> <li> <span> <span>Bring bold creative thinking with analytical rigor</span> </span> <span> <br> </span> </li> <li> <span> <span>Own metrics: brand health, pipeline contribution,<br> customer engagement</span> </span> <span> <br> </span> </li> </ul> <p> <span> <span> </span> </span> <span> <br> </span> </p> <p> <span> <span> </span> </span> <span> <br> </span> </p> <p> <b> <span> <span>What You Bring:</span> </span> </b> <span> <br> </span> </p> <div> <span> <br> </span> </div> <ul> <li> <span> <span>10 years+ in marketing with proven leadership<br> in fintech, digital platforms, or financial services</span> </span> <span> <br> </span> </li> <li> <span> <span>Track record of building brands and generating<br> revenue through integrated marketing</span> </span> <span> <br> </span> </li> <li> <span> <span>Strong digital, brand, and commercial balance</span> </span> <span> <br> </span> </li> <li> <span> <span>Experience managing teams, agencies, and<br> cross-functional stakeholders</span> </span> <span> <br> </span> </li> <li> <span> <span>A future CMO mindset: strategic, visionary, and<br> execution-driven</span> </span> <span> <br> </span> </li> <li> <b> <span> <span>Martech/AI tools:</span> </span> </b> <span> <span> Brandwatch, Hubspot, Amplitude, Segment/Twilio, Braze,<br> CelverTap, MoEngage, Adobe, Tablau or equivelents</span></span></li></ul>

Head of Marketing

Join myZoi and explore 14   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.