Urwah Admin

Qatar National Bank

<div></div><div><div><ul><li><div><b>Business Unit</b>
</div><div>QNB - Qatar
</div></li><li><div><b>Division</b>
</div><div>QNB Capital
</div></li><li><div><b>Department</b>
</div><div>Investment Banking / Capital Markets
</div></li><li><div><b>Country</b>
</div><div>Qatar
</div></li><li><div><b>Closing Date</b>
</div><div>20-Jul-2026
</div></li></ul></div><div><div><h5 class="jobSectionHeader"><b>About QNB</b></h5>
<p>Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.</p>
<p>QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.</p>
<p>QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.</p>
<p>Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.</p>
<p>QNB Group has an active community support program and sponsors various social, educational and sporting events.</p>
</div></div><div><div><div><h5 class="jobSectionHeader"><b>Summary</b></h5>
</div><div><p>The role will be responsible for assisting in the execution of corporate finance transactions including ECM, DCM, M&amp;A, project finance, valuations and transaction structuring deals. The incumbent will support senior staff in completing transactions and will be involved principally in the preparation of financial models as well as client facing work in obtaining source data as required.</p>
</div></div><div><div><h5 class="jobSectionHeader"><b>Responsibilities
</b></h5></div><div><ul><li><p>Assists in preparation of presentations, pitches, reports and transaction advice.</p></li><li><p>
Carries out reviews of financial statements, prepares cashflow projections and drafts valuations and feasibility studies as required.</p></li><li><p>
Assists in preparing deliverables for clients.</p></li><li><p>
Acts within the limits of the powers delegated to the incumbent.</p></li><li><p>
Responsible for the preparation of advisory reports, valuations, transactional structures and other advisory deliverables in accordance with agreed mandates with clients.</p></li><li><p>
Assists in maintaining relationships with clients.</p></li><li><p>
To assist customers in all their queries on Bank's product and seek solution to their requests.</p></li><li><p>
Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.</p></li><li><p>
Build and maintain strong/effective relationships with related departments/units to achieve the Group's objectives</p></li><li><p>
Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</p></li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Qualifications</b></h5>
</div><div><ul><li><p>Bachelors and Ideally Masters in Economics, Law, Accounting or similar</p></li><li><p>
Strong analytical skills and the ability to communicate both verbally and in writing with all levels of management.</p></li><li><p>
Excellent oral and written communication skills (including report writing) in English.</p></li><li><p>
Ability to communicate with all levels of management.</p></li><li><p>
Good interpersonal and presentation skills.</p></li><li><p>
Personal integrity and self-management.</p></li><li><p>
Outstanding problem solving and decision making skills.</p></li><li><p>
Planning, organizing and analytical ability.</p></li><li><p>
Knowledge of constructing complex spreadsheets, cash flow models and in working with MS Excel.</p></li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Note: you will be required to attach the following:</b></h5>
</div><div><div><ul><li>Resume/CV</li></ul>
<ul><li>Copy of Passport or QID
</li></ul><ul><li>Copy of Education Certificate</li></ul></div></div></div></div></div><div></div>

Trainee Analyst (Qatarization)

<div>Summary<p><br>
The role will be responsible for assisting in the execution of corporate finance transactions including ECM, DCM, M&amp;A, project finance, valuations and transaction structuring deals. The incumbent will support senior staff in completing transactions and will be involved principally in the preparation of financial models as well as client facing work in obtaining source data as required.</p>
Responsibilities<ul><li><p><br>
Assists in preparation of presentations, pitches, reports and transaction advice.</p></li><li><p>
Carries out reviews of financial statements, prepares cashflow projections and drafts valuations and feasibility studies as required.</p></li><li><p>
Assists in preparing deliverables for clients.</p></li><li><p>
Acts within the limits of the powers delegated to the incumbent.</p></li><li><p>
Responsible for the preparation of advisory reports, valuations, transactional structures and other advisory deliverables in accordance with agreed mandates with clients.</p></li><li><p>
Assists in maintaining relationships with clients.</p></li><li><p>
To assist customers in all their queries on Bank's product and seek solution to their requests.</p></li><li><p>
Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.</p></li><li><p>
Build and maintain strong/effective relationships with related departments/units to achieve the Group's objectives</p></li><li><p>
Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</p></li></ul>
Qualifications<ul><li><p><br>
Bachelors and Ideally Masters in Economics, Law, Accounting or similar</p></li><li><p>
Strong analytical skills and the ability to communicate both verbally and in writing with all levels of management.</p></li><li><p>
Excellent oral and written communication skills (including report writing) in English.</p></li><li><p>
Ability to communicate with all levels of management.</p></li><li><p>
Good interpersonal and presentation skills.</p></li><li><p>
Personal integrity and self-management.</p></li><li><p>
Outstanding problem solving and decision making skills.</p></li><li><p>
Planning, organizing and analytical ability.</p></li><li><p>
Knowledge of constructing complex spreadsheets, cash flow models and in working with MS Excel.</p></li></ul></div>

<div></div><div><div><ul><li><div><b>Business Unit</b>
</div><div>QNB - Qatar
</div></li><li><div><b>Division</b>
</div><div>Information Technology
</div></li><li><div><b>Department</b>
</div><div>Information Technology
</div></li><li><div><b>Country</b>
</div><div>Qatar
</div></li><li><div><b>Closing Date</b>
</div><div>31-Dec-2025
</div></li></ul></div><div><div><h5 class="jobSectionHeader"><b>About QNB</b></h5>
<p>Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.</p>
<p>QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.</p>
<p>QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.</p>
<p>Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.</p>
<p>QNB Group has an active community support program and sponsors various social, educational and sporting events.</p>
</div></div><div><div><div><h5 class="jobSectionHeader"><b>Job Purpose Summary</b></h5>
</div><div><p>The incumbent is primarily responsible for managing and overseeing the Digital Banking Integration related projects and development team. The incumbent will also help select the best development platform and ensure that user requirements are provided for by the latest and most effective tools available in the IT market.</p>
</div></div><div><div><h5 class="jobSectionHeader"><b>Essential Duties &amp; Responsibilities by Dimensions</b></h5>
</div><div><p><b>A. Shareholder &amp; Financial:
</b></p><ul><li>Carefully analyze possible software and application program changes to ensure congruence with the Group&rsquo;s long term planning and approved strategy.
</li><li>Design, implement, document and develop applications as per the specified budget and plan.
</li><li>Implements KPI&rsquo;s and best practices for Integration System Analysis
</li><li>Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.
</li><li>Act within the limits of the powers delegated to the incumbent.</li></ul><p><b>
B. Customer (Internal &amp; External):
</b></p><ul><li>Liaise with the concerned business for their information requirements and follow-up as and when required to answer their business needs.
</li><li>To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests.
</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.
</li><li>Build and maintain strong/effective relationships with related departments/units to achieve the Group&rsquo;s objectives.
</li><li>Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</li></ul><p><b>
C. Internal (Processes, Products, Regulatory):
</b></p><ul><li>Develop new applications as per user requirements and the plan specified by the designated systems analysts.
</li><li>Correct bugs and errors by making appropriate changes and then retest the program to ensure that the desired results are produced.
</li><li>Conduct trial runs/ perform testing of programs and software applications to be sure they will produce the desired information and that the instructions are correct.
</li><li>Compile and document the program and perform subsequent revisions, inserting comments in the coded instructions so others can understand the program.
</li><li>Perform revision, repair, or expansion of existing programs to increase operating efficiency or adapt to new requirements.
</li><li>Write, analyze, review, and rewrite programs, using workflow chart and diagram, and applying knowledge of computer capabilities, subject matter, and symbolic logic.
</li><li>Write or contribute to instructions or manuals to guide end users.
</li><li>Investigate whether networks, workstations, the central processing unit of the system, and/or peripheral equipment are responding to a program's instructions.
</li><li>Prepare detailed workflow charts and diagrams that describe input, output, and logical operation, and convert them into a series of instructions coded in a computer language.
</li><li>Perform systems analysis and programming tasks to maintain and control the use of system&rsquo;s software.
</li><li>Consult with and assist computer operators or system analysts to define and resolve problems in running computer programs.
</li><li>Comply with existing standards and policies as set by the Group&rsquo;s management.
</li><li>Use object-oriented programming languages, as well as client/server applications development processes and multimedia and Internet technology.
</li><li>Abide by the Policies and Procedures developed for maintaining the Information Security for the Data Centre Operations and shall take on active responsibilities in achieving, managing and maintaining the ISO 27001 standard.</li></ul><p><b>
D. Learning &amp; Knowledge:
</b></p><ul><li>Fully understand user requirements as provided by the business analysts.
</li><li>Possess knowledge of system design and data dictionary concepts in order to properly develop a workable and comprehensive application.
</li><li>Possess and implement the development life cycle followed with in the Group.
</li><li>Proactively identify areas for professional development of self and undertake development activities.
</li><li>Seek out opportunities to remain current with all developments in professional field.</li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Education/Experience Requirements</b></h5>
</div><div><ul><li>Bachelor&rsquo;s degree in Computer Science.
</li><li>At least 8 years in financial services with a specialization in Middleware or Integration application development or management
</li><li>Knowledge of working with Java, J2EE. Message Queues, Data Queues and APIs, particularly using IBM Integration solutions deployed on Openshift platform and IBM Identity Manager
</li><li>Knowledge of relevant development practices and tools to create self-contained, reusable, and testable modules and components in accordance with design principles of micro-services
</li><li>Analyze and improve architecture of existing systems to ensure that they meet the latest industry standard technology requirements
</li><li>Ability to design secure, highly scalable, end-to-end software solutions for complex implementations
</li><li>Training courses and certification in systems technology, programming and banking software.
</li><li>Specific courses in IT security Architecture for web and e-channels</li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Note: you will be required to attach the following:</b></h5>
</div><div><div><ul><li>Resume/CV</li></ul>
<ul><li>Qatari ID</li></ul>
<ul><li>Passport</li></ul>
<ul><li>Educational Certificates - Degree</li></ul>
<ul><li>Birth Certificate</li></ul></div></div></div></div></div><div></div>

Senior Manager - Integration System Analysis

<div>Job Purpose Summary<p><br>
The incumbent is primarily responsible for managing and overseeing the Digital Banking Integration related projects and development team. The incumbent will also help select the best development platform and ensure that user requirements are provided for by the latest and most effective tools available in the IT market.</p>
Essential Duties &amp; Responsibilities by Dimensions<p><b><br>
A. Shareholder &amp; Financial:
</b></p><ul><li>Carefully analyze possible software and application program changes to ensure congruence with the Group's long term planning and approved strategy.
</li><li>Design, implement, document and develop applications as per the specified budget and plan.
</li><li>Implements KPI's and best practices for Integration System Analysis
</li><li>Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.
</li><li>Act within the limits of the powers delegated to the incumbent.</li></ul><p><b>
B. Customer (Internal &amp; External):
</b></p><ul><li>Liaise with the concerned business for their information requirements and follow-up as and when required to answer their business needs.
</li><li>To assist customers in all their queries on Bank's product and seek solution to their requests.
</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.
</li><li>Build and maintain strong/effective relationships with related departments/units to achieve the Group's objectives.
</li><li>Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</li></ul><p><b>
C. Internal (Processes, Products, Regulatory):
</b></p><ul><li>Develop new applications as per user requirements and the plan specified by the designated systems analysts.
</li><li>Correct bugs and errors by making appropriate changes and then retest the program to ensure that the desired results are produced.
</li><li>Conduct trial runs/ perform testing of programs and software applications to be sure they will produce the desired information and that the instructions are correct.
</li><li>Compile and document the program and perform subsequent revisions, inserting comments in the coded instructions so others can understand the program.
</li><li>Perform revision, repair, or expansion of existing programs to increase operating efficiency or adapt to new requirements.
</li><li>Write, analyze, review, and rewrite programs, using workflow chart and diagram, and applying knowledge of computer capabilities, subject matter, and symbolic logic.
</li><li>Write or contribute to instructions or manuals to guide end users.
</li><li>Investigate whether networks, workstations, the central processing unit of the system, and/or peripheral equipment are responding to a program's instructions.
</li><li>Prepare detailed workflow charts and diagrams that describe input, output, and logical operation, and convert them into a series of instructions coded in a computer language.
</li><li>Perform systems analysis and programming tasks to maintain and control the use of system's software.
</li><li>Consult with and assist computer operators or system analysts to define and resolve problems in running computer programs.
</li><li>Comply with existing standards and policies as set by the Group's management.
</li><li>Use object-oriented programming languages, as well as client/server applications development processes and multimedia and Internet technology.
</li><li>Abide by the Policies and Procedures developed for maintaining the Information Security for the Data Centre Operations and shall take on active responsibilities in achieving, managing and maintaining the ISO 27001 standard.</li></ul><p><b>
D. Learning &amp; Knowledge:
</b></p><ul><li>Fully understand user requirements as provided by the business analysts.
</li><li>Possess knowledge of system design and data dictionary concepts in order to properly develop a workable and comprehensive application.
</li><li>Possess and implement the development life cycle followed with in the Group.
</li><li>Proactively identify areas for professional development of self and undertake development activities.
</li><li>Seek out opportunities to remain current with all developments in professional field.</li></ul>
Education/Experience Requirements<ul><li><br>
Bachelor's degree in Computer Science.
</li><li>At least 8 years in financial services with a specialization in Middleware or Integration application development or management
</li><li>Knowledge of working with Java, J2EE. Message Queues, Data Queues and APIs, particularly using IBM Integration solutions deployed on Openshift platform and IBM Identity Manager
</li><li>Knowledge of relevant development practices and tools to create self-contained, reusable, and testable modules and components in accordance with design principles of micro-services
</li><li>Analyze and improve architecture of existing systems to ensure that they meet the latest industry standard technology requirements
</li><li>Ability to design secure, highly scalable, end-to-end software solutions for complex implementations
</li><li>Training courses and certification in systems technology, programming and banking software.
</li><li>Specific courses in IT security Architecture for web and e-channels</li></ul>
Required Special Skills<ul><li><br>
Strong programming skills in the development tools and languages.
</li><li>Strong analytical, problem solving, trouble-shooting and decision-making skills.
</li><li>Ability to identify need for change, adaptable and flexible in anticipating and realizing improvement opportunities.
</li><li>Experience in Agile Development
</li><li>Experience in working with Digital Banking applications is preferred
</li><li>Excellent oral and written communication skills (including report writing) in English and Arabic.
</li><li>Good interpersonal and presentation skills.
</li><li>Understanding of the relevant laws, regulations, and practices.
</li><li>Ability to make decisions and follow through with initiatives.
</li><li>Personal integrity and self-management.
</li><li>Planning, organising, and analytical ability.
</li><li>Results oriented.
</li><li>Strong analytical skills and the ability to communicate both verbally and in writing with all levels of management.</li></ul></div>

<div>Job Purpose Summary<p><br>
The incumbent will manage and lead the offensive cyber security function in the Group Information Security team. The incumbent will have the primary responsibility of ensuring that Information Technology applications and infrastructure in the Group comply with IT Security Policies and Standards, any relevant regulatory requirements as well as industry best Cyber Security practices. The incumbent is also responsible for ensuring that any identified gaps are escalated timely to the appropriate management authority. The incumbent will have primary responsibility for the execution of the vulnerability scanning programme of IT assets, and for leading the QNB Red Team that conducts simulated offensive attack exercises and for managing the relationships with penetration testing vendors. This is a mixed role that requires a combined of team management skills and ethical hacking skillset.</p>
Essential Duties &amp; Responsibilities<ul><li><br>
 Ability to manage a team of inhouse and outsourced experienced technical resources who conduct penetration testing activities.</li><li> Ability to create and manage a Red Team in the department. Responsible for service definition, strategy and delivery.</li><li> Ability to customise and use established methodologies, conduct technical reviews and penetration testing activities of business applications and infrastructure projects e.g. technical risk assessments of internet facing applications, workstation and server build platforms, databases, networking, and virtualisation technologies.</li><li> Ability to perform security assessments of QNB systems. Assessing the effectiveness of the systems, the security architecture design, compliance to IT security policies and relevant standards.</li><li> Ability to provide subject matter expertise for the enhancement of network security posture of the organization.</li><li> Ability to develop close relationships with IT and business teams. Understand and manage their requirements for GIS risk services.</li><li> Ability to assist other teams in the Group Risk division with technical IT Security reviews and provide guidance as a subject matter expert for information security.</li><li> Ability to provide Ad-hoc consultancy for risks of new technologies coming up with potential solutions.</li><li> Ability to plan and organise the work so that it is efficient and effective and allows service to be delivered promptly and reliably.</li><li> Ability to identify opportunities and develop new ideas that will lead to improvements.</li><li> Ability to adapt/change behaviour or plans to better achieve the target/objective.</li><li> Ability to analyse a complex problem and identify potential solutions by exploring and analysing diverse alternatives, including, where applicable, risks and potential business impact. Ability to make the right decisions based on the necessary information and to take measures accordingly.</li><li> Ability to liaise with external consultants appointed from time to time to assess the adequacy and effectiveness of the Group's information security efforts.</li><li> To assist customers in all their queries on Bank's product and seek solution to their requests.</li><li> Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.</li></ul>
Requirements<ul><li><br>
 Bachelor's/Master's degree preferably with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study), Masters preferred.</li><li> At least 15 years of experience in undertaking technical security assessments of complex IT solutions including penetration testing and red team activities.</li><li> Professional certification such as CISSP, CISM, CISA is mandatory</li><li> Strong knowledge of penetration testing tools and techniques of application and infrastructure components.</li><li> Strong knowledge of network topologies, logical access controls and firewalls technologies.</li><li> Strong knowledge of operating systems (Wintel, Solaris and Linux)</li><li> Having an understanding or experience in identifying zero day exploits</li><li> Having experience in assessing and designing multi-forest Active Directory domains</li><li> Programming experience (ASP, PHP, C#, etc)</li><li> Good interpersonal and presentation skills.</li><li> Understanding of the relevant laws, regulations, and practices.</li><li> Ability to make decisions and follow through with initiatives.</li><li> Personal integrity and self-management.</li><li> Planning, organising, and analytical ability.</li><li> Results oriented.</li><li> Strong analytical skills and the ability to communicate both verbally and in writing with all levels of management.</li></ul></div><p></p>

SVP Offensive Cyber Security

<div></div><div><div><ul><li><div><b>Business Unit</b>
</div><div>QNB - Qatar
</div></li><li><div><b>Division</b>
</div><div>Retail Banking
</div></li><li><div><b>Department</b>
</div><div>Retail Banking
</div></li><li><div><b>Country</b>
</div><div>Qatar
</div></li><li><div><b>Closing Date</b>
</div><div>21-Sep-2027
</div></li></ul></div><div><div><h5 class="jobSectionHeader"><b>About QNB</b></h5>
<p>Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.</p>
<p>QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.</p>
<p>QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.</p>
<p>Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.</p>
<p>QNB Group has an active community support program and sponsors various social, educational and sporting events.</p>
</div></div><div><div><div><h5 class="jobSectionHeader"><b>Job Purpose Summary</b></h5>
</div><div><p>The incumbent is responsible for assisting his line manager in developing retail products assigned to him and managing their implementation through the respective sales channels (branches, DSAs). Working to an agreed strategic agenda, the Officer Retail provides support in proposing the mix of resources and channels, and the tactical direction required to achieve time bound volume, revenue and profit targets for the assigned product.</p>
</div></div><div><div><h5 class="jobSectionHeader"><b>Essential Duties &amp; Responsibilities by Dimensions</b></h5>
</div><div><p><b>A. Shareholder &amp; Financial:</b></p><ul><li>Monitor and evaluate the market opportunity/growth potential, competitor activity, existing capabilities and risk appetite to ensure a sustainable growth rate on the retail product portfolio</li><li>Assess, analyse, define, recommend, implement and monitor market and marketing intelligence in order to meet assigned product strategic objectives</li><li>Review and recommend the margin, pricing, risk and cost management for the assigned retail products</li><li>Monitor set Key Performance Indicators (KPIs) for performance monitoring and quality measurement purposes for the assigned retail product.</li><li>Advise on the targets for branches (i.e. distribution) and direct sales staff in close liaison with the referenced functions and continuously monitor the achievements against the agreed targets.</li><li>Analyze portfolio behavior and trends (including competitor initiatives) to ensure high products penetration ratios, through campaign management techniques (next best action, cross selling, up selling, sales promotions, and conversion of wholesale opportunities) to formulate and implement retention strategies to minimize attrition and thereby help grow the retail product portfolio. Implements KPI&rsquo;s and best practices for Associate, Retail Assets</li><li>Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.</li><li>Act within the limits of the powers delegated to the incumbent.</li></ul><p></p><p><b>
B. Customer (Internal &amp; External):</b></p><ul><li>Analyse the market for the products assigned to gauge customer preferences and ensure that products launched are in line with customer needs.</li><li>Build and maintain strong and effective relationship with the all other related departments and units to achieve the Department&rsquo;s goals/ objectives.</li><li>Provide timely and accurate information to the external and internal auditors and the Compliance function, as and when required.</li><li>Build strong and effective business relationship with the bank partners, with support with Corporate Banking for certain companies to support product activities.</li><li>Development of partnerships for provision of loans to customers beyond the threshold of the bank products (real estate brokers, developers, vehicle dealers, key accounts, etc.).</li><li>Analyse the market for the products assigned to gauge customer preferences and ensure that products launched are in line with customer needs.</li><li>To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests.</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.</li><li>Build and maintain strong/effective relationships with related departments/units to achieve the Group&rsquo;s objectives.</li><li>Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</li><li>To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests.</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.</li><li>Build and maintain strong/effective relationships with related departments/units to achieve the Group&rsquo;s objectives.</li><li>Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</li></ul><p></p><p><b><br>
C. Internal (Processes, Products, Regulatory):</b></p><ul><li>Implement processes for a smooth launch of new products, and that are in compliance with the applicable internal policies and external regulations.</li><li>Assist in the review, refinement, development and launch of new products to maximize market share, revenues and profits in chosen segments, for the products assigned.</li><li>Work closely with Manager Retail products to reduce the likelihood of a negative risk event by establishing and reinforcing the infrastructure that sets the control consciousness of the department.</li><li>Respect the authority delegated by the Manager Retail products</li></ul><p></p><p><b>
D. Learning &amp; Knowledge:</b></p><ul><li>Possess knowledge of retail products and related risks together with a good knowledge of related operations and controls.</li><li>Train all front-end and sales channels viz. branches and DSAs about the features/ characteristics of the products developed/ enhanced to promote product awareness amongst sales staff.</li><li>Proactively identify areas for professional development of self and undertake development activities.</li><li>Seek out opportunities to remain current with all developments in professional field.</li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Education/Experience Requirements</b></h5>
</div><div><ul><li>Bachelor degree University graduate <b>preferably</b> with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study),</li><li>No years of experience required</li></ul><p></p>
</div></div><div><div><h5 class="jobSectionHeader"><b>Note: you will be required to attach the following:</b></h5>
</div><div><div><ul><li>Resume/CV</li></ul>
<ul><li>Qatari ID</li></ul>
<ul><li>Passport Copy</li></ul>
<ul><li>Educational Certificates - Degree</li></ul>
<ul><li>Birth Certificate</li></ul></div></div></div></div></div><div></div>

Associate Retail Assets (Qatarization)

<div>Job Purpose Summary<p><br>
The incumbent is responsible for assisting his line manager in developing retail products assigned to him and managing their implementation through the respective sales channels (branches, DSAs). Working to an agreed strategic agenda, the Officer Retail provides support in proposing the mix of resources and channels, and the tactical direction required to achieve time bound volume, revenue and profit targets for the assigned product.</p>
Essential Duties &amp; Responsibilities by Dimensions<p><b><br>
A. Shareholder &amp; Financial:</b></p><ul><li>Monitor and evaluate the market opportunity/growth potential, competitor activity, existing capabilities and risk appetite to ensure a sustainable growth rate on the retail product portfolio</li><li>Assess, analyse, define, recommend, implement and monitor market and marketing intelligence in order to meet assigned product strategic objectives</li><li>Review and recommend the margin, pricing, risk and cost management for the assigned retail products</li><li>Monitor set Key Performance Indicators (KPIs) for performance monitoring and quality measurement purposes for the assigned retail product.</li><li>Advise on the targets for branches (i.e. distribution) and direct sales staff in close liaison with the referenced functions and continuously monitor the achievements against the agreed targets.</li><li>Analyze portfolio behavior and trends (including competitor initiatives) to ensure high products penetration ratios, through campaign management techniques (next best action, cross selling, up selling, sales promotions, and conversion of wholesale opportunities) to formulate and implement retention strategies to minimize attrition and thereby help grow the retail product portfolio. Implements KPI's and best practices for Associate, Retail Assets</li><li>Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.</li><li>Act within the limits of the powers delegated to the incumbent.</li></ul><p></p><p><b>
B. Customer (Internal &amp; External):</b></p><ul><li>Analyse the market for the products assigned to gauge customer preferences and ensure that products launched are in line with customer needs.</li><li>Build and maintain strong and effective relationship with the all other related departments and units to achieve the Department's goals/ objectives.</li><li>Provide timely and accurate information to the external and internal auditors and the Compliance function, as and when required.</li><li>Build strong and effective business relationship with the bank partners, with support with Corporate Banking for certain companies to support product activities.</li><li>Development of partnerships for provision of loans to customers beyond the threshold of the bank products (real estate brokers, developers, vehicle dealers, key accounts, etc.).</li><li>Analyse the market for the products assigned to gauge customer preferences and ensure that products launched are in line with customer needs.</li><li>To assist customers in all their queries on Bank's product and seek solution to their requests.</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.</li><li>Build and maintain strong/effective relationships with related departments/units to achieve the Group's objectives.</li><li>Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</li><li>To assist customers in all their queries on Bank's product and seek solution to their requests.</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.</li><li>Build and maintain strong/effective relationships with related departments/units to achieve the Group's objectives.</li><li>Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</li></ul><p></p><p><b><br>
C. Internal (Processes, Products, Regulatory):</b></p><ul><li>Implement processes for a smooth launch of new products, and that are in compliance with the applicable internal policies and external regulations.</li><li>Assist in the review, refinement, development and launch of new products to maximize market share, revenues and profits in chosen segments, for the products assigned.</li><li>Work closely with Manager Retail products to reduce the likelihood of a negative risk event by establishing and reinforcing the infrastructure that sets the control consciousness of the department.</li><li>Respect the authority delegated by the Manager Retail products</li></ul><p></p><p><b>
D. Learning &amp; Knowledge:</b></p><ul><li>Possess knowledge of retail products and related risks together with a good knowledge of related operations and controls.</li><li>Train all front-end and sales channels viz. branches and DSAs about the features/ characteristics of the products developed/ enhanced to promote product awareness amongst sales staff.</li><li>Proactively identify areas for professional development of self and undertake development activities.</li><li>Seek out opportunities to remain current with all developments in professional field.</li></ul>
Education/Experience Requirements<ul><li><br>
Bachelor degree University graduate <b>preferably</b> with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study),</li><li>No years of experience required</li></ul><p></p>
Required Special Skills<ul><li><br>
Excellent oral and written communication skills (including report writing) in English and Arabic.</li><li>Good interpersonal and presentation skills.</li><li>Understanding of the relevant laws, regulations, and practices.
</li><li>Ability to make decisions and follow through with initiatives.
</li><li>Personal integrity and self-management.</li><li>Planning, organising, and analytical ability.</li><li>Results oriented.</li><li>Strong analytical skills and the ability to communicate both verbally and in writing with all levels of management.</li></ul></div>

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