Urwah Admin

Qatar National Bank

<div>Job Summary<p><br>
The incumbent will be primarily responsible for managing on a day-to-day basis a portfolio of existing and potential Senior/large corporate customers to meet assigned financial targets of assigned country location. Incumbent is expected to develop and profitably manage banking relationships for business customers within their geographic territory or industry/customer portfolio. This position functions as the primary resource for extension of the full range of bank products and services applicable to the business customer. These will typically include credit and deposit services, as well as international transactions or other specialized services.</p>
Main Responsibilities<p><b><br>
A. Shareholder &amp; Financial:</b></p><ul><li>Play a major role in the implementation of the strategies and plan to achieve all set volume, revenue and profit targets for the Corporate Banking function within the assigned country location and in accordance with QNB's overall corporate budget and strategy.</li><li>Come up consistently with business ideas to help boost revenues</li><li>Develop Key Performance Indicators (KPIs) for the purpose of performance monitoring and quality measurement of the Corporate Banking Unit and monitor their achievements on periodic basis.</li><li>Observes and promotes cost consciousness and efficiency, and enhance productivity, to minimize costs, avoid wastes, and optimize benefits for the bank.</li><li>Act within the limits of the powers delegated to the incumbent and adheres to QNB policies. Delegate's authority to the respective staff and monitor exercise of the same.</li></ul><p><b>
B. Customer (Internal &amp; External):</b></p><ul><li>Develop and manage on a day-to-day basis potential corporate customers and assigned portfolio of existing customers to meet assigned financial and non-financial targets in compliance with established QNB credit policies, procedures and standards.</li><li>Build and maintain strong and effective relationships with all related functions / units to achieve assigned goals / objectives.</li><li>Responsible for the day to day management of the Relationship Manager (RM) and Assistant Relationship Manager (ARM). Ensure appropriate direction of work and duties and that RM and ARM has relevant training and support.</li><li>Responsible for business development and origination as well as credit recommendations in favour of selected local and regional corporations</li><li>Provide timely and accurate information to the Head of Corporate &amp; Institutional Banking and head office regarding credit and compliance issues in local and regional markets</li><li>Provide timely and accurate information to the external and internal auditors when required.</li><li>To assist customers in all their queries on Bank's product and seek solution to their requests.</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.</li><li>Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</li></ul><p><b>
C. Internal (Processes, Products, Regulatory):</b></p><ul><li>Prepare comprehensive credit proposals for new/prospect customers that adequately address all relevant risk factors and satisfy minimum acceptable standards of CPM.</li><li>At least one month before expiry, prepare comprehensive credit review for existing portfolio's that adequately address all relevant and current risk factors and the latest developments in the industry, market and business.</li><li>Stress and document periodic calling on customers to capture ongoing businesses and encourage reliance on QNB.</li><li>Stress account management to enhance utilization of lines.</li><li>Restrict excess/ casual facilities and maintain the relationship within the approved boundaries.</li><li>Identify and timely report on all negative events and early signals on potential problematic accounts/ relationships.</li><li>Obtain all requisite facility and account documentation to ensure each customer's file is current with valid legal documentation to secure/ protect the bank's interests.</li><li>Identify opportunities and resolve problems with customer relationships and coordinate appropriate measures with concerned departments to ensure consistent, timely and accurate delivery of products and services to assigned CB customers.</li><li>Coordinate with line departments and counterparts to communicate, discuss and resolve-problems in a teamwork fashion.</li><li>To assist customers in all their queries on Bank's product and seek solution to their requests</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.</li><li>Build and maintain strong and effective relationship with all other related departments and units to achieve the Group's goals/objectives.</li><li>Provide timely and accurate information to the external and internal Auditors, Compliance, Financial Control and Risk Functions as and when required.</li><li>Continuous Improvement:</li><li>Set examples by leading improvement initiatives through cross-functional teams ensuring successes.</li><li>Identify and encourage people to adopt practices better than the industry standard.
</li><li>Continuously encourage and recognise the importance of thinking out-of-the-box within the team.
</li><li>Encourage, solicit and reward innovative ideas even in day-to-day issues.</li></ul><p><b>
D. Learning &amp; Knowledge:</b></p><ul><li>Possess sound knowledge of QNB's credit policies, procedures and standards.</li><li>Takes responsibility for self-development as well as acquiring skills and knowledge required to fulfilment of one's duties by proactively identifying areas for professional development of self and undertake development activities</li><li>Seek out opportunities to remain current with all developments in professional field</li><li>Hold meetings with any assigned staff and assess their performance as well as the function's overall performance on a regular basis</li><li>Take decisive action to ensure speedy resolution of unresolved grievances or conflicts within the team members.</li><li>Identify development opportunities and activities for staff and facilitate/coach them to improve their effectives and prepare them to assume greater responsibilities.</li></ul><p><b>
E. Legal, Regulatory, and Risk Framework Responsibilities:</b></p><ul><li>Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Anti-Bribery and Corruption, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).</li><li>Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.</li><li>Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.</li><li>Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.</li><li>Maintain appropriate knowledge to ensure full qualification to undertake the role.</li><li>Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.</li><li>Attend mandatory (internal and external) seminars as instructed by the Bank.</li></ul><p><b>
F. Other:</b></p><ul><li>Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.</li><li>Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need to know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators.</li><li>Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position.</li><li>All other ad hoc duties/activities related to QNB that management might request from time to time.</li></ul>
Education and Experience Requirements<ul><li><br>
University graduate (Bachelor's degree) preferably with a Major in Finance, Banking, Economics, Mathematics, or Business Administration (related field of study), Masters preferred</li><li>Excellent oral and written communication skills (including report writing) in English. Arabic, French or applicable local language highly desirable.</li><li>Ideal candidate should possess relevant relationship management experience built on sound credit background, with 12 years additional relevant banking experience.</li><li>Good knowledge of the banking and commercial environment of the country.</li><li>Ability to solve problems and adopt a hands-on role to meet financial targets.</li><li>Computer literate able to compose own correspondences/ reports using bank standard applications.</li><li>Good oral and written communication skills both in local and English language.</li></ul></div><p></p>

Vice President – Corporate Relationship Management (Saudization)

<div>Job Summary<p><br>
The incumbent will execute the marketing process of all Treasury products to corporate clients. The incumbent will supervise the process of generating profitable Corporate Treasury Product sales and in creating potential for the Group as a whole to leverage additional benefit from these sales.</p>
Main Responsibilities<ul><li><p><b><br>
Shareholder &amp; Financial:</b></p></li></ul><ul><li> Implements the Group's strategies to position QNB Country in the corporate Treasury segment.</li><li> Ensures the achievement of set targets/ objectives, business growth and expansion for the Corporate Sales Unit.</li><li> Implements and evaluates best practice work methods in area of responsibility to achieve optimum level of performance efficiency.</li><li> Act within the limits of the powers delegated to the incumbent and delegate authority to the respective staff and monitor exercise of the same.</li><li> Implements KPI's and best practices for role</li><li> Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.</li><li> Demonstrate clear understanding of the important factors behind the bank's financial &amp; non-financial performance.</li></ul><p></p><ul><li><p><b><br>
Customer (Internal &amp; External):</b></p></li></ul><ul><li> To assist customers in all their queries on Bank's product and seek solution to their requests</li><li> Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.</li><li> Build and maintain strong and effective relationship with all other related departments and units to achieve the Group's goals/objectives.</li><li> Provide timely and accurate information to the external and internal Auditors, Compliance, Financial Control and Risk Functions as and when required.</li><li> Maintains relationships with key Corporate clients to maximise their retention as profitable customers of the Bank.</li></ul><p></p><ul><li><p><b><br>
Internal (Processes, Products, Regulatory):</b></p></li></ul><ul><li> Ensures compliance to the department's policies and procedures for conducting sales calls and visits, preparing presentation on products internally and externally, maintaining the contact database and maintaining/ collating MIS pertaining to profitability/ revenue.</li><li> Develops new Corporate relationships, within the delegated authority, allocates responsibility for these within the Corporate team and subsequently act as focal point for guidance and assistance in resolution of any contentious issues arising in the course of managing Corporate relationships.</li><li> Liaise with the Group Treasury to identify potential customers and to cross sell treasury services in addition to providing requisite training to Corporate Banking staff on the treasury products and services that are provided by the Group.</li><li> Maintains the database for corporate treasury customers, ensuring its timely update after contact with potential and current QNB customers.</li><li> Networks with Corporate customers and marketing groups within and outside QNB in order to solicit customer feedback, gain market intelligence, benchmark selling techniques and enhance the Group's profile in the market.</li><li> Is involved in the Corporate product development process, in coordination with Group Treasury</li><li> Monitors and enhances the Corporate product development process, provide timely update to the Country GM and Group Treasury on customer needs and new market opportunities.</li><li> Sets meetings and visits with Corporate customers to present/ conduct meetings and visits.</li><li> Ensures that Corporate treasury sales team members have a constructive personal working relationship through regular planned calling, visits, entertainment etc&hellip;. with the objective that the customer is responsive to our calls and considers the Group a strategic partner when in need of Corporate treasury products and services.</li><li> Stay abreast of market and product developments in the area and update colleagues.</li><li> Maintains a well motivated, well trained, focused team with a reputation for the highest standards of professionalism and ethical behaviour to ensure a good name in the market.</li></ul><p><b>
Learning &amp; Knowledge:</b></p><ul><li> Proactively identify areas for professional development of self and undertake development activities.</li><li> Seek out opportunities to remain current with all developments in professional field.</li><li> Hold meetings with staff and assess their performance and your teams overall performance on a regular basis.</li><li> Take decisive action to ensure speedy resolution of unresolved grievances or conflicts within the team members.</li><li> Identify development opportunities and activities for staff and facilitate/coach them to improve their effectives and prepare them to assume greater responsibilities.</li></ul><p></p><p><b><br>
Legal, Regulatory, and Risk Framework Responsibilities:</b></p><ul><li> Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Anti-Bribery and Corruption, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).</li><li> Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.</li><li> Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.</li><li> Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.</li><li> Maintain appropriate knowledge to ensure full qualification to undertake the role.</li><li> Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.</li><li> Attend mandatory (internal and external) seminars as instructed by the Bank.</li></ul><p></p><p><b><br>
Other:</b></p><ul><li> Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.</li><li> Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need to know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators.</li><li> Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position.</li><li> All other ad hoc duties/activities related to QNB that management might request from time to time.</li></ul>
Education and Experience Requirements<ul><li><br>
Bachelors Degree in Business, Finance, Marketing, Mathematics, or Economics (Related field of study).</li><li>MBA, CFA, or a related professional certification is a plus</li><li> 12 years banking experience with at least 4 years or more Treasury Sales experience</li></ul><p></p><p><b><br>
Required Special Skills:</b></p><ul><li> Excellent oral and written communication skills in English</li><li> Exceptional presentation skills.</li><li> Good MS Office skills (Word, Excel, PowerPoint).</li><li> Good knowledge of a wide range of treasury products.</li><li> Analytical and problem solving skills coupled with decision making ability.</li><li> A strong customer service orientation with exceptional knowledge of Customer Relationship Management (CRM).</li><li> Must be able to work effectively under market pressures whilst maintaining risk control and limit compliance.</li><li> Proven marketing and sales skills.</li><li> Understanding of the relevant laws, regulations and practices.</li><li> Good interpersonal skills.</li><li> Ability to motivate and lead teams from diverse cultural backgrounds.</li><li> Undoubted ethical awareness and conscious of risks being undertaken.</li><li> Profit and results driven.</li></ul></div>

Vice President - Treasury Corporate Sales (Saudization)

<div>Job Summary<p><br>
The Senior Vice President (SVP) will manage all aspects of finance of the local operations and provide support to the Head Office- International Finance Department in all areas of Bank's business financials in the assigned location. The SVP is one of the primary points of contact with the regulatory authorities and the external and internal auditors and is key in ensuring good relationships with such bodies. Responsible for managing the local tax framework of the bank. The SVP ensures good corporate governance is applied throughout the organization. Applies insight and understanding to the financial performance of the banks business in that country and contributes to the strategic and day to day commercial decision making process.</p>
Main Responsibilities<p><br>
A. Shareholder &amp; Financial:</p><ul><li>Ensure timely and accurate information as well as disclosure of all material matters concerning the operations.</li><li>Develop mechanisms designed to ensure compliance with all relevant local laws and regulations and also international laws and regulations.</li><li>Act within the limits of the powers delegated to the incumbent and monitor that respective heads exercise the same in respect to the Financial Delegation of Authority.</li><li>Assist Country CEO in developing/ creating the Key Performance Indicators (KPIs), for performance monitoring and quality measurement purposes pertaining to the financial reporting related process and monitor the achievements of its individual departments/ units on periodic basis.</li><li>Provides leadership on creating Key Performance Indicators (KPIs) for the departments under the incumbent's</li></ul><p>
supervision for performance monitoring purposes</p><ul><li>Observes and promotes cost consciousness and efficiency, and enhance productivity, to minimize costs, avoid wastes, and optimize benefits for the bank</li></ul><p>
B. Customer (Internal/External):</p><ul><li>Establishes and enhance relationships with regulatory authorities to ensure that all regulatory reporting requirements are compliant.</li><li>Establishes and enhance relationships with tax authorities to ensure that all statutory requirements are compliant.</li><li>Liaises with external auditors on matters pertaining to presentation and disclosure of financial statements, emerging financial reporting trends, impacts of proposed accounting standards etc.</li><li>To assist customers in all their queries on Bank's product and seek solution to their requests</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.</li><li>Build and maintain strong and effective relationship with all other related departments and units to achieve the</li></ul><p>
Group's goals/objectives.</p><ul><li>Provide timely and accurate information to the external and internal Auditors, Compliance, Financial Control and Risk Functions as and when required</li></ul><p>
C. Internal (Processes, Products, Regulatory):</p><ul><li>Ensures maintenance of general accounting, cost accounting, payroll, payables, and receivables.</li><li>Ensures accurate and timely recording and reporting of operating results.</li><li>Provides financial analysis, interpretation of variances from budgets and standards, and advice to management.</li><li>Sets up, documents and reviews Financial Control procedures.</li><li>Controls supplier payments and ensures that the payments are made in time and proper administration of the Administration System.</li><li>Ensures accurate reconciliation of accounts to give operational support to all areas and minimizes the costs of maintaining the accounts.</li></ul><p>
Ensures monthly/quarterly/half yearly returns submitted in time and action taken when required.</p><ul><li>Responsible for Annual Budget for the allocated Country and monitoring of variances to actual vs budget, throughout the year.</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.</li><li>Build and maintain strong and effective relationship with all other related departments and units to achieve the</li></ul><p>
Group's goals/objectives.</p><ul><li>Provide timely and accurate information to the external and internal auditors and the Compliance function as and when required.</li><li>Manages day-to-day business for relevant QNB entities, including audit, tax, accounting, yearly consolidation), suppliers, reporting to the Group and relationship with external providers.</li><li>Responsible for monthly MIS reporting to Head Office.</li><li>Ensures accurate and timely presentation of all Head Office and external and regulatory reporting.</li><li>Reviews regularly balance sheet, profit &amp; loss, and other reports.</li><li>Support local ALCO related activities as applicable.</li><li>Responsible for tax compliance, including direct, indirect, employment and withholding taxes.</li><li>Maintains the Bank Fixed Asset register, add new assets and disposals, and update depreciation records.</li><li>Ensure timely processing of vouchers and maintenance of relevant records.</li><li>Monitors/updates the Bank expenses on a regular basis.</li><li>Develops and follows-up on yearly budget for the Bank.</li><li>Ad-hoc reporting as require Continuous Improvement:</li><li>Set examples by leading improvement initiatives through cross-functional teams ensuring successes.</li><li>Identify and encourage people to adopt practices better than the industry standard.</li><li>Continuously encourage and recognise the importance of thinking out-of-the-box within the team.</li><li>Encourage, solicit and reward innovative ideas even in day-to-day issues.</li><li>Learning &amp; Knowledge:</li><li>Possess excellent knowledge of finance related business processes and controls in all related operational areas.</li><li>Maintain an understanding of all pertinent regulations as well as best practices pertaining to financial and management reporting.</li><li>Sound knowledge of local tax regulations and practices and IFRS.</li><li>Proactively identify areas for professional development of self and undertake development activities</li><li>Seek out opportunities to remain current with all developments in professional field</li><li>Hold meetings with staff and assess their performance as well as function's overall performance on a regular</li></ul><p>
basis</p><p>
D. Legal, Regulatory, and Risk Framework Responsibilities:</p><ul><li>Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).</li><li>Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.</li><li>Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.</li><li>Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.</li><li>Maintain appropriate knowledge to ensure full qualification to undertake the role.</li><li>Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.</li><li>Attend mandatory (internal and external) seminars as instructed by the Bank.</li></ul><p>
E. Other:</p><ul><li>Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.</li><li>Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need to know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators.</li><li>Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position.</li></ul>
Education and Experience Requirements<ul><li><br>
University graduate, preferably in Finance, Accountancy or related subjects</li><li>Professional qualification such as CPA, ACA, or MBA is preferable.</li><li>Minimum 15 years' experience; preferred within a Banking Finance role and a minimum of 3 years in a</li></ul><p>
managerial capacity in the financial reporting function.</p><ul><li>Excellent oral and written communication skills (including report writing) in English with Arabic, French or applicable local language highly desirable</li></ul><p><b>
Required Special Skills:</b></p><ul><li>Strong computer skills (preference for Advanced Excel skills and Banking system expertise).</li><li>Very good understanding of banking business.</li><li>Sound knowledge of relevant statistics, local relevant regulatory banking regulation and local tax systems</li><li>Excellent understanding of Risk Management aspects (Liquidity &amp; Interest Rate Risk)</li><li>Excellent understanding of international financial reporting standards (IFRS)</li><li>Ability to manage external auditors and manage relationships with external tax authorities</li><li>Ability to coordinate with several units within the branch to resolve various issues.</li><li>Well-developed analytical skills.</li><li>Ability to deliver under pressure.</li></ul></div>

Senior Vice President - Finance (Saudization)

<div>Job Summary<p><br>
The incumbent will assist the SVP Finance and Country management by analysing the financial standing of the assigned location banking business; the incumbent will provide input for business recommendations and assessment of business proposals by the Country's business Divisional Heads and departments. They will also be involved in financial, regulatory and MIS reporting of the country to HO and to the local regulators.</p>
Main Responsibilities<p><b><br>
A. Shareholder &amp; Financial:</b></p><ul><li>Provide the required support in monitoring limits and exposures with a view to improving the branch's profits, whilst at the same time ensuring compliance with the consolidated/ overall approved limits.</li><li>Ensure timely and accurate compilation of information required for disclosure of all material matters concerning the branch.
</li><li>Assist SVP Finance in developing mechanisms designed to ensure compliance with all relevant local laws and regulations and also international laws and regulations.</li><li>Assist SVP Finance in performance monitoring and quality measurement purposes pertaining to the financial control related process.</li><li>Observes and promotes cost consciousness and efficiency, and enhance productivity, to minimize costs, avoid wastes, and optimize benefits for the bank</li><li>Act within the limits of the powers delegated to the incumbent</li></ul><p><b>
B. Customer (Internal &amp; External):</b></p><ul><li>To assist customers in all their queries on Bank's product and seek solution to their requests</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.</li><li>Build and maintain strong and effective relationship with all other related departments and units to achieve the Group's goals/objectives.</li><li>Provide timely and accurate information to the external and internal Auditors, Compliance, Financial Control and Risk Functions as and when required</li></ul><p><b>
C. Internal (Processes, Products, Regulatory):</b></p><ul><li>Prepares monthly, quarterly, annual MIS and regulatory reports
</li><li>Tracks expenses and revenues vs. budget and forecast/analyse fluctuations and variances</li><li>Prepares monthly Branch budget consolidation and assists in the Budget/ forecast process
</li><li>Reviews monthly Payroll</li><li>Coordinates financials questions/answers with HO FCD departments</li><li>Prepares annual and quarterly financial statements and disclosures for internal stakeholders such as FCD; Compliance; Risk; Audit</li><li>Prepares annual financial information for external stakeholders such as Auditors; Outsourced Payroll; Regulatory bodies etc.</li><li>Evaluates profit and cost efficiencies in the Branch/Office</li><li>Develops, maintains and distributes as-hoc reports and financial info as needed</li><li>Assist in managing the banking business from a financial perspective to gauge the quality and performance of the bank's departments.</li><li>Compiles, analyses, and interprets data as and when requested by the SVP Finance.</li><li>Prepares financial reports for forecasting, trend and results analysis.</li><li>Provide cover for the SVP Finance, in case of his/her absence.</li></ul><p>
</p><p><b>D. Learning &amp; Knowledge:</b></p><ul><li>Possess a prominent knowledge of the banking business, its products and related risks together with a good knowledge of operations and control.</li><li>Sound knowledge of IFRS and local tax regulations and practices</li><li>Proactively identify areas for professional development of self and undertake development activities</li><li>Seek out opportunities to remain current with all developments in professional field</li></ul><p><b>
E. Legal, Regulatory, and Risk Framework Responsibilities:</b></p><ul><li>Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).</li><li>Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.</li><li>Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.</li><li>Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.</li><li>Maintain appropriate knowledge to ensure full qualification to undertake the role.</li><li>Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.</li><li>Attend mandatory (internal and external) seminars as instructed by the Bank.</li></ul><p><b>
F. Other:</b></p><ul><li>Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.</li><li>Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need to know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators.</li><li>Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position. All other ad hoc duties/activities related to QNB that management might request from time to time</li></ul><p></p>
Education and Experience Requirements<ul><li><br>
University graduate in Accounting, Finance or Economics required, preferably with additional accreditations in Finance.</li><li>Preferable to possess professional qualification such as CPA, ACA, ACCA or MBA.</li><li>Accounting/GAAP knowledge.</li><li>Sound experience in reporting, consolidation and financial analysis,
</li><li>8 years of relevant experience; preferable in the banking industry.</li><li>Excellent oral and written communication skills (including report writing) in English; with Arabic, French or applicable local language highly desirable</li></ul></div><p></p>

Senior Manager - Finance (Saudization)

<div></div><div><div><ul><li><div><b>Business Unit</b>
</div><div>QNB - Qatar
</div></li><li><div><b>Division</b>
</div><div>Internal Audit
</div></li><li><div><b>Department</b>
</div><div>Audit &amp; Compliance
</div></li><li><div><b>Country</b>
</div><div>Qatar
</div></li><li><div><b>Closing Date</b>
</div><div>31-Dec-2025
</div></li></ul></div><div><div><h5 class="jobSectionHeader"><b>About QNB</b></h5>
<p>Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.</p>
<p>QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.</p>
<p>QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.</p>
<p>Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.</p>
<p>QNB Group has an active community support program and sponsors various social, educational and sporting events.</p>
</div></div><div><div><div><h5 class="jobSectionHeader"><b>Job Purpose Summary:</b></h5>
</div><div><ul><li>The incumbent is required to assist the AVP</li><li>Audit Support &amp; Oversight for International Subsidiaries in providing the required support &amp; oversight for QNB international subsidiaries, under the leadership of the Vice President
</li></ul><p>&ndash; International Support &amp; Oversight for Global Audit Activity and contribute to the building of effective internal audit capabilities in QNB international subsidiaries. The incumbent should have a high degree of responsibility and accountability towards assurance and advisory activities for branches, representative offices, subsidiaries, and other business ventures operating in international jurisdictions. The incumbent will assist the AVP</p><ul><li>Audit Support &amp; Oversight for International subsidiaries in the oversight &amp; monitoring of the local internal audit functions in QNB international subsidiaries. He will provide his input to ensure a proper &amp; timely preparation of the audit universe, annual audit plans, risk assessments prepared by the local internal audit functions. Further, the incumbent will assist in reviewing the appropriateness of the local internal audit organizational chart and staffing, and assist in ensuring that effective quality assurance (QA) processes are in place. He will also assist in ensuring the quality of local internal audit coordination and communication with its major stakeholders. The above role will also extend to the secondary responsibilities assigned to the incumbent in terms of specific activities/ functions/ departments and special projects as assigned by his superiors pertaining to his area.</li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Essential Duties &amp; Responsibilities by Dimensions:</b></h5>
</div><div><p><b>A. Shareholder &amp; Financial:
</b></p><ul><li>Ensure effectiveness of adopted policies/ procedures and related controls in all areas pertaining to the incumbent&rsquo;s area of responsibility.
</li><li>Add value to the functions/ activities performed by the local internal audit functions in QNB international subsidiaries by identifying and reporting any instances/ risks that could result in financial losses, regulatory non-compliance, and reputation damage through the audit and risk review processes.
</li><li>Assist in identifying potential cost saving opportunities by highlighting process inefficiencies through the above mentioned processes.
</li><li>Implements KPI&rsquo;s and best practices for the role.
</li><li>Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.
</li><li>Act within the limits of the powers delegated to the incumbent.</li></ul><p><b>
B. Customer (Internal &amp; External):
</b></p><p>- Assist the AVP- Audit Support &amp; Oversight for International subsidiaries in managing the relationship with the Management of the local audit functions in QNB international subsidiaries, and obtain their inputs on the significant developments in these entities that could have an impact on their annual audit plans.
</p><ul><li>Provide timely feedback/ information to the AVP</li><li>Audit Support &amp; Oversight for International subsidiaries and in his absence, to the Vice President
</li><li>International Support &amp; Oversight for Global Audit Activity on queries/ reports/ other correspondence received by GIAD Management either directly from the external auditors of the international subsidiary or the applicable regulators in the respective jurisdictions or through the respective local internal audit Management, to enable the latter to respond to the same in a timely and efficient manner, that pertain to the incumbent&rsquo;s area of responsibility.</li></ul><p><b>
C. Internal (Processes, Products, Regulatory):
</b></p><p>- Assist the AVP- Audit Support &amp; Oversight for International subsidiaries in reviewing the adequacy of the local internal audit organizational chart as well as the quality and sufficiency of its manpower.
</p><p>- Assist the AVP- Audit Support &amp; Oversight for International subsidiaries in ensuring the comprehensiveness and relevance of audit universe and annual audit plan prepared by each local internal audit function and its consistency with the international subsidiary goals and objectives.
</p><ul><li>Assist the AVP</li><li>Audit Support &amp; Oversight for International subsidiaries in ascertaining whether the coverage of the local internal audit activities is sufficient to provide assurance on the adequacy and effectiveness of the internal controls in place within the respective function/ area and add value to improve the functioning of the various activities performed by the concerned division/ department, as and where applicable.</li><li>Participate in reviewing and developing appropriate risk assessment methodology/ parameters and criteria for the LIA function in International Subsidiaries to facilitate their evaluation of the individual functions/ processes/ products and related procedures based on the risk involved in the referenced activity/ function/ area.
</li><li>Participate in the review of quality of the QA processes (for both external and internal) as implemented by the LIA in international subsidiaries. Also, participate in the independent QA reviews of the local internal audit functions performed by GIAD to ensure that the audit planning, fieldwork and reporting are conducted in consonance with the procedures/ guidelines contained in the Group internal audit manual, best practices for internal auditing, including but not limited to SPPIA recommendations/ guidelines.
</li><li>Assist in developing the relevant tools to support an effective oversight and monitoring of QNB international subsidiaries.
</li><li>Assist in ensuring that a proper coordination is maintained by the local internal audit functions with local regulators and external auditors as well as the quality and effectiveness of their communication with other stakeholders.
</li><li>Assist in monitoring information on status of significant issues raised by local internal audit, external auditor and regulator, and ensure that adequate follow-up process is in place.
</li><li>Participate in the high-level review of international subsidiaries as per the GIAD audit policy, and also review of subsidiaries&rsquo; Audit Committee packs, in order to prepare a summary of key significant issues including any significant issues related to special assignment/ investigation reports raised by the local internal audit of international subsidiaries for further escalations.
</li><li>Participate and provide advisory services with respect of any major new subsidiary integration project.
</li><li>Submit performance appraisals on timely basis as per the laid down policy in this regard to the AVP.</li></ul><p>
- Audit Support &amp; Oversight for International Subsidiaries. - Contribute in imparting training/ guidance to the relevant trainees and staff.</p><p><b>
D. Learning &amp; Knowledge:</b>
</p><ul><li>Identify related areas for professional development of himself and ensure these are reflected in the Division&rsquo;s training plans.
</li><li>Proactively identify areas for professional development of self and undertake development activities.
</li><li>Seek out opportunities to remain current with all developments in professional field.</li></ul><p><b>
E. Legal, Regulatory, and Risk Framework Responsibilities:
</b></p><ul><li>Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).
</li><li>Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.
</li><li>Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.
</li><li>Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.
</li><li>Maintain appropriate knowledge to ensure full qualification to undertake the role.
</li><li>Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.
</li><li>Attend mandatory (internal and external) seminars as instructed by the Bank.</li></ul><p><b>
F. Other:</b>
</p><ul><li>Unrestricted access at any time to all information, records, personnel and property at international subsidiaries as well as within Qatar (as and when applicable) that is required for the effective discharge of his responsibilities.
</li><li>Maintain utmost confidentiality with respect to the information obtained during the discharge of day-to-day responsibilities.</li></ul><p></p>
</div></div><div><div><h5 class="jobSectionHeader"><b>Education/Experience Requirements:</b></h5>
</div><div><ul><li>Bachelor degree preferably in finance, economics, accounting, banking, Management or related subjects.
</li><li>Professional certification or designation such as CIA, CPA, CA, ACCA, CBA or equivalent is required.
</li><li>Fresh graduate with no experience required.</li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Note: you will be required to attach the following:</b></h5>
</div><div><div><ul><li>Resume/CV</li></ul>
<ul><li>CV</li></ul>
<ul><li>Copy of Passport or QID</li></ul>
<ul><li>Copy of Education certificate</li></ul></div></div></div></div></div><div></div>

Associate, Audit Support and Oversight for International Subsidiaries ( Qatarization)

<div>Job Summary<p><br>
The incumbent will work on branch account operations, which is mainly responsible for Accounts/Service of Retail, QNB First, Private Banking, Staff, Treasury and Corporate customers. The incumbent is also responsible to review documentation for account opening documentation for the retail and corporate segment. The incumbent will also be responsible for ensuring all customer signature data base is managed efficiently, to monitor exceptions provide periodic reports to Manager Central Operations and Head of Centralised Operations, proper and timely response to local regulator(s). The incumbent will be responsible for ensuring the adequacy of the opening/ Amendment accounts documentation in compliance with set policies (such as KYC/AML) and procedures and regulatory legal form of business.</p>
Main Responsibilities<p><b><br>
A. Shareholder &amp; Financial:</b></p><ul><li>Assist in the monitoring and achievement of Key Performance Indicators (KPIs) and SLA's</li><li>Observes and promotes cost consciousness and efficiency, and enhance productivity, to minimize costs, avoid wastes, and optimize benefits for the bank</li><li>Act within the limits of the powers delegated to the incumbent</li></ul><p><b>
B. Customer (Internal &amp; External):</b></p><ul><li>Liaise with Relationship Managers in Retail, QNB First, Staff, Treasury and Corporate Banking to ensure that all opening accounts/Amendment/closing/adding signature etc. of the transaction which related to the accounts documents are timely received and timely Completed.</li><li>To assist customers in all their queries on Bank's product and seek solution to their requests</li><li>Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/ units to achieve improvements in turn-around time.</li><li>Build and maintain strong and effective relationship with all other related departments and units to achieve the Group's goals/objectives.</li><li>Provide timely and accurate information to the external and internal Auditors, Compliance, Financial Control and Risk Functions as and when required.</li></ul><p><b>
C. Internal (Processes, Products, Regulatory):</b></p><ul><li>Follows procedures in reviewing opening accounts/ Amendment/closing/adding signature etc of the transaction which related to the accounts in the system, ensuring all Forms and other regulatory requirements are being followed.</li><li>Ensure opening accounts/ Amendment/closing/adding signature etc of the transaction which related to the accounts are received and completed performed within Turnaround time (TAT) per Application Type and Department laid down in the SLAs.</li><li>Timely communicate the completion of opening accounts/ Amendment/closing/adding signature etc of the transaction which related to the accounts procedures to retail and corporate banking personnel to ensure timely customer service.</li><li>Review documentation on all new opening accounts/ Amendment/closing/adding signature etc of the transaction which related to the accounts to ensure proper procedures were followed and red flags were properly followed up and approved.
</li><li>Conduct Annual reviews, spot checks and periodic review of all customer files to ensure compliance with procedures and regulatory requirements paying particular care and attention to relevant KYC/AML directives.
</li><li>Maintain the safe custody of all documents by filing documents in accordance with the set policies, procedures and regulatory requirements.</li><li>Make sure to put opening accounts/ Amendment/closing/adding signature etc of the transaction which related to the accounts request in a safe place until shift to offsite storage</li></ul><p><b>
D. Learning &amp; Knowledge:</b></p><ul><li>Possess developing knowledge of developments accounts/Matters related to the bank, rules, relationship</li><li>Relevant experience in KYC and Anti-Money Laundering (AML) directives/ rules and regulations and best practices.</li><li>Knowledge of the relevant regulatory requirements and best practices relating to account opening/ closing/service.</li><li>Proactively identify areas for professional development of self and undertake development activities</li><li>Seek out opportunities to remain current with all developments in professional field</li></ul><p><b>
E. Legal, Regulatory, and Risk Framework Responsibilities:</b></p><ul><li>Comply with all applicable legal, regulatory and internal compliance requirements including, but not limited to, Group Compliance Policies and Procedures (AML &amp; CTF, Sanctions Policy, Data Protection Policy, Fraud Control Policy, Whistle Blowing Policy, Conflict of Interest and Insider Dealing Policy).</li><li>Understand and effectively perform your role under the Three Lines of Defence principle to identify measure, monitor, manage and report risks.</li><li>Ensure systematic good outcomes for clients in accordance with Conduct Risk policy.</li><li>Support the framework of RCSA, KRI, Incident reporting and remediation, as appropriate, in accordance with the Operational Risk Management requirements.</li><li>Maintain appropriate knowledge to ensure full qualification to undertake the role.</li><li>Complete all mandatory training provided by the Bank, attain, and maintain the required levels of competence.</li><li>Attend mandatory (internal and external) seminars as instructed by the Bank.</li></ul><p><b>
F. Other:</b></p><ul><li>Ensure high standards of data protection and confidentiality to safeguard commercially sensitive information.</li><li>Maintaining utmost confidentiality concerning customer and internal bank information obtained during the course of business and provide such information on a need to know basis only to Senior Management of QNB, Audit and Compliance functions, and relevant Regulators.</li><li>Maintain high professional standards to uphold QNB's reputation and to strengthen its market leadership position.</li><li>All other ad hoc duties/activities related to QNB that management might request from time to time.</li></ul>
Education and Experience Requirements<ul><li><br>
University graduate preferably with a Major in Marketing, Banking, Finance, Accounting, Economics, Business Administration or Information Technology (related field of study).</li><li>No experience required.</li><li>Excellent oral and written communication skills (including report writing) in English; with Arabic, French or applicable local language highly desirable.</li><li>Good verbal and written communication skills (including report writing) in English (Arabic/French preferred).</li><li>Ability to follow through with policies/initiatives.</li><li>Computer skills (MS Office and bank applications).</li><li>Good problem-solving skills.</li><li>Planning, organizing and analytical ability.</li><li>Ability to effectively interact at all levels in the bank and outside contacts.</li><li>Knowledge of the relevant regulatory requirements and best practices relating to account opening/ closing.</li><li>Knowledge of relevant KYC and other Anti-Money Laundering (AML) directives/ rules and regulations and best practices.</li><li>Detail oriented.</li></ul></div>

Associate - Account Operations (Saudization)

<div></div><div><div><ul><li><div><b>Business Unit</b>
</div><div>QNB - Qatar
</div></li><li><div><b>Division</b>
</div><div>Retail Banking
</div></li><li><div><b>Department</b>
</div><div>Retail Banking
</div></li><li><div><b>Country</b>
</div><div>Qatar
</div></li><li><div><b>Closing Date</b>
</div><div>08-Jan-2026
</div></li></ul></div><div><div><h5 class="jobSectionHeader"><b>About QNB</b></h5>
<p>Established in 1964 as the country&rsquo;s first Qatari-owned commercial bank, QNB Group has steadily grown to become the largest bank in the Middle East and Africa (MEA) region.</p>
<p>QNB Group&rsquo;s presence through its subsidiaries and associate companies extends to more than 31 countries across three continents providing a comprehensive range of advanced products and services. The total number of employees is more than 28,000 serving up to 20 million customers operating through 1,000 locations, with an ATM network of 4,300 machines.</p>
<p>QNB has maintained its position as one of the highest rated regional banks from leading credit rating agencies including Standard &amp; Poor&rsquo;s (A), Moody&rsquo;s (Aa3) and Fitch (A+). The Bank has also been the recipient of many awards from leading international specialised financial publications.</p>
<p>Based on the Group&rsquo;s consistent strong financial performance and its expanding international presence, QNB currently ranks as the most valuable bank brand in the Middle East and Africa, according to Brand Finance Magazine.</p>
<p>QNB Group has an active community support program and sponsors various social, educational and sporting events.</p>
</div></div><div><div><div><h5 class="jobSectionHeader"><b>Job Purpose Summary:</b></h5>
</div><div><p><b>Job Purpose Summary:</b></p><p></p><div><br>
The incumbent will be primarily responsible to assist Manager Bancassurance and Senior Officer Bancassurance with an objective to increase sales and maximize profits. Incumbent will provide superior service to customers to gain loyalty and increase referrals.</div>
</div></div><div><div><h5 class="jobSectionHeader"><b>Essential Duties &amp; Responsibilities by Dimensions:</b></h5>
</div><div><p><b>Essential Duties &amp; Responsibilities by Dimensions:</b></p><p></p><ul><li><p><b><br>
Shareholder &amp; Financial:</b></p><ul><li> Work with Senior Officer Bancassurance to assist Manager Bancassurance in identifying cross selling of insurance products to increase market share.</li><li> Build and maintain strong and effective relationship with Insurance providers to achieve insurance target</li><li> Review the Bank commission cheques for all insurance business and ensure that all insurance commissions deposited in appropriate designated account.</li><li> Promote cost consciousness and efficiency and enhance productivity, to minimise cost, avoid waste, and optimise benefits for the bank.</li><li> Act within the limits of the powers delegated to the incumbent.</li></ul></li></ul><div></div><p><b><br>
Customer (Internal &amp; External):</b></p><ul><li><ul><li> Provide timely and accurate information to the external and internal auditors and the Compliance function as and when required.</li><li> Coordinate and build strong working relations with internal functions to achieve Bancassurance goals/objectives.</li><li> Exert necessary efforts to ensure that the insured paid the premiums due on it to the company, within the prescribed period, by serving of a written notice on the insured, when necessary.</li><li> Introduce suitable Bancassurance products for agreed segmented customer types.</li><li> Provide excellent customer service and resolve complaints in a timely manner.</li><li> Analyze and identify cross selling of Insurance products</li><li> Keep customers up to date and informed.</li><li> To assist customers in all their queries on Bank&rsquo;s product and seek solution to their requests.</li><li> Maintain activities in accordance with Service Level Agreements (SLAs) with internal departments/units to achieve improvements in turn-around time.</li><li> Build and maintain strong/effective relationships with related departments/units to achieve the Group&rsquo;s objectives.</li><li> Provide timely/accurate data to external/internal Auditors, Compliance, Financial Control and Risk when required.</li></ul></li></ul><div></div><div><b><br>
3 - Internal (Processes, Products, Regulatory):</b></div><div></div><ul><li><br>
 Support Senior Product Officer Bancassurance target profitable customers/segments and discard unprofitable customers/segments.</li><li> Receive Bancassurance applications and ensure accurate data entry</li><li> Measure customer attrition and implement customer retention strategies in conjunction with sales channels.</li><li> Monitor competitor products and make recommendations to ensure competitive edge.</li><li> Understand market trends and forecast needs for products and services and ensure that the same are delivered on time.</li><li> Comply with internal controls, policies &amp; regulations, external regulators and legal parameters.</li><li> Establish a personal network with major customers, cross-functional peers and senior management.</li><li> Efficiently utilize the Bancassurance databases and MIS reports to provide products related information to the Manager Bancassurance</li><li> Support Senior Officer Bancassurance to develop processes when launching of products and ensure they are in compliance with the applicable internal policies and external regulations.</li><li> Ensure that processes, policies/ procedures exist for all existing products and services to enable the relevant staff to comply with the same.</li><li> Keep the necessary documents presented by the client at the time of submission of the insurance application to the insurance company, in addition to any other documents that may be requested by the company later to complete the application.</li><li> Support Senior Officer Bancassurance to lead the development, approval, training, and communication of new products/product changes and their associated customer, operational, system, &amp; process impacts to the various internal organizations.</li><li> Prepare the requested insurance reports as assigned.</li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Learning &amp; Knowledge:</b></h5>
</div><div><p><b>Learning &amp; Knowledge:</b></p><p></p><ul><li><br>
 Possess a good knowledge of Bancassurance products and related risks together with a good knowledge of operations and control.</li><li> Participate in meetings which aim to assess individual as well as the department&rsquo;s overall performance on a regular basis.</li><li> Proactively identify areas for professional development of self and undertake development activities.</li><li> Seek out opportunities to remain current with all developments in professional field.</li></ul>
</div></div><div><div><h5 class="jobSectionHeader"><b>Note: you will be required to attach the following:</b></h5>
</div><div><div><ul><li>Resume/CV</li></ul>
<ul><li>Passport-size photograph</li></ul></div></div></div></div></div><div></div>

Associate Bancassurance (Qatarization)

Join Qatar National Bank and explore 17   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.