Qureos Mentor

ROZEE.PK

<div><div><div><p>UNICEF works in over 190 countries and territories to save childrens lives, defend their rights, and help them fulfill their potential, from early childhood through adolescence.</p>
<p>At UNICEF, we are committed, passionate, and proud of what we do for as long as we are needed. Promoting the rights of every child is not just a job it is a calling.</p>
<p>UNICEF is a place where careers are built. We offer our staff diverse opportunities for professional and personal development that will help them reinforce a sense of purpose while serving children and communities across the world. We welcome everyone who wants to belong and grow in a diverse and passionate culture., coupled with an attractive compensation and benefits package.</p>
<p>Visit our website to learn more about what we do at UNICEF.</p>
<p><b>For every child, the right to education!</b></p>
<p>The Government of Khyber Pakhtunkhwa, through the Elementary and Secondary Education Department (E&amp;SED), in collaboration with UNICEF, is implementing the Multi-Year Work Plan (MYWP) 20252027 to strengthen the education sectors capacity to deliver equitable, inclusive, and quality education services. The MYWP aligns with national and provincial education sector strategies and aims to address systemic challenges through evidence-based planning, cross-sectoral coordination, and sustainable implementation models.</p>
<p><b>How can you make a difference?</b></p>
<p>The Monitoring and Reporting Consultant will support the implementation of the Multi-Year Work Plan (MYWP) by developing and operationalizing a robust Monitoring and Evaluation (M&amp;E) framework to track progress, measure outcomes, and ensure data quality.</p>
<p><b>Task to be Performed:</b></p>
<ul><li>Framework Setup &amp; Design</li>
<li>System Development &amp; Operationalization</li>
<li>Ongoing Implementation &amp; Reporting</li>
<li>Evaluation &amp; Learning</li>
</ul><p>If you would like to know about the work assignment and expected results from this consultancy, please review the complete TORs here:</p>
 <p>Monitoring and Reporting Consultant.docx</p>
<p>To qualify as an advocate for every child, you will have</p>
<p><b>Minimum requirements:</b></p>
<p><b>Education:</b></p>
<ul><li>First University Degree (bachelors or equivalent) in statistics, demographics, public policy, international development, economics, or related field.</li>
<li>Advanced certificate in M&amp;E, statistics, or economics preferred.</li>
</ul><p><b>Work Experience:</b></p>
<ul><li>Minimum of 1 year of professional experience in an M&amp;E position responsible for implementing M&amp;E activities for international development projects.</li>
<li>Experience in designing, implementing, and operating project M&amp;E systems from project initiation to closeout stages.</li>
<li>Experience in strategic planning and performance measurement, including indicator selection, target setting, reporting, database management, and developing M&amp;E and performance monitoring plans.</li>
<li>Experience in managing cross-sectoral initiatives involving multiple stakeholders including government, donors, and NGOs.</li>
</ul><p><b>Skills:</b></p>
<ul><li>Knowledge of major evaluation methodologies (qualitative, quantitative, mixed-method, impact) and data collection/analysis methodologies.</li>
<li>Strong coordination, leadership, and organizational skills.</li>
<li>Strong written and verbal communication abilities, including report writing, presentations, and stakeholder engagement.</li>
<li>Proven ability to develop and implement innovative monitoring and evaluation approaches.</li>
<li>Familiarity with the education landscape and policy environment in Pakistan, especially Khyber Pakhtunkhwa.</li>
<li>Proficient in digital M&amp;E tools for project management, research, and communication.</li>
</ul><p><b>Language Requirements:</b></p>
<ul><li>Fluency in English (verbal and written) is required. Knowledge of another local language is an asset.</li>
</ul><p><b>Desirables:</b></p>
<ul><li>Prior work with or understanding of UN systems, donor-funded programs, and public-private partnerships</li>
</ul><p><b>For every Child, you demonstrate...</b></p>
<p>UNICEFs Core Values of Care, Respect, Integrity, Trust and Accountability and Sustainability (CRITAS) underpin everything we do and how we do it. Get acquainted with Our Values Charter: UNICEF Values</p>
<p><b>The UNICEF competencies required for this post are</b></p>
<p>(1) Builds and maintains partnerships</p>
<p>(2) Demonstrates self-awareness and ethical awareness</p>
<p>(3) Drive to achieve results for impact</p>
<p>(4) Innovates and embraces change</p>
<p>(5) Manages ambiguity and complexity</p>
<p>(6) Thinks and acts strategically</p>
<p>(7) Works collaboratively with others</p>
<p>[add the 8th competency (Nurtures, leads and manages people) for a supervisory role].</p>
<p>Familiarize yourself with our competency framework and its different levels.</p>
<p>UNICEF promotes and advocates for the protection of the rights of every child, everywhere, in everything it does and is mandated to support the realization of the rights of every child, including those most disadvantaged, and our global workforce must reflect the diversity of those children. The UNICEF family is committed to include everyone, irrespective of their race/ethnicity, disability, gender identity, sexual orientation, religion, nationality, socio-economic background, minority, or any other status.</p>
<p>UNICEF encourages applications from all qualified candidates, regardless of gender, nationality, religious or ethnic backgrounds, and from people with disabilities, including neurodivergence. We offer a wide range of benefits to our staff, including paid parental leave, breastfeeding breaks and reasonable accommodation for persons with disabilities. UNICEF provides reasonable accommodation throughout the recruitment process. If you require any accommodation, please submit your request through the accessibility email button on the UNICEF Careers webpage Accessibility | UNICEF. Should you be shortlisted, please get in touch with the recruiter directly to share further details, enabling us to make the necessary arrangements in advance.</p>
<p>UNICEF does not hire candidates who are married to children (persons under 18). UNICEF has a zero-tolerance policy on conduct that is incompatible with the aims and objectives of the United Nations and UNICEF, including sexual exploitation and abuse, sexual harassment, abuse of authority and discrimination based on gender, nationality, age, race, sexual orientation, religious or ethnic background or disabilities. UNICEF is committed to promote the protection and safeguarding of all children. All selected candidates will, therefore, undergo rigorous reference and background checks, and will be expected to adhere to these standards and principles. Background checks will include the verification of academic credential(s) and employment history. Selected candidates may be required to provide additional information to conduct a background check, and selected candidates with disabilities may be requested to submit supporting documentation in relation to their disability confidentially.</p>
<p>UNICEF appointments are subject to medical clearance. Issuance of a visa by the host country of the duty station is required for IP positions and will be facilitated by UNICEF. Appointments may also be subject to inoculation (vaccination) requirements, including against SARS-CoV-2 (Covid). Should you be selected for a position with UNICEF, you either must be inoculated as required or receive a medical exemption from the relevant department of the UN. Otherwise, the selection will be canceled.</p>
<p><b>Remarks:</b></p>
<ul><li>Duration of the assignment is <b>12 months.</b></li>
<li>Only shortlisted candidates will be contacted and advance to the next stage of the selection process.</li>
<li>Applicants must submit a financial quotation indicating the consultant fee against monthly deliverables as part of the application.</li>
<li>Consultant will be based in <b>Peshawar</b> and will be required to travel within the country as and when required.</li>
<li>Consultant needs to produce a copy of their health insurance coverage at the time the contract is awarded</li>
</ul><p>As per Article 101, paragraph 3, of the Charter of the United Nations, the paramount consideration in the employment of the staff is the necessity of securing the highest standards of efficiency, competence, and integrity.</p>
<p>UNICEF is committed to fostering an inclusive, representative, and welcoming workforce. For this position, eligible and suitable<b> women, minorities, persons with disabilities and other underrepresented groups</b> are encouraged to apply.</p>
<p>Government employees who are considered for employment with UNICEF are normally required to resign from their government positions before taking up an assignment with UNICEF. UNICEF reserves the right to withdraw an offer of appointment, without compensation, if a visa or medical clearance is not obtained, or necessary inoculation requirements are not met, within a reasonable period for any reason.</p>
<p>UNICEF does not charge a processing fee at any stage of its recruitment, selection, and hiring processes (i.e., application stage, interview stage, validation stage, or appointment and training). UNICEF will not ask for applicants bank account information.</p>
<p>Humanitarian action is a cross-cutting priority within UNICEFs Strategic Plan. UNICEF is committed to stay and deliver in humanitarian contexts. Therefore, all staff, at all levels across all functional areas, can be called upon to be deployed to support humanitarian response, contributing to both strengthening resilience of communities and capacity of national authorities.</p>
<p>All UNICEF positions are advertised, and only shortlisted candidates will be contacted and advance to the next stage of the selection process. An internal candidate performing at the level of the post in the relevant functional area, or an internal/external candidate in the corresponding Talent Group, may be selected, if suitable for the post, without assessment of other candidates.</p>
<p>Additional information about working for UNICEF can be found here.</p><br>
<br>
<br>
</div><div></div><div><h4 class="jobSectionHeader"><b>TOTAL POSITIONS</b></h4>
<p>1</p>
<h4 class="jobSectionHeader"><b>POSTED ON</b></h4>
<p>November 10, 2025</p>
<h4 class="jobSectionHeader"><b>EXPIRY DATE</b></h4>
<p>November 17, 2025</p>
<h4 class="jobSectionHeader"><b>BUSINESS</b></h4>
<p>UNICEF</p>
<h4 class="jobSectionHeader"><b>CATEGORY</b></h4>
<p>Agriculture / Fertilizer / Pesticide</p>
<h4 class="jobSectionHeader"><b>JOB TYPE</b></h4>
<p>Consultant</p></div></div></div>

MONITORING AND REPORTING CONSULTANT, PESHAWAR, PAKISTAN, 364 DAYS

<div><div><div><div><div><b>Industry:</b>
<div>Banking/Financial Services</div>
</div><div><b>Category:</b>
<div>Sales &amp; Business Development</div>
</div><div><b>Total Position:</b>
<div>35+</div>
</div><div><b>Job Type:</b>
<div>Full Time/Permanent ( First Shift (Day) )</div>
</div><div><b>Department:</b>
<div>Human Resource
</div></div><div><b>Job Location:</b>
<div>Multiple Cities
</div></div><div><b>Gender:</b>
<div>No Preference
</div></div><div><b>Age:</b>
<div>25 - 29 Years</div>
</div><div><b>Minimum Education:</b>
<div>Bachelors</div>
</div><div><b>Degree Title:</b>
<div>MBA,BBA, B.COM,MA economics, Statistics, Math &amp; BS/MS agriculture</div>
</div><div><b>Career Level:</b>
<div>Entry Level</div>
</div><div><b>Minimum Experience:</b>
<div>Fresh(Fresh &amp; Experience Candidates both will be considered who are passionate in Sales &amp; Marketing)</div>
</div><div><b>Salary Range:</b>
<div>PKR. 50,000 to 60,000/Month</div>
</div><div><b>Apply By:</b>
<div>Dec 7, 2025</div>
</div><div><b>Posted On:</b>
<div>Nov 8, 2025</div>
</div></div></div></div><div><div><div>Job Description</div>
</div><p></p><div><p>Business Growth</p><ul><li>
 Identify new MSME/ small business enterprises &amp; Housing loan prospects in the assigned area. Assess their loan requirements based on customer need and present appropriate loan proposals to the credit committee for approval.</li><li>
Develop and analyze financial statements of the MSMEs in order to access the financial soundness of the business and his repayment capacity.</li><li>
 Conduct loan appraisal, collect and verify detailed information (personal, business, guaranties and collateral pertaining to MSMEs) to open new MSME loan accounts.</li><li>
 Prepares and execute loan contracts and arrange for disbursement of loan.</li><li>
 Receive feedback of MSME &amp; Housing clients for product enhancements and new product requirements and share with line manager.</li><li>
 Gain insight on competitor\'s product offerings for MSME&amp; Housing clients and provide feedback to the line manager.</li><li>
 Cross-sell other KMBL products to clients, especially liability products to MSME clients.</li></ul><p>
Service Quality</p><ul><li>
 Maintain good relationship with MSME &amp; Housing clients and promptly address their queries regarding loan and other banking facilities.</li><li>
 Meet internal service standards and ensure no service related complaints are received from customers.</li><li>
Address customer complaints in line with KMBL complaint handling guidelines</li></ul><p>
3. Portfolio Management</p><ul><li>
 Monitor MSME &amp; Housing loans and ensure their timely repayments. Ensure timely intimation to clients regarding due date and payment amount.</li><li>
 Maintain regular contact with MSME clients to monitor their business status and loan utilization so that loan is recovered as per repayment schedule..</li><li>
Ensure timely follow-up with late payment and default customers to resume payments as per repayment schedule. Make customer aware of the implications of late payments &amp; default in term of penalties and reporting in eCIB</li></ul><p>
4. Compliance</p><ul><li>
 Conduct, complete and process MSME loan booking / documentation in strict compliance with KMBL&rsquo;s policies, procedures and ethical standards.</li><li>
 Thoroughly review KIM &amp; MSME Procedures to understand products and processes.</li><li>
 Thoroughly review Prudential Regulations for MFBs to ensure policy compliance.</li></ul><p></p>
<b>Required Skills</b>
</div><div><p>Marketing Management, Retail Sales, Communication Skills, Portfolio Management, Business Driven, MS Excel,<br>
</p></div></div><br>
<div>We are an equal opportunity employer and value talent diversity at our Bank. We do not discriminate on the basis of age, color, gender, marital status, race, religion, or disability status. Therefore, all qualified candidates are welcomed and encouraged to apply on our positions.</div></div>

Loan officer- ME & Housing Finance (Sales & Marketing)

<div><div><div><p>Only applications received through the below mentioned UNHCR Career Portal will be accepted):</p>
<p><b>
https://unhcr.wd3.myworkdayjobs.com/External/job/Islamabad-Pakistan/National-consultant_JR2561184-1</b></p>
<p>
Only shortlisted candidates will be contacted. Shortlisted candidates may be required to sit for a written test and/or oral interview. UNHCR does not charge a fee at any stage of the recruitment process (application, interview, processing or any other fees).</p>
<p>
UNHCR strongly encourages qualified female applicants for this position and seeks to ensure that male and female employees are given equal career opportunities. UNHCR is committed to achieving workforce diversity in terms of gender, nationality and culture. UNHCR values inclusiveness, diversity and gender equity and will continue to strive to achieve full adhesion to these principles in its policies and organizational culture.</p>
<p><b>
OBJECTIVES</b></p>
<p>
The primary objectives of this study are:</p>
<p>
1. To identify and categorize the types of informal businesses owned by Afghan refugees and youth entrepreneurs in Pakistan and also assess the scale of these businesses, including size, revenue, and employment generation.</p>
<p>
2. To analyze the key challenges and barriers these businesses face, including regulatory, financial, social, and operational constraints, as well as challenges faced by the regulatory and operational actors concerned.</p>
<p>
3. To provide recommendations for policy interventions and support mechanisms to enhance business sustainability and growth.</p>
<p><b>
SCOPE OF WORK</b></p>
<p>
Target groups</p>
<p>
&#61623; Afghan refugee youth entrepreneurs (mainly supported by UNHCR in Quetta, Peshawar and Karachi),</p>
<p>
who are operating informal businesses.</p>
<p>
&#61623; Afghan refugee businessmen (including POR Card holders as well as Business Visa Holders).</p>
<p>
Terms of Reference for Individual Contracts</p>
<p>
&#61623; Other stakeholders involved in entrepreneurship/ SME/ business sector (UNDP, NAVTTC, SRSP, etc as relevant)</p>
<p>
&#61623; Regulatory and operational stakeholders as relevant/feasible (based on an agreed list)</p>
<p><b>
Field of expertise, competencies: as mentioned above</b></p>
<p><b>
Required/mandatory:</b></p>
<p>
&#61623; Research and analytical skills with ability to design and conduct qualitative and quantitative research.</p>
<p>
&#61623; Data collection skills (interviews, surveys, focus groups).</p>
<p>
&#61623; Awareness of legal and policy frameworks governing refugees and informal businesses in Pakistan, as well as the situation of refugees in country.</p>
<p>
&#61623; Strong written and verbal communication skills for drafting clear, evidence-based reports and presenting findings.</p>
<p>
&#61623; Business and Economic Literacy: Understanding of micro, small, and informal business operations, entrepreneurship, market systems, and livelihood strategies in displacement contexts.</p>
<p><b>
Desirable:</b></p>
<p>
&#61623; Knowledge about latest development in the livelihoods sector, including broader UN processes on the SDGs and the Global Compact on Refugees.</p>
<p>
&#61623; Technical competencies in sub-sectors relevant to livelihoods programming e.g. financial inclusion, employment, entrepreneurship, private sector development, local economic development, poverty reduction, agriculture, livestock, vocational and technical education, and training, etc.</p>
<p><b>
Expected Deliverables:</b></p>
<p>
&#61623; Detailed Report incorporating feedback, including policy recommendations and Presentation of key findings.</p>
<p>
&#61623; Conduct (jointly with SMEDA) a forum with key stakeholders and present the key findings and recommendations of the study with key advocacy messages.</p>
<p>
Timeline:</p>
<p>
The study is expected to be completed within <b>12 weeks</b> (starting from the date of signing of agreement).</p><br>
<br>
<br>
</div><div></div><div><h4 class="jobSectionHeader"><b>TOTAL POSITIONS</b></h4>
<p>1</p>
<h4 class="jobSectionHeader"><b>POSTED ON</b></h4>
<p>November 7, 2025</p>
<h4 class="jobSectionHeader"><b>EXPIRY DATE</b></h4>
<p>November 17, 2025</p>
<h4 class="jobSectionHeader"><b>BUSINESS</b></h4>
<p>UNHCR</p>
<h4 class="jobSectionHeader"><b>CATEGORY</b></h4>
<p>Operations</p>
<h4 class="jobSectionHeader"><b>JOB TYPE</b></h4>
<p>Consultant</p>
<h4 class="jobSectionHeader"><b>MINIMUM EDUCATION</b></h4>
<p>Bachelors
</p><h4 class="jobSectionHeader"><b>CAREER LEVEL</b></h4>
<p>Consultant
</p><h4 class="jobSectionHeader"><b>MINIMUM EXPERIENCE</b></h4>
<p>5 Years</p></div></div></div>

JR2561184 NATIONAL CONSULTANT - STUDY ON INFORMAL AFGHAN BUSINESSES

<div><div><div><p>UNICEF works in over 190 countries and territories to save childrens lives, defend their rights, and help them fulfill their potential, from early childhood through adolescence.</p>
<p>At UNICEF, we are committed, passionate, and proud of what we do for as long as we are needed. Promoting the rights of every child is not just a job it is a calling.</p>
<p>UNICEF is a place where careers are built. We offer our staff diverse opportunities for professional and personal development that will help them reinforce a sense of purpose while serving children and communities across the world. We welcome everyone who wants to belong and grow in a diverse and passionate culture., coupled with an attractive compensation and benefits package.</p>
<p>Visit our website to learn more about what we do at UNICEF.</p>
<p><b>For every child, </b><b><i>the right to get an education!</i></b></p>
<p>The Government of Khyber Pakhtunkhwa, through the Elementary and Secondary Education Department (E&amp;SED), in collaboration with UNICEF, is implementing the Multi-Year Work Plan (MYWP) 20252027 to strengthen the education sectors capacity to deliver equitable, inclusive, and quality education services. The MYWP aligns national and provincial education sector strategies and aims to address systemic challenges through evidence-based planning, cross-sectoral coordination, and sustainable implementation models.</p>
<p><b>How can you make a difference?</b></p>
<p>The purpose of this assignment is to establish the responsibilities, tasks, and expected deliverables for the role dedicated to ensuring robust financial management, internal control, risk mitigation, and institutional integrity across the Elementary and Secondary Education Departments (E&amp;SED) in coordination with UNICEF KP office. The role will serve as a key resource for the Secretary, E&amp;SED, in promoting transparency and accountability.</p>
<p><b>Task to be Performed:</b></p>
<ul><li><b>Financial Oversight &amp; Management</b></li>
<li><b>Risk Assessment &amp; Mitigation</b></li>
<li><b>Human Resources Integrity Oversight</b></li>
<li><b>Asset &amp; Transport Management</b></li>
</ul><p><i>If you would like to know more about this position, please review the complete Job Description here:</i><b><i> </i></b><b><i>Finance and Risk Compliance Consultant - TORs.docx</i></b></p>
<p><b>To qualify as an advocate for every child you will have</b></p>
<p><b><i>Minimum requirements:</i></b></p>
<p><b>Education:</b></p>
<ul><li>First University Degree (bachelors or equivalent) in Finance, Accounting, Risk Management, or related field.</li>
</ul><p><b>Work Experience:</b></p>
<p>At least 1 year of experience in public finance, risk assessment, or audit.<br>
Experience in coordination and ensuring consistency in implementation of the different projects.<br>
Working with government departments on large scale projects.</p>
<p><b>Skills:</b></p>
<p>Proficiency in report writing and presentation.<br>
Advanced knowledge of financial and risk management tools.<br>
Proven ability to identify and resolve financial matters as per UNICEF financial protocols.<br>
Proficient in digital tools for financial management, risk mitigation.<br>
Strong ethical foundation, discretion, and commitment to accountability</p>
<p><b>Language Requirements:</b></p>
<p>Fluency in English (verbal and written) is required. Knowledge of another local language is an asset.</p>
<p><b><i>Desirables:</i></b></p>
<p>Proven track record in anti-corruption or governance reform is a strong advantage.<br>
Prior work with or understanding of UN systems, donor-funded programs, financial management and risk mitigation.<br>
Experience working in or with government institutions is desirable.</p>
<p><b>For every Child, you demonstrate...</b></p>
<p>UNICEFs Core Values of Care, Respect, Integrity, Trust and Accountability and Sustainability (CRITAS) underpin everything we do and how we do it. Get acquainted with Our Values Charter: UNICEF Values</p>
<p><b>The UNICEF competencies required for this post are</b></p>
<p>(1) Builds and maintains partnerships</p>
<p>(2) Demonstrates self-awareness and ethical awareness</p>
<p>(3) Drive to achieve results for impact</p>
<p>(4) Innovates and embraces change</p>
<p>(5) Manages ambiguity and complexity</p>
<p>(6) Thinks and acts strategically</p>
<p>(7) Works collaboratively with others</p>
<p>[<i>add the 8</i><i>th</i><i> competency (Nurtures, leads and manages people) for a supervisory role</i>].</p>
<p>Familiarize yourself with our competency framework and its different levels.</p>
<p>UNICEF promotes and advocates for the protection of the rights of every child, everywhere, in everything it does and is mandated to support the realization of the rights of every child, including those most disadvantaged, and our global workforce must reflect the diversity of those children. The UNICEF family is committed to include everyone, irrespective of their race/ethnicity, disability, gender identity, sexual orientation, religion, nationality, socio-economic background, minority, or any other status.</p>
<p>UNICEF encourages applications from all qualified candidates, regardless of gender, nationality, religious or ethnic backgrounds, and from people with disabilities, including neurodivergence. We offer a wide range of benefits to our staff, including paid parental leave, breastfeeding breaks and reasonable accommodation for persons with disabilities. UNICEF provides reasonable accommodation throughout the recruitment process. If you require any accommodation, please submit your request through the accessibility email button on the UNICEF Careers webpage Accessibility | UNICEF. Should you be shortlisted, please get in touch with the recruiter directly to share further details, enabling us to make the necessary arrangements in advance.</p>
<p>UNICEF does not hire candidates who are married to children (persons under 18). UNICEF has a zero-tolerance policy on conduct that is incompatible with the aims and objectives of the United Nations and UNICEF, including sexual exploitation and abuse, sexual harassment, abuse of authority and discrimination based on gender, nationality, age, race, sexual orientation, religious or ethnic background or disabilities. UNICEF is committed to promote the protection and safeguarding of all children. All selected candidates will, therefore, undergo rigorous reference and background checks, and will be expected to adhere to these standards and principles. Background checks will include the verification of academic credential(s) and employment history. Selected candidates may be required to provide additional information to conduct a background check, and selected candidates with disabilities may be requested to submit supporting documentation in relation to their disability confidentially.</p>
<p>UNICEF appointments are subject to medical clearance. Issuance of a visa by the host country of the duty station is required for IP positions and will be facilitated by UNICEF. Appointments may also be subject to inoculation (vaccination) requirements, including against SARS-CoV-2 (Covid). Should you be selected for a position with UNICEF, you either must be inoculated as required or receive a medical exemption from the relevant department of the UN. Otherwise, the selection will be canceled.</p>
<p><b>Remarks:</b></p>
<ul><li>Duration of the assignment is <b>12 months.</b></li>
<li>Only shortlisted candidates will be contacted and advance to the next stage of the selection process.</li>
<li>Applicants must submit a financial quotation indicating the consultant fee against monthly deliverables as part of the application.</li>
<li>Consultant will be based in <b>Peshawar</b> and will be required to travel within the country as and when required.</li>
<li>Consultant needs to produce a copy of their health insurance coverage at the time the contract is awarded.</li>
</ul><p>As per Article 101, paragraph 3, of the Charter of the United Nations, the paramount consideration in the employment of the staff is the necessity of securing the highest standards of efficiency, competence, and integrity.</p>
<p>UNICEF is committed to fostering an inclusive, representative, and welcoming workforce. For this position, eligible and suitable <b><i>women, minorities, persons with disabilities and other underrepresented groups </i></b>are encouraged to apply.</p>
<p>Government employees who are considered for employment with UNICEF are normally required to resign from their government positions before taking up an assignment with UNICEF. UNICEF reserves the right to withdraw an offer of appointment, without compensation, if a visa or medical clearance is not obtained, or necessary inoculation requirements are not met, within a reasonable period for any reason.</p>
<p>UNICEF does not charge a processing fee at any stage of its recruitment, selection, and hiring processes (i.e., application stage, interview stage, validation stage, or appointment and training). UNICEF will not ask for applicants bank account information.</p>
<p>Humanitarian action is a cross-cutting priority within UNICEFs Strategic Plan. UNICEF is committed to stay and deliver in humanitarian contexts. Therefore, all staff, at all levels across all functional areas, can be called upon to be deployed to support humanitarian response, contributing to both strengthening resilience of communities and capacity of national authorities.</p>
<p>All UNICEF positions are advertised, and only shortlisted candidates will be contacted and advance to the next stage of the selection process. An internal candidate performing at the level of the post in the relevant functional area, or an internal/external candidate in the corresponding Talent Group, may be selected, if suitable for the post, without assessment of other candidates.</p>
<p>Additional information about working for UNICEF can be found here.</p><br>
<br>
<br>
</div><div></div><div><h4 class="jobSectionHeader"><b>TOTAL POSITIONS</b></h4>
<p>1</p>
<h4 class="jobSectionHeader"><b>POSTED ON</b></h4>
<p>November 10, 2025</p>
<h4 class="jobSectionHeader"><b>EXPIRY DATE</b></h4>
<p>November 17, 2025</p>
<h4 class="jobSectionHeader"><b>BUSINESS</b></h4>
<p>UNICEF</p>
<h4 class="jobSectionHeader"><b>CATEGORY</b></h4>
<p>Agriculture / Fertilizer / Pesticide</p>
<h4 class="jobSectionHeader"><b>JOB TYPE</b></h4>
<p>Consultant</p></div></div></div>

FINANCE AND RISK COMPLIANCE CONSULTANT, PESHAWAR, PAKISTAN, 364 DAYS

<p></p><div><div><div><p><b>PLEASE DO NOT APPLY ONLINE</b></p>
<div><b>
Purpose of the APW</b></div>
<div>
The purpose of this assignment is to conduct a study on illicit trade of cigarettes in Pakistan 2025-26.</div>
<div><b>
Background</b></div>
<div>
The consumption of cigarettes in Pakistan is not officially estimated. The most effective way to reduce tobacco consumption is to increase the price of tobacco products through higher taxes. In Pakistan, the cigarette industry claims that higher taxes drive illicit trade, claiming smokers seek out non-duty-paid cigarettes because they cost more.</div>
<div>
There is no evidence that Pakistan's illicit cigarette market is as large as the tobacco industry claims. Studies have examined the size of the illicit cigarette market using a variety of methods.</div>
<div>
The study will use multistage sampling technique at first stage Pakistan Bureau of statistics will provide a provincially representative sample of PSU&rsquo;s. Based on initial discussions with PBS a sample of 1029 PSU&rsquo;s will be sufficient. Approximately 40 empty packs will be collected from vendors and the street from each PSU by a numerator. Overall, 41,160 packs will be collected from four provinces and AJK.</div>
<div>
Numerator will also visit three shops in the PSU to collect information about most sold brands in that PSU and market prices of all brands available in the shop.</div>
<div><b>
Scope of work</b></div>
<div>
The undersigned will work closely with the technical teams at WHO and MoNHSR&amp;C to achieve the following:</div>
<ul>
<li>Sample design services from PBS to conduct a study on illicit trade of tobacco</li>
<li>Ethical approval for the study</li>
<li>Conduct Province wise training of Numerators</li>
<li>Collection of empty Packs from selected PSU&rsquo;s</li>
<li>Data entry on excel sheet</li>
<li>Dissemination of the study</li>
</ul>
<div><b>Planned timelines (tentative)</b></div>
<div>
Start date: 15/11/2025</div>
<div>
End date: 31/12/2025</div>
<div><b>
Deliverables and timelines</b></div>
<div><b>
First Deliverable: </b>Signing of contract</div>
<div><b>
Payment:</b> 0%</div>
<div><b>
Second Deliverable: </b>First Progress report sharing inception report 20-11-25</div>
<div><b>
Payment:</b> 30%</div>
<div><b>
Third Deliverable: </b>Second progress numerator trainings (01-12-25)</div>
<div><b>
Payment:</b> 40%</div>
<div><b>
Fourth Deliverable: </b>Third progress report sharing final draft report. (26-12-25)</div>
<div><b>
Payment:</b> 30%</div>
<div><b>
Technical Supervision</b></div>
<div>
The selected organization will work under the direct supervision of:</div>
<div><b>
Responsible Officer:</b> Technical Officer Health Promotion</div>
<div><b>
Manager:</b> Public Health Specialist (Disease Control)</div>
<div><b>
Experience
</b></div><div>At least one year experience and expertise in primary data collection will an asset.</div>
<div><b>
Qualification</b></div>
<div>
Team should have master&rsquo;s in social sciences or statistics</div>
<div><b>
Place of assignment</b></div>
<div>
The selected candidate will be based in Islamabad (Field travel may require).</div>
<div><b>
To Apply</b></div>
<div>
Interested Institutions are required to submit a proposal.</div>
<div><b>
Do not apply online:</b> The Technical and Financial Proposals are required to be submitted in separate sealed envelopes on the following address with the title of assignment on envelope by COB 12 Nov 2025.</div>
<div><b>
Address:</b> c/o Team Lead Non-Communicable Diseases, WHO Country Office Pakistan, NIH Premises Park Road, Chak Shehzad, Islamabad</div><br>
<br>
<br>
</div><div></div><div><h4 class="jobSectionHeader"><b>TOTAL POSITIONS</b></h4>
<p>1</p>
<h4 class="jobSectionHeader"><b>POSTED ON</b></h4>
<p>November 3, 2025</p>
<h4 class="jobSectionHeader"><b>EXPIRY DATE</b></h4>
<p>November 12, 2025</p>
<h4 class="jobSectionHeader"><b>BUSINESS</b></h4>
<p>WHO</p>
<h4 class="jobSectionHeader"><b>CATEGORY</b></h4>
<p>Health &amp; Medicine</p>
<h4 class="jobSectionHeader"><b>JOB TYPE</b></h4>
<p>APW</p>
<h4 class="jobSectionHeader"><b>MINIMUM EDUCATION</b></h4>
<p>Masters
</p><h4 class="jobSectionHeader"><b>CAREER LEVEL</b></h4>
<p>APW (Agreement for Performance of Work)
</p><h4 class="jobSectionHeader"><b>MINIMUM EXPERIENCE</b></h4>
<p>1 Year(At least one year experience and expertise in primary data collection will an asset.)</p></div></div></div>

AGREEMENT FOR PERFORMANCE OF WORK (APW)

<div><div><div><p>UNICEF works in over 190 countries and territories to save childrens lives, defend their rights, and help them fulfill their potential, from early childhood through adolescence.</p>
<p>At UNICEF, we are committed, passionate, and proud of what we do for as long as we are needed. Promoting the rights of every child is not just a job it is a calling.</p>
<p>UNICEF is a place where careers are built. We offer our staff diverse opportunities for professional and personal development that will help them reinforce a sense of purpose while serving children and communities across the world. We welcome everyone who wants to belong and grow in a diverse and passionate culture., coupled with an attractive compensation and benefits package.</p>
<p>Visit our website to learn more about what we do at UNICEF.</p>
<p><b>For every child, </b><b><i>the right to get an education!</i></b></p>
<p>The Government of Khyber Pakhtunkhwa, through the Elementary and Secondary Education Department (E&amp;SED), in collaboration with UNICEF, is implementing the Multi-Year Work Plan (MYWP) 20252027 to strengthen the education sectors capacity to deliver equitable, inclusive, and quality education services. The MYWP aligns national and provincial education sector strategies and aims to address systemic challenges through evidence-based planning, cross-sectoral coordination, and sustainable implementation models.</p>
<p>Given the complexity and scale of the MYWP, there is a critical need for dedicated technical support to ensure its effective operationalization. This includes aligning annual operational plans with sector priorities, supporting upstream policy work, facilitating coordination among directorates and stakeholders, and ensuring quality assurance across program components. The scope of work also involves supporting the Education Sector Reform Unit (ESRU) in convening technical working groups (TWGs), Local Education Group (LEG) meetings, and donor engagements, while maintaining robust documentation and follow-up mechanisms.</p>
<p><b>How can you make a difference?</b></p>
<p>The Purpose of this consultancy is to provide strategic and technical support to E&amp;SED and E&amp;SED for the effective implementation, monitoring, and quality assurance of the MYWP 20252027. The consultant will facilitate sector coordination, strengthen planning and review processes, and ensure alignment between UNICEF-supported interventions and government priorities.</p>
<p><b>Task to be Performed:</b></p>
<ul><li>Strategic Planning and Operationalization of MYWP 2025-27</li>
<li>Sector Analysis &amp; Quality Assurance</li>
<li>Coordination &amp; Stakeholder Engagement</li>
<li>Policy Dialogue, Data, &amp; Risk</li>
</ul><p><i>If you would like to know more about this position, please review the complete Job Description here:</i><b><i> </i></b><b><i>Program Quality Assurance Consultant - TORs.docx</i></b></p>
<p><b>To qualify as an advocate for every child you will have</b></p>
<p><b><i>Minimum requirements:</i></b></p>
<p><b>Education:</b></p>
<ul><li>First University Degree (bachelors or equivalent) in education, Development Studies, Public Policy, or a related field.</li>
</ul><p><b>Work Experience:</b></p>
<ul><li>At least 1 year of progressive experience in education innovation, early childhood education, or program coordination within government or development sectors.</li>
<li><p>Demonstrated experience in managing cross-sectoral initiatives involving multiple stakeholders, including government, donors, and NGOs.</p>
</li><li><p>Proven ability to introduce and scale innovative solutions in resource-constrained or complex education settings.</p>
</li><li><p>Prior work experience with or a strong understanding of UN systems, donor-funded programs, and public-private partnerships.</p>
</li><li><p>Experience in project management, coordination, and implementation of education or early learning initiatives.</p>
</li></ul><p><b>Skills:</b></p>
<ul><li><p>Strong coordination, leadership, and organizational skills.</p>
</li><li><p>Excellent written and verbal communication abilities, including report writing, presentations, and stakeholder engagement.</p>
</li><li><p>Technical knowledge of early learning systems, education reform, teacher training, and integration of technology into education.</p>
</li><li><p>Proficient in digital tools for project management, research, and communication.</p>
</li><li><p>Familiarity with the education landscape and policy environment in Pakistan, particularly in KP.</p>
</li></ul><p><b>Language Requirements:</b></p>
<p>Fluency in English (verbal and written) is required. Knowledge of another local language is an asset.</p>
<p><b><i>Desirables:</i></b></p>
<ul><li><p>Familiarity with UNICEF operations and procedures.</p>
</li><li><p>Knowledge of Pashto language.</p>
</li><li><p>Previous experience working in UN or donor-funded education programmes in Pakistan.</p>
</li></ul><p><b>For every Child, you demonstrate...</b></p>
<p>UNICEFs Core Values of Care, Respect, Integrity, Trust and Accountability and Sustainability (CRITAS) underpin everything we do and how we do it. Get acquainted with Our Values Charter: UNICEF Values</p>
<p><b>The UNICEF competencies required for this post are</b></p>
<p>(1) Builds and maintains partnerships</p>
<p>(2) Demonstrates self-awareness and ethical awareness</p>
<p>(3) Drive to achieve results for impact</p>
<p>(4) Innovates and embraces change</p>
<p>(5) Manages ambiguity and complexity</p>
<p>(6) Thinks and acts strategically</p>
<p>(7) Works collaboratively with others</p>
<p>[<i>add the 8</i><i>th</i><i> competency (Nurtures, leads and manages people) for a supervisory role</i>].</p>
<p>Familiarize yourself with our competency framework and its different levels.</p>
<p>UNICEF promotes and advocates for the protection of the rights of every child, everywhere, in everything it does and is mandated to support the realization of the rights of every child, including those most disadvantaged, and our global workforce must reflect the diversity of those children. The UNICEF family is committed to include everyone, irrespective of their race/ethnicity, disability, gender identity, sexual orientation, religion, nationality, socio-economic background, minority, or any other status.</p>
<p>UNICEF encourages applications from all qualified candidates, regardless of gender, nationality, religious or ethnic backgrounds, and from people with disabilities, including neurodivergence. We offer a wide range of benefits to our staff, including paid parental leave, breastfeeding breaks and reasonable accommodation for persons with disabilities. UNICEF provides reasonable accommodation throughout the recruitment process. If you require any accommodation, please submit your request through the accessibility email button on the UNICEF Careers webpage Accessibility | UNICEF. Should you be shortlisted, please get in touch with the recruiter directly to share further details, enabling us to make the necessary arrangements in advance.</p>
<p>UNICEF does not hire candidates who are married to children (persons under 18). UNICEF has a zero-tolerance policy on conduct that is incompatible with the aims and objectives of the United Nations and UNICEF, including sexual exploitation and abuse, sexual harassment, abuse of authority and discrimination based on gender, nationality, age, race, sexual orientation, religious or ethnic background or disabilities. UNICEF is committed to promote the protection and safeguarding of all children. All selected candidates will, therefore, undergo rigorous reference and background checks, and will be expected to adhere to these standards and principles. Background checks will include the verification of academic credential(s) and employment history. Selected candidates may be required to provide additional information to conduct a background check, and selected candidates with disabilities may be requested to submit supporting documentation in relation to their disability confidentially.</p>
<p>UNICEF appointments are subject to medical clearance. Issuance of a visa by the host country of the duty station is required for IP positions and will be facilitated by UNICEF. Appointments may also be subject to inoculation (vaccination) requirements, including against SARS-CoV-2 (Covid). Should you be selected for a position with UNICEF, you either must be inoculated as required or receive a medical exemption from the relevant department of the UN. Otherwise, the selection will be canceled.</p>
<p><b>Remarks:</b></p>
<ul><li>Duration of the assignment is <b>12 months.</b></li>
<li>Only shortlisted candidates will be contacted and advance to the next stage of the selection process.</li>
<li>Applicants must submit a financial quotation indicating the consultant fee against monthly deliverables as part of the application.</li>
<li>Consultant will be based in <b>Peshawar</b> and will be required to travel within the country as and when required.</li>
<li>Consultant needs to produce a copy of their health insurance coverage at the time the contract is awarded.</li>
</ul><p>As per Article 101, paragraph 3, of the Charter of the United Nations, the paramount consideration in the employment of the staff is the necessity of securing the highest standards of efficiency, competence, and integrity.</p>
<p>UNICEF is committed to fostering an inclusive, representative, and welcoming workforce. For this position, eligible and suitable <b><i>women, minorities, persons with disabilities and other underrepresented groups</i></b> are encouraged to apply.</p>
<p>Government employees who are considered for employment with UNICEF are normally required to resign from their government positions before taking up an assignment with UNICEF. UNICEF reserves the right to withdraw an offer of appointment, without compensation, if a visa or medical clearance is not obtained, or necessary inoculation requirements are not met, within a reasonable period for any reason.</p>
<p>UNICEF does not charge a processing fee at any stage of its recruitment, selection, and hiring processes (i.e., application stage, interview stage, validation stage, or appointment and training). UNICEF will not ask for applicants bank account information.</p>
<p>Humanitarian action is a cross-cutting priority within UNICEFs Strategic Plan. UNICEF is committed to stay and deliver in humanitarian contexts. Therefore, all staff, at all levels across all functional areas, can be called upon to be deployed to support humanitarian response, contributing to both strengthening resilience of communities and capacity of national authorities.</p>
<p>All UNICEF positions are advertised, and only shortlisted candidates will be contacted and advance to the next stage of the selection process. An internal candidate performing at the level of the post in the relevant functional area, or an internal/external candidate in the corresponding Talent Group, may be selected, if suitable for the post, without assessment of other candidates.</p>
<p>Additional information about working for UNICEF can be found here.</p><br>
<br>
<br>
</div><div></div><div><h4 class="jobSectionHeader"><b>TOTAL POSITIONS</b></h4>
<p>1</p>
<h4 class="jobSectionHeader"><b>POSTED ON</b></h4>
<p>November 5, 2025</p>
<h4 class="jobSectionHeader"><b>EXPIRY DATE</b></h4>
<p>November 12, 2025</p>
<h4 class="jobSectionHeader"><b>BUSINESS</b></h4>
<p>UNICEF</p>
<h4 class="jobSectionHeader"><b>CATEGORY</b></h4>
<p>Agriculture / Fertilizer / Pesticide</p>
<h4 class="jobSectionHeader"><b>JOB TYPE</b></h4>
<p>Consultant</p></div></div></div>

PROGRAM QUALITY ASSURANCE CONSULTANT, PESHAWAR, PAKISTAN, 364 DAYS

<div><div><div><div><div><b>Industry:</b>
<div>Banking/Financial Services</div>
</div><div><b>Category:</b>
<div>Retail</div>
</div><div><b>Total Position:</b>
<div>15</div>
</div><div><b>Job Type:</b>
<div>Full Time/Permanent ( First Shift (Day) )</div>
</div><div><b>Department:</b>
<div>Retail Branch Banking
</div></div><div><b>Job Location:</b>
<div>Karachi
</div></div><div><b>Gender:</b>
<div>Male
</div></div><div><b>Minimum Education:</b>
<div>Bachelors</div>
</div><div><b>Degree Title:</b>
<div>4 years Business, Commerce, Economics, Agriculture or any relevant degree from recognized university</div>
</div><div><b>Career Level:</b>
<div>Entry Level</div>
</div><div><b>Minimum Experience:</b>
<div>Fresh</div>
</div><div><b>Apply By:</b>
<div>Dec 1, 2025</div>
</div><div><b>Posted On:</b>
<div>Oct 31, 2025</div>
</div></div></div></div><div><div><div>Job Description</div>
</div><p></p><div><p>1. Will be responsible for sale &amp; management of high-end loan products upto 5 million in Housing, Commercial Vehicle, Enterprise loan etc</p><p>
Business Growth Identify new MSME/ small business enterprises in the assigned area.</p><p>
Assess their loan requirements based on customer need and present appropriate loan proposals to the credit committee for approval.</p><p>
Develop and analyze financial statements of the MSMEs in order to access the financial soundness of the business and his repayment capacity.</p><p>
Conduct loan appraisal, collect and verify detailed information (personal, business, guaranties and collateral pertaining to MSMEs) to open new MSME loan accounts.</p><p>
Prepares and execute loan contracts and arrange for disbursement of loan. Receive feedback of MSME clients for product enhancements and new product requirements.</p><p>
Gain insight on competitor\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\'s product offerings for MSME clients and provide feedback to the line manager.</p><p>
Cross-sell other KMBL products to clients, especially liability products.</p><p>
2. Service Quality Maintain good relationship with MSME clients and promptly address their queries. Meet internal service standards and ensure no service related complaints are received from customers.</p><p>
3. Portfolio Management Monitor MSME loans and ensure timely repayment.</p><p></p>
<b>Required Skills</b>
</div><div><p>Market Knowledge, Client Acquisition Skills, Retail Loans,<br>
</p></div></div><br>
<div>We are an equal opportunity employer and value talent diversity at our Bank. We do not discriminate on the basis of age, color, gender, marital status, race, religion, or disability status. Therefore, all qualified candidates are welcomed and encouraged to apply on our positions.</div></div>

Loan Officer - ME / Housing

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