Urwah Admin

Santander

<div>Sr. Technology Risk Associate<p></p>
Country: United States of America<p></p><p><b>
Your Journey Starts Here:</b></p><p>
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p></p><p>
An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p></p><p><b>
Position Summary:
</b></p><p>The Sr. Technology Risk Associate is responsible for ongoing oversight, assessment, management and reporting of technology and cybersecurity risks across Banco Santander International (BSI). This role is established in the second line of defense and requires collaboration across IT, CISO, Data Office, Operational Risk, Internal Audit and other relevant functional stakeholders within the organization in the management of Technology risks. An excellent understanding of the evolving regulatory landscape in the US and EU are vital for success in this role.</p><p></p><p>
The day-to-day focus may vary depending on the requirements of the overall second line of defense program priorities directed by the Chief Operational Risk Officer and may include: planned or ad-hoc technical risk reviews, technical review of IT and security architectures, review and challenge activities of IT or Business initiatives, risk reporting, development as well as review and challenge of technical risk framework and methodologies.</p><p></p><p>
Sr. Technology Risk Associate reports to the Chief Operational Risk Officer.</p><p></p><p><b>
Position Duties / Responsibilities:</b></p><div><b>
Program Development</b><br>
<ul><li>Direct the development and execution of projects for Banco Santander International (BSI) covering Business Continuity and Technology Risk Management (IRM) that comply with applicable regulations and identify milestones and compliance dates.</li><li>Report and monitor conformance and delivery against project plans, making adjustments and recommendations, where justified.</li><li>Drive culture of Technology Risk and Business Continuity Risk awareness and deliver required training.</li><li>Direct risk measurement and monitoring processes and communicate results, recommendations and escalations to the BSI Chief Operational Risk Officer (CORO).</li><li>Assess and communicate Technology and Business Continuity risk associated with all material activities/projects of the company.</li><li>Act as liaison with group, holding company and entity counterparts for identification of best practices, standards, policy and program updates for TRM and BCM.</li><li>Communicate to BSI CORO significant developments in the maturity of the Business Continuity Management and Technology Risk Management Program and Framework.</li><li>Perform independent review and challenge with first line of defense (1LoD) and address risk and control self-assessment (RCSA) outputs for technology infrastructure.</li><li>Support the development and implementation of the Technology Risk and Business Continuity Risk program strategy, policies and models.</li><li>Prepare, summarize and report updates of technology risk management (TRM) risk drivers and business continuity management activities (BCM) to CORO and applicable stakeholders.</li><li>Support implementation at the operating units by serving as Business Continuity risk management and TRM subject matter expert.</li><li>Interact with other Risk Managers and department heads.</li></ul></div><p></p><div><b>
Compliance</b><br>
<ul><li>Coordinate with the first line of defense to implement the new and existing regulatory standards regarding governance, the Technology and Business Continuity Risk Management Framework and related policies and procedures.</li><li>Lead in the execution and review of concluded risk assessments, attestations and perform IT compliance control testing review and challenge.</li><li>Create and report auditable measurements, remediation of findings and report recommended course of action to the BSI CORO, on a routine basis, for all matters related to TRM and BCM.</li><li>Maintain regulatory compliance and credibility with regulators at the Federal Reserve Board, with respect to Business Continuity risk management and Technology risk issues.</li><li>Facilitate effective regulatory examinations and audit reviews when required.</li><li>Oversee the review of reports and updates from GDPR, SOX, FFEIC, OCC, GLBA and Group for Operational Risk Management effectiveness in support of the BSI CORO and alignment of objectives.</li><li>Prepare and provide reports and evidentiary support for internal and external auditors, regulators and the bank&rsquo;s management.</li><li>Liaise with Banco Santander International (BSI) headquarters to ensure corporate Business Continuity and Technology Risk Management requirements are being met.</li><li>Build relationships and communication channels with compliance community including internal and external auditors, departments and managers.</li><li>Provide functional and analytical support for the bank&rsquo;s Governance Risk and Compliance and BCM tools and applications.</li></ul></div><p></p><div><b>
Business Continuity Management</b><br>
<ul><li>Coordinate with the first line of defense to implement the new and existing regulatory standards regarding governance, the Technology Risk and Business Continuity Risk Management (BCM) Frameworks and related policies and procedures.</li><li>Manage complex and changing business contingency planning and scenarios in support of 1LoD and 2LoD operational effectiveness and BSI CORO oversight.</li><li>Support BCM program deliverables for both short and long-term objectives and report BCM program results to the BSI CORO on a monthly basis.</li><li>Oversee the implementation of the Business Continuity Management (BCM) Program and related risk analytical activities for BSI in a manner that is consistent with applicable regulatory requirements.</li><li>Review and report risk and control activities within BCM including oversight of plan review and approval.</li><li>Coordinate and oversee BCM testing schedule, cyber resiliency program, scenarios and exercises.</li><li>Provide analysis for Business Impact Analysis (BIA) reporting, business impact criticality and cyber resiliency programs and activities.</li><li>Facilitate effective regulatory examinations and audit reviews when required.</li><li>Provide routine communication on the business continuity strategy and operational resilience reports to BCM program stakeholders and submit timely recommendations to the BSI CORO.</li><li>Submit audit documents and evidentiary support to auditors and regulators within time intervals.</li><li>Prepare and submit the bank&rsquo;s Annual BCM Summary report for BSI CORO review and approval.</li></ul></div><p></p><div><b>
Technology Risk Management</b><br>
<ul><li>Act as the second line of defense subject matter expert on technology risk management.</li><li>Identify and assess technology risks, ensure awareness and accountability for their management.</li><li>Design and execute independent testing and assurance of technical domains.</li><li>Participate in the independent and ongoing risk oversight of key technology components of the firm&rsquo;s business and strategy initiatives.</li><li>Participate in evaluation of new products / business changes / projects and assess related technology risks and impact to the technology risk profile.</li><li>Participate in the evaluation and management of risks related to third-party suppliers involved in technology projects .</li><li>Perform review and challenge of first line of defense risk management processes, data and outcomes (e.g. risk assessments, control evaluations, risk metrics, mitigation plans, risk acceptances etc.)</li><li>Analyze Technology risk data from various sources (e.g. external events, control deficiencies, risk register etc.) to identify and measure levels of risk, concentration, trends and patterns; drive automation, risk analytics &amp; aggregation and risk visualization.</li><li>Support process for constructive engagement across the Lines of Defense regarding risk appetite, risk metric determination or evaluation, issue management and action plans.</li><li>Advises on remediation of regulatory findings, correction of any inconsistencies and monitors resolution.</li><li>Prepare information to enable governance committees / working groups in the management oversight of technology risks.</li><li>Initiate timely escalations to Chief Operational Risk Officer (CORO) and the Technology Risk leadership team.</li><li>Work across the lines of defense to recommend strategies that effectively treat risks within the risk appetite.</li><li>Maintain good communication with the Chief Information Security Officer (CISO) and prepare feedback to BSI Chief Operational Risk Officer (CORO) on enhancing the protection and resilience of the bank&rsquo;s systems and operations</li></ul></div><ul><li>Other duties as assigned or requested by immediate supervisor.</li></ul><p></p><p><b>
Education:</b></p><p>
Bachelor&rsquo;s degree required; Master&rsquo;s degree preferred or equivalent experience</p><p></p><p><b>
Business Experience:</b></p><p>
8-12 years of relevant experience or demonstrated required level of proficiency</p><p></p><p><b>
Specialized and/or Technical Knowledge:</b></p><ul><li>Practitioner experience in Technology or Cybersecurity risk management with an ability to lead technical risk assessments, identify and assess risks, document findings and opinions, and develop risk reporting.</li><li>Good understanding of regulatory requirements e.g. FFIEC, FDIC, OCC requirements and industry frameworks and practices e.g. COBIT, ITIL , ISO, NIST 800-53, CSA-CCM v4, Fed Ramp, CIS Benchmarks.</li><li>IT Service Management domains e.g. IT Change Management, IT Capacity Management, IT Incident Management, IT Release Management.</li><li>Software Development Lifecycle (SDLC).</li><li>IT Asset Management and Shadow IT (End User Computing).</li><li>Networks and Communication Systems.</li><li>Virtualized infrastructure.</li><li>Payments technology e.g. SWIFT, Fedline etc.</li><li>Advanced levels of proficiency in MS Excel and Powerpoint.</li><li>High levels of proficiency with data visualization and reporting tools such as PowerBI and/or Tableau.</li><li>Working knowledge of the Python ecosystem, including best practices (Pref).</li><li>Excellent written and verbal communication skills.</li></ul><p></p><p><b>
Licenses / Certifications:</b></p><ul><li>CISM, CISA, CRISC, CISSP, or equivalent (preferred).</li></ul><p></p><p><b>
Languages:</b></p><ul><li>English required, Spanish high desirable.</li></ul><p></p><p><b>
What Else You Need To Know</b><b>:</b></p><p>
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p><p></p><div><div><div><div><div><div><div><h2 class="jobSectionHeader"><b>
Base Pay Range</b></h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div><p>
Minimum:</p></div></div></div></div></div></div></div>
$93,750.00 USD<div><div><div><div><div><div><div><p>
Maximum:</p></div></div></div></div></div></div></div>
$165,000.00 USD<p></p><p><b>
Link to Santander Benefits:</b></p><p><b>
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)</b></p><p></p><p><b>
Risk Culture:</b></p><p>
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p></p><p><b>
EEO Statement:
</b></p><p>At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.<br>
<br>
<b>Working Conditions</b>:</p><p>
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.<br>
<br>
<b>Employer Rights:</b></p><p>
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p></p><p><b>
What</b><b> To Do Next</b><b>:</b></p><p>
If this sounds like a role you are interested in, then please apply.</p><p></p><p>
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.</p><p><b><br>
Primary Location: </b>Miami, FL, Miami</p><p><b><br>
Other Locations: </b>Florida-Miami</p><p><b><br>
Organization: </b>Banco Santander International</p></div>

Sr. Technology Risk Associate

<div>Sr. Director, Compliance Testing<p></p>
Country: United States of America<p></p><p><b>
Your Journey Starts Here:</b></p><p>
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p></p><p>
An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p></p><p><b>
The Difference You Make:
</b></p><p></p><p>The Senior Director, Compliance Testing will provide strategic leadership and oversight of the firm&rsquo;s US compliance testing program. This role is accountable for developing and executing a comprehensive, risk-based framework that evaluates the effectiveness of compliance controls across all business units and complements regulatory monitoring. Serving as a trusted advisor to senior executives, the Senior Director will help the organization meet regulatory expectations, mitigate compliance risks, and foster a culture of integrity and accountability.</p><p></p><p>
This leader plays a critical role in protecting the firm&rsquo;s reputation by identifying control weaknesses, escalating issues, and driving timely remediation to safeguard clients, shareholders, and the organization as a whole.</p><p></p><p>
This position is Hybrid, 3 days per week in office in Miami, Boston, or Dallas.</p><p></p><p><b>
Strategic Leadership &amp; Oversight</b></p><ul><li>
Design, implement, and maintain a robust and transformative enterprise-wide compliance testing program aligned with regulatory guidance and industry best practices.</li><li>
Establish risk-based testing and monitoring methodologies to assess control effectiveness, identify weaknesses, and ensure timely remediation.</li><li>
Provide strategic input on compliance risk trends and recommend enhancements to the firm&rsquo;s compliance program.</li></ul><p><b>
Team Leadership &amp; Development</b></p><ul><li>
Lead and develop a high-performing team of compliance testing professionals, fostering a culture of collaboration, accountability, and continuous improvement.</li><li>
Provide coaching, training, and career development opportunities to build organizational testing capability.</li></ul><p><b>
Governance &amp; Reporting</b></p><ul><li>
Deliver comprehensive reports and dashboards that provide transparency into compliance testing results and emerging risk themes.</li><li>
Present findings and recommendations to senior management, governance committees, and regulators as needed.</li><li>
Partner with Audit, Risk, and Compliance leadership to ensure alignment and consistency across assurance activities.</li></ul><p><b>
Regulatory Engagement &amp; Advisory</b></p><ul><li>
Serve as a subject matter expert on regulatory compliance requirements, particularly with OCC, FRB, CFPB, SEC, and FINRA.</li><li>
Proactively engage with regulators, demonstrating the strength and maturity of the compliance testing program.</li><li>
Monitor regulatory developments and industry trends to update testing strategies accordingly.</li></ul><p><b><br>
What You Bring:</b><br>
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.<br>
<br>
Bachelor's Degree or equivalent work experience: Business, Finance, or equivalent degree. - Required.<br>
Master's Degree Business, Finance, or equivalent discipline. - Preferred.<br>
J.D. Juris Doctor - Preferred.<br>
<br>
12+ Years Compliance, Legal, Regulatory, Audit, or Risk Management in Financial Services. - Required.</p><p>
5+ Years in a leadership role overseeing compliance testing or audit programs in financial institutions. - Required</p><ul><li>
Deep understanding of U.S. banking and securities regulations, with proven ability to design regulatory-aligned testing frameworks.</li><li>
Strong executive presence and communication skills, with the ability to influence at the Board and C-suite level.</li><li>
Demonstrated success in leading large teams, managing complex projects, and driving organizational change.</li><li>
Exceptional analytical, problem-solving, and judgment skills.</li><li>
Strategic Vision, ability to translate regulatory expectations into actionable testing strategies.</li><li>
Leadership Excellence, skilled in building and inspiring diverse teams in a fast-paced environment.</li><li>
Influence &amp; Communication, capable of engaging with regulators and senior executives with clarity and confidence.</li><li>
Risk Mindset, strong grasp of compliance and operational risks with an enterprise-wide perspective.</li><li>
Collaboration, works effectively across functions, ensuring consistency and alignment in assurance activities.</li></ul><div><b><br>
Certifications:</b><br>
<ul><li>CRCM, CAMS, CCEP, or CIA -Preferred</li></ul><br>
<b>
It Would Be Nice For You To Have:</b><br>
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</div><p></p><p><b>
What Else You Need To Know</b><b>:</b></p><p>
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p><p></p><div><div><div><div><div><div><div><h2 class="jobSectionHeader"><b>
Base Pay Range</b></h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div><p>
Minimum:</p></div></div></div></div></div></div></div>
$150,000.00 USD<div><div><div><div><div><div><div><p>
Maximum:</p></div></div></div></div></div></div></div>
$275,000.00 USD<p></p><p><b>
Link to Santander Benefits:</b></p><p><b>
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)</b></p><p></p><p><b>
Risk Culture:</b></p><p>
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p></p><p><b>
EEO Statement:
</b></p><p>At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.<br>
<br>
<b>Working Conditions</b>:</p><p>
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.<br>
<br>
<b>Employer Rights:</b></p><p>
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p></p><p><b>
What</b><b> To Do Next</b><b>:</b></p><p>
If this sounds like a role you are interested in, then please apply.</p><p></p><p>
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.</p><p><b><br>
Primary Location: </b>Dallas, TX, Dallas</p><p><b><br>
Other Locations: </b>Texas-Dallas,Florida-Coconut Grove,Massachusetts-Boston</p><p><b><br>
Organization: </b>Santander Holdings USA, Inc.</p></div>

Sr. Director, Compliance Testing

<div>Growth Marketing Intern<p></p>
Country: United States of America<p></p><p><b>
Your Journey Starts Here:</b></p><p>
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p></p><p>
An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p></p><p>
What you will gain</p><p>
Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship.</p><p></p><p>
The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027.</p><p></p><p>
Santander US is a nationwide business with locations across the country. This position is located in <b>New York City, NY</b>.</p><p></p><ul><li>The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</li></ul>
Salary: <b>$52,000/year</b><p></p><p><b>
Before applying, please keep in mind that our internship program does not offer any relocation assistance.</b></p><p></p><p>
What we offer you<br>
You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.</p><p></p><p>
As a marketing intern, you will come out of this experience with an understanding of how acquisition, conversion, and engagement strategies work together to fuel growth. You will gain direct knowledge of paid media, website optimization, and lifecycle marketing practices and could include exposure to marketing analytics, campaign reporting tools, and customer journey design. You'll learn how to collaborate across teams, manage projects, and apply marketing theory in a real-world business environment.</p><div><br>
Responsibilities of the marketing internship role may include but are not limited to:<br>
<ul><li>Assist in landing page audits to identify marketing-driven opportunities for improved conversion and user engagement.</li><li>Analyze paid media creatives to assess campaign performance and support data-backed creative optimization.</li><li>Conduct Customer Relationship Management (CRM) channel performance reviews to help strengthen customer retention and lifecycle marketing strategies.</li><li>Map the end-to-end marketing funnel&mdash;across paid, organic, and CRM touchpoints&mdash;to identify gaps and recommend improvements.</li></ul></div><div><br>
What we are looking for<br>
<ul><li>An undergraduate student with an expected graduation date between either December 2026 or May/June 2027.</li><li>Area of Study: Open to all, with interest in marketing, business, economics, analytics, or related fields.</li><li>Cumulative GPA is 3.0 or above.</li><li>Demonstrates intellectual curiosity and courage.</li><li>Strong English communication skills both written and spoken required.</li><li>Analytical thinkers with a strong attention to detail.</li><li>Organized and able to manage time and multiple tasks efficiently.</li><li>Ability to work independently on special projects.</li><li>Ability to effectively contribute to a team environment.</li></ul></div><p></p><div>
It would be nice to have<br>
<ul><li>Coursework in or exposure to accounting, finance, economics, or business. (Preferred)</li><li>Experience in Microsoft Office products. (Preferred)</li><li>Familiarity with analytics or marketing tools (e.g., Google Analytics, SQL, Tableau, CRM platforms, or email/marketing automation software). (Preferred)</li><li>Interest in growth marketing, digital experimentation, or customer lifecycle management. (Preferred)</li></ul></div><p></p><p><b><br>
What Else You Need To Know</b><b>:</b></p><p>
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p><p></p><p><b>
Link to Santander Benefits:</b></p><p><b>
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)</b></p><p></p><p><b>
Risk Culture:</b></p><p>
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p></p><p><b>
EEO Statement:
</b></p><p>At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.<br>
<br>
<b>Working Conditions</b>:</p><p>
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.<br>
<br>
<b>Employer Rights:</b></p><p>
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p></p><p><b>
What</b><b> To Do Next</b><b>:</b></p><p>
If this sounds like a role you are interested in, then please apply.</p><p></p><p>
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.</p><p><b><br>
Primary Location: </b>New York, NY, New York</p><p><b><br>
Other Locations: </b>New York-New York</p><p><b><br>
Organization: </b>Santander Bank N.A.</p></div>

Growth Marketing Intern

<div>Commercial Credit Analyst<p></p>
Country: United States of America<p></p><p><b>
Your Journey Starts Here:</b></p><p>
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p></p><p>
An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p></p><p>
POSITION SUMMARY &ndash; CREDIT ANALYST</p><p>
We are looking for future leaders to join Santander&rsquo;s unique, one year, comprehensive Commercial Credit Training Program. You will start your journey as a Credit Analyst and join other program colleagues for 2 months of intensive classroom training followed by 10 months of rotations. In this role, you will learn critical analytical and communication skills to develop a career with a rapidly growing global financial services firm. Santander Group is one of the top 10 Banks worldwide. The US operation with $155 billion in assets is headquartered in Boston with offices across the United States.</p><p>
The program curriculum is rigorous and provides foundational, technical underwriting skills to prepare you to make an immediate impact on the business. Rotations through our Underwriting &amp; Portfolio Management and Originations teams provide the practical experience working in deal teams on live transactions for real clients across Commercial Banking. The program also includes an array of leadership and development training, a speaker series, mentoring and group community volunteering. Following graduation, analysts are placed within a Commercial Banking Underwriting &amp; Portfolio Management team based upon business line need.</p><p>
The Commercial Banking Credit Analyst Program offers unparalleled exposure to the Executive Leadership Team. Working at Santander you will engage in a high performance culture, with the goal of building lasting loyalty with our clients and developing your career. We seek exceptional candidates with an analytical mindset, intellectual curiosity, communication and teamwork skills ready to play an important role in a collaborative, fast paced deal team environment to help deliver solutions for our clients.</p><p>
SANTANDER BANK</p><p>
Santander Bank US is a subsidiary of Madrid-based Santander Group, the largest retail and commercial bank in the Eurozone and the # 1 financial institution in Latin America. Founded in 1857, with over 200,000 employees and 144 million customers, Santander Group operates in over 40 countries. In the United States Santander&rsquo;s accelerated growth leverages the firm&rsquo;s world class global capabilities.</p><p>
COMMERCIAL BANKING
</p><p>Santander&rsquo;s Commercial Banking Division is an active provider of Capital, Treasury Management, and Risk Management solutions to thousands of middle market and mid-corporate companies across the U.S. In addition, Santander&rsquo;s significant international presence uniquely positions the Bank to help companies grow their businesses. Commercial Banking has product and industry sector expertise in Technology, Media, Telecommunications, Commercial Real Estate, Asset Based Lending, Cash Flow Lending, Leveraged Finance, Equipment Leasing, Automotive Dealer Finance, Food and Beverage, Healthcare, Education, and Government Banking.</p><p><br>
JOB REQUIREMENTS &amp; RESPONSIBILITIES<br>
Graduation from the Program requires passing all requisite examinations, individual and group assessments during the classroom training, and all continuous education.<br>
Credit Analysts will have the following responsibilities:<br>
1. Complete the Commercial Credit Training Program curriculum<br>
2. Perform credit analysis and underwriting on new deals, renewals/reviews and<br>
modifications verifying compliance with credit policy<br>
3. Conduct due diligence on clients, industries and markets to identify key<br>
business drivers and risks<br>
4. Assist in the preparation of valuation and capital structure analysis in<br>
conjunction with credit approvals for new and existing clients<br>
5. Assist with legal closing process, preparing, reviewing, and validating<br>
documentation, ensuring compliance and conditions are met<br>
6. Communicate with all deal team members including: origination, underwriting, credit risk management, monitoring, and loan closing<br>
7. Monitor and assess client financials, collateral, loan covenants and risk<br>
ratings on a periodic basis<br>
8. Assess and formally review client risk through periodic Portfolio Reviews,<br>
Internal Audits, External Audits, and ad-hoc reviews<br>
9. Continuously monitor client financials/information to ensure performance to<br>
financial plan and compliance with credit agreement<br>
10. Prepare credit approval document and assist deal team in deal screen and<br>
approval meetings<br>
11. Prepare customer risk rating and financial statement analysis</p><p><br>
QUALIFICATIONS</p><ul><li>
Education: Bachelor's Degree, minimum 3.5 cumulative GPA preferred</li>
Experience: Demonstrated work ethic and proficiency in both academics, internships, extracurricular activities, and relevant leadership positions<br>
<li>
</li></ul><p>REQUIRED SKILLS
</p><ul><li>Strong intellectual curiosity, with the demonstrated ability to ask insightful questions, think critically, problem solve, and probe for deeper understanding</li><li>
Commitment to excellence, exhibits high standards, open to new challenges and learning experiences</li><li>
Strong written and verbal communicator with the ability to offer opinions and share perspective in a professional setting</li><li>
Possesses a strong work ethic, positive attitude, perseverance, resiliency, and management by fact</li><li>
Ability to prioritize, manage and meet tight deadlines</li><li>
Strong attention to detail</li><li>
Ability to collaborate within a team and work independently</li><li>
Proficiency in Microsoft Word, Excel, PowerPoint</li></ul><p>
At Santander, we value and respect differences in our workforce and strive to<br>
increase the diversity of our teams. We actively encourage everyone to apply.<br>
www.santander.com</p><p></p><p><b>
What Else You Need To Know</b><b>:</b></p><p>
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p><p></p><div><div><div><div><div><div><div><h2 class="jobSectionHeader"><b>
Base Pay Range</b></h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div><p>
Minimum:</p></div></div></div></div></div></div></div>
$63,750.00 USD<div><div><div><div><div><div><div><p>
Maximum:</p></div></div></div></div></div></div></div>
$97,500.00 USD<p></p><p><b>
Link to Santander Benefits:</b></p><p><b>
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)</b></p><p></p><p><b>
Risk Culture:</b></p><p>
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p></p><p><b>
EEO Statement:
</b></p><p>At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.<br>
<br>
<b>Working Conditions</b>:</p><p>
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.<br>
<br>
<b>Employer Rights:</b></p><p>
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p></p><p><b>
What</b><b> To Do Next</b><b>:</b></p><p>
If this sounds like a role you are interested in, then please apply.</p><p></p><p>
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.</p><p><b><br>
Primary Location: </b>Boston, MA, Boston</p><p><b><br>
Other Locations: </b>Massachusetts-Boston</p><p><b><br>
Organization: </b>Santander Bank N.A.</p></div>

Commercial Credit Analyst

<div>Commercial Credit Analyst<p></p>
Country: United States of America<p></p><p><b>
Your Journey Starts Here:</b></p><p>
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p></p><p>
An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p></p><p>
POSITION SUMMARY &ndash; CREDIT ANALYST</p><p>
We are looking for future leaders to join Santander&rsquo;s unique, one year, comprehensive Commercial Credit Training Program. You will start your journey as a Credit Analyst and join other program colleagues for 2 months of intensive classroom training followed by 10 months of rotations. In this role, you will learn critical analytical and communication skills to develop a career with a rapidly growing global financial services firm. Santander Group is one of the top 10 Banks worldwide. The US operation with $155 billion in assets is headquartered in Boston with offices across the United States.</p><p>
The program curriculum is rigorous and provides foundational, technical underwriting skills to prepare you to make an immediate impact on the business. Rotations through our Underwriting &amp; Portfolio Management and Originations teams provide the practical experience working in deal teams on live transactions for real clients across Commercial Banking. The program also includes an array of leadership and development training, a speaker series, mentoring and group community volunteering. Following graduation, analysts are placed within a Commercial Banking Underwriting &amp; Portfolio Management team based upon business line need.</p><p>
The Commercial Banking Credit Analyst Program offers unparalleled exposure to the Executive Leadership Team. Working at Santander you will engage in a high performance culture, with the goal of building lasting loyalty with our clients and developing your career. We seek exceptional candidates with an analytical mindset, intellectual curiosity, communication and teamwork skills ready to play an important role in a collaborative, fast paced deal team environment to help deliver solutions for our clients.</p><p>
SANTANDER BANK</p><p>
Santander Bank US is a subsidiary of Madrid-based Santander Group, the largest retail and commercial bank in the Eurozone and the # 1 financial institution in Latin America. Founded in 1857, with over 200,000 employees and 144 million customers, Santander Group operates in over 40 countries. In the United States Santander&rsquo;s accelerated growth leverages the firm&rsquo;s world class global capabilities.</p><p>
COMMERCIAL BANKING
</p><p>Santander&rsquo;s Commercial Banking Division is an active provider of Capital, Treasury Management, and Risk Management solutions to thousands of middle market and mid-corporate companies across the U.S. In addition, Santander&rsquo;s significant international presence uniquely positions the Bank to help companies grow their businesses. Commercial Banking has product and industry sector expertise in Technology, Media, Telecommunications, Commercial Real Estate, Asset Based Lending, Cash Flow Lending, Leveraged Finance, Equipment Leasing, Automotive Dealer Finance, Food and Beverage, Healthcare, Education, and Government Banking.</p><p><br>
JOB REQUIREMENTS &amp; RESPONSIBILITIES<br>
Graduation from the Program requires passing all requisite examinations, individual and group assessments during the classroom training, and all continuous education.<br>
Credit Analysts will have the following responsibilities:<br>
1. Complete the Commercial Credit Training Program curriculum<br>
2. Perform credit analysis and underwriting on new deals, renewals/reviews and<br>
modifications verifying compliance with credit policy<br>
3. Conduct due diligence on clients, industries and markets to identify key<br>
business drivers and risks<br>
4. Assist in the preparation of valuation and capital structure analysis in<br>
conjunction with credit approvals for new and existing clients<br>
5. Assist with legal closing process, preparing, reviewing, and validating<br>
documentation, ensuring compliance and conditions are met<br>
6. Communicate with all deal team members including: origination, underwriting, credit risk management, monitoring, and loan closing<br>
7. Monitor and assess client financials, collateral, loan covenants and risk<br>
ratings on a periodic basis<br>
8. Assess and formally review client risk through periodic Portfolio Reviews,<br>
Internal Audits, External Audits, and ad-hoc reviews<br>
9. Continuously monitor client financials/information to ensure performance to<br>
financial plan and compliance with credit agreement<br>
10. Prepare credit approval document and assist deal team in deal screen and<br>
approval meetings<br>
11. Prepare customer risk rating and financial statement analysis</p><p><br>
QUALIFICATIONS</p><ul><li>
Education: Bachelor's Degree, minimum 3.5 cumulative GPA preferred</li>
Experience: Demonstrated work ethic and proficiency in both academics, internships, extracurricular activities, and relevant leadership positions<br>
<li>
</li></ul><p>REQUIRED SKILLS
</p><ul><li>Strong intellectual curiosity, with the demonstrated ability to ask insightful questions, think critically, problem solve, and probe for deeper understanding</li><li>
Commitment to excellence, exhibits high standards, open to new challenges and learning experiences</li><li>
Strong written and verbal communicator with the ability to offer opinions and share perspective in a professional setting</li><li>
Possesses a strong work ethic, positive attitude, perseverance, resiliency, and management by fact</li><li>
Ability to prioritize, manage and meet tight deadlines</li><li>
Strong attention to detail</li><li>
Ability to collaborate within a team and work independently</li><li>
Proficiency in Microsoft Word, Excel, PowerPoint</li></ul><p>
At Santander, we value and respect differences in our workforce and strive to<br>
increase the diversity of our teams. We actively encourage everyone to apply.<br>
www.santander.com</p><p></p><p><b>
What Else You Need To Know</b><b>:</b></p><p>
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p><p></p><div><div><div><div><div><div><div><h2 class="jobSectionHeader"><b>
Base Pay Range</b></h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div><p>
Minimum:</p></div></div></div></div></div></div></div>
$63,750.00 USD<div><div><div><div><div><div><div><p>
Maximum:</p></div></div></div></div></div></div></div>
$97,500.00 USD<p></p><p><b>
Link to Santander Benefits:</b></p><p><b>
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)</b></p><p></p><p><b>
Risk Culture:</b></p><p>
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p></p><p><b>
EEO Statement:
</b></p><p>At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.<br>
<br>
<b>Working Conditions</b>:</p><p>
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.<br>
<br>
<b>Employer Rights:</b></p><p>
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p></p><p><b>
What</b><b> To Do Next</b><b>:</b></p><p>
If this sounds like a role you are interested in, then please apply.</p><p></p><p>
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.</p><p><b><br>
Primary Location: </b>New York, NY, Madison Ave Corp</p><p><b><br>
Other Locations: </b>New York-New York</p><p><b><br>
Organization: </b>Santander Bank N.A.</p></div>

<div>Branch Manager, Howell, NJ<p></p>
Country: United States of America<p></p><p><b>
Your Journey Starts Here:</b></p><p>
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.</p><p></p><p>
An exciting journey awaits, if you are interested in exploring the possibilities <b>We Want to Talk to You!</b></p><p></p><b>
The Difference You Make:</b><br>
As a Branch Manager you oversee the performance of the branch and daily operations, ensuring excellent customer experience, achievement of financial goals and efficient operations. The manager is responsible for leading and coaching a team, managing sales activities, deepening customer relationships, and ensuring compliance with banking regulations. This role includes fostering a positive work environment to drive employee engagement and productivity. You develop a culture within the branch in which quality and continuous improvement on all performance accountabilities are understood and utilized by all team members.<br>
<ul><li>
Direct overall branch performance, leading team to achieve sales targets, optimize operational processes and enhance customer satisfaction.
</li><li>Develop and implement sales strategies to grow revenue and market share.</li><li>
Motivate sales teams to effectively manage a pipeline of prospects and customers.</li><li>
Engage in consultative conversations with customers to offer tailored solutions that enhance their financial well-being, foster customer loyalty and increase branch productivity.</li><li>
Analyze branch performance data to drive strategic decisions to improve branch performance and operational efficiency.</li><li>
Coach and develop team members, setting clear expectations, enhancing performance and fostering professional development.</li><li>
Responsible for hiring, retaining and motivating branch colleagues across all job families within the branch.</li><li>
Accountable for managing branch scheduling to balance branch needs with employee availability.</li><li>
Utilize digital technologies and platforms to enhance customer interactions, educate them on self-service options and drive business outcomes.</li><li>
Provide an elevated experience, simplifying processes for customers while ensuring exceptional customer service.</li><li>
Manage escalated customer problems and provide effective solutions.</li><li>
Communicate clearly and effectively with customers in person, over the phone, or through digital channels.</li><li>
Accountable for risk management and compliance within a complex business environment, ensuring adherence to all company policies and regulatory requirements.
</li><li>Responsibilities may extend to supporting nearby branch locations based on business necessity.</li></ul><p><b><br>
What You Bring:</b><br>
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p><ul><li>
High school diploma, GED: or equivalent education - Required.</li><li>
Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred.</li></ul><ul><li>
3+ Years Demonstrated successful experience in Retail Bank sales management or related bank operations/support function - Required. (OR)</li><li>
5+ Years Experience in Retail sales management or equivalent demonstrated through a combination of work experience, training, military service, or education - Required. (OR)</li><li>
12+ Months Demonstrated successful Santander experience related to the essential functions and responsibilities of the Branch Manager role. District Executive, District Operations Manager and Region President endorsement of performance - Required. (AND)</li><li>
3+ Years Experience selling products and/or services in an incentive-based environment - Required.</li></ul><ul><li>
Proven experience in a sales leadership role, preferably as a Branch Manager or similar position.</li><li>
Proven relationship-building skills and a customer-centric approach.</li><li>
Excellent leadership and team management skills.</li><li>
Excellent customer service skills and a passion for helping others.</li><li>
Strong problem-solving skills with a proactive approach to issue resolution.</li><li>
Experience in coaching and developing team members.</li><li>
Excellent communication, consultative and influence skills both verbal and written.</li><li>
Ability to educate and connect customers to technology and share the value of digital tools and platforms.</li><li>
Ability to make data-driven decisions to improve performance and operational outcomes.</li><li>
Establishes and maintains effective working relationships.</li><li>
Ability to create a positive work environment and drive employee engagement.</li><li>
Strong knowledge of company policy, compliance regulations, risk management and loss prevention.</li><li>
Ability to work in a fast-paced environment and manage multiple priorities.</li><li>
Ability to interact with integrity and professionalism with customers and employees.</li><li>
Computer proficiency and basic math skills.</li><li>
Ability to work branch hours, which can include weekends and evenings.</li></ul><p><b><br>
Certifications:</b></p><ul><li>
No Certifications listed for this job.</li></ul><p><b><br>
It Would Be Nice For You To Have:</b></p><ul><li>
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.</li><li>
Experience in Microsoft Office products.</li></ul><p></p><p><b>
What Else You Need To Know</b><b>:</b></p><p>
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.</p><p></p><div><div><div><div><div><div><div><h2 class="jobSectionHeader"><b>
Base Pay Range</b></h2></div></div></div></div></div></div></div><div><div><div><div><div><div><div><p>
Minimum:</p></div></div></div></div></div></div></div>
$58,125.00 USD<div><div><div><div><div><div><div><p>
Maximum:</p></div></div></div></div></div></div></div>
$100,000.00 USD<p></p><p><b>
Link to Santander Benefits:</b></p><p><b>
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)</b></p><p></p><p><b>
Risk Culture:</b></p><p>
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.</p><p></p><p><b>
EEO Statement:
</b></p><p>At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.<br>
<br>
<b>Working Conditions</b>:</p><p>
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.<br>
<br>
<b>Employer Rights:</b></p><p>
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.</p><p></p><p><b>
What</b><b> To Do Next</b><b>:</b></p><p>
If this sounds like a role you are interested in, then please apply.</p><p></p><p>
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.</p><p><b><br>
Primary Location: </b>Howell, NJ, Howell</p><p><b><br>
Other Locations: </b>New Jersey-Howell</p><p><b><br>
Organization: </b>Santander Bank N.A.</p></div>

Branch Manager, Howell, NJ

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Commercial Credit Analyst

Commercial Credit Analyst

Branch Manager, Howell, NJ