Qureos Mentor

UBL - United Bank Limited

<div>
 
 
 JOB SUMMARY / PURPOSE:
 
 
 
 Evaluate / assess and recommend / approve credit workflows (credit applications and various credit approvals) submitted by SME including Islamic in-line with framework of internal &amp; external regulatory framework.
 
 
 
 
 
 
 JOB RESPONSIBILITIES:
 
 
 <ul>
 <li>
 To approve SME &amp; Agri including Islamic relationships of Islamabad, Rawalpindi, Jehlum, Gujrat, Mirpur, MAG, Mardan, Peshawar &amp; GB Regions within the delegated approving authority in-line with Business targets, Prudential Regulations and Bank&rsquo;s Credit Policy to ensure a quality portfolio for maximum return with minimum / mitigated risks.
 </li>
 <li>
 To review and signoff SME including Islamic relations which are above the delegated approving authority.
 </li>
 <li>
 To approve / review proposals for settlement / rescheduling / restructuring / write-off initiated by SAM / RAMU and requests for deferrals / deviations / exceptions / extensions as per credit approval authority.
 </li>
 <li>
 To minimize turnaround time and also to minimize audit objections and CAD issues pertaining to policy and regulatory deviations. Engaging business segments for a collaborative approach to ensure an efficient approval process and quality asset portfolio.
 </li>
 <li>
 To improve the quality of portfolio by forming views on sectors, providing input to determination of concentration of limits and determining appropriate exposure level on individual obligors.
 </li>
 <li>
 Proactive monitoring of portfolio and implementation of required corrective measures. Attend / conduct relevant meetings / PMCs with stakeholders.
 </li>
 <li>
 Assist / Support / Participate in team projects and initiatives, and also contribute value added input in the overall credit risk management portfolio.
 </li>
 <li>
 Regular visits of existing and potential clients.
 </li>
 <li>
 Improvement in performance of Credit Analysts and / or Senior Risk Analysts.
 </li>
 <li>
 To provide on-going training and guidance to credit staff (Business / CAD).
 </li>
 </ul>
 
 
 
 
 
 QUALIFICATIONS / EXPERIENCE AND SKILLS:
 
 
 <ul>
 <li>
 Master degree in Business/Economics/Commerce/CA/ACCA/ACMA/CIMA.
 </li>
 <li>
 Certification on Credit Risk assessment is preferable
 </li>
 <li>
 Minimum 10 years relevant experience including Credit Risk Management for at least five years.
 </li>
 <li>
 Good analytical skills and ability to think innovatively and strategic planning experience and capability.
 </li>
 <li>
 Adequate knowledge of credit analysis, negotiation, structuring and maintenance.
 </li>
 <li>
 Good understanding of the SME credit life cycle and key drivers of SME product performance.
 </li>
 <li>
 Strong interpersonal skills and ability to work independently.
 </li>
 <li>
 Integrity, meritocracy, common sense and attention to detail.
 </li>
 <li>
 Excellent verbal and written communication skills.
 </li>
 </ul>
</div>

Senior Credit Officer - SME North

<div>
 
 
 Job Summary:
 
 
 
 A Relationship Manager in Transaction Banking primarily manages client relationships and offers tailored solutions for transaction banking needs.
 
 
 
 
 
 
 Responsibilities:
 
 
 <ul>
 <li>
 Manage and expand a portfolio of corporate and institutional clients for transaction banking solutions including
 
 cash management, collections, payments, and trade finance
 
 .
 </li>
 <li>
 Drive new business opportunities and onboard
 
 new-to-bank clients
 
 .
 </li>
 <li>
 Ensure high-quality client servicing and act as a trusted advisor for banking solutions.
 </li>
 <li>
 Collaborate with internal product, operations, and compliance teams to deliver seamless services.
 </li>
 <li>
 Ensure compliance with bank policies, SBP regulations, and international best practices.
 </li>
 <li>
 Prepare MIS, call reports, and client reviews within defined timelines.
 </li>
 <li>
 Identify opportunities to
 
 cross-sell digital and transactional banking products
 
 .
 </li>
 </ul>
 
 
 
 
 
 Required Qualification &amp; Experience:
 
 
 <ul>
 <li>
 Bachelor&rsquo;s in Marketing or related fields. Master's degree will be preferred
 </li>
 <li>
 Minimum 3&ndash;4 years of relevant experience in Transaction Banking / Cash Management / Trade Finance.
 </li>
 <li>
 Strong knowledge of Transaction Banking products (Cash Management, Trade Finance, Supply Chain Finance, Collections &amp; Payments).
 </li>
 <li>
 Excellent client relationship management, communication, and problem-solving skills.
 </li>
 <li>
 Ability to analyze client needs and propose tailored banking solutions.
 </li>
 </ul>
</div>

Relationship Manager - Transaction Banking

<div>
 
 
 Summary:
 
 This position is responsible to primarily mobilize CASA deposit and to manage liability portfolio to boost business of the branch &amp; achieve expected/given targets and level of growth in all key result areas and ensure constant improvement in liability portfolio.
 
 
 
 
 
 
 Key Responsibilities
 
 
 <ol>
 <li>
 Focuses on New to bank clients and build deposit portfolio
 </li>
 <li>
 Ensure to meet 100% assigned targets
 </li>
 <li>
 Financial/deposit KPI to be achieved based on set targets
 </li>
 <li>
 Cross selling (Mobile App, Trade, Lending etc)
 </li>
 <li>
 Collaborate with internal teams to ensure delivery services.
 </li>
 <li>
 Stay updated on market trends, regulator instructions, and competitor activities.
 </li>
 </ol>
 
 
 
 
 
 Required Knowledge &amp; Skill set
 
 
 <ol>
 <li>
 Must have strong Marketing / Relationship management skills.
 </li>
 <li>
 Must have a clear understanding &amp; complete knowledge of regulatory procedures, Bank rules/regulations prevailing in Qatar.
 </li>
 <li>
 Well written and oral communication skills.
 </li>
 <li>
 Should have experience in strategic planning and execution.
 </li>
 <li>
 Ability to communicate and interact at all levels within and outside the organization in a meaningful way; must be an effective negotiator.
 </li>
 </ol>
 
 
 
 
 
 Education and Experience
 
 
 <ol>
 <li>
 Bachelor's degree (master&rsquo;s in business administration or equivalent will be preferable)
 </li>
 <li>
 Minimum 03 years Banking experience inside Qatar
 </li>
 <li>
 Must be Resident of Qatar along with holding valid Qatari Driving License
 </li>
 </ol>
</div>

Relationship Manager - Retail Banking

Join UBL - United Bank Limited and explore 3   exciting career opportunities. They're hiring for various roles with options for remote or on-site work. Apply today and become part of their innovative team.

UBL - United Bank Limited

ABOUT_COMPANY

Senior Credit Officer - SME North

Relationship Manager - Transaction Banking

Relationship Manager - Retail Banking