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Accounting Specialist

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About PalmPay

PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over 40 million users , we’re building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.

Operating in Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan , PalmPay has been recognised by CNBC as one of the Top 300 Global Fintech Companies and ranked #2 overall and #1 in financial services on the Financial Times’ Africa’s Fastest Growing Companies 2025 list.

Position Overview

We are seeking a detail-oriented and proactive Accounting Specialist to join our finance team in Pakistan. The role will support end-to-end accounting operations, including financial reporting, reconciliations, taxation, and compliance. The ideal candidate will have strong experience in NBFC, fintech, or financial services , with sound knowledge of Pakistan’s accounting and tax regulations .

Key Responsibilities

Financial Record Management

  • Maintain accurate and up-to-date financial records, including general ledger, cashbook, and bank book
  • Process invoices, reimbursements, and vendor payments, ensuring proper documentation and approval
  • Manage petty cash and daily expense records according to company policy

Reporting & Reconciliation

  • Prepare daily, weekly, and monthly financial reports, including cash flow, P&L, and balance sheet summaries
  • Perform bank reconciliations, vendor reconciliations, and intercompany reconciliations on a regular basis
  • Support month-end and year-end closing activities with detailed financial statements

Compliance & Taxation

  • Ensure compliance with FBR, SECP, and local NBFC regulatory requirements
  • Prepare and assist with tax filings, VAT, and withholding reports
  • Support audit processes, providing timely and accurate documentation for internal and external reviews

Budgeting & Analysis

  • Assist in budget preparation, expense tracking, and variance analysis
  • Provide financial insights to management for operational decision-making

Collaboration & Coordination

  • Liaise with regional and global finance teams to ensure accurate data consolidation and reporting
  • Support finance management in implementing process improvements and financial controls

Qualifications & Experience

  • Bachelor’s or Master’s degree in Accounting, Finance, or Business Administration
  • Minimum 3–5 years of accounting experience, preferably in NBFC, fintech, or banking sectors
  • Strong understanding of Pakistan’s accounting standards, IFRS, and tax regulations
  • Proficient in MS Excel and accounting software such as QuickBooks, SAP, or ERP systems
  • Excellent attention to detail and ability to manage multiple priorities
  • Strong analytical, communication, and problem-solving skills
  • Fluency in English and Urdu (written and verbal)

Preferred Qualifications

  • Part-qualified CA, ACCA, or ICMA certification preferred
  • Hands-on experience in automated reconciliation and reporting tools
  • Prior work experience in a multinational fintech or NBFC environment

Compensation & Benefits

  • Competitive salary package with annual performance-based review
  • Two festival bonuses per year
  • Mobile and internet allowance
  • Health insurance and paid annual leave
  • Opportunity to grow and develop within a global fintech company

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