Area Branch Manager

We are looking for a dynamic and results-driven Area Manager for our branches in Karachi. The ideal candidate will have hands-on experience in microfinance sector, with a strong track record in branch leadership, lending and deposit operations, and portfolio management.

Key Responsibilities:

• Supervise and support multiple branch teams, ensuring alignment with organizational goals.
• Drive microfinance lending performance and strengthen customer relationships.
• Monitor key performance indicators such as loan disbursements, recovery rates, and PAR (Portfolio at Risk), and initiate corrective actions where necessary.
• Conduct local market research to identify opportunities for growth and improve credit outreach.
• Ensure branches operate in full compliance with regulatory and internal policies, particularly in loan processing and recovery.
• Establish and maintain community partnerships to enhance borrower engagement and repayment behavior.
• Provide ongoing coaching, training, and performance management to branch managers and staff.

Qualification & Experience Required:

• Education: Graduate (Bachelor’s degree in Business, Finance, or related field preferred).
• Experience: Minimum 10+ years of relevant experience in banking or microfinance, including at least 5 years as Branch Manager or 1-2 years as Area Manager.

Skills & Competencies:

• Strong leadership and people management skills.
• Sound knowledge of microfinance lending operations and credit risk.
• Excellent communication and community engagement abilities.
• Proficiency in performance monitoring and branch-level reporting.
• Familiarity with banking compliance and operational controls.