Primary Purpose
Owns the strategy, architecture, and delivery of end-to-end AI/ML solutions; ensures compliance with banking regulations and internal policies; mentors juniors; partners with business owners to realize financial impact.
Key Responsibilities
Strategy & Prioritization
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Participate in build and maintain AI roadmaps aligned to business OKRs and regulatory requirements.
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Prioritize high-ROI use cases (risk, fraud, AML, CX, revenue uplift, cost reduction).
Solution Architecture
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Define target data and MLOps architecture (data lake/warehouse, feature store, model registry, CI/CD).
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Select tooling stack (e.g., Python, SQL, Spark, MLflow, feature store, Docker/Kubernetes, Airflow/Argo, API gateways, math, LLM tools, Gen AI tools, Agentic AI tools , … ).
Data & Feature Governance
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Establish data quality SLAs, lineage, cataloging, PII handling, and approval workflows.
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Define and curate reusable feature store assets with business definitions.
Model Development & Review
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Lead modeling approach selection; design experiments and validation plans.
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Enforce controls: bias testing, stability tests, challenger models, reject inference (where appropriate), and backtesting.
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Ensure explainability (SHAP/feature attributions), documentation, and approval packs for Model Risk Management.
Deployment & MLOps
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Standardize CI/CD for models, automated tests, reproducibility, canary/blue-green releases, and rollbacks.
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Define monitoring KPIs: performance, calibration, drift, data quality, and fairness; design alerting and retraining triggers.
Risk, Compliance, and Security
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Align with regulatory expectations (e.g., model governance, fair lending principles, AML/CTF).
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Ensure secure data handling: encryption, masking, segregation of duties, access reviews.
Business Integration & Value Realization
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Translate model outputs into decisions, thresholds, and policies; integrate with decision engines and channels.
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Track realized impact with finance (uplift, loss reduction, approval rates, NPLs, fraud savings, CX metrics).
Leadership & Mentorship
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Coach juniors via code reviews, pair programming, and learning plans.
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Build documentation, templates, and runbooks.
Stakeholder Management
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Communicate risks, timelines, and outcomes to executives; coordinate with IT, InfoSec, Audit and AI committee.
Required Skills & Experience
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7+ years in banking AI/ML or fintech; successful production deployments in credit risk/fraud/AML/marketing analytics is preferred.
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Strong in Python/SQL; experience with Spark; containerization (Docker), CI/CD; orchestration (Airflow/Argo); APIs (REST/GraphQL), LLM / Gen AI tools.
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Solid grasp of feature engineering for financial data, time-series methods, imbalanced classification, uplift modelling, and behaviour analysis.
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Cop with all AI new technologies, concepts with converting latest technologies to real life applications.
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MRM/Responsible AI: bias testing, interpretability, stability, documentation, and audit readiness.
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On-prem patterns; security and privacy best practices.
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Communication and leadership across technical and non-technical stakeholders.