Assistant Credit Manager, Contracting

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Receives credit proposals for corporate banking and examines them to ensure completeness of supporting information/ documents and compliance with Bank s requirements.
Undertakes detailed analysis of proposals by strictly adhering to:
Basic principles of lending
Bank s procedures & Policies
UAE Central Bank Rules
Regulations wherever applicable to assess quality and proper asset selection.
Conducts proper due diligence as to identification of gaps, if any in terms of disclosures/ information in proposals
Addresses and clarifies issues or points raised at the review stage prior to preparation of the SWOT Analysis
Prepares credit proposals with SWOT Analysis covering all significant factors (Strengths & Risks) for review and recommendation by Team Leaders, ensuring accuracy and completeness.
Addresses further queries/ requirements if any required by the Team Leaders / Unit Head for decision making or initiation of the decision process.
Communicates the Management decision on credit proposals to Business Analysts, RMs, Branch Managers, Segment Heads, Other Units & Unit Heads
Maintains proper records for receipt, processing & disposal of credit proposals/ JETS for monitoring reports, internal/ external requirements
Provides clarifications to Credit Control Unit for the preparation of post approval borrowing documentation.
Assists in Special Projects/ Assignments that are entrusted by the Team Leader/ Unit Head/ Management