Assistant Manager - Trade Finance - Credit Analysis - Global Service Centre

Financial Spreading: Prepare accurate and detailed financial spreads from client financial

statements (balance sheets, P&L statements, cash flow statements) to be used during the

underwriting process by the Credit team. 

Preliminary Credit Assessment: Analyze financial statements and provide initial insights to the

Sales team on whether prospective clients meet basic creditworthiness criteria and are suitable for

full credit evaluation. 

Sales Support: Work closely with the Sales team to quickly assess potential deals and provide

preliminary credit views to support business development activities. 

Collaborate with Credit Team: Ensure all financial spreads are prepared in alignment with Credit

team's underwriting standards and templates, subject to review by the respective Credit Manager

as per current practice, to enable direct use in credit assessment without duplication of effort.

Financial Analysis: Analyse financial statements, credit reports, and other financial data to assess

creditworthiness and risk levels. Identify trends and provide actionable insights based on financial

data to support Sales team decision-making. 

MIS Management: Create, update, and maintain detailed spreadsheets for tracking potential client

pipeline, financial spreading status, and preliminary assessment outcomes, etc.

Completed financial spreads ready for Credit team underwriting (no duplication of work).  Preliminary credit assessment summaries for Sales team. 

Quick turnaround on initial credit views to support sales pipeline velocity.

Min 3 years of experience in a credit analysis or financial spreading role. 

Strong understanding of financial analysis and financial statement spreading. 

Advanced proficiency in Microsoft Excel, including formulae, pivot tables, etc with a good

understanding of its functionalities 

Excellent communication and interpersonal skills, with a customer-oriented approach. 

Strong attention to detail and organizational skills. 

Ability to work effectively both independently and as part of a team. 

Experience in the banking industry and/or rating agencies preferred. 

Familiarity with trade finance products. 

Ability to work under time pressure and deliver quick turnaround on financial spreads to support

sales pipeline.

Bachelor’s degree in finance, Accounting, Business Administration, or a related field is required. 

MBA or professional certifications (CFA, CPA, etc.) preferred.