Assistant Vice President

Credit Risk Strategy

Job Description:

A successful candidate would work as an EXL consultant with a leading Mexico Financial Services

Organization on an unsecured lending portfolio. The job will require the consultant to work on:

• Support tactical & strategic risk analytics initiatives for banks’ Risk team
• Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs
• Policy analytics to make sure correct customer segments are targeted and acquired
• Recommend changes to business strategy and risk management policies
• Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance
• Clearly communicate analysis as presentations to technical & non-technical groups
• Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
• Summarize analytical findings into presentations and share analysis & reports with senior leadership.
• Maintain a high degree of technical and policy understanding with respect to credit risk.
• Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
• Train, coach and develop team members
• Well versed with statistical concepts EDA, measures of central tendency, measures of dispersion, Linear regression (SLR/MLR), hypothesis testing, probabilities etc.

Qualifications:

• 8-12 years of experience in Analytics and Decision Science.
• Risk Analytics experience: Portfolio analytics, Acquisition and Line Management, Project Management, Client Management
• Past experience in problem solving roles, strategic initiatives etc.
• Knowledge in Banking Domain
• Must have: Hands on work experience in Python, SQL, and advance excel
• Good to have – R software
• Educational Background
  • o B.Tech /B.E from premier/reputed organizations (IIT/NIT preferred)
  • o Other courses include economics, mathematics, operations research etc.