Business Loan Risk & Compliance Officer

• Ensure all business loan operations comply with internal policies, lender guidelines, and RBI regulations
• Monitor and assess risks associated with business loan applications and portfolios
• Conduct periodic audits and checks on loan documentation, approvals, and disbursements
• Review credit proposals and identify potential credit, operational, or legal risks
• Implement risk mitigation strategies and recommend improvements in loan processes
• Track deviations, irregularities, and exceptions in business loan sourcing and approvals
• Maintain MIS and reporting related to risk, compliance, and exceptions
• Coordinate with operations, credit, and sales teams to enforce risk and compliance standards
• Conduct training and awareness sessions for sales and operations teams on compliance policies
• Liaise with internal and external auditors during audits and inspections
• Support senior management in policy updates, risk assessment, and compliance reporting
• Monitor portfolio health and flag high-risk cases or segments for corrective action
• Ensure confidentiality and integrity of all business loan data and documents
• Keep updated on changes in regulations, banking policies, and risk management frameworks
• Recommend process improvements to reduce risk exposure and enhance compliance adherence

Job Types: Full-time, Permanent

Pay: ₹10,000.00 - ₹25,000.00 per month

Benefits:

• Flexible schedule
• Health insurance
• Life insurance
• Provident Fund
• Work from home

Work Location: In person

Expected Start Date: 21/01/2026