Capital Markets Analyst

Position Description: Summary:
The Capital Markets Analyst supports the Capital Markets Manager in several roles including Pipeline Risk Management; Product Pricing Strategy; Margin Management; Lock Desk; Gain on Sale Management.

Essential Functions & Responsibilities:
Pipeline Risk Management: Maintain Hedging Strategy within MCT system, Confirm Hedge Trades, Monitor the Hedged Pipeline
Product Pricing Strategy: Maintain the Rate Sheet Pricing Model and update assumptions, Create and distribute daily Rate Sheets, Monitor Market throughout the day to determine need to reprice
Margin Management: Track Competitor Pricing and Correspondent Volume to determine Position. Work with Sales to determine appropriate pricing incentives
Lock Desk: Create and monitor Lock Reports to determine accuracy of pipeline data and work with the Lock Desk to update systems.
Gain on Sale Management: Assist in Loan Sales and Securitizations

Knowledge, Skills & Abilities:
Technical Skills: Deep understanding of financial instruments, securitization, debt structuring, and regulatory environments.
Negotiation: Strong ability to negotiate legal and financial terms.
Communication: Excellent verbal and written communication skills to articulate complex strategies to stakeholders.

Education and Qualifications:
Bachelor's degree in finance, Economics, or related field (MBA or CFA often preferred).
Typically, 3+ years in lending capital markets, investment banking, asset management, or specialty finance.

Interpersonal Skills:
Confidentiality and integrity
Active listening
Teamwork
Empathy
Clear Communication