Chief Financial Officer - MCA Platform

Chief Financial Officer
Merchant Cash Advance Platform
Location: Ocean County, NJ (On-Site)
Compensation: $250,000 – $300,000 (DOE)

Overview
We are a rapidly growing Merchant Cash Advance (MCA) platform seeking a highly analytical, hands-on Chief Financial Officer to lead the organization through its next phase of financial transformation, institutional readiness, and scalable growth.
This is a strategic and operational leadership role, not a passive oversight position. The CFO will be responsible for building financial infrastructure, addressing legacy inefficiencies, implementing forward-looking systems, and serving as a key partner to ownership and external investment stakeholders.
The ideal candidate brings deep experience within alternative lending or a comparable financial services environment, with a proven ability to combine technical expertise, financial strategy, and operational execution.

Key Responsibilities

• Prepare institutional-grade financial statements, reporting packages, and projections for sophisticated investment partners
• Develop and maintain forward-looking financial models aligned with portfolio performance and capital deployment strategies
• Oversee and enhance revenue recognition, portfolio accounting, and syndication reporting processes
• Ensure financial reporting accurately reflects tax implications and aligns with strategic objectives
• Lead proactive and compliant tax strategy in coordination with external advisors
• Build scalable financial infrastructure and eliminate key-person dependencies across financial operations
• Oversee remediation of legacy accounting issues and implement best-in-class reporting systems
• Partner with executive leadership on capital strategy, cost of capital optimization, and long-term growth planning
• Manage external CPA firms and advisors, ensuring performance, accountability, and alignment
• Establish transparent, standardized processes to ensure accessibility and integrity of financial data across the organization
• Drive structure, discipline, and operational consistency across the finance function

Required Qualifications

• Proven experience as a CFO or senior finance leader within financial services, alternative lending, specialty finance, or a similar high-velocity capital environment
• Demonstrated ability to prepare financials and reporting for institutional investors
• Strong expertise in tax implications as they relate to financial reporting and strategy
• Track record of building and scaling financial infrastructure within a growing organization
• High level of technical proficiency and experience modernizing financial systems
• Experience leading financial cleanup initiatives and implementing structured processes
• Ability to operate effectively in a fast-paced, entrepreneurial environment

Preferred Qualifications

• CPA designation
• Experience in Merchant Cash Advance (MCA), factoring, or comparable capital-intensive lending models
• Familiarity with portfolio modeling and structured finance
• Experience working within a close-knit, high-accountability team environment

Candidate Profile

• Demonstrates strong leadership presence and sound judgment
• High level of ownership and accountability
• Hands-on operator with a proactive, solutions-oriented mindset
• Technologically adept and forward-thinking
• Highly organized, focused, and dependable
• Capable of leading organizations through transition—from remediation and process improvement to structured, scalable growth

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