Claims – Express Claims Specialist I

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person ®.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow

Start your journey with us

The Express Claims department is seeking a qualified candidate to fill the new role of Express Claims Specialist I. This HQ-based role will work within the Express Claims Center and will primarily handle first party auto exposures eventually including total loss settlement and first party injury exposures with no dollar authority limit. Over time, this will also be expanded to include other business lines and coverages. This individual will handle most if not all assigned claims to conclusion.

The selected candidate will be provided enhanced training on all aspects of claims handling including recorded statements, comprehensive claims handling investigations, total loss settlement and working with other departments like SIU, HQ Claims casualty, property or private client and other resource groups.

Salary Range : The pay range for this position is $52,000-$65,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Be Ready To

• directly handle assigned first party auto claims with no dollar authority limit
• complete thorough, detailed claim investigations including injury recorded statements when warranted, partnership with SIU and onboarding experts when needed – comprehensive review of police reports, hospital records and medical information including private data
• analyze auto or property coverage forms including specialized personal and commercial auto and property forms, complete complex coverage letters including reservation of rights or claim declination or position letters
• comprehensive analysis of complicated auto estimates, routine negotiations with body shops and service providers regarding labor rates and work product
• work with the private client claims group regarding handling files excess of $100,000
• place high emphasis on over-the-phone customer service to meet customer needs
• monitoring and supporting exceptional claim service to ensure high customer satisfaction
  
  

Be Equipped With

• prior experience as a high-performing claims adjuster or with meaningful prior insurance experience
• associates with prior leadership (people management or technical work) experience outside of CIC will also be considered
• Prior claims-handling experience preferred but not required for the right candidate
• the ability to work independently, strong critical thinking skills and the ability to make informed decisions
• a bias towards action, a proactive mindset and someone who can take ownership of a file from start to finish
• exceptional communication and customer service skills and a desire to serve the customer’s needs
• quality written communication skills and ability, and a desire to learn how to author complicated business and coverage letters
• desire to learn much and learn quickly as the role grows in complexity over time
  
  

You’ve Earned

• Bachelor’s degree strongly preferred – will consider applicants with substantial leadership or claims-handling experience in lieu of a degree
• pursuit of AINS or AIC designation exam study or completion of either. The selected candidate will be expected to complete AIC coursework within two-years of hire date
  
  

Enhance your talents

Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career.

Enjoy Benefits And Amenities

Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated.To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages.

Many departments at our Headquarters in Fairfield, Ohio, offer hybrid work options, empowering associates to work from home several days a week. Depending on your role and responsibilities, hybrid options may be available.

Embrace a diverse team

As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation; religion; national origin; age; disability; or any other basis prohibited by law. Learn more about the Federal Employment Notices .

US-OH-Fairfield