Job Details
Description
ESSENTIAL DUTIES and RESPONSIBILITIES
include, but are not limited to the following:
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Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
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Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
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Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.
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Promote and cross-sell other Bank services to existing and prospective clients
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Oversee preparation of legal documents for loan closings
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Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
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Maintain portfolio delinquency at levels acceptable to management
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Interact with operational and technical areas to resolve problems
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Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
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Adhere to all appropriate service standards
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Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
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Regular, predictable attendance is an essential requirement of this position
EDUCATION And/or EXPERIENCE
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Bachelor degree in Business Administration or Finance
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Minimum of three (3) years experience as a commercial lender
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Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
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Ability to clearly and effectively communicate both verbally and in writing
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Frequent travel will be required using reliable personal transportation
E-Verify is used to confirm the identity and employment eligibility of all newly hired employees.
Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran