Compliance & AML Officer

Job Summary:
We are looking for a diligent and knowledgeable AML Officer to lead our anti-money laundering efforts within a real estate development company focused exclusively on off-plan sales. The ideal candidate will have hands-on experience in AML compliance specific to the UAE real estate sector and a deep understanding of risks associated with off-plan transactions, high-net-worth buyers, and international investors.

Key Responsibilities:

• Design, implement, and manage the company's AML/CFT framework in compliance with UAE regulations, including the UAE Central Bank, Ministry of Economy, and FIU directives.
• Monitor off-plan sales transactions to identify and report suspicious activities, including those involving cash buyers, foreign investors, or complex ownership structures.
• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD), ensuring source of funds and UBO verifications are completed before booking units.
• Verify and check brokerage documents to ensure compliance and authenticity.
• Verify and check vendor documents and their corresponding payments in line with AML requirements.
• Ensure all AML-related and supporting documents are collected, verified, and filed properly for record-keeping and regulatory inspections.
• File Suspicious Transaction Reports (STRs) through the goAML platform and maintain accurate records as per regulatory requirements.
• Deliver regular AML awareness and training sessions to internal teams including sales, finance, and customer relations, specifically focused on off-plan risk exposure.
• Act as the point of contact for regulatory bodies, including during audits, inspections, and information requests.
• Perform periodic risk assessments related to project launches, investor demographics, and sales channels.
• Stay current with UAE’s AML laws, Cabinet Resolution No. (10) of 2019, and other evolving real estate compliance obligations.

Requirements:

• Minimum 3–5 years of AML experience, including at least 2 years within a UAE real estate development company (off-plan focus is essential).
• In-depth knowledge of UAE AML regulations and real estate-specific compliance frameworks.
• Experience handling off-plan sales transactions and working with internal sales & finance teams.
• Proficient in goAML platform, STR reporting, and managing regulatory audits.
• AML certifications such as CAMS, ICA, or equivalent preferred.
• Bachelor’s degree in Law, Finance, Business, or a related field.
• Strong analytical, investigative, and communication skills.
• Fluency in English; Arabic is a plus.

Preferred Attributes:

• High integrity and attention to detail.
• Proactive, with the ability to work independently and handle sensitive data with confidentiality.
• Familiarity with buyer behavior and transaction trends in the off-plan real estate segment.

Job Type: Full-time

Pay: AED8,000.00 - AED10,000.00 per month

Application Question(s):

• What's your notice period??
• What's your expected monthly salary?

Experience:

• Real Estate Development: 1 year (Required)
• AML & Compliance: 5 years (Required)