Credit Allocation Specialist/Assistant Manager

Job Description

• Develops implements and regularly revises the credit policy and the respective procedures, ensures their effective implementation to be in alignment with the current legislation and regulations as well as with Bank of China group guidelines
• Executes credit-worthiness analysis in order to ensure the accurate and timely evaluation of all client requests and the minimization of credit risk
• Regularly monitors and reports credit risk exposure to authorities
• Ensures all necessary actions (i.e. collaterals, loan restructuring, etc.) taken to minimize the Bank’s exposure to credit risks
• Assists Credit Allocation Manager in directing all required activities for the development of the necessary infrastructure for the automation of credit processes in order to enhance efficiency and effectiveness of credit operations
• Supports Credit Allocation Manager on identifying credit training needs and requirements for the Bank’s employees in terms of credit transactions, processes and documentation, develops the respective credit training program and ensures the effective implementation of training activities in order to contribute to the development of the desired credit culture
• Follows the credit portfolio of the Bank
• Follows sectoral updates in the market
• Oversees data collection ensuring timeliness and accuracy
• Develops, implements and maintains credit data marts for modeling and reporting

Desired Skills & Experience

• Bachelor’s degree from a reputable university with a major in Business/Economics/Finance. Master's Degree in Business Administration is preferred
• Minimum 3-8 years of professional experience in the related function of banking sector
• A solid understanding of investment portfolio strategy, banking, and financial instruments
• Excellent knowledge of markets, credit business and regulations
• Advanced level of spoken and written English
• Strong verbal communication skills
• Advanced level of MS Office programs
• Sufficient knowledge of counterparty risk assessment and country risk reporting
• Experienced in project finance and cross border credit exposures, and regulatory credit risk reporting
• Experienced in Firm Analysis Report preparation in English
• Strong analytical skills
• Outstanding communication and interpersonal skills
• Meticulous and detail-oriented, and consistently accurate
• High level of organization and excellent project management skills
• Solid problem solving and time management skills
• No military obligation for male candidates