Credit Analyst

Job Description:

The Credit Analyst (Commercial Banking) will provide operational and analytical support to the Real Estate section in preparing Credit proposals/applications, ensuring effective monitoring of all aspects of business in terms of credit quality, as per the internal policies and procedures, QCB guidelines and other relevant regulatory framework. The job holder will identify, measure, monitor, control and perform periodic reviews of the risk inherent in the allotted portfolios. The incumbent will analyze customer strengths and weaknesses, providing recommendations, noting any deviations from the policies, and terms, as appropriate, and will prepare and review annual or quarterly reports as appropriate for the portfolios.

Requirements:

• At least 5 years’ experience in a similar role in a bank / financial institution

• Good understanding of corporate credit products, procedures and market trends

• Strong quantitative skills

• Graduate from a good university preferably in commerce or accounting

• Strong communication and analytical skills