Credit Analyst

The Credit Analyst is responsible for supporting the Credit Team. This individual is responsible for producing daily reporting and forecasting on credit line utilization. The credit analyst will assist in the credit review process, requesting, filing and spreading financial statements. This individual will also be responsible for tracking and responding to new credit applications, securing collateral, confirming payments, troubleshooting credit issues, and covering for the Credit Manager when needed.

What You'll Do:

• By analyzing financial statements and utilizing other credit tools, evaluate the creditworthiness of counterparties.

• Reports on expected credit exposure and ensures that credit limits are not exceeded.

• Stays up to date with the fuel wholesale, energy, and credit industries and with Gulf’s counterparties.

• Ensures all trade activity has collateral posted or is within established credit parameters

• Works with Accounting, Marketing and Scheduling to resolve issues and questions regarding credit exposure.

• Negotiates collateral including but not limited to letters of credit and corporate guarantees.

• Escalates issues to management when dealing with past due accounts or accounts exceeding established credit limits.

What We're Looking For:

• Bachelor’s Degree from an accredited college or university in Finance, Economics, Accounting, or a related field

• 2+ years’ experience in wholesale fuel credit function

• Financial, accounting or commercial trade credit background preferred

• Proficient in Microsoft suite, specifically Excel required

• Commercial bulk commodities experience preferred

Fueled by Growth, Driven by You

At RaceTrac, our people make the difference. Whether you’re working in a store, at our corporate office, or on the road, you’ll be part of a team that brings energy, innovation, and a passion for serving others every day. We support each other, celebrate wins big and small, and create opportunities for growth at every level. With four operating divisions RaceTrac, RaceWay, Energy Dispatch, and Gulf - there’s always a new challenge to take on and a new path to pursue. Join us and discover how far your career can go.

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