Credit Analyst

Location: Harvard Main Branch
Job Type: Full-Time | Schedule: Monday – Friday
Salary Range: $22.00 – $25.00 per hour

Overview:

The Harvard State Bank has an opening for Credit Analyst. This position provides loan analysis, administrative support, exceptional customer service, and loan processing/maintenance for the loan department and commercial loan officers.

Key Responsibilities:

• Prepare the loan analysis, cash flows, and loan narratives
• Spread & analyze business and personal financial statements, tax returns, etc.
• Perform collateral analysis for real estate, accounts receivable, inventory, investments, etc.
• Research industry trends and potential risks
• Conduct annual reviews on existing credit relationships as needed to monitor credit quality
• Involved in the process of getting the loan approved and completing a loan file from beginning to end
• Create and follow loan pipeline for new loans and loan renewals.
• Conduct annual reviews on bank vendors to assess their financial condition
• Complete real estate appraisal reviews for both commercial and residential properties
• Constant Communication with Loan Officer to meet certain file deadlines
• Follow up of loan exceptions for financial documents. Only notify Loan Officer when all efforts have been exhausted.
• Help in administering internal and external audits by checking and verifying file information

How to Apply:
Send your resume to: hr@thehsb.com