Credit Analyst

Key Responsibilities:

Duties and Responsibilities:

1. Communicate with the Sales team to ensure all client documents are completed.
2. Coordinate with the Collections Department regarding existing clients.
3. Review and assess credit applications.
4. Conduct credit visits when required.
5. Prepare credit studies, including: (Financial statement analysis, Bank statement review)
6. Obtain and review credit reports from SIMAH.
7. Submit credit applications and studies to the Credit Manager and Credit Committee.
8. Follow up on Credit Committee decisions and ensure compliance with approval conditions.
9. Prepare and process contracts and guarantees.
10. Maintain proper filing and archiving of contracts, guarantees, and client documents.
11. Prepare monthly reports on transactions and credit visits.

Languages:

• Arabic (written and spoken)
• English (written and spoken)

Requirements:

• Saudi nationality.
• Bachelor’s degree in finance, Accounting, or a related field.
• Minimum of one year of experience in Credit Management.
• Good proficiency in Microsoft Office (Word and Excel).
• Strong communication skills with the ability to build professional relationships.
• Ability to work effectively within a team environment.
• Strong time management skills with the ability to prioritize and handle multiple tasks.