Credit Analyst – Retail Loans

• Analyze and evaluate credit applications for PL / BL / HL / LAP
• Assess customer eligibility, income, cash flow, and repayment capacity
• Review credit bureau reports (CIBIL/Experian/Equifax) and banking statements
• Conduct risk assessment and recommend approve / reject / conditions
• Ensure adherence to lender credit policies and underwriting norms
• Highlight risk factors and suggest mitigants where required
• Coordinate with sales and processing teams for clarifications
• Maintain accurate credit notes, MIS, and decision records

✅ Key Metrics: Approval quality, rejection accuracy, portfolio performance, turnaround time (TAT), policy compliance

Job Types: Full-time, Permanent

Pay: ₹12,000.00 - ₹25,000.00 per month

Benefits:

• Flexible schedule
• Health insurance
• Life insurance
• Provident Fund
• Work from home

Work Location: On the road

Expected Start Date: 15/01/2026