Credit Analyst - SME/HL-Ahmedabad

Functional Designation

Credit Analyst

Business Unit

CREDIT - MICRO SME, SME AND COMMUNITY RELATIONS

Sub-business Unit

CREDIT - MICRO SME, SME AND COMMUNITY RELATIONS

Department

Credit & Risk

Locations

Ahmedabad

Grade

Reporting to

Head Credit SME,Chief Credit Officer (CCO)

Job Summary

Manage credit for the business unit (SME)

Detailed Responsibilities

Investigating the financial standing and reputation of credit applicants.
Preparation of Proposals
Risk Rating of proposals
Establishing and controlling Credit limit and term.
Presentation of Proposal to sanctioning authorities.
MIS maintenance.
Prepare reports of loan and accounts, which have outstanding (unpaid) amounts.
Site visiting and personal discussions with the client

Qualification

Essential Desired

Graduate MBA/CA/CFA

Experience

Essential Desired

Experience in Credit Role Experience in Credit Role in SME

Desired skills and competencies

Credit writing skills
Eye for detail
Analytical ability
Good understanding of financial analysis concepts
Good (written / spoken) communication skills
Good Software Skills (Microsoft Office)