Credit Control Analyst

Key Responsibilities:

• Credit Risk Assessment
• Evaluate the creditworthiness of new and existing clients using financial statements, credit reports, and payment history.
• Recommend credit limits and terms in line with company policies.
• Accounts Receivable Management
• Monitor outstanding invoices and ensure timely collection of payments.
• Reconcile customer accounts and follow up on overdue balances.
• Prepare aging reports and highlight high-risk accounts.
• Collections & Dispute Resolution
• Contact clients regarding overdue payments via calls, emails, and reminders.
• Coordinate with sales and customer service teams to resolve billing disputes.
• Negotiate repayment plans where necessary.
• Reporting & Analysis
• Generate regular reports on debtor status, credit exposure, and cash flow forecasts.
• Analyze trends in customer payment behavior and recommend actions to mitigate risks.
• Compliance & Process Improvement
• Ensure adherence to company credit policy and regulatory requirements.
• Support internal and external audits related to receivables.
• Suggest process improvements to enhance collection efficiency.

Key Skills & Competencies:

• Strong understanding of credit risk, collections, and receivables management.
• Analytical mindset with ability to interpret financial data.
• Excellent communication and negotiation skills.
• Proficiency in MS Excel, ERP systems (SAP/Oracle/Tally or similar).
• High attention to detail and ability to work under pressure.

Job Types: Full-time, Permanent

Pay: Up to ₹35,000.00 per month