Credit Management & Control Manager.CIBG - Corporate Origination and Business Development.41.Co ...

Overview

Handling end-to-end corporate onboarding with focus on new-to-bank relationships across the UAE, Mashreq's footprint markets, and non-presence countries including KSA and Turkey. This will entail preparing high-quality credit applications, ensuring compliance with policies, strategies and regulations, identifying key risks, and implementing mitigants aligned with the bank's target market, credit appetite, and strategic objectives.

Responsibilities

• Work closely with originators on new to bank transactions, including discussions with customers on funding requirements, facility structure and related terms and conditions in addition to ensuring that all necessary information required for processing a credit proposal are obtained from the customer.
• Prepare high quality credit proposals with a focus on identifying major risks whether operational or financial based on thorough evaluation of the credit worthiness and debt repayment capacity.
• Span includes local and multinational clients across all business sectors in Corporate & Investment Banking Group (CIBG) and International Banking Group (IBG) countries.
• Ensure credit application submission within acceptable turnaround time (TAT) which meets Mashreq Bank's internal standards and ensure maximized share of wallet.
• Manage risks in line with bank's risk appetite while highlighting any policy exceptions within the credit application and recommending mitigants for same.
• Perform required transaction screening and conducting independent due diligence (i.e.: CBRB check, E-name, desktop search etc).
• Establish cordial relationship with Credit risk Management and be involved along with Originators in relevant discussions to support any given transaction.
• Handle monthly/quarterly reports and ensure timely submissions.
• Review of facility documents in coordination with originators for execution including liaising with Legal team and obtaining required approvals.
• Coordinate with operations team for limits loading and obtain required approvals in case of any exceptions.
• Work closely with middle office and compliance to handle smooth account opening experience.
• Review of department's booked transactions during the quarterly risk and control assessment process to ensure alignment with the credit policy and approved strategies.

Qualifications

• Bachelor degree in Finance or Accounting with strong GPA. Master degree in Finance or Business Administration is a plus.
• Minimum of 5 years of Credit risk management or corporate banking experience with a regional or multinational bank.
• Completion of relevant bank credit program or professional certification in risk management.
• Strong ability to read and interpret financial data with knowledge of credit risk and financial analysis.
• Good understanding of Central bank regulations, AML and Fraud policies;
• Good knowledge of banking products and understanding bank operations.
• Excellent communication, presentation and writing skills.
• Ability to handle multiple tasks, meet deadlines and work under pressure.

Seniority level

Mid-Senior level

Employment type

Full-time

Job function

• Accounting/Auditing and Finance

Industries

• Banking