Credit Risk Analyst

Description:

Our ideal candidate is excited to become a part of a talented, fast-growing team and must display these three top (required) skills:

• Basic to Intermediate experience with T-SQL, and Reporting Platforms.
• Excellent verbal and written communication skills.
• Strong analytical and problem-solving skills are required.

Overview:

The Risk Team Analyst position primarily supports the development and maintenance of robust reporting and analysis on Vervent’s various products. This reporting is vital to the success of Vervent’s programs, investor performance, and strategic objectives. The Risk team is comprised of Credit Risk, Model Risk, Data Science and Financial Risk. While the Risk Analyst I will be trained and accountable to one of these areas, it is expected that the analyst understands the importance of providing accurate data and working with the other areas to ensure success.

The Credit Risk Analyst will complete ad hoc analyses to drive business decisions and create reporting to demonstrate portfolio performance.

Why Vervent? Company Perks:

• Medical, FSA & HSA, Dental, Vision + More!
• 401k - 100% vested once you start contributing. Generous company match!
• Regular employee health, wellness & engagement activities!
• Pet Insurance, because fur babies are important to us too!
• Beautiful local offices with on-site/hybrid options

About Vervent:

As a fintech leader, Vervent sets the global standard for outperformance by delivering superior expertise, future-built technology, and meaningful services. We support our industry-leading partners with primary strategic services and our goal is to empower companies to accelerate business, drive compliance, and maximize service. To learn more, please visit Vervent.com.

If you’re interested in reviewing the full job description, continue reading below…

Primary Responsibilities:

• Ensure timely and accurate completion of all tasks and reporting.
• Proactively communicate status or issues impacting timeliness of reporting and/or task completion.
• Present findings and suggestions from analyses to various levels of management.
• Work with Sr. Analyst to review, enhance, build, and implement Predictive Models.
• Support testing, implementation, and management of underwriting criteria and models.
• Cross-train to other Risk functions (similar in responsibility) to ensure redundancy within the Risk team.
• Perform additional duties and responsibilities as required.

#LI-VW1 #LI-Remote

Requirements:

Position Requirements:

• Degree in Business Intelligence/Analytics, Finance, Mathematics, Statistics or equivalent work experience is preferred.
• 1-5 years of job-related experience in a credit card/financial services environment is preferred.
• Excellent verbal and written communication skills.
• Strong analytical and problem-solving skills are required.
• Proficient knowledge of standard office equipment including PC skills with emphasis using Microsoft products.
• Basic to Intermediate experience with T-SQL, and Reporting Platforms.
• Familiarity with a statistical modeling software such as R, SAS, or Python.

Additional Vervent Details:

• Founded in 1986, purchased by current CEO, David Johnson, in 2008
• Privately owned by Stone Point Capital, Vervent Management and other passive investors
• 1,500 Employees
• Lines of Business:
• Primary Servicing – Loan, Credit Card, and Lease Servicing
• Capital Markets Services – Backup Servicing, Verifications, Structured Settlements, eVault, etc.
• Credit Card Programs – Fully-Managed Credit Card Programs (secured and unsecured), Managed Card Services, Application Processing
• Clients include consumer and small business “marketplace” lenders, finance companies, leasing companies, insurance companies, captive finance companies, alternative capital providers, consumers and banks.

To learn more, please visit Vervent.com.

Physical Requirements:

The work is of an intellectual nature. While performing the functions of this job, the employee is required to stand and sit for prolonged periods. Specific vision abilities required include close and medium distance vision and the ability to adjust focus. Must be able to hear normal sounds, distinguish sound as voice and communicate through human speech. This position requires the ability to operate a keyboard, computer mouse, telephone, fax, copier, writing tools, and other standard office equipment. On an occasion, an employee will be asked to lift items weighing up to 35 lbs.

Other Duties:

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Salary:

$54,750.00 - $73,000.00 per year