Senior Credit Officer - Cairo

The Senior Credit Officer is required to manage all credit Management tasks. The role involves analysis and tracking of customer aging & payment behaviour and analysing any possible new credit granting opportunity in line with Imdad Credit Policy. In addition to Monitoring customers payment behaviour and interacting with any unjustified overdue.

The role holder may be required to personally handle complex Credit cases and to demonstrate a valid analytical Credit Opinion, in addition to professional negotiation skills.

Job Responsibilities:

• Adhere to company policies, procedures and directions. Report on overriding credit policy incidents to Imdad Management.
• Review New & Current Credit Application, analyse all documents, reporting any missing documents, and making sure that approvals are based on complete receipt of requirements as per company Credit Policy.
• Reviewing & revising contracts & credit granting limits and advising any potential risk deals in addition to providing the most achievable solution to proceed with the credit deal.
• Analyse and assess the financial statements and credit history of new & existing clients, any affiliated accounts.
• Prepare credit reports according to established procedures & requests.
• Provide credit recommendations tied to analysis and assessment of credit risk.
• Assist finance department to reconcile & schedule the credit deals and identify discrepancies and variances.
• Prepare and review the drafts related to customers’ contractual arrangements (e.g. sales contracts, addendums, etc.)

Requirements

Minimum Qualifications:

• Bachelor’s degree in accounting.
• 4 – 6 Years of experience in credit management.
• Very Good English and Arabic – verbal and written.
• Excellent in Microsoft Word and Excel

Skills:

• Teamwork.
• Excellent written and verbal communication skills.
• Self-motivated with the ability to learn.
• Strong follow-up skills.
• Open to handling new tasks if required.
• Committed with the ability to work under pressure.
• Corporate etiquette.

Benefits

Annual Increment, Annual Incentive