Credit Risk Manager

About the Role

Our client in Bahrain is seeking an experienced Credit & Risk Manager / Head of Risk to lead enterprise-wide risk and credit functions, ensuring strong portfolio quality, regulatory compliance, and sustainable growth.

Key Responsibilities

• Develop and maintain risk management frameworks, policies, and risk appetite.
• Oversee credit underwriting, approval processes, and lending controls.
• Approve credit proposals within delegated authority.
• Monitor portfolio performance (arrears, delinquency, NPLs, recoveries).
• Conduct stress testing and portfolio risk analysis.
• Ensure compliance with CBB regulations and reporting requirements.
• Manage risk reporting, audits, and governance processes.
• Provide risk input on new products and strategic initiatives.

Key Requirements

• Bachelor’s degree in Finance, Banking, Accounting, or related field (MBA preferred).
• 7–10 years’ experience in credit/risk management within financial institutions.
• Strong knowledge of CBB regulations (Volume 5 preferred).
• Professional certifications (FRM, CFA, ACCA, CPA) are an advantage.

Core Skills & Competencies

• Credit analysis and underwriting
• Portfolio analytics and IFRS 9 (ECL)
• Strong analytical thinking and decision-making
• Leadership and stakeholder management
• High integrity and attention to detail

Pay: BD2,000.000 - BD4,000.000 per hour

Experience:

• knowledge of CBB regulations (Volume 5 preferred): 5 years (Preferred)
• credit/risk management within financial institutions: 7 years (Preferred)

Work Location: In person