Handle customer queries related to account opening, Service request, profile changes, app usage, transactions, cards, complaints, and any other that may be assigned from time to time
Verify customer identity as per SBP and bank policies
Log cases in Customer Relationship management (CRM)
Escalate unresolved issues to supervisors or concerned departments
Ensure strict compliance with AML, KYC, data privacy, and information security standards
Maintain service quality KPIs including CSAT, FCR, AHT, and compliance scores
Educate customers on self-service options and promote digital adoption
Handle fraud-related queries and report suspicious activities as per fraud management SOPs
Assist customers with digital onboarding, biometric issues, OTP verification, app security and other features
Guide customers on password reset, device binding, and digital security best practices
Ensure maker-checker compliance where applicable
Follow call etiquette, professional communication standards, and confidentiality requirements
Ensure adherence to call center security protocols including restricted access and no mobile phone policies
Secure workstation practices
Participate in training, quality assessments, and knowledge base updates
Handle escalated and sensitive customers with professionalism and empathy
Support business continuity and disaster recovery processes when required
Work in rotational shifts as per the scheduled
Willingness to work on weekends and public holidays as per business requirements
Adhere to the assigned shift schedule and take breaks strictly in accordance with bank policies and requirements
Maintain strict confidentiality and compliance with the Bank's security and data protection standards
Perform duties and tasks assigned by the manager in line with bank requirements
Requirements
1-2 years of experience in a call center, preferably in banking or fintech
Excellent communication and interpersonal skills.
Customer Centric approach
Basic knowledge of banking products and digital platforms
Proficiency in computer usage and CRM systems
Ability to work in rotational shifts/Holidays/Weekend
Understanding of compliance and confidentiality requirements